Table 55: Earnings and Expenses of Regional Rural Banks: 1999-2000 and 2000-2001 (Part 8 of 8) - ਆਰਬੀਆਈ - Reserve Bank of India
Table 55: Earnings and Expenses of Regional Rural Banks: 1999-2000 and 2000-2001 (Part 8 of 8)
(Amount in Rs. lakh) |
|||||||||||||
|
|||||||||||||
For the year ended March 31 |
|||||||||||||
|
|||||||||||||
Items |
Solapur |
South Malabar |
Sravasthi |
Sree Anantha |
Sri Saraswathi |
Sri Visakha |
|||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||||
|
|||||||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||
|
|||||||||||||
(337) |
(338) |
(339) |
(340) |
(341) |
(342) |
(343) |
(344) |
(345) |
(346) |
(347) |
(348) |
||
|
|||||||||||||
Income |
|||||||||||||
I. |
Interest Earned |
618 |
705 |
6678 |
7868 |
2531 |
2779 |
3321 |
3857 |
2737 |
3163 |
5367 |
6010 |
a) Interest/discount on advances/bills |
422 |
481 |
4847 |
6043 |
729 |
857 |
1927 |
2238 |
1036 |
1252 |
2289 |
2717 |
|
b) Income on Investments |
112 |
180 |
663 |
753 |
729 |
776 |
1394 |
1619 |
1665 |
1884 |
3034 |
3257 |
|
c) Interest on balances with |
7 |
13 |
1155 |
1071 |
1073 |
1144 |
0 |
0 |
37 |
27 |
44 |
35 |
|
RBI and other inter-bank funds |
|||||||||||||
d) Others |
77 |
31 |
14 |
0 |
0 |
2 |
0 |
0 |
0 |
0 |
0 |
0 |
|
II. |
Other income |
34 |
55 |
536 |
501 |
436 |
190 |
157 |
213 |
70 |
94 |
145 |
184 |
a) Commission, exchange and brokerage |
4 |
4 |
532 |
497 |
161 |
190 |
45 |
48 |
57 |
75 |
107 |
137 |
|
b) Other miscellaneous income |
30 |
51 |
4 |
4 |
275 |
0 |
112 |
165 |
13 |
19 |
38 |
48 |
|
|
|||||||||||||
Total (I+II) |
651 |
760 |
7214 |
8369 |
2967 |
2969 |
3478 |
4070 |
2807 |
3258 |
5512 |
6194 |
|
|
|||||||||||||
Expenditure & Provisions |
|||||||||||||
III. |
Interest expended |
401 |
455 |
3320 |
4008 |
1124 |
1253 |
1904 |
2149 |
1854 |
2271 |
3575 |
4031 |
a) Interest on deposits |
292 |
337 |
2104 |
2587 |
986 |
1110 |
1493 |
1727 |
1654 |
2069 |
3177 |
3563 |
|
b) Interest on RBI/inter-bank borrowings |
110 |
118 |
1215 |
1422 |
138 |
143 |
411 |
422 |
200 |
202 |
398 |
467 |
|
c) Others |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
IV. |
Operating expenses |
215 |
240 |
2455 |
2685 |
608 |
660 |
662 |
801 |
480 |
587 |
1313 |
1374 |
a) Payments to and provisions for employees |
174 |
205 |
2044 |
2199 |
537 |
576 |
535 |
658 |
391 |
489 |
1191 |
1258 |
|
b) Rent, taxes and lighting |
9 |
9 |
71 |
90 |
16 |
19 |
16 |
18 |
18 |
20 |
47 |
45 |
|
c) Printing and stationery |
3 |
3 |
28 |
29 |
7 |
9 |
9 |
12 |
8 |
7 |
19 |
18 |
|
d) Advertisement and publicity |
0 |
0 |
2 |
3 |
0 |
0 |
2 |
2 |
0 |
0 |
2 |
3 |
|
e) Depreciation on Bank's property |
3 |
3 |
12 |
24 |
8 |
10 |
14 |
18 |
7 |
9 |
4 |
6 |
|
f) Directors' fees, allowances and expenses |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
g) Auditors' fees and expenses |
0 |
1 |
5 |
5 |
2 |
2 |
2 |
2 |
2 |
2 |
4 |
5 |
|
h) Law charges |
0 |
1 |
2 |
5 |
1 |
1 |
0 |
0 |
1 |
0 |
0 |
1 |
|
i) Postage, telegrams, telephones, etc. |
-1 |
3 |
57 |
60 |
3 |
4 |
8 |
8 |
4 |
4 |
13 |
13 |
|
j) Repairs and maintenance |
1 |
1 |
8 |
10 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
2 |
|
k) Insurance |
1 |
2 |
19 |
26 |
10 |
11 |
3 |
3 |
11 |
16 |
28 |
19 |
|
l) Other expenditure |
24 |
12 |
206 |
235 |
22 |
26 |
73 |
78 |
39 |
40 |
2 |
5 |
|
V. |
Provisions and contingencies |
58 |
28 |
161 |
201 |
0 |
90 |
-7 |
84 |
55 |
140 |
258 |
287 |
Total expenses* |
617 |
695 |
5775 |
6694 |
1733 |
1913 |
2567 |
2950 |
2334 |
2858 |
4888 |
5404 |
|
VI. |
Profit /loss |
-24 |
37 |
1278 |
1475 |
1234 |
966 |
918 |
1035 |
418 |
259 |
366 |
503 |
|
|||||||||||||
Total (III+IV+V+VI) |
651 |
760 |
7214 |
8369 |
2967 |
2969 |
3478 |
4070 |
2807 |
3258 |
5512 |
6194 |
|
|
(Amount in Rs. lakh) |
|||||||||||||
|
|||||||||||||
For the year ended March 31 |
|||||||||||||
|
|||||||||||||
Items |
Sri Ganganagar |
Srirama |
Subansiri |
Sultanpur |
Surat-Bharuch |
Surendranagar |
|||||||
Kshetriya |
Gramin Bank |
Gaonlia |
Kshetriya |
Gramin Bank |
Bhavnagar |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||||||
|
|||||||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||
|
|||||||||||||
(349) |
(350) |
(351) |
(352) |
(353) |
(354) |
(355) |
(356) |
(357) |
(358) |
(359) |
(360) |
||
|
|||||||||||||
Income |
|||||||||||||
I. |
Interest Earned |
896 |
995 |
1029 |
1128 |
736 |
808 |
3611 |
4029 |
1100 |
1252 |
1060 |
1335 |
a) Interest/discount on advances/bills |
435 |
487 |
449 |
499 |
103 |
124 |
1062 |
1207 |
670 |
648 |
545 |
688 |
|
b) Income on Investments |
138 |
144 |
238 |
224 |
244 |
297 |
2503 |
2772 |
148 |
179 |
150 |
187 |
|
c) Interest on balances with |
233 |
278 |
342 |
404 |
388 |
382 |
38 |
42 |
283 |
425 |
365 |
460 |
|
RBI and other inter-bank funds |
|||||||||||||
d) Others |
90 |
86 |
0 |
0 |
0 |
4 |
9 |
8 |
0 |
0 |
0 |
0 |
|
II. |
Other income |
42 |
47 |
316 |
50 |
29 |
29 |
52 |
62 |
50 |
44 |
82 |
90 |
a) Commission, exchange and brokerage |
10 |
16 |
33 |
36 |
11 |
12 |
50 |
59 |
14 |
12 |
53 |
64 |
|
b) Other miscellaneous income |
32 |
31 |
283 |
14 |
18 |
17 |
3 |
3 |
36 |
31 |
29 |
26 |
|
|
|||||||||||||
Total (I+II) |
938 |
1042 |
1344 |
1178 |
765 |
838 |
3664 |
4090 |
1149 |
1296 |
1142 |
1426 |
|
|
|||||||||||||
Expenditure & Provisions |
|||||||||||||
III. |
Interest expended |
602 |
643 |
660 |
751 |
419 |
472 |
2239 |
2573 |
729 |
820 |
653 |
929 |
a) Interest on deposits |
521 |
556 |
559 |
657 |
408 |
459 |
2020 |
2352 |
557 |
655 |
530 |
779 |
|
b) Interest on RBI/inter-bank borrowings |
81 |
87 |
101 |
93 |
11 |
14 |
220 |
221 |
168 |
163 |
97 |
35 |
|
c) Others |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
5 |
1 |
25 |
115 |
|
IV. |
Operating expenses |
225 |
238 |
196 |
195 |
272 |
278 |
972 |
1088 |
256 |
292 |
258 |
294 |
a) Payments to and provisions for employees |
197 |
210 |
171 |
168 |
213 |
228 |
875 |
962 |
198 |
205 |
192 |
203 |
|
b) Rent, taxes and lighting |
6 |
7 |
6 |
7 |
8 |
9 |
16 |
21 |
11 |
13 |
14 |
20 |
|
c) Printing and stationery |
3 |
3 |
3 |
3 |
4 |
5 |
7 |
0 |
6 |
7 |
5 |
6 |
|
d) Advertisement and publicity |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
7 |
1 |
0 |
0 |
0 |
|
e) Depreciation on Bank's property |
2 |
2 |
4 |
4 |
2 |
2 |
4 |
5 |
12 |
10 |
12 |
11 |
|
f) Directors' fees, allowances and expenses |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
g) Auditors' fees and expenses |
1 |
1 |
1 |
1 |
0 |
1 |
2 |
2 |
1 |
1 |
0 |
1 |
|
h) Law charges |
0 |
0 |
1 |
1 |
0 |
0 |
1 |
1 |
0 |
0 |
1 |
0 |
|
i) Postage, telegrams, telephones, etc. |
1 |
2 |
1 |
1 |
1 |
1 |
3 |
4 |
3 |
2 |
3 |
3 |
|
j) Repairs and maintenance |
0 |
0 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
0 |
1 |
|
k) Insurance |
4 |
4 |
4 |
4 |
1 |
1 |
14 |
25 |
4 |
5 |
1 |
0 |
|
l) Other expenditure |
11 |
11 |
4 |
4 |
40 |
29 |
49 |
60 |
19 |
47 |
30 |
49 |
|
V. |
Provisions and contingencies |
18 |
18 |
225 |
51 |
0 |
0 |
72 |
284 |
162 |
141 |
0 |
0 |
Total expenses* |
827 |
881 |
856 |
945 |
690 |
750 |
3211 |
3661 |
986 |
1112 |
910 |
1222 |
|
VI. |
Profit /loss |
93 |
144 |
263 |
181 |
74 |
88 |
381 |
146 |
1 |
43 |
231 |
203 |
|
|||||||||||||
Total (III+IV+V+VI) |
938 |
1042 |
1344 |
1178 |
765 |
838 |
3664 |
4090 |
1149 |
1296 |
1142 |
1426 |
|
|
(Amount in Rs. lakh) |
|||||||||||||
|
|||||||||||||
For the year ended March 31 |
|||||||||||||
|
|||||||||||||
Items |
Surguja |
Thane |
Thar Anchalik |
Tripura |
Tulsi |
Tungabhadra |
|||||||
Kshetriya |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||||
Gramin Bank |
|||||||||||||
|
|||||||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||
|
|||||||||||||
(361) |
(362) |
(363) |
(364) |
(365) |
(366) |
(367) |
(368) |
(369) |
(370) |
(371) |
(372) |
||
|
|||||||||||||
Income |
|||||||||||||
I. |
Interest Earned |
1521 |
1764 |
617 |
745 |
885 |
1130 |
2032 |
2364 |
1920 |
2261 |
6065 |
6746 |
a) Interest/discount on advances/bills |
325 |
344 |
39 |
50 |
323 |
442 |
287 |
419 |
659 |
845 |
3955 |
4871 |
|
b) Income on Investments |
72 |
74 |
373 |
458 |
155 |
164 |
1054 |
1270 |
1256 |
1409 |
961 |
761 |
|
c) Interest on balances with |
1123 |
1346 |
204 |
236 |
407 |
524 |
691 |
675 |
5 |
7 |
1145 |
1114 |
|
RBI and other inter-bank funds |
|||||||||||||
d) Others |
1 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
4 |
0 |
|
II. |
Other income |
45 |
65 |
17 |
14 |
79 |
71 |
78 |
248 |
75 |
169 |
566 |
638 |
a) Commission, exchange and brokerage |
23 |
26 |
8 |
8 |
15 |
19 |
76 |
102 |
74 |
127 |
113 |
126 |
|
b) Other miscellaneous income |
22 |
39 |
9 |
5 |
64 |
52 |
2 |
146 |
1 |
42 |
454 |
512 |
|
|
|||||||||||||
Total (I+II) |
1565 |
1829 |
635 |
758 |
964 |
1201 |
2111 |
2612 |
1995 |
2430 |
6631 |
7384 |
|
|
|||||||||||||
Expenditure & Provisions |
|||||||||||||
III. |
Interest expended |
1139 |
1248 |
339 |
387 |
699 |
814 |
2043 |
2325 |
1051 |
1189 |
3440 |
3722 |
a) Interest on deposits |
1118 |
1213 |
332 |
383 |
624 |
729 |
1775 |
2121 |
940 |
1054 |
2443 |
2847 |
|
b) Interest on RBI/inter-bank borrowings |
21 |
35 |
7 |
4 |
74 |
86 |
267 |
204 |
111 |
135 |
839 |
875 |
|
c) Others |
0 |
0 |
0 |
0 |
1 |
0 |
1 |
0 |
0 |
0 |
157 |
0 |
|
IV. |
Operating expenses |
502 |
497 |
126 |
132 |
362 |
369 |
1063 |
1101 |
579 |
621 |
1552 |
1654 |
a) Payments to and provisions for employees |
456 |
451 |
96 |
99 |
320 |
327 |
986 |
1010 |
523 |
554 |
1373 |
1443 |
|
b) Rent, taxes and lighting |
8 |
9 |
5 |
6 |
8 |
10 |
26 |
27 |
10 |
14 |
32 |
35 |
|
c) Printing and stationery |
3 |
4 |
3 |
5 |
6 |
4 |
12 |
12 |
9 |
10 |
18 |
21 |
|
d) Advertisement and publicity |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
e) Depreciation on Bank's property |
4 |
4 |
6 |
6 |
3 |
3 |
3 |
3 |
6 |
9 |
14 |
16 |
|
f) Directors' fees, allowances and expenses |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
g) Auditors' fees and expenses |
1 |
1 |
1 |
0 |
1 |
1 |
1 |
2 |
3 |
2 |
2 |
7 |
|
h) Law charges |
1 |
0 |
0 |
0 |
0 |
0 |
2 |
2 |
1 |
2 |
3 |
3 |
|
i) Postage, telegrams, telephones, etc. |
2 |
2 |
2 |
2 |
4 |
4 |
3 |
4 |
5 |
5 |
20 |
21 |
|
j) Repairs and maintenance |
1 |
0 |
4 |
5 |
0 |
0 |
2 |
3 |
1 |
1 |
5 |
5 |
|
k) Insurance |
10 |
9 |
3 |
2 |
5 |
5 |
12 |
15 |
10 |
11 |
1 |
1 |
|
l) Other expenditure |
15 |
15 |
6 |
7 |
15 |
15 |
17 |
23 |
10 |
13 |
84 |
102 |
|
V. |
Provisions and contingencies |
0 |
23 |
26 |
34 |
24 |
12 |
-327 |
5 |
8 |
39 |
309 |
405 |
Total expenses* |
1641 |
1744 |
465 |
519 |
1062 |
1183 |
3106 |
3426 |
1629 |
1810 |
4992 |
5376 |
|
VI. |
Profit /loss |
-75 |
61 |
143 |
205 |
-122 |
5 |
-669 |
-819 |
357 |
580 |
1330 |
1603 |
|
|||||||||||||
Total (III+IV+V+VI) |
1565 |
1829 |
635 |
758 |
964 |
1201 |
2111 |
2612 |
1995 |
2430 |
6631 |
7384 |
|
|
(Amount in Rs. lakh) |
|||||||||||||
|
|||||||||||||
For the year ended March 31 |
|||||||||||||
|
|||||||||||||
Items |
Uttar Banga |
Vaishali |
Vallalar |
Valsad-Dangs |
Varada |
Vidisha Bhopal |
|||||||
Kshetriya |
Kshetriya |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Kshetriya |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||||
|
|||||||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||
|
|||||||||||||
(373) |
(374) |
(375) |
(376) |
(377) |
(378) |
(379) |
(380) |
(381) |
(382) |
(383) |
(384) |
||
|
|||||||||||||
Income |
|||||||||||||
I. |
Interest Earned |
2417 |
3216 |
2843 |
3576 |
542 |
623 |
1169 |
1357 |
919 |
993 |
843 |
1143 |
a) Interest/discount on advances/bills |
789 |
1215 |
567 |
684 |
273 |
302 |
345 |
431 |
667 |
758 |
402 |
574 |
|
b) Income on Investments |
659 |
684 |
3 |
3 |
248 |
105 |
382 |
497 |
252 |
235 |
101 |
201 |
|
c) Interest on balances with |
944 |
1308 |
2253 |
2717 |
20 |
216 |
441 |
428 |
0 |
0 |
291 |
322 |
|
RBI and other inter-bank funds |
|||||||||||||
d) Others |
26 |
9 |
21 |
172 |
0 |
0 |
0 |
0 |
0 |
0 |
49 |
46 |
|
II. |
Other income |
271 |
277 |
425 |
345 |
30 |
33 |
37 |
37 |
56 |
50 |
30 |
77 |
a) Commission, exchange and brokerage |
27 |
52 |
37 |
37 |
10 |
10 |
23 |
25 |
8 |
9 |
27 |
34 |
|
b) Other miscellaneous income |
244 |
225 |
388 |
308 |
19 |
23 |
14 |
12 |
48 |
41 |
3 |
44 |
|
|
|||||||||||||
Total (I+II) |
2688 |
3493 |
3268 |
3921 |
572 |
657 |
1206 |
1393 |
975 |
1043 |
873 |
1220 |
|
|
|||||||||||||
Expenditure & Provisions |
|||||||||||||
III. |
Interest expended |
1789 |
2138 |
2413 |
2664 |
232 |
264 |
656 |
745 |
562 |
633 |
519 |
720 |
a) Interest on deposits |
1717 |
2064 |
2339 |
2591 |
171 |
200 |
584 |
687 |
398 |
458 |
462 |
623 |
|
b) Interest on RBI/inter-bank borrowings |
72 |
74 |
74 |
73 |
17 |
14 |
72 |
58 |
28 |
33 |
1 |
9 |
|
c) Others |
0 |
0 |
0 |
0 |
44 |
50 |
0 |
0 |
136 |
142 |
56 |
88 |
|
IV. |
Operating expenses |
1090 |
1136 |
1156 |
1210 |
130 |
149 |
243 |
233 |
215 |
261 |
138 |
142 |
a) Payments to and provisions for employees |
879 |
909 |
1094 |
1139 |
102 |
110 |
201 |
192 |
166 |
200 |
87 |
91 |
|
b) Rent, taxes and lighting |
20 |
21 |
17 |
17 |
5 |
6 |
9 |
10 |
8 |
9 |
14 |
16 |
|
c) Printing and stationery |
6 |
5 |
6 |
6 |
2 |
3 |
4 |
4 |
3 |
3 |
7 |
6 |
|
d) Advertisement and publicity |
1 |
2 |
0 |
0 |
0 |
0 |
0 |
0 |
2 |
2 |
0 |
0 |
|
e) Depreciation on Bank's property |
6 |
8 |
3 |
3 |
4 |
6 |
4 |
3 |
10 |
12 |
6 |
5 |
|
f) Directors' fees, allowances and expenses |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
g) Auditors' fees and expenses |
3 |
3 |
2 |
2 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
|
h) Law charges |
2 |
2 |
0 |
0 |
0 |
0 |
0 |
1 |
0 |
0 |
0 |
0 |
|
i) Postage, telegrams, telephones, etc. |
4 |
5 |
2 |
2 |
3 |
3 |
4 |
5 |
4 |
6 |
2 |
2 |
|
j) Repairs and maintenance |
1 |
1 |
0 |
0 |
1 |
2 |
0 |
0 |
1 |
2 |
0 |
1 |
|
k) Insurance |
13 |
18 |
15 |
19 |
3 |
3 |
0 |
1 |
2 |
2 |
3 |
3 |
|
l) Other expenditure |
155 |
163 |
18 |
21 |
9 |
15 |
20 |
17 |
18 |
25 |
16 |
17 |
|
V. |
Provisions and contingencies |
140 |
155 |
19 |
26 |
8 |
28 |
28 |
83 |
65 |
85 |
25 |
68 |
Total expenses* |
2879 |
3274 |
3569 |
3874 |
361 |
413 |
899 |
978 |
777 |
894 |
657 |
862 |
|
VI. |
Profit /loss |
-331 |
64 |
-321 |
21 |
202 |
215 |
279 |
331 |
133 |
64 |
191 |
290 |
|
|||||||||||||
Total (III+IV+V+VI) |
2688 |
3493 |
3268 |
3921 |
572 |
657 |
1206 |
1393 |
975 |
1043 |
873 |
1220 |
|
|
(Amount in Rs. lakh) |
|||||||||
|
|||||||||
For the year ended March 31 |
|||||||||
|
|||||||||
Items |
Vidur |
Vindhyavasini |
Visweshwaraya |
Yavatmal |
|||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
|
|||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||
|
|||||||||
(385) |
(386) |
(387) |
(388) |
(389) |
(390) |
(391) |
(392) |
||
|
|||||||||
Income |
|||||||||
I. |
Interest Earned |
1037 |
1244 |
1088 |
1229 |
526 |
646 |
505 |
656 |
a) Interest/discount on advances/bills |
256 |
367 |
273 |
377 |
319 |
417 |
228 |
254 |
|
b) Income on Investments |
193 |
210 |
295 |
208 |
109 |
122 |
99 |
104 |
|
c) Interest on balances with |
584 |
660 |
521 |
645 |
99 |
106 |
178 |
298 |
|
RBI and other inter-bank funds |
|||||||||
d) Others |
4 |
7 |
0 |
0 |
0 |
0 |
0 |
0 |
|
II. |
Other income |
31 |
81 |
54 |
50 |
50 |
62 |
32 |
22 |
a) Commission, exchange and brokerage |
22 |
68 |
54 |
49 |
8 |
12 |
22 |
10 |
|
b) Other miscellaneous income |
9 |
13 |
0 |
1 |
41 |
50 |
10 |
12 |
|
|
|||||||||
Total (I+II) |
1068 |
1325 |
1142 |
1279 |
576 |
708 |
537 |
678 |
|
|
|||||||||
Expenditure & Provisions |
|||||||||
III. |
Interest expended |
495 |
562 |
693 |
773 |
326 |
386 |
274 |
325 |
a) Interest on deposits |
418 |
464 |
636 |
701 |
284 |
332 |
236 |
280 |
|
b) Interest on RBI/inter-bank borrowings |
65 |
92 |
58 |
71 |
8 |
54 |
0 |
0 |
|
c) Others |
13 |
6 |
0 |
0 |
35 |
0 |
37 |
45 |
|
IV. |
Operating expenses |
292 |
402 |
257 |
282 |
153 |
191 |
137 |
147 |
a) Payments to and provisions for employees |
262 |
364 |
222 |
237 |
132 |
163 |
117 |
123 |
|
b) Rent, taxes and lighting |
5 |
6 |
7 |
10 |
6 |
6 |
4 |
5 |
|
c) Printing and stationery |
3 |
3 |
4 |
5 |
3 |
6 |
2 |
3 |
|
d) Advertisement and publicity |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
e) Depreciation on Bank's property |
2 |
4 |
4 |
6 |
2 |
4 |
2 |
2 |
|
f) Directors' fees, allowances and expenses |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
g) Auditors' fees and expenses |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
|
h) Law charges |
0 |
1 |
4 |
5 |
0 |
0 |
0 |
0 |
|
i) Postage, telegrams, telephones, etc. |
4 |
4 |
2 |
2 |
1 |
1 |
1 |
1 |
|
j) Repairs and maintenance |
1 |
1 |
0 |
1 |
0 |
0 |
0 |
0 |
|
k) Insurance |
0 |
0 |
7 |
5 |
2 |
2 |
2 |
3 |
|
l) Other expenditure |
13 |
18 |
7 |
10 |
6 |
7 |
8 |
8 |
|
V. |
Provisions and contingencies |
0 |
28 |
4 |
173 |
15 |
31 |
17 |
53 |
Total expenses* |
787 |
964 |
951 |
1055 |
479 |
577 |
410 |
472 |
|
VI. |
Profit /loss |
281 |
333 |
187 |
52 |
81 |
101 |
109 |
154 |
|
|||||||||
Total (III+IV+V+VI) |
1068 |
1325 |
1142 |
1279 |
576 |
708 |
537 |
678 |
|
|
|||||||||
*: Excluding `Provisions and Contingencies' |
|||||||||
Source : Annual accounts of banks of respective years. |