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Table 5.6 : Sector-Wise Gross Bank Credit of Scheduled Commercial Banks

(Amount in ` crore)

Sector

April 2009

May 2009

June 2009

July 2009

August 2009

September 2009

(1)

(2)

(3)

(4)

(5)

(6)

I

Non-food Credit (1+2+3+4)

2571117

2558246

2580088

2613132

2623551

2694164

1.

Agriculture & Allied Activities

331598

330132

330513

330546

329847

336896

2.

Industry (Micro & Small, Medium and Large)

1044983

1040447

1058085

1084862

1096764

1139372

 

2.1

Micro & Small

179976

179859

178884

184125

183223

185220

 

2.2

Medium

123086

122439

126934

130648

129257

130326

 

2.3

Large

741920

738149

752267

770089

784284

823826

3.

Services

635377

629759

635097

636988

632417

651580

 

3.1

Transport Operators

39665

39032

38554

39598

39250

39174

 

3.2

Computer Software

9594

8918

9656

9835

9287

10356

 

3.3

Tourism, Hotels & Restaurants

13614

13862

13669

14202

14824

15216

 

3.4

Shipping

9660

9552

9914

9721

9464

9797

 

3.5

Professional Services

42880

43879

44425

43807

46383

46031

 

3.6

Trade

141536

142290

142888

148396

147259

154261

 

3.6.1

Wholesale Trade (other than food procurement)

66609

67660

68363

71298

70497

75748

 

3.6.2

Retail Trade

74928

74630

74525

77098

76762

78513

 

3.7

Commercial Real Estate

94323

94544

96380

96936

96701

94187

 

3.8

Non-Banking Financial Companies (NBFCs)

97047

94503

93739

100354

101281

106045

 

3.9

Other Servicesm

187058

183179

185872

174140

167968

176514

4.

Personal Loans

559160

557909

556393

560736

564523

566315

 

4.1

Consumer Durables

7944

7997

7783

7876

7832

8075

 

4.2

Housing (Including Priority Sector Housing)

278444

278455

279591

281659

284721

287256

 

4.3

Advances against Fixed Deposits (Including FCNR (B), NRNR Deposits etc.)

46926

45938

46703

45394

44746

45203

 

4.4

Advances to Individuals against share, bonds, etc.

2231

2260

2317

2167

2230

2280

 

4.5

Credit Card Outstanding

27628

26978

26383

25334

24889

24246

 

4.6

Education

28418

28694

29452

30887

32004

33136

 

4.7

Vehicle Loans

60786

60813

60370

59545

60113

60629

 

4.8

Other Personal Loans

106782

106774

103794

107875

107987

105490

Memo :

 

 

 

 

 

 

5.

Priority Sector

924248

913168

918835

932203

928433

940798

 

5.1

Agriculture & Allied Activities

331598

330132

330513

330546

329847

336896

 

5.2

Micro & Small Enterprises

312190

318091

317995

321102

319831

330003

 

5.2

(a) Manufacturing

179977

179859

178884

184125

183223

185220

 

5.2

(b) Services

132213

138232

139111

136978

136609

144782

 

5.3

Housing

196027

196016

199212

198591

206979

206258

 

5.4

Micro-Credit

17001

16929

16942

17530

17937

18453

 

5.5

Education Loans

28143

28472

29075

30557

31462

32670

 

5.6

State - sponsored Orgs. for SC/ST

2530

2381

2409

2427

2424

2241

 

5.7

Weaker Sections

139588

138211

136921

139925

139370

141236

 

5.8

Export Credit

23667

20711

20736

21309

20626

21936

Notes : 1. Data are provisional and relate to select scheduled commercial banks which account for more than 95 per cent of bank credit of all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial institutions and inter-bank participations.
# Excluding investment in eligible securities.
Source : Monetary Policy Department, RBI.


TABLE 5.6 : SECTOR-WISE GROSS BANK CREDIT OF SCHEDULED COMMERCIAL BANKS (Concld)

(Amount in ` crore)

Sector

October 2009

November 2009

December 2009

January 2010

February 2010

March 2010

(7)

(8)

(9)

(10)

(11)

(12)

I

Non-food Credit (1+2+3+4)

2687343

2716217

2754425

2834585

2889557

3040007

1.

Agriculture & Allied Activities

337612

343070

348099

360626

370394

416133

2.

Industry (Micro & Small, Medium and Large)

1145245

1153722

1178415

1217615

1248686

1311451

 

2.1

Micro & Small

184792

185405

192052

195431

200919

206401

 

2.2

Medium

124130

121482

121498

123518

127861

132636

 

2.3

Large

836323

846836

864866

898665

919906

972415

3.

Services

645833

655103

661793

685804

692263

726790

 

3.1

Transport Operators

43592

43878

45366

51946

49301

52516

 

3.2

Computer Software

10068

10728

10608

11615

12599

12543

 

3.3

Tourism, Hotels & Restaurants

15459

15667

16677

17604

18419

19410

 

3.4

Shipping

9427

9341

9499

9582

9479

9200

 

3.5

Professional Services

48010

40113

42283

43282

42953

43401

 

3.6

Trade

153398

156082

157983

163051

165024

164497

 

3.6.1

Wholesale Trade (other than food procurement)

78540

80922

81665

84800

86208

86357

 

3.6.2

Retail Trade

74858

75160

76319

78252

78816

78140

 

3.7

Commercial Real Estate

88397

88581

87558

88341

91610

92128

 

3.8

Non-Banking Financial Companies (NBFCs)

103892

102750

102911

109051

108427

113441

 

3.9

Other Services

173590

187964

188909

191332

194451

219654

4.

Personal Loans

558654

564321

566118

570541

578213

585633

 

4.1

Consumer Durables

7997

8028

7883

8021

8101

8294

 

4.2

Housing (Including Priority Sector Housing)

288801

291760

293649

293055

297201

300929

 

4.3

Advances against Fixed Deposits (Including FCNR (B), NRNR Deposits etc.)

44131

44821

44660

45566

46534

48654

 

4.4

Advances to Individuals against share, bonds, etc.    

2368

2346

2510

2600

2797

2863

 

4.5

Credit Card Outstanding

23623

22635

21944

21246

20738

20145

 

4.6

Education

33797

34419

35019

36118

36522

36863

 

4.7

Vehicle Loans

57503

58692

59304

60987

61605

63791

 

4.8

Other Personal Loans

100435

101620

101150

102948

104715

104095

Memo :

 

 

 

 

 

 

5.

Priority Sector

947258

949287

940261

982374

1003901

1092179

 

5.1

Agriculture & Allied Activities

337612

343070

348099

360626

370394

416133

 

5.2

Micro & Small Enterprises

336304

335434

344122

349260

358920

373530

 

5.2

(a) Manufacturing

184792

185405

192052

195431

200919

206401

 

5.2

(b) Services

151512

150029

152070

153829

158001

167129

 

5.3

Housing

208901

212408

212191

213023

213728

217877

 

5.4

Micro-Credit

18834

18700

18934

20251

20487

21799

 

5.5

Education Loans

33961

33659

34513

35607

35915

36247

 

5.6

State - sponsored Orgs. for SC/ST

2327

2325

2718

2716

2720

2749

 

5.7

Weaker Sections

145506

145690

150872

157231

164016

176957

 

5.8

Export Credit

21530

21679

22180

23225

28641

30200

Notes : 1. Data are provisional and relate to select scheduled commercial banks which account for more than 95 per cent of bank credit of all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial institutions and inter-bank participations.
# Excluding investment in eligible securities.
Source : Monetary Policy Department, RBI.

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