(Amount in Rupees crore)

Year (end-March)

Advances

Non-performing assets (NPAs)

Gross

Net

Gross

Net

Amount

As
Percentage of
gross advances

As Percentage of total assets

Amount

As
Percentage of
net advances

As
Percentage of Total Assets

1

2

3

4

5

6

7

8

9

Scheduled Commercial Banks

1997-98

352696

325522

50815

14.4

6.4

23761

7.3

3.0

1998-99

399436

367012

58722

14.7

6.2

28020

7.6

2.9

1999-00

475113

444292

60408

12.7

5.5

30073

6.8

2.7

2000-01

558766

526328

63741

11.4

4.9

32461

6.2

2.5

2001-02

680958

645859

70861

10.4

4.6

35554

5.5

2.3

2002-03

778043

740473

68717

8.8

4.1

29692

4.0

1.8

2003-04

902026

862643

64812

7.2

3.3

24396

2.8

1.2

2004-05

1152682

1115663

59373

5.2

2.5

21754

2.0

0.9

2005-06

1551378

1516811

51097

3.3

1.8

18543

1.2

0.7

2006-07

2012510

1981237

50486

2.5

1.5

20101

1.0

0.6

2007-08

2507885

2476936

56309

2.3

1.3

24730

1.0

0.6

2008-09

3038254

3000906

68973

2.3

1.3

31424

1.1

0.6

Public Sector Banks

1997-98

284971

260459

45653

16.0

7.0

21232

8.2

3.3

1998-99

325328

297789

51710

15.9

6.7

24211

8.1

3.1

1999-00

379461

352714

53033

14.0

6.0

26187

7.4

2.9

2000-01

442134

415207

54672

12.4

5.3

27977

6.7

2.7

2001-02

509368

480681

56473

11.1

4.9

27958

5.8

2.4

2002-03

577813

549351

54090

9.4

4.2

24877

4.5

1.9

2003-04

661975

631383

51537

7.8

3.5

19335

3.1

1.3

2004-05

877825

848912

48399

5.5

2.7

16904

2.1

1.0

2005-06

1134724

1106288

41358

3.6

2.1

14566

1.3

0.7

2006-07

1464493

1440146

38968

2.7

1.6

15145

1.1

0.6

2007-08

1819074

1797401

40452

2.2

1.3

17836

1.0

0.6

2008-09

2283473

2260156

45156

2.0

1.2

21033

0.9

0.6

Old Private Sector Banks

1997-98

25580

24353

2794

10.9

5.1

1572

6.5

2.9

1998-99

28979

26017

3784

13.1

5.8

2332

9.0

3.6

1999-00

35404

33879

3815

10.8

5.2

2393

7.1

3.3

2000-01

39738

37973

4346

10.9

5.1

2771

7.3

3.3

2001-02

44057

42286

4851

11.0

5.2

3013

7.1

3.2

2002-03

51329

49436

4550

8.9

4.3

2598

5.2

2.5

2003-04

57908

55648

4398

7.6

3.6

2142

3.8

1.8

2004-05

70412

67742

4200

6.0

3.1

1859

2.7

1.4

2005-06

85154

82957

3759

4.4

2.5

1375

1.7

0.9

2006-07

94872

92887

2969

3.1

1.8

891

1.0

0.6

2007-08

113404

111670

2557

2.3

1.3

740

0.7

0.4

2008-09

130352

128512

3072

2.4

1.3

1165

0.9

0.5

New Private Sector Banks

1997-98

11173

11058

392

3.5

1.5

291

2.6

1.1

1998-99

14070

13714

871

6.2

2.3

611

4.5

1.6

1999-00

22816

22156

946

4.1

1.6

638

2.9

1.1

2000-01

31499

30086

1617

5.1

2.1

929

3.1

1.2

2001-02

76901

74187

6811

8.9

3.9

3663

4.9

2.1

2002-03

94718

89515

7232

7.6

3.8

1365

1.5

0.7

2003-04

119511

115106

5983

5.0

2.4

1986

1.7

0.8

2004-05

127420

123655

4582

3.6

1.6

2353

1.9

0.8

2005-06

232536

230005

4052

1.7

1.0

1796

0.8

0.4

2006-07

325273

321865

6287

1.9

1.1

3137

1.0

0.5

2007-08

412441

406733

10440

2.5

1.4

4907

1.2

0.7

2008-09

454713

446824

13911

3.1

1.8

6253

1.4

0.8

Foreign Banks In India

1997-98

30972

29652

1976

6.4

3.0

666

2.2

1.0

1998-99

31059

29492

2357

7.6

3.1

866

2.9

1.1

1999-00

37432

35543

2614

7.0

3.2

855

2.4

1.0

2000-01

45395

43063

3106

6.8

3.0

785

1.8

0.8

2001-02

50631

48705

2726

5.4

2.4

920

1.9

0.8

2002-03

54184

52171

2845

5.3

2.4

903

1.7

0.8

2003-04

62632

60506

2894

4.6

2.1

933

1.5

0.7

2004-05

77026

75354

2192

2.8

1.4

639

0.8

0.4

2005-06

98965

97562

1928

1.9

1.0

808

0.8

0.4

2006-07

127872

126339

2263

1.8

0.8

927

0.7

0.3

2007-08

162966

161133

2859

1.8

0.8

1247

0.8

0.3

2008-09

169716

165415

6833

4.0

1.5

2973

1.8

0.7

Note : 1. Data for 2008-09 are provisional.
2. Data on scheduled commercial banks & public sector banks for 2004-05 include the impact of conversion of a non-banking entity into a banking entity.