Table No 4.3 Interest rate range and organisation-wise classification of outstanding loans and advances of scheduled commercial banks - ਆਰਬੀਆਈ - Reserve Bank of India
Table No 4.3 Interest rate range and organisation-wise classification of outstanding loans and advances of scheduled commercial banks
(Amount in ` Million) |
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INTEREST RATE RANGE |
PUBLIC SECTOR |
CO-OPERATIVE SECTOR |
PRIVATE CORPORATE SECTOR |
||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
|
less than 6% |
1,589 |
218722.7 |
79004.7 |
405 |
14177.1 |
12216.9 |
8,907 |
1076287.3 |
415044.3 |
6% and above but less than 10% |
7,020 |
1078935.0 |
646391.4 |
14,316 |
62329.6 |
38881.2 |
73,635 |
1772857.6 |
1074489.3 |
10% and above but less than 12% |
34,245 |
6359760.2 |
3628360.1 |
26,748 |
413116.8 |
306298.2 |
139,505 |
6691651.7 |
4461554.7 |
12% and above but less than 13% |
11,868 |
1700030.3 |
1109404.1 |
22,986 |
96668.0 |
71272.1 |
60,621 |
3914686.3 |
2500454.6 |
13% and above but less than 14% |
18,889 |
2145670.8 |
1027380.2 |
12,334 |
62162.4 |
43672.2 |
64,543 |
4609495.7 |
2862405.3 |
14% and above but less than 15% |
22,850 |
1151386.6 |
717192.3 |
6,990 |
42940.3 |
26811.6 |
79,666 |
3793116.8 |
2605092.3 |
15% and above but less than 16% |
19,775 |
888094.6 |
552448.6 |
8,061 |
46343.3 |
26821.6 |
70,958 |
2551852.1 |
1774789.5 |
16% and above but less than 17% |
9,335 |
195860.7 |
123199.3 |
3,300 |
14689.1 |
9417.4 |
40,044 |
895687.0 |
622219.5 |
17% and above but less than 18% |
5,314 |
76501.1 |
44588.2 |
1,801 |
3507.7 |
2575.8 |
17,762 |
304633.2 |
229447.8 |
18% and above but less than 20% |
5,397 |
54163.8 |
31749.5 |
2,290 |
7157.2 |
3189.0 |
16,485 |
565518.4 |
161779.7 |
20% and above |
4,119 |
36460.6 |
26518.3 |
1,741 |
6434.4 |
4016.8 |
5,733 |
76441.6 |
53334.5 |
TOTAL LOANS & ADVANCES |
140,401 |
13905586.4 |
7986236.7 |
100,972 |
769526.0 |
545172.7 |
577,859 |
26252227.7 |
16760611.6 |
INTEREST RATE RANGE |
HOUSHOLD SECTOR - INDIVIDUALS |
HOUSEHOLD SECTOR - OTHERS |
||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
|
10 |
11 |
12 |
13 |
14 |
15 |
|
less than 6% |
108,894 |
148525.9 |
80489.8 |
3,926 |
148720.7 |
23278.7 |
6% and above but less than 10% |
3,716,298 |
2651118.4 |
1829760.7 |
62,332 |
184618.1 |
115885.5 |
10% and above but less than 12% |
3,872,202 |
4462565.3 |
3457334.8 |
174,227 |
903071.9 |
639357.6 |
12% and above but less than 13% |
2,394,663 |
2233691.2 |
1693898.0 |
123,423 |
646349.9 |
480365.1 |
13% and above but less than 14% |
2,293,379 |
2013313.6 |
1409280.1 |
200,802 |
948242.6 |
700722.4 |
14% and above but less than 15% |
2,109,238 |
1578941.0 |
1198602.2 |
426,431 |
1200450.3 |
925667.6 |
15% and above but less than 16% |
1,923,099 |
2462866.7 |
1133360.1 |
330,045 |
1129770.4 |
736693.4 |
16% and above but less than 17% |
507,014 |
514098.4 |
371279.3 |
105,217 |
422066.4 |
323202.1 |
17% and above but less than 18% |
337,782 |
346127.6 |
172762.3 |
42,099 |
151434.6 |
117242.7 |
18% and above but less than 20% |
306,079 |
244572.2 |
153470.9 |
36,385 |
105580.1 |
60667.5 |
20% and above |
1,258,095 |
503623.6 |
101942.9 |
31,293 |
154011.2 |
47160.7 |
TOTAL LOANS & ADVANCES |
18,826,743 |
17159443.8 |
11602181.1 |
1,536,180 |
5994316.4 |
4170243.2 |
See Notes on Tables. |