(Amount in ` Million)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I. AGRICULTURE

28,599,650

2464947.7

2135699.1

18,009,134

2036491.6

1766148.1

1. Direct Finance

27,336,548

2265656.6

1976425.9

17,169,098

1819795.7

1602051.6

2. Indirect Finance

1,263,102

199291.1

159273.2

840,036

216695.8

164096.6

II. INDUSTRY

699,071

813189.0

496752.0

565,609

1892787.7

1126686.2

1. Mining & Quarrying

3,992

12936.2

10086.8

6,967

77196.7

52990.3

2. Manufacturing & Processing

661,680

483775.6

326366.3

518,453

1400904.6

827060.4

3. Electricity, Gas & Water

996

157035.3

65666.9

1,487

245057.5

123011.8

4. Construction

32,403

159442.0

94632.0

38,702

169629.0

123623.7

III. TRANSPORT OPERATORS

251,351

117676.1

79694.2

231,051

123682.8

88679.9

IV. PROFESSIONAL AND OTHER SERVICES

709,894

142285.7

105989.8

576,059

336136.8

232249.2

V. PERSONAL LOANS

5,465,697

935075.8

699483.1

8,113,954

1870755.7

1396109.8

1. Loans for Housing

837,029

312487.3

253538.6

1,476,126

779016.6

603634.0

2. Loans for Purchase of Consumer Durables

294,384

23451.5

17392.4

254,854

21955.6

16677.7

3. Rest of the Personal Loans

4,334,284

599137.1

428552.2

6,382,974

1069783.6

775798.1

VI. TRADE

2,843,475

1917499.2

694097.5

2,159,796

662140.6

453583.5

1. Wholesale Trade

152,661

1563562.5

472077.2

131,604

159732.1

97974.8

2. Retail Trade

2,690,814

353936.7

222020.3

2,028,192

502408.6

355608.7

VII. FINANCE

464,611

76238.1

56087.7

219,325

94078.8

57276.7

VIII. ALL OTHERS

2,715,614

181279.1

154317.0

1,417,512

252613.5

162157.3

TOTAL BANK CREDIT

41,749,363

6648190.8

4422120.4

31,292,440

7268687.6

5282890.7

OCCUPATION

URBAN

METROPOLITAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I. AGRICULTURE

4,406,497

1266660.5

955696.1

815,904

1057780.3

761805.3

1. Direct Finance

4,108,372

920637.3

702001.8

774,434

583783.1

406298.4

2. Indirect Finance

298,125

346023.1

253694.3

41,470

473997.3

355507.0

II. INDUSTRY

748,400

5279651.7

3282702.9

1,565,800

24470292.6

14513504.8

1. Mining & Quarrying

6,723

110474.0

84766.4

4,619

577793.8

368565.0

2. Manufacturing & Processing

681,175

4006947.7

2372894.3

1,365,284

16027588.4

8752636.7

3. Electricity, Gas & Water

2,458

458305.8

345431.7

4,320

3066509.7

2031828.7

4. Construction

58,044

703924.2

479610.5

191,577

4798400.8

3360474.3

III. TRANSPORT OPERATORS

301,635

249481.4

178984.0

374,280

1259694.2

831685.9

IV. PROFESSIONAL AND OTHER SERVICES

506,982

806204.1

589993.2

601,665

4593545.1

2738807.2

V. PERSONAL LOANS

8,195,435

2485028.5

1897085.5

32,932,801

5569490.6

3508827.0

1. Loans for Housing

1,966,640

1278707.8

1019677.5

2,208,951

2414125.2

1910585.1

2. Loans for Purchase of Consumer Durables

212,685

22185.7

16847.2

488,320

33128.0

22548.0

3. Rest of the Personal Loans

6,016,110

1184135.0

860560.9

30,235,530

3122237.4

1575693.9

VI. TRADE

1,605,559

1158795.7

872694.1

1,215,517

4119941.2

2666847.8

1. Wholesale Trade

160,008

378407.6

279038.2

334,725

2091844.8

1249639.6

2. Retail Trade

1,445,551

780388.1

593655.9

880,792

2028096.4

1417208.2

VII. FINANCE

322,969

442539.6

315785.4

155,078

6451261.7

3659074.4

VIII. ALL OTHERS

1,652,905

759009.5

455741.0

2,438,067

2979792.3

1098423.5

TOTAL BANK CREDIT

17,740,382

12447370.9

8548682.2

40,099,112

50501798.1

29778975.8