Table 51 : Earnings and Expenses of Regional Rural Banks - 1998-99 (Part 3 of 8) - ਆਰਬੀਆਈ - Reserve Bank of India
Table 51 : Earnings and Expenses of Regional Rural Banks - 1998-99 (Part 3 of 8)
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|
(Amount in Rs. lakh) |
||
For the year ended 31st March |
||||||||||
Dungarpur- |
||||||||||
Banswara |
Durg |
|||||||||
Kshetriya |
Rajnandgaon |
Ellaquai Dehati |
Etah |
|||||||
Items |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(97) |
(98) |
(99) |
(100) |
(101) |
(102) |
(103) |
(104) |
Income |
||||||||||
I. |
Interest Earned |
381 |
584 |
2023 |
2415 |
274 |
852 |
1305 |
1620 |
|
a) |
Interest/discount on advances/bills |
161 |
240 |
467 |
529 |
33 |
509 |
595 |
690 |
|
b) |
Income on Investments |
55 |
77 |
631 |
1075 |
- |
- |
207 |
225 |
|
c) |
Interest on balances with |
115 |
180 |
925 |
811 |
242 |
343 |
503 |
705 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
49 |
87 |
- |
- |
- |
- |
- |
- |
|
II. |
Other income |
53 |
45 |
41 |
58 |
5 |
54 |
63 |
75 |
|
a) |
Commission, exchange and brokerage |
11 |
10 |
19 |
21 |
4 |
12 |
41 |
57 |
|
b) |
Other miscellaneous income |
42 |
35 |
22 |
37 |
1 |
41 |
22 |
17 |
|
Total(I+II) |
434 |
629 |
2064 |
2473 |
279 |
906 |
1368 |
1695 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
321 |
412 |
1349 |
1536 |
526 |
685 |
802 |
974 |
|
a) |
Interest on deposits |
292 |
371 |
1220 |
1415 |
510 |
669 |
668 |
843 |
|
b) |
Interest on RBI/inter-bank borrowings |
- |
41 |
129 |
121 |
- |
15 |
134 |
131 |
|
c) |
Others |
29 |
- |
- |
- |
16 |
- |
- |
- |
|
IV. |
Operating expenses |
187 |
211 |
498 |
573 |
476 |
580 |
320 |
368 |
|
a) |
Payments to and provisions for employees |
154 |
175 |
434 |
496 |
444 |
536 |
283 |
330 |
|
b) |
Rent, taxes and lighting |
5 |
6 |
14 |
16 |
10 |
11 |
8 |
8 |
|
c) |
Printing and stationery |
3 |
3 |
11 |
11 |
2 |
2 |
4 |
4 |
|
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|
e) |
Depreciation on Bank's property |
3 |
3 |
5 |
5 |
2 |
2 |
2 |
2 |
|
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|
g) |
Auditors' fees and expenses |
- |
- |
1 |
2 |
1 |
1 |
1 |
1 |
|
h) |
Law charges |
- |
- |
1 |
2 |
- |
- |
- |
- |
|
i) |
Postage, telegrams, telephones, etc. |
3 |
4 |
5 |
6 |
1 |
1 |
5 |
6 |
|
j) |
Repairs and maintenance |
- |
- |
3 |
4 |
1 |
1 |
1 |
2 |
|
k) |
Insurance |
3 |
3 |
10 |
16 |
5 |
9 |
- |
1 |
|
l) |
Other expenditure |
15 |
16 |
14 |
16 |
11 |
17 |
16 |
13 |
|
V. |
Provisions and contingencies |
8 |
3 |
115 |
173 |
- |
- |
17 |
- |
|
Total expenses* |
508 |
627 |
1847 |
2109 |
1002 |
1265 |
1122 |
1342 |
||
VI. |
Profit |
- 82 |
-2 |
101 |
191 |
-723 |
- 359 |
230 |
353 |
|
Total (III+IV+V+VI) |
434 |
629 |
2064 |
2473 |
279 |
906 |
1368 |
1695 |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended 31st March |
||||||||||
Faridkot |
||||||||||
Etawah |
Faizabad |
Bhatinda |
||||||||
Kshetriya |
Kshetriya |
Kshetriya |
Farrukhabad |
|||||||
Items |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(105) |
(106) |
(107) |
(108) |
(109) |
(110) |
(111) |
(112) |
Income |
||||||||||
I. |
Interest Earned |
558 |
903 |
1441 |
1832 |
728 |
609 |
2190 |
2736 |
|
a) |
Interest/discount on advances/bills |
200 |
320 |
270 |
338 |
223 |
252 |
459 |
570 |
|
b) |
Income on Investments |
60 |
92 |
295 |
310 |
113 |
154 |
594 |
572 |
|
c) |
Interest on balances with |
297 |
491 |
875 |
1184 |
392 |
204 |
6 |
22 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
- |
- |
- |
- |
- |
- |
1131 |
1572 |
|
II. |
Other income |
9 |
25 |
22 |
30 |
21 |
23 |
28 |
31 |
|
a) |
Commission, exchange and brokerage |
9 |
9 |
10 |
14 |
5 |
5 |
5 |
9 |
|
b) |
Other miscellaneous income |
- |
16 |
12 |
16 |
16 |
17 |
23 |
21 |
|
Total(I+II) |
567 |
927 |
1462 |
1862 |
748 |
632 |
2218 |
2766 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
486 |
559 |
840 |
1029 |
472 |
332 |
1194 |
1415 |
|
a) |
Interest on deposits |
433 |
502 |
773 |
959 |
430 |
286 |
1097 |
1294 |
|
b) |
Interest on RBI/inter-bank borrowings |
53 |
57 |
- |
- |
6 |
4 |
97 |
121 |
|
c) |
Others |
- |
- |
67 |
69 |
36 |
42 |
- |
- |
|
IV. |
Operating expenses |
227 |
274 |
360 |
430 |
112 |
134 |
542 |
639 |
|
a) |
Payments to and provisions for employees |
207 |
245 |
285 |
343 |
82 |
101 |
497 |
552 |
|
b) |
Rent, taxes and lighting |
4 |
5 |
7 |
7 |
6 |
7 |
8 |
9 |
|
c) |
Printing and stationery |
1 |
2 |
6 |
7 |
1 |
2 |
4 |
5 |
|
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|
e) |
Depreciation on Bank's property |
1 |
2 |
3 |
3 |
2 |
2 |
3 |
2 |
|
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|
g) |
Auditors' fees and expenses |
1 |
1 |
1 |
1 |
- |
- |
1 |
2 |
|
h) |
Law charges |
- |
- |
- |
- |
- |
- |
- |
- |
|
i) |
Postage, telegrams, telephones, etc. |
2 |
2 |
1 |
2 |
1 |
1 |
- |
- |
|
j) |
Repairs and maintenance |
1 |
- |
- |
- |
- |
- |
2 |
1 |
|
k) |
Insurance |
- |
5 |
7 |
9 |
2 |
2 |
9 |
11 |
|
l) |
Other expenditure |
9 |
12 |
49 |
58 |
16 |
18 |
18 |
67 |
|
V. |
Provisions and contingencies |
209 |
- |
54 |
23 |
15 |
8 |
55 |
90 |
|
Total expenses* |
713 |
833 |
1200 |
1458 |
584 |
466 |
1736 |
2054 |
||
VI. |
Profit |
- 356 |
94 |
208 |
381 |
150 |
158 |
427 |
621 |
|
Total (III+IV+V+VI) |
567 |
927 |
1462 |
1862 |
748 |
632 |
2218 |
2766 |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended 31st March |
||||||||||
Fatehpur |
Giridih |
|||||||||
Kshetriya |
Ganga Yamuna |
Gaur |
Kshetriya |
|||||||
Items |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(113) |
(114) |
(115) |
(116) |
(117) |
(118) |
(119) |
(120) |
Income |
||||||||||
I. |
Interest Earned |
740 |
1061 |
520 |
183 |
2037 |
2412 |
413 |
531 |
|
a) |
Interest/discount on advances/bills |
191 |
239 |
129 |
183 |
824 |
838 |
123 |
127 |
|
b) |
Income on Investments |
172 |
189 |
390 |
- |
650 |
924 |
103 |
78 |
|
c) |
Interest on balances with |
377 |
634 |
- |
- |
564 |
650 |
188 |
- |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
- |
- |
- |
- |
- |
- |
- |
326 |
|
II. |
Other income |
38 |
64 |
69 |
534 |
97 |
101 |
18 |
7 |
|
a ) |
Commission, exchange and brokerage |
7 |
6 |
8 |
10 |
15 |
15 |
2 |
4 |
|
) b |
Other miscellaneous income |
31 |
59 |
61 |
523 |
82 |
86 |
15 |
4 |
|
Total(I+II) |
778 |
1126 |
588 |
717 |
2134 |
2513 |
431 |
538 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
537 |
633 |
408 |
491 |
2013 |
2339 |
262 |
346 |
|
a) |
Interest on deposits |
487 |
570 |
375 |
454 |
1822 |
2161 |
245 |
327 |
|
b) |
Interest on RBI/inter-bank borrowings |
50 |
63 |
- |
- |
- |
- |
17 |
20 |
|
c) |
Others |
- |
- |
33 |
38 |
191 |
178 |
- |
- |
|
IV. |
Operating expenses |
333 |
397 |
164 |
169 |
1079 |
1738 |
111 |
166 |
|
a) |
Payments to and provisions for employees |
265 |
326 |
124 |
152 |
929 |
1090 |
98 |
129 |
|
b) |
Rent, taxes and lighting |
6 |
6 |
4 |
4 |
24 |
27 |
3 |
3 |
|
c) |
Printing and stationery |
5 |
4 |
3 |
2 |
13 |
13 |
1 |
2 |
|
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|
e) |
Depreciation on Bank's property |
2 |
3 |
1 |
2 |
5 |
3 |
2 |
2 |
|
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|
g) |
Auditors' fees and expenses |
1 |
1 |
- |
- |
2 |
2 |
- |
- |
|
h) |
Law charges |
- |
- |
- |
- |
- |
- |
- |
- |
|
i) |
Postage, telegrams, telephones, etc. |
1 |
1 |
1 |
1 |
2 |
2 |
- |
1 |
|
j) |
Repairs and maintenance |
4 |
4 |
- |
- |
1 |
1 |
- |
- |
|
k) |
Insurance |
7 |
5 |
22 |
1 |
6 |
11 |
2 |
3 |
|
l) |
Other expenditure |
41 |
48 |
8 |
6 |
98 |
588 |
5 |
28 |
|
V. |
Provisions and contingencies |
71 |
69 |
- |
- |
- |
- |
10 |
- |
|
Total expenses* |
870 |
1030 |
572 |
660 |
3092 |
4077 |
373 |
513 |
||
VI. |
Profit |
-163 |
27 |
17 |
57 |
- 958 |
-1564 |
48 |
25 |
|
Total (III+IV+V+VI) |
778 |
1126 |
588 |
717 |
2134 |
2513 |
431 |
538 |
Note |
: |
*Excluding 'Provisions and Contingencies'. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended 31st March |
||||||||||
Gopalganj |
||||||||||
Godavari |
Golconda |
Gomti |
Kshetriya |
|||||||
Items |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(121) |
(122) |
(123) |
(124) |
(125) |
(126) |
(127) |
(128) |
Income |
||||||||||
I. |
Interest Earned |
698 |
836 |
401 |
1006 |
2209 |
3030 |
1223 |
1565 |
|
a) |
Interest/discount on advances/bills |
544 |
552 |
174 |
228 |
568 |
805 |
165 |
175 |
|
b) |
Income on Investments |
48 |
119 |
79 |
695 |
923 |
1395 |
109 |
127 |
|
c) |
Interest on balances with |
106 |
165 |
128 |
82 |
719 |
830 |
949 |
1263 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
- |
- |
20 |
- |
- |
- |
- |
- |
|
II. |
Other income |
47 |
201 |
15 |
60 |
38 |
222 |
11 |
14 |
|
a) |
Commission, exchange and brokerage |
4 |
5 |
15 |
21 |
17 |
20 |
3 |
5 |
|
b) |
Other miscellaneous income |
43 |
274 |
- |
39 |
20 |
202 |
8 |
9 |
|
Total(I+II) |
745 |
1036 |
415 |
1065 |
2247 |
3253 |
1234 |
1579 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
436 |
535 |
226 |
862 |
1481 |
1803 |
717 |
873 |
|
a) |
Interest on deposits |
314 |
424 |
198 |
266 |
1353 |
1655 |
698 |
853 |
|
b) |
Interest on RBI/inter-bank borrowings |
121 |
111 |
29 |
513 |
129 |
148 |
19 |
21 |
|
c) |
Others |
1 |
- |
- |
83 |
- |
- |
- |
- |
|
IV. |
Operating expenses |
147 |
156 |
106 |
120 |
508 |
595 |
250 |
281 |
|
a) |
Payments to and provisions for employees |
115 |
123 |
86 |
99 |
423 |
491 |
232 |
258 |
|
b) |
Rent, taxes and lighting |
8 |
8 |
4 |
8 |
9 |
10 |
4 |
4 |
|
c) |
Printing and stationery |
4 |
5 |
4 |
4 |
3 |
5 |
3 |
3 |
|
d) |
Advertisement and publicity |
1 |
1 |
- |
- |
- |
1 |
1 |
- |
|
e) |
Depreciation on Bank's property |
4 |
4 |
2 |
2 |
4 |
5 |
2 |
2 |
|
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|
g) |
Auditors' fees and expenses |
1 |
1 |
- |
- |
1 |
1 |
- |
1 |
|
h) |
Law charges |
- |
1 |
- |
- |
- |
- |
- |
- |
|
i) |
Postage, telegrams, telephones, etc. |
4 |
3 |
1 |
1 |
3 |
4 |
1 |
- |
|
j) |
Repairs and maintenance |
2 |
2 |
1 |
1 |
2 |
3 |
1 |
1 |
|
k) |
Insurance |
1 |
1 |
- |
1 |
1 |
1 |
5 |
6 |
|
l) |
Other expenditure |
7 |
7 |
8 |
3 |
64 |
75 |
2 |
2 |
|
V. |
Provisions and contingencies |
20 |
238 |
5 |
11 |
-174 |
- |
14 |
- |
|
Total expenses* |
582 |
691 |
332 |
982 |
1990 |
2399 |
967 |
1154 |
||
VI. |
Profit |
143 |
107 |
78 |
72 |
431 |
854 |
253 |
425 |
|
Total (III+IV+V+VI) |
745 |
1036 |
415 |
1065 |
2247 |
3253 |
1234 |
1579 |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended 31st March |
||||||||||
Gorakhpur |
Gurdaspur |
Gwalior Datia |
||||||||
Kshetriya |
Amritsar |
Gurgaon |
Kshetriya |
|||||||
Items |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(129) |
(130) |
(131) |
(132) |
(133) |
(134) |
(135) |
(136) |
Income |
||||||||||
I. |
Interest Earned |
7459 |
9371 |
1101 |
1562 |
5029 |
5626 |
468 |
666 |
|
a) |
Interest/discount on advances/bills |
1207 |
1351 |
319 |
456 |
1386 |
1720 |
114 |
155 |
|
b) |
Income on Investments |
6252 |
7968 |
324 |
657 |
3643 |
3906 |
- |
- |
|
c) |
Interest on balances with |
- |
52 |
459 |
449 |
- |
- |
248 |
358 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
- |
- |
- |
- |
- |
- |
107 |
153 |
|
II. |
Other income |
92 |
109 |
21 |
20 |
70 |
76 |
5 |
9 |
|
a) |
Commission, exchange and brokerage |
87 |
103 |
16 |
17 |
12 |
17 |
2 |
5 |
|
b) |
Other miscellaneous income |
5 |
6 |
4 |
3 |
58 |
59 |
3 |
4 |
|
Total(I+II) |
7551 |
9480 |
1122 |
1582 |
5099 |
5702 |
473 |
675 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
4718 |
5687 |
660 |
848 |
2871 |
3197 |
407 |
512 |
|
a) |
Interest on deposits |
4382 |
5331 |
600 |
771 |
2518 |
2788 |
271 |
323 |
|
b) |
Interest on RBI/inter-bank borrowings |
337 |
356 |
59 |
71 |
353 |
- |
30 |
37 |
|
c) |
Others |
- |
- |
1 |
6 |
- |
409 |
107 |
153 |
|
IV. |
Operating expenses |
1329 |
1727 |
285 |
367 |
983 |
1142 |
142 |
173 |
|
a) |
Payments to and provisions for employees |
1186 |
1453 |
253 |
322 |
876 |
1011 |
104 |
124 |
|
b) |
Rent, taxes and lighting |
26 |
44 |
6 |
7 |
23 |
32 |
4 |
4 |
|
c) |
Printing and stationery |
13 |
16 |
4 |
5 |
10 |
12 |
2 |
3 |
|
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|
e) |
Depreciation on Bank's property |
5 |
7 |
4 |
5 |
6 |
7 |
1 |
1 |
|
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|
g) |
Auditors' fees and expenses |
3 |
3 |
1 |
1 |
2 |
2 |
- |
- |
|
h) |
Law charges |
1 |
2 |
- |
- |
2 |
2 |
- |
- |
|
i) |
Postage, telegrams, telephones, etc. |
7 |
9 |
2 |
3 |
4 |
5 |
- |
1 |
|
j) |
Repairs and maintenance |
2 |
2 |
1 |
1 |
3 |
4 |
- |
- |
|
k) |
Insurance |
25 |
57 |
4 |
6 |
20 |
22 |
2 |
1 |
|
l) |
Other expenditure |
61 |
133 |
11 |
18 |
39 |
45 |
29 |
40 |
|
V. |
Provisions and contingencies |
53 |
35 |
101 |
81 |
16 |
7 |
- |
- |
|
Total expenses* |
6047 |
7414 |
944 |
1215 |
3854 |
4339 |
549 |
686 |
||
VI. |
Profit |
1452 |
2031 |
77 |
286 |
1230 |
1356 |
-76 |
-10 |
|
Total (III+IV+V+VI) |
7551 |
9480 |
1122 |
1582 |
5099 |
5702 |
473 |
675 |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended 31st March |
||||||||||
Hadoti |
Haryana |
Hazaribagh |
||||||||
Kshetriya |
Kshetriya |
Kshetriya |
Himachal |
|||||||
Items |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(137) |
(138) |
(139) |
(140) |
(141) |
(142) |
(143) |
(144) |
Income |
||||||||||
I. |
Interest Earned |
1113 |
1458 |
1900 |
2284 |
565 |
802 |
2629 |
329 |
|
a) |
Interest/discount on advances/bills |
515 |
650 |
907 |
1191 |
99 |
122 |
520 |
664 |
|
b) |
Income on Investments |
547 |
67 |
422 |
461 |
192 |
329 |
1345 |
1895 |
|
c) |
Interest on balances with |
51 |
741 |
571 |
- |
273 |
351 |
762 |
733 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
- |
- |
- |
633 |
- |
- |
2 |
2 |
|
II. |
Other income |
84 |
60 |
58 |
57 |
6 |
10 |
36 |
33 |
|
a) |
Commission, exchange and brokerage |
28 |
27 |
42 |
40 |
2 |
8 |
19 |
15 |
|
b) |
Other miscellaneous income |
57 |
32 |
16 |
16 |
4 |
3 |
18 |
18 |
|
Total(I+II) |
1197 |
1518 |
1957 |
2340 |
571 |
812 |
2665 |
3327 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
929 |
1141 |
1449 |
1645 |
343 |
445 |
1946 |
2312 |
|
a) |
Interest on deposits |
833 |
998 |
1293 |
1448 |
319 |
411 |
1853 |
2204 |
|
b) |
Interest on RBI/inter-bank borrowings |
97 |
143 |
155 |
- |
25 |
34 |
1 |
1 |
|
c) |
Others |
- |
- |
- |
197 |
- |
- |
92 |
107 |
|
IV. |
Operating expenses |
456 |
468 |
491 |
585 |
116 |
140 |
610 |
745 |
|
a) |
Payments to and provisions for employees |
346 |
405 |
441 |
531 |
98 |
118 |
556 |
670 |
|
b) |
Rent, taxes and lighting |
12 |
14 |
9 |
10 |
3 |
4 |
11 |
15 |
|
c) |
Printing and stationery |
5 |
5 |
2 |
3 |
2 |
3 |
7 |
8 |
|
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|
e) |
Depreciation on Bank's property |
3 |
4 |
3 |
4 |
2 |
2 |
3 |
6 |
|
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|
g) |
Auditors' fees and expenses |
1 |
1 |
2 |
1 |
- |
- |
1 |
1 |
|
h) |
Law charges |
- |
- |
- |
1 |
- |
- |
- |
1 |
|
i) |
Postage, telegrams, telephones, etc. |
3 |
4 |
2 |
2 |
1 |
1 |
6 |
8 |
|
j) |
Repairs and maintenance |
- |
- |
- |
- |
- |
- |
1 |
1 |
|
k) |
Insurance |
7 |
11 |
9 |
11 |
- |
- |
12 |
14 |
|
l) |
Other expenditure |
78 |
23 |
21 |
21 |
8 |
12 |
13 |
22 |
|
V. |
Provisions and contingencies |
- |
1 |
- |
- |
56 |
60 |
- |
4 |
|
Total expenses* |
1385 |
1609 |
1939 |
2230 |
459 |
585 |
2556 |
3057 |
||
VI. |
Profit |
-188 |
- 90 |
18 |
111 |
56 |
167 |
110 |
266 |
|
Total (III+IV+V+VI) |
1197 |
1519 |
1957 |
2340 |
571 |
812 |
2665 |
3327 |
Note |
: |
*Excluding 'Provisions and Contingencies'. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |