(Amount in Rs. lakh)

For the year ended March 31

Items

Adhiyaman

Akola Gramin

Alaknanda

Aligarh Gramin

Gramin Bank

Bank

Gramin Bank

Bank

1999

2000

1999

2000

1999

2000

1999

2000

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

Income

I.

Interest Earned

577

623

330

508

752

834

3885

4512

a)

Interest/discount on advances/bills

346

362

192

330

126

149

1333

1613

b)

Income on Investments

48

84

-

-

101

130

1485

1508

c)

Interest on balances with

182

177

138

178

526

0

1068

1391

RBI and other inter-bank funds

d)

Others

-

-

-

-

-

555

-

-

II.

Other income

59

60

46

146

36

20

93

123

a)

Commission, exchange and brokerage

11

21

13

51

7

11

53

46

b)

Other miscellaneous income

47

40

32

95

29

9

41

77

Total (I+II)

635

683

376

655

788

853

3978

4635

Expenditure & Provisions

III.

Interest expended

281

329

268

348

497

513

2264

2688

a)

Interest on deposits

232

265

154

270

466

472

1964

2374

b)

Interest on RBI/inter-bank borrowings

49

65

68

-

31

41

300

314

c)

Others

-

-

46

78

-

-

-

-

IV.

Operating expenses

147

161

230

259

211

216

680

708

a)

Payments to and provisions for employees

119

128

199

233

167

181

605

629

b)

Rent, taxes and lighting

5

5

7

8

5

5

17

19

c)

Printing and stationery

3

3

2

3

2

3

7

7

d)

Advertisement and publicity

-

-

-

-

-

-

-

-

e)

Depreciation on Bank's property

2

3

2

2

1

2

5

5

f)

Directors' fees, allowances and expenses

-

-

-

-

-

-

-

-

g)

Auditors' fees and expenses

-

1

-

1

1

1

1

2

h)

Law charges

-

-

-

-

-

-

1

1

i)

Postage, telegrams, telephones, etc.

4

4

1

1

1

2

5

7

j)

Repairs and maintenance

2

2

-

-

-

1

-

-

k)

Insurance

1

1

2

3

17

2

2

1

l)

Other expenditure

11

14

16

9

17

19

38

37

V.

Provisions and contingencies

26

24

8

-

-

8

-

372

Total expenses*

428

491

498

607

708

728

2944

3396

VI.

Profit (loss)

181

169

-130

47

80

117

1034

866

Total (III+IV+V+VI)

635

683

376

655

788

853

3978

4635

(Amount in Rs. lakh)

For the year ended March 31

Items

Allahabad Kshetriya

Alwar Bharatpur

Ambala Kurukshetra

Aravali Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000

(9)

(10)

(11)

(12)

(13)

(14)

(15)

(16)

Income

I.

Interest Earned

2026

2637

1204

1592

1120

1278

797

992

a)

Interest/discount on advances/bills

434

584

483

747

609

674

434

480

b)

Income on Investments

624

601

357

402

276

292

117

149

c)

Interest on balances with

968

1452

364

443

231

313

247

286

RBI and other inter-bank funds

d)

Others

-

-

-

-

3

-

-

78

II.

Other income

76

122

33

109

30

34

45

48

a)

Commission, exchange and brokerage

13

6

12

22

6

6

14

16

b)

Other miscellaneous income

63

116

21

87

24

29

30

31

Total (I+II)

2102

2759

1237

1701

1150

1313

842

1040

Expenditure & Provisions

III.

Interest expended

1476

1730

895

1047

710

820

749

905

a)

Interest on deposits

1427

1672

827

916

590

670

653

776

b)

Interest on RBI/inter-bank borrowings

49

58

68

132

120

150

96

130

c)

Others

-

-

-

-

-

-

-

-

IV.

Operating expenses

591

705

507

546

260

245

342

399

a)

Payments to and provisions for employees

504

531

464

492

222

205

292

347

b)

Rent, taxes and lighting

12

15

10

12

6

8

9

10

c)

Printing and stationery

9

7

4

5

2

2

5

5

d)

Advertisement and publicity

-

-

-

-

-

-

-

-

e)

Depreciation on Bank's property

4

4

2

5

3

3

4

4

f)

Directors' fees, allowances and expenses

-

-

-

-

-

-

-

-

g)

Auditors' fees and expenses

1

2

1

1

1

1

1

2

h)

Law charges

1

-

-

-

-

1

2

3

i)

Postage, telegrams, telephones, etc.

2

1

3

4

3

3

4

4

j)

Repairs and maintenance

-

-

1

2

-

-

2

2

k)

Insurance

12

14

6

7

4

1

6

6

l)

Other expenditure

46

130

14

16

18

21

17

16

V.

Provisions and contingencies

-

59

-

-

70

71

26

65

Total expenses*

2067

2435

1401

1593

970

1065

1091

1305

VI.

Profit (loss)

35

265

-164

108

110

176

-275

-330

Total (III+IV+V+VI)

2102

2759

1237

1701

1150

1313

842

1040

(Amount in Rs. lakh)

For the year ended March 31

Items

Arunachal Pradesh

Aurangabad Jalana

Avadh

Baitarani

Rural Bank

Gramin Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000

(17)

(18)

(19)

(20)

(21)

(22)

(23)

(24)

Income

I.

Interest Earned

381

439

1109

1441

3848

4357

1239

1647

a)

Interest/discount on advances/bills

335

381

485

808

598

803

489

620

b)

Income on Investments

41

51

604

618

3211

3523

380

495

c)

Interest on balances with

5

6

19

14

39

31

370

532

RBI and other inter-bank funds

d)

Others

-

-

-

-

-

-

-

-

II.

Other income

16

22

46

274

55

58

19

19

a)

Commission, exchange and brokerage

10

9

40

106

13

16

7

7

b)

Other miscellaneous income

6

13

6

168

42

43

12

12

Total (I+II)

397

461

1155

1715

3903

4415

1257

1666

Expenditure & Provisions

III.

Interest expended

195

218

545

767

2235

2663

1048

1293

a)

Interest on deposits

153

169

378

540

2107

2527

924

1144

b)

Interest on RBI/inter-bank borrowings

42

49

167

227

127

137

124

149

c)

Others

-

-

-

-

-

-

-

-

IV.

Operating expenses

99

119

374

415

1011

846

613

616

a)

Payments to and provisions for employees

73

90

284

322

725

767

532

572

b)

Rent, taxes and lighting

5

6

9

14

17

23

10

12

c)

Printing and stationery

3

3

7

8

11

13

5

4

d)

Advertisement and publicity

-

-

-

4

-

-

-

-

e)

Depreciation on Bank's property

1

1

7

17

15

12

2

2

f)

Directors' fees, allowances and expenses

-

-

-

-

-

-

-

-

g)

Auditors' fees and expenses

-

1

1

2

1

3

2

2

h)

Law charges

-

-

-

-

-

1

1

4

i)

Postage, telegrams, telephones, etc.

1

1

4

5

1

1

2

1

j)

Repairs and maintenance

4

1

2

2

2

4

1

1

k)

Insurance

2

3

4

4

21

11

10

9

l)

Other expenditure

9

12

57

37

216

13

49

9

V.

Provisions and contingencies

84

69

75

-

205

179

-

-78

Total expenses*

294

337

919

1182

3245

3510

1660

1909

VI.

Profit (loss)

19

55

161

533

453

726

-403

-165

Total (III+IV+V+VI)

397

461

1155

1715

3903

4415

1257

1666

(Amount in Rs. lakh)

For the year ended March 31

Items

Balasore Gramya

Ballia Kshetriya

Banaskantha Mehsana

Bara Banki

Bank

Gramin Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000