Table No 4.2 Interest rate range and type of account-wise classification of outstanding loans and advances of scheduled commercial banks - ਆਰਬੀਆਈ - Reserve Bank of India
Table No 4.2 Interest rate range and type of account-wise classification of outstanding loans and advances of scheduled commercial banks
(Amount in ` Million) |
|||||||||
INTEREST RATE RANGE |
CASH CREDIT |
OVERDRAFTS |
DEMAND LOANS |
||||||
No. of Accounts |
Credit Limit |
Amount Out- standing |
No. of Accounts |
Limit Credit |
Amount Out- standing |
No. of Accounts |
Credit Limit |
Amount Out- standing |
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
|
Less than 6% |
8,289 |
96684.7 |
71568.1 |
8,087 |
62261.6 |
25610.6 |
13,836 |
536047.7 |
153768.8 |
6% and above but less than 10% |
189,752 |
996106.2 |
739403.2 |
360,267 |
2238945.1 |
585450.1 |
877,179 |
4367309.8 |
1881651.3 |
10% and above but less than12% |
140,852 |
3575543.2 |
1222873.7 |
279,601 |
2903052.1 |
545774.4 |
469,927 |
4589720.3 |
1361186.3 |
12% and above but less than 13% |
244,354 |
1795257.2 |
1114599.6 |
106,428 |
519297.7 |
240637.5 |
269,726 |
1003010.2 |
465098.2 |
13% and above but less than 14% |
494,177 |
2271008.4 |
1599820.8 |
160,696 |
568572.8 |
345199.3 |
609,280 |
524308.3 |
369752.5 |
14% and above but less than 15% |
176,731 |
1279041.0 |
936412.3 |
75,807 |
387212.6 |
181430.0 |
167,222 |
378250.5 |
132119.2 |
15% and above but less than 16% |
79,532 |
691126.6 |
548665.6 |
71,237 |
862229.6 |
169070.5 |
56,626 |
225572.4 |
127920.3 |
16% and above but less than 17% |
21,032 |
155238.8 |
119971.2 |
25,701 |
403190.5 |
63292.6 |
22,991 |
48654.3 |
32098.3 |
17% and above but less than 18% |
12,172 |
54356.4 |
44331.8 |
13,139 |
71508.0 |
23519.0 |
9,235 |
46817.8 |
32031.2 |
18% and above but less than20% |
4,700 |
29138.6 |
25698.5 |
21,769 |
243860.1 |
24071.9 |
11,698 |
25254.9 |
13774.7 |
20% and above |
2,529 |
22251.5 |
10613.6 |
5,484 |
6303.9 |
3070.7 |
1,116,498 |
371207.4 |
54274.9 |
TOTAL LOANS & ADVANCES |
1,374,120 |
10965752.7 |
6433958.5 |
1,128,216 |
8266434.0 |
2207126.8 |
3,624,218 |
12116153.6 |
4623675.6 |
INTEREST RATE RANGE |
MEDIUM TERM LOANS |
LONG TERM LOANS |
PACKING CREDIT |
||||||
No. of Accounts |
Credit Limit |
Amount Out- standing |
No. of Accounts |
Limit Credit |
Amount Out- standing |
No. of Accounts |
Credit Limit |
Amount Out- standing |
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
|
Less than 6% |
37,200 |
537023.2 |
90699.1 |
52,987 |
134153.7 |
119672.5 |
4,021 |
671409.6 |
166074.7 |
6% and above but less than 10% |
482,518 |
4257230.0 |
2012818.0 |
2,192,506 |
4637690.0 |
3766509.5 |
7,823 |
394438.7 |
258486.9 |
10% and above but less than12% |
895,571 |
3338789.3 |
1852544.9 |
2,917,247 |
6511789.8 |
4676083.3 |
17,533 |
1072542.7 |
382344.9 |
12% and above but less than 13% |
462,843 |
1218545.5 |
760970.4 |
1,512,251 |
3359815.2 |
2340312.6 |
4,396 |
177251.4 |
29412.6 |
13% and above but less than 14% |
460,346 |
1108431.1 |
710462.6 |
1,271,174 |
3221619.4 |
2168699.3 |
1,662 |
61097.4 |
26241.7 |
14% and above but less than 15% |
249,151 |
633075.9 |
439234.1 |
589,472 |
1544451.0 |
1101990.2 |
10,592 |
805656.3 |
40313.6 |
15% and above but less than 16% |
124,652 |
308331.6 |
197713.6 |
305,851 |
686747.1 |
501269.4 |
306 |
7798.0 |
5082.9 |
16% and above but less than 17% |
79,236 |
97533.3 |
68013.8 |
144,680 |
240829.2 |
172800.6 |
545 |
10412.2 |
4488.7 |
17% and above but less than 18% |
63,734 |
64920.1 |
41616.2 |
99,689 |
176792.6 |
106816.3 |
352 |
5870.3 |
5642.7 |
18% and above but less than20% |
111,464 |
63315.5 |
38843.5 |
148,590 |
76795.5 |
50822.1 |
214 |
1549.7 |
1214.8 |
20% and above |
51,312 |
28789.2 |
16523.6 |
58,002 |
36673.4 |
20219.1 |
74 |
1079.2 |
832.0 |
TOTAL LOANS & ADVANCES |
3,018,027 |
11655984.7 |
6229439.9 |
9,292,449 |
20627356.8 |
15025195.0 |
47,518 |
3209105.5 |
920135.5 |
See Notes on Tables. |