(Amount in Rs. lakh)

For the year ended March 31

Items

Patliputra

Pinakini

Pithoragarh Kshetriya

Pragjyotish

Gramin Bank

Gramin Bank

Gramin Bank

Gaonlia Bank

1999

2000

1999

2000

1999

2000

1999

2000

(265)

(266)

(267)

(268)

(269)

(270)

(271)

(272)

Income

I.

Interest Earned

344

438

2105

2757

825

964

3364

4552

a)

Interest/discount on advances/bills

61

87

1336

1725

186

211

764

1027

b)

Income on Investments

193

250

7

874

225

247

2601

3525

c)

Interest on balances with

91

101

761

158

415

507

-

-

RBI and other inter-bank funds

d)

Others

-

-

-

-

-

-

-

-

II.

Other income

3

5

268

184

11

15

107

134

a)

Commission, exchange and brokerage

1

2

55

73

9

11

65

79

b)

Other miscellaneous income

2

3

213

111

2

4

42

56

Total (I+II)

348

444

2373

2941

837

979

3471

4686

Expenditure & Provisions

III.

Interest expended

209

275

1321

1695

542

549

2269

2818

a)

Interest on deposits

204

263

1101

1411

506

508

2023

2558

b)

Interest on RBI/inter-bank borrowings

6

-

220

284

36

41

246

260

c)

Others

-

12

-

-

-

-

-

-

IV.

Operating expenses

92

99

685

733

135

142

1216

1301

a)

Payments to and provisions for employees

76

81

531

644

113

112

1092

1169

b)

Rent, taxes and lighting

3

4

16

20

5

6

34

41

c)

Printing and stationery

1

2

11

10

2

3

14

15

d)

Advertisement and publicity

-

-

-

-

-

-

1

-

e)

Depreciation on Bank's property

3

3

6

7

1

3

10

14

f)

Directors' fees, allowances and expenses

-

-

-

-

-

-

-

-

g)

Auditors' fees and expenses

-

-

1

1

-

1

2

4

h)

Law charges

-

-

2

-

-

-

1

1

i)

Postage, telegrams, telephones, etc.

1

1

6

7

1

1

6

7

j)

Repairs and maintenance

1

1

3

3

-

1

3

3

k)

Insurance

3

2

1

1

3

4

3

3

l)

Other expenditure

4

4

109

38

10

12

51

44

V.

Provisions and contingencies

-

-

-

-

-

-

181

396

Total expenses*

301

373

2007

2428

678

692

3485

4119

VI.

Profit (loss)

46

70

366

513

159

287

-195

170

Total (III+IV+V+VI)

348

444

2373

2941

837

979

3471

4686

(Amount in Rs. lakh)

For the year ended March 31

Items

Pratapgarh Kshetriya

Prathama

Puri

Rae Bareli Kshetriya

Gramin Bank

Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000

(273)

(274)

(275)

(276)

(277)

(278)

(279)

(280)

Income

I.

Interest Earned

1816

2229

5964

6902

2064

3128

2112

2408

a)

Interest/discount on advances/bills

315

356

2492

3107

1181

1814

402

419

b)

Income on Investments

1452

1836

3472

3795

882

1313

1115

1238

c)

Interest on balances with

49

37

-

-

1

1

594

723

RBI and other inter-bank funds

d)

Others

-

-

-

-

-

-

-

29

II.

Other income

56

25

542

448

71

118

15

19

a)

Commission, exchange and brokerage

8

8

87

70

36

85

7

12

b)

Other miscellaneous income

48

17

455

379

36

34

8

7

Total (I+II)

1872

2254

6507

7351

2135

3246

2127

2427

Expenditure & Provisions

III.

Interest expended

1200

1451

2889

3271

1708

2294

1234

1453

a)

Interest on deposits

1152

1399

2269

2593

1474

1933

1180

1395

b)

Interest on RBI/inter-bank borrowings

48

52

620

678

234

361

53

58

c)

Others

-

-

-

-

-

-

-

-

IV.

Operating expenses

480

523

1560

1857

846

933

488

526

a)

Payments to and provisions for employees

423

466

1403

1670

754

802

435

468

b)

Rent, taxes and lighting

9

9

35

39

23

27

7

9

c)

Printing and stationery

6

3

15

14

10

13

8

8

d)

Advertisement and publicity

-

-

-

-

-

-

-

-

e)

Depreciation on Bank's property

3

3

7

9

4

7

5

6

f)

Directors' fees, allowances and expenses

-

-

-

-

-

-

-

-

g)

Auditors' fees and expenses

1

1

3

5

2

3

1

1

h)

Law charges

-

-

2

2

-

-

1

-

i)

Postage, telegrams, telephones, etc.

1

1

17

23

4

3

4

4

j)

Repairs and maintenance

1

1

3

3

1

1

3

4

k)

Insurance

9

10

23

28

11

15

9

7

l)

Other expenditure

27

26

52

65

38

62

15

18

V.

Provisions and contingencies

44

68

32

61

154

-

149

92

Total expenses*

1680

1974

4449

5128

2554

3227

1722

1978

VI.

Profit (loss)

147

212

2027

2162

-572

19

256

357

Total (III+IV+V+VI)

1872

2254

6507

7351

2135

3246

2127

2427

(Amount in Rs. lakh)

For the year ended March 31

Items

Raigarh Kshetriya

Rajgarh Kshetriya

Ranchi Kshetriya

Rani Laxmibai Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000

(281)

(282)

(283)

(284)

(285)

(286)

(287)

(288)

Income

I.

Interest Earned

1026

1126

714

987

1065

1289

389

477

a)

Interest/discount on advances/bills

181

218

325

470

343

376

178

247

b)

Income on Investments

35

25

196

240

311

242

41

60

c)

Interest on balances with

811

883

192

276

411

672

-

170

RBI and other inter-bank funds

d)

Others

-

-

-

-

-

-

170

-

II.

Other income

21

115

48

32

31

26

12

17

a)

Commission, exchange and brokerage

13

13

9

4

4

5

5

4

b)

Other miscellaneous income

9

102

40

28

27

21

8

13

Total (I+II)

1047

1241

762

1018

1096

1315

401

494

Expenditure & Provisions

III.

Interest expended

648

749

555

729

853

996

465

485

a)

Interest on deposits

612

708

490

632

770

920

414

450

b)

Interest on RBI/inter-bank borrowings

36

40

2

5

83

-

-

35

c)

Others

-

-

63

93

-

76

51

-

IV.

Operating expenses

338

357

256

277

425

465

341

302

a)

Payments to and provisions for employees

301

338

219

238

385

414

287

258

b)

Rent, taxes and lighting

6

7

8

9

10

11

10

10

c)

Printing and stationery

4

4

4

4

3

7

3

4

d)

Advertisement and publicity

-

-

-

-

-

-

-

-

e)

Depreciation on Bank's property

1

1

3

3

4

6

2

2

f)

Directors' fees, allowances and expenses

-

-

-

-

-

-

-

-

g)

Auditors' fees and expenses

-

-

1

1

1

1

-

-

h)

Law charges

-

-

-

-

-

-

-

-

i)

Postage, telegrams, telephones, etc.

2

2

2

2

2

2

2

3

j)

Repairs and maintenance

1

1

1

1

1

1

-

1

k)

Insurance

5

5

1

-

3

8

1

-

l)

Other expenditure

18

-1

19

19

17

17

36

24

V.

Provisions and contingencies

19

55

-

-

-76

30

26

170

Total expenses*

986

1106

812

996

1278

1461

807

787

VI.

Profit (loss)

42

79

-49

22

-105

-176

-432

-462

Total (III+IV+V+VI)

1047

1241

762

1018

1096

1315

401

494

(Amount in Rs. lakh)

For the year ended March 31

Items

Rashikulya

Ratlam Mandsaur Kshetriya

Ratnagiri Sindhudurg

Rayalaseema

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000

(289)

(290)

(291)

(292)

(293)

(294)

(295)

(296)

Income

I.

Interest Earned

1897

2300

978

1127

717

828