(Amount in ` Million)

OCCUPATION

CENTRAL GOVERNMENT DEPARTMENTS

GENERAL STATE GOVERNMENT

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I. AGRICULTURE

3,964

94518.5

39008.0

837

42418.0

31236.7

1. Direct Finance

2,262

4706.3

3573.7

712

20158.7

11585.1

2. Indirect Finance

1,702

89812.2

35434.3

125

22259.3

19651.5

II. INDUSTRY

1,036

191477.7

141883.2

380

156614.3

94488.7

1. Mining & Quarrying

49

13859.4

13186.6

53

1120.1

47.8

2. Food Manufacturing & Processing

121

2599.2

2215.5

10

19.7

7.7

(a) Rice Mills, Flour & Dal Mills

43

51.2

34.6

2

10.3

0.3

(b) Sugar

20

2309.9

1952.0

-

-

-

(c) Edible Oils & Vanaspati

5

6.9

4.2

2

3.3

1.8

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

9

2.5

2.1

1

1.5

1.5

(f) Others

44

228.7

222.5

5

4.6

4.1

3. Beverage & Tobacco

3

1.4

1.6

0

-

-

4. Textiles

180

1598.6

991.8

35

294.9

255.5

(a) Cotton Textiles

136

1217.3

674.2

3

3.6

4.2

(b) Jute & Other Natural Fibre Textiles

1

0.5

0.3

-

-

-

(c) Handloom Textiles & Khadi

5

77.0

76.1

6

13.0

11.9

(d) Other Textiles & Textile Products

38

303.8

241.2

26

278.4

239.4

5. Paper, Paper Products & Printing

13

1655.6

755.5

6

698.4

305.3

6. Woods and Wood Products

-

-

-

4

2.2

2.2

7. Leather & Leather Products

40

13.7

10.6

2

45.0

40.7

8. Gems and Jewellery

-

-

-

-

-

-

9. Rubber & Plastic Products

23

978.2

1104.9

2

2.1

1.7

10. Chemicals & Chemical Products

34

9439.6

3409.2

6

1259.0

541.3

(a) Heavy Industrial Chemicals

3

2010.0

66.5

1

352.4

125.8

(b) Fertilisers

7

6298.0

2688.0

2

875.0

404.3

(c) Drugs & Pharmaceuticals

16

1026.3

647.0

1

20.0

0.5

(d) Non-Edible Oils

2

1.0

0.9

-

-

-

(e) Other Chemicals & Chemical Products

6

104.3

6.8

2

11.6

10.6

11. Petroleum, Coal Products & Nuclear Fuels

22

37710.1

29574.3

2

561.1

313.4

12. Manufacture of Cement & Cement Products

4

3.2

3.0

1

1.0

-

13. Basic Metals & Metal Products

23

24718.6

14612.1

8

86.2

58.4

(a) Iron & Steel

14

22663.2

12859.1

5

82.9

56.5

(b) Non-Ferrous Metals

4

2051.9

1751.5

2

1.3

1.2

(c) Metal Products

5

3.5

1.5

1

2.1

0.7

14. Engineering

49

1572.5

902.2

52

17220.4

9953.0

(a) Heavy Engineering

7

4.8

3.7

4

3.3

2.7

(b) Light Engineering

8

87.5

74.2

7

32.9

22.6

(c) Electrical Machinery & Goods

28

1476.8

822.0

39

17183.4

9927.0

(d) Electronic Machinery & Goods

6

3.4

2.2

2

0.9

0.6

15. Vehicles,Vehicle Parts & Transport Equipments

9

3144.2

1865.0

23

707.5

464.6

16. Other Industries

32

1109.2

1096.4

21

22.6

18.6

17. Electricity, Gas & Water

41

58032.9

39332.2

64

76898.8

52364.7

(a) Electricity Generation & Transmission

36

57993.6

39304.5

57

68314.4

45134.3

(b) Non-Conventional Energy

-

-

-

6

8504.3

7219.4

(c) Gas, Steam & Water Supply

5

39.4

27.7

1

80.0

11.1

18. Construction

393

35041.2

32822.6

91

57675.3

30113.8

(a) Other than Infrastructure

354

201.8

135.6

37

1195.5

769.3

(b) Infrastructure Construction

39

34839.4

32686.9

54

56479.8

29344.5

III. TRANSPORT OPERATORS

213

103202.1

86880.3

48

6169.0

4904.8

IV. PROFESSIONAL AND OTHER SERVICES

260

22758.8

20062.6

281

6859.8

4306.0

1. Professional Services

11

122.0

120.7

17

640.6

433.0

2. Tourism, Hotel & Restaurants

9

159.9

124.2

10

149.7

82.9

3. Recreation services

7

16.0

9.9

1

1.0

0.4

4. IT and Telecommunications

6

18301.7

18165.1

1

0.4

0.4

5. Others

227

4159.3

1642.8

252

6068.2

3789.3

V. PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI. TRADE

854

1136481.8

315894.1

350

9236.2

5743.6

1. Wholesale Trade

479

1124529.9

304200.3

21

4220.3

2388.0

2. Retail Trade

375

11951.9

11693.8

329

5015.9

3355.7

VII. FINANCE

102

80419.6

76160.6

75

25868.6

23573.7

VIII. ALL OTHERS

2,273

23877.8

20082.7

3,037

32291.1

27248.3

Total Bank Credit

8,702

1652736.3

699971.6

5,008

279456.9

191501.7

See Notes on Tables.

(Amount in ` Million)

OCCUPATION

STATE GOVERNMENT DEPARTMENTAL COMMERCIAL UNDERTAKINGS

LOCAL AND QUASI-GOVERNMENT

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I. AGRICULTURE

324

137315.0

115347.4

1,019

49056.0

43453.3

1. Direct Finance

117

43097.8

36309.9

877

20912.6

19710.1

2. Indirect Finance

207

94217.2

79037.5

142

28143.5

23743.2

II. INDUSTRY

636

586673.7

440843.6

321

197156.6

139147.7

1. Mining & Quarrying

13

11970.3

8415.0

14

125.5

95.1

2. Food Manufacturing & Processing

17

6930.9

2087.2

33

413.2

273.4

(a) Rice Mills, Flour & Dal Mills

2

302.6

47.0

8

9.5

6.8

(b) Sugar

1

40.0

-

1

150.0

36.4

(c) Edible Oils & Vanaspati

-

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

1

200.0

196.0

(f) Others

14

6588.3

2040.2

23

53.7

34.2

3. Beverage & Tobacco

2

52.4

2.3

1

0.5

0.6

4. Textiles

23

619.5

248.6

34

1618.5

1578.0

(a) Cotton Textiles

9

459.7

114.8

9

40.8

37.6

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

6

125.2

96.4

15

1543.7

1531.5

(d) Other Textiles & Textile Products

8

34.6

37.5

10

34.0

8.9

5. Paper, Paper Products & Printing

19

1189.0

978.4

14

721.2

630.6

6. Woods and Wood Products

1

0.3

0.1

1

4.0

-

7. Leather & Leather Products

-

-

-

1

0.3

0.3

8. Gems and Jewellery

-

-

-

7

247.1

266.3

9. Rubber & Plastic Products

1

1.7

1.7

1

1.0

0.5

10. Chemicals & Chemical Products

17

3400.3

2051.3

9

692.5

320.7

(a) Heavy Industrial Chemicals

5

148.1

78.9

-

-

-

(b) Fertilisers

8

3047.8

1906.7

2

280.0

50.1

(c) Drugs & Pharmaceuticals

2

80.3

49.1

5

209.0

209.9

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

2

124.0

16.5

2

203.5

60.6

11. Petroleum, Coal Products & Nuclear Fuels

2

2140.0

1474.3

4

2075.4

26.7

12. Manufacture of Cement & Cement Products

2

991.5

871.4

4

5.9

0.9

13. Basic Metals & Metal Products

8

891.9

787.9

2

9003.2

9003.1

(a) Iron & Steel

8

891.9

787.9

1

9002.3

9002.3

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Metal Products

-

-

-

1

0.9

0.8

14. Engineering

25

12519.3

10518.5

10

1141.0

1108.3

(a) Heavy Engineering

10

3979.2

2201.9

-

-

-

(b) Light Engineering

4

1337.4

1216.5

7

80.8

55.2

(c) Electrical Machinery & Goods

9

7156.2

7100.1

2

1010.3

1010.3

(d) Electronic Machinery & Goods

2

46.4

-

1

50.0

42.9

15. Vehicles,Vehicle Parts & Transport Equipments

5

532.4

534.2

5

4053.7

613.8

16. Other Industries

3

220.5

19.1

16

521.1

516.2

17. Electricity, Gas & Water

337

427151.9

320429.6

88

117171.1

83658.5

(a) Electricity Generation & Transmission

311

391221.0

292865.5

77

112351.8

82672.8

(b) Non-Conventional Energy

10

22855.1

18165.9

4

4557.7

549.0

(c) Gas, Steam & Water Supply

16

13075.9

9398.3

7

261.6

436.7

18. Construction

161

118061.8

92423.8

77

59361.2

41054.8

(a) Other than Infrastructure

26

5153.4

1599.2

24

1756.8

869.4

(b) Infrastructure Construction

135

112908.4

90824.5

53

57604.4

40185.4

III. TRANSPORT OPERATORS

74

17928.4

16084.4

46

1299.0

1232.3

IV. PROFESSIONAL AND OTHER SERVICES

112

39592.5

35324.4

152

7859.6

6359.5

1. Professional Services

11

539.6

536.5

11

63.0

40.0

2. Tourism, Hotel & Restaurants

5

1932.8

1934.0

4

7.4

4.6

3. Recreation services

4

442.6

441.6

3

19.7

33.4

4. IT and Telecommunications

-

-

-

5

211.7

1.1

5. Others

92

36677.4

32412.2

129

7557.7

6280.4

V. PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI. TRADE

92

17080.5

11252.7

401

28861.7

14782.1

1. Wholesale Trade

22

2587.9

1920.8

128

2989.2

1791.9

2. Retail Trade

70

14492.6

9331.9

273

25872.4

12990.2

VII. FINANCE

164

43601.2

28136.0

40

6237.1

4909.9

VIII. ALL OTHERS

418

298824.2

256044.7

341

24056.4

18953.8

Total Bank Credit

1,820

1141015.4

903033.1

2,320

314526.3

228838.5

TABLE NO. 5.2 – ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2011

(Amount in ` Million)

OCCUPATION

PUBLIC FINANCIAL CORPORATIONS

PUBLIC NON-FINANCIAL CORPORATIONS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

13

14

15

16

17

18

I. AGRICULTURE

10,373

63059.2

41494.9

1,156

117947.3

71330.9

1. Direct Finance

8,900

22285.7

17411.3

683

40899.9

17908.3

2. Indirect Finance

1,473

40773.6

24083.5

473

77047.4

53422.6

II. INDUSTRY

3,550

297487.9

213105.2

14,165

4422281.3

2713298.9

1. Mining & Quarrying

95

2466.1

2364.3

301

203374.7

123094.6

2. Food Manufacturing & Processing

392

14280.7

12331.5

1,205

174831.9

127974.8

(a) Rice Mills, Flour & Dal Mills

103

1256.6

1160.2

176

14676.3

12956.2

(b) Sugar

31

4075.1

3317.2

348

76947.0

58024.2

(c) Edible Oils & Vanaspati

34

3646.0

3215.8

159

35860.7

23555.5

(d) Tea Processing

6

402.4

401.4

30

1874.6

1144.2

(e) Processing of Fruits & Vegetables

20

37.1

26.6

64

3181.2

2368.5

(f) Others

198

4863.4

4210.4

428

42292.1

29926.3

3. Beverage & Tobacco

37

1917.7

1463.0

162

26804.3

16500.9

4. Textiles

599

12016.4

9539.2

2,174

291092.5

212228.9

(a) Cotton Textiles

410

4300.5

3006.7

1,168

175310.0

130281.8

(b) Jute & Other Natural Fibre Textiles

4

13.6

4.9

52

2530.4

1375.2

(c) Handloom Textiles & Khadi

10

79.2

76.4

34

2577.8

903.5

(d) Other Textiles & Textile Products

175

7623.1

6451.2

920

110674.2

79668.4

5. Paper, Paper Products & Printing

76

5231.5

4715.3

549

54119.7

35716.7

6. Woods and Wood Products

51

461.0

443.7

72

5631.9

3822.1

7. Leather & Leather Products

39

964.1

753.0

121

6630.8

5711.4

8. Gems and Jewellery

41

25987.4

2471.9

104

24533.8

17066.4

9. Rubber & Plastic Products

43

6796.9

5817.5

432

58213.0

30972.1

10. Chemicals & Chemical Products

171

26303.1

23113.8

1,989

343432.5

161220.7

(a) Heavy Industrial Chemicals

25

1036.0

2029.5

331

36028.9

19431.0

(b) Fertilisers

3

3590.0

3230.5

121

51749.5

18114.0

(c) Drugs & Pharmaceuticals

89

18213.4

15519.9

798

116289.7

77109.8

(d) Non-Edible Oils

7

43.6

19.5

53

5104.8

3527.3

(e) Other Chemicals & Chemical Products

47

3420.1

2314.4

686

134259.7

43038.7

11. Petroleum, Coal Products & Nuclear Fuels

17

3103.5

1917.5

269

485114.8

296676.6

12. Manufacture of Cement & Cement Products

49

4232.6

3988.5

276

59228.5

39626.7

13. Basic Metals & Metal Products

225

38263.8

22820.3

2,146

755928.4

409082.1

(a) Iron & Steel

133

25835.7

15167.7

1,582

601888.9

307592.0

(b) Non-Ferrous Metals

51

4886.9

4161.7

216

111637.6

83737.2

(c) Metal Products

41

7541.3

3491.0

348

42401.9

17752.9

14. Engineering

194

24732.7

19191.3

1,600

310272.5

225744.6

(a) Heavy Engineering

24

4569.3

413.0

229

59279.9

39054.4

(b) Light Engineering

70

12047.7

11181.1

737

127004.9

95600.1

(c) Electrical Machinery & Goods

64

3504.0

3283.5

429

81041.1

57406.7

(d) Electronic Machinery & Goods

36

4611.7

4313.6

205

42946.6

33683.4

15. Vehicles,Vehicle Parts & Transport Equipments

61

7132.3

5926.0

482

111248.0

65147.5

16. Other Industries

300

2877.0

1599.1

395

59400.6

32838.3

17. Electricity, Gas & Water

60

48877.4

39672.3

553

773674.5

436315.2

(a) Electricity Generation & Transmission

45

46776.3

37607.2

477

739444.5

410476.7

(b) Non-Conventional Energy

4

2080.6

2049.7

28

9164.8

9531.7

(c) Gas, Steam & Water Supply

11

20.5

15.4

48

25065.1

16306.7

18. Construction

1,100

71843.7

54977.1

1,335

678748.9

473559.2

(a) Other than Infrastructure

954

18577.7

11476.8

171

68136.6

42467.2

(b) Infrastructure Construction

146

53265.9

43500.4

1,164

610612.3

431092.0

III. TRANSPORT OPERATORS

483

2387.9

1683.8

579

343348.4

266842.5

IV. PROFESSIONAL AND OTHER SERVICES

1,688

130339.5

38099.9

1,219

458962.6

300764.2

1. Professional Services

126

1921.4

1726.4

72

13870.6

11455.0

2. Tourism, Hotel & Restaurants

124

3419.7

2129.8

235

53054.2

33865.9

3. Recreation services

35

223.0

191.3

71

20345.1

15146.0

4. IT and Telecommunications

59

10011.2

9404.8

106

220216.4

156280.8

5. Others

1,344

114764.1

24647.6

735

151476.4

84016.5

V. PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI. TRADE

3,464

19866.0

13480.8

2,097

792346.5

437493.4

1. Wholesale Trade

747

12489.0

7099.5

1,031

726886.1

393658.0

2. Retail Trade

2,717

7377.0

6381.4

1,066

65460.3

43835.5

VII. FINANCE

2,793

886425.5

754517.2

399

330447.8

258434.2

VIII. ALL OTHERS

9,514

1079344.2

68417.1

331

123450.7

75576.6

Total Bank Credit

31,865

2478910.2

1130798.9

19,946

6588784.7

4123740.7

TABLE NO. 5.2 – ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2011

(Amount in ` Million)

OCCUPATION

CO-OPERATIVE SECTOR

PRIVATE FINANCIAL CORPORATIONS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

19

20

21

22

23

24

I. AGRICULTURE

11,412

228840.4

174854.4

9,422

98615.3

64906.5

1. Direct Finance

3,092

80897.6

68771.0

7,615

67926.3

43729.2

2. Indirect Finance

8,320

147942.8

106083.4

1,807

30689.0

21177.3

II. INDUSTRY

1,648

108937.2

74351.8

14,215

379533.8

246013.3

1. Mining & Quarrying

12

104.2

19.6

333

6554.7

4763.7

2. Food Manufacturing & Processing

867

27037.9

22574.8

1,178

20578.0

16607.0

(a) Rice Mills, Flour & Dal Mills

201

1059.3

738.5

306

2851.5

2414.4

(b) Sugar

58

13480.1

10973.8

29

4482.6

4007.2

(c) Edible Oils & Vanaspati

79

1256.3

1121.3

132

4339.1

3831.3

(d) Tea Processing

12

138.6

117.0

12

69.7

63.8

(e) Processing of Fruits & Vegetables

97

112.3

77.7

76

2749.3

1362.6

(f) Others

420

10991.3

9546.4

623

6085.8

4927.7

3. Beverage & Tobacco

8

257.8

199.3

184

10354.7

6567.0

4. Textiles

214

9186.1

4916.4

2,541

45816.1

29303.1

(a) Cotton Textiles

101

8810.4

4586.3

724

24628.8

15254.5

(b) Jute & Other Natural Fibre Textiles

3

26.6

26.4

71

1426.4

525.7

(c) Handloom Textiles & Khadi

48

93.9

81.9

230

331.3

256.4

(d) Other Textiles & Textile Products

62

255.2

221.7

1,516

19429.7

13266.5

5. Paper, Paper Products & Printing

26

189.6

178.1

842

7881.9

6565.5

6. Woods and Wood Products

13

30.0

12.9

245

1298.3

1124.9

7. Leather & Leather Products

10

20.4

13.2

189

1966.0

1689.1

8. Gems and Jewellery

9

232.1

224.5

115

4302.8

3090.5

9. Rubber & Plastic Products

12

113.3

92.3

890

10021.0

6846.5

10. Chemicals & Chemical Products

75

50890.8

32093.8

1,090

12370.5

8588.4

(a) Heavy Industrial Chemicals

9

181.9

166.1

194

2905.0

1315.5

(b) Fertilisers

19

49517.3

30882.5

27

537.9

403.5

(c) Drugs & Pharmaceuticals

8

46.6

26.8

287

3958.2

3007.0

(d) Non-Edible Oils

1

0.5

0.5

35

1149.9

761.8

(e) Other Chemicals & Chemical Products

38

1144.5

1017.8

547

3819.5

3100.6

11. Petroleum, Coal Products & Nuclear Fuels

3

63.3

63.2

62

4702.8

463.4

12. Manufacture of Cement & Cement Products

21

640.3

162.8

255

2394.6

1852.8

13. Basic Metals & Metal Products

47

6986.0

6658.5

1,610

41270.3

32684.0

(a) Iron & Steel

27

6415.5

6407.7

727

29743.5

23970.4

(b) Non-Ferrous Metals

6

3.4

3.3

194

3186.3

2098.8

(c) Metal Products

14

567.1

247.5

689

8340.6

6614.9

14. Engineering

78

350.4

304.6

1,988

27736.8

15944.4

(a) Heavy Engineering

39

86.2

68.1

329

1760.1

1338.8

(b) Light Engineering

30

218.5

198.6

1,086

8110.7

5431.9

(c) Electrical Machinery & Goods

3

10.2

6.3

437

15632.9

7300.4

(d) Electronic Machinery & Goods

6

35.5

31.7

136

2233.1

1873.3

15. Vehicles,Vehicle Parts & Transport Equipments

14

102.8

62.4

399

12718.2

9767.4

16. Other Industries

68

2235.3

1139.2

1,089

6229.7

4734.6

17. Electricity, Gas & Water

10

785.3

296.3

181

39320.0

21087.9

(a) Electricity Generation & Transmission

5

718.6

234.1

107

34525.8

19739.4

(b) Non-Conventional Energy

2

54.7

54.7

19

3914.2

1053.4

(c) Gas, Steam & Water Supply

3

12.0

7.6

55

880.0

295.2

18. Construction

161

9711.5

5339.8

1,024

124017.4

74333.1

(a) Other than Infrastructure

61

6555.2

3119.6

647

47960.3

25125.8

(b) Infrastructure Construction

100

3156.3

2220.2

377

76057.0

49207.3

III. TRANSPORT OPERATORS

318

587.0

422.0

595

28179.8

15848.8

IV. PROFESSIONAL AND OTHER SERVICES

730

20534.9

14785.7

5,280

91900.1

72804.0

1. Professional Services

53

470.4

295.5

661

2848.5

2202.0

2. Tourism, Hotel & Restaurants

16

84.1

62.0

698

17627.5

13558.2

3. Recreation services

14

34.2

21.2

101

3514.3

2420.6

4. IT and Telecommunications

12

380.2

290.8

226

2398.9

2033.1

5. Others

635

19565.9

14116.1

3,594

65511.0

52590.1

V. PERSONAL LOANS

30,194

162440.1

118132.7

-

-

-

1. Housing

30,194

162440.1

118132.7

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI. TRADE

5,321

28469.7

17080.0

15,588

92550.5

75932.1

1. Wholesale Trade

181

10891.3

3551.5

2,604

29208.3

22181.8

2. Retail Trade

5,140

17578.4

13528.5

12,984

63342.1

53750.3

VII. FINANCE

494

54295.5

33196.0

7,791

4452058.6

1361915.2

VIII. ALL OTHERS

771

10045.3

8044.7

6,415

89310.8

76369.5

Total Bank Credit

50,888

614150.0

440867.2

59,306

5232149.0

1913789.5

TABLE NO. 5.2 – ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2011

(Amount in ` Million)

OCCUPATION

PRIVATE NON-FINANCIAL CORPORATIONS

HOUSEHOLD SECTOR - INDIVIDUALS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

25

26

27

28

29

30

I. AGRICULTURE

25,241

651299.2

375503.7

3,492,962

2891937.5

1393535.3

1. Direct Finance

19,138

344418.7

243046.1

3,344,978

1635995.0

1272563.0

2. Indirect Finance

6,103

306880.5

132457.6

147,984

1255942.5

120972.3

II. INDUSTRY

236,276

18998568.7

9330324.6

344,008

2152166.4

1167159.1

1. Mining & Quarrying

3,976

425432.9

288342.9

7,325

32020.0

12775.5

2. Food Manufacturing & Processing

17,968

934666.6

556050.4

34,712

146449.5

67343.5

(a) Rice Mills, Flour & Dal Mills

4,447

176821.7

113514.0

10,933

51445.8

20612.8

(b) Sugar

1,257

230847.9

163580.3

379

14695.2

11244.7

(c) Edible Oils & Vanaspati

1,900

199764.1

81561.7

1,977

5015.4

4138.7

(d) Tea Processing

409

12411.3

9131.8

287

10898.9

750.7

(e) Processing of Fruits & Vegetables

700

23602.0

16465.0

1,391

2791.4

1850.8

(f) Others

9,255

291219.6

171797.5

19,745

61602.8

28745.8

3. Beverage & Tobacco

1,913

260940.2

126577.5

2,357

6255.6

4845.5

4. Textiles

38,592

1857883.5

1013518.2

46,039

600829.3

104849.1

(a) Cotton Textiles

12,654

819534.1

474751.2

17,189

155595.9

58226.8

(b) Jute & Other Natural Fibre Textiles

1,336

23349.5

13443.1

771

1416.5

1066.8

(c) Handloom Textiles & Khadi

609

25740.7

13542.3

4,472

4772.4

3854.1

(d) Other Textiles & Textile Products

23,993

989259.2

511781.7

23,607

439044.6

41701.3

5. Paper, Paper Products & Printing

8,618

767481.4

202595.1

7,247

32020.8

23900.8

6. Woods and Wood Products

1,378

30585.4

23020.5

3,173

4197.1

3425.7

7. Leather & Leather Products

4,033

145116.5

49260.2

2,959

14645.3

6967.6

8. Gems and Jewellery

3,056

469952.5

195057.8

2,623

23785.3

15325.8

9. Rubber & Plastic Products

9,583

298023.1

190820.3

4,795

17863.3

11302.9

10. Chemicals & Chemical Products

19,849

1609984.3

617552.0

6,804

66744.7

33446.4

(a) Heavy Industrial Chemicals

4,212

180163.6

105278.4

940

5974.7

3761.9

(b) Fertilisers

545

88003.8

52062.1

371

920.1

608.3

(c) Drugs & Pharmaceuticals

6,138

654884.5

267530.9

1,218

41233.2

17247.5

(d) Non-Edible Oils

325

13978.8

10856.1

467

1258.6

1149.9

(e) Other Chemicals & Chemical Products

8,629

672953.7

181824.4

3,808

17358.2

10679.0

11. Petroleum, Coal Products & Nuclear Fuels

2,009

446327.9

284865.8

644

56111.9

46549.8

12. Manufacture of Cement & Cement Products

2,340

315406.0

200744.1

4,753

13264.4

11910.5

13. Basic Metals & Metal Products

24,893

2764331.3

1512555.0

11,808

197492.3

135858.9

(a) Iron & Steel

13,750

1903377.0

1100093.5

4,607

150847.6

105622.3

(b) Non-Ferrous Metals

3,611

408483.1

213510.6

1,982

22806.2

14785.4

(c) Metal Products

7,532

452471.1

198951.0

5,219

23838.5

15451.2

14. Engineering

29,874

1891826.0

728811.1

20,181

94057.0

57771.1

(a) Heavy Engineering

4,635

320232.6

123150.9

6,521

11299.5

8084.6

(b) Light Engineering

14,165

591060.0

258273.5

9,043

27198.3

16375.6

(c) Electrical Machinery & Goods

8,622

747342.6

232292.9

3,343

41321.1

21352.6

(d) Electronic Machinery & Goods

2,452

233190.8

115093.8

1,274

14238.0

11958.3

15. Vehicles,Vehicle Parts & Transport Equipments

11,740

680404.4

388619.4

10,245

45422.3

29275.9

16. Other Industries

10,776

528031.6

239559.9

42,604

66417.9

48295.7

17. Electricity, Gas & Water

2,703

1262494.7

731516.2

2,095

249350.4

186560.9

(a) Electricity Generation & Transmission

1,666

1104909.3

645420.9

706

228103.2

170949.0

(b) Non-Conventional Energy

466

60622.3

42304.7

607

6909.8

2514.8

(c) Gas, Steam & Water Supply

571

96963.2

43790.6

782

14337.4

13097.1

18. Construction

42,975

4309680.5

1980858.3

133,644

485239.3

366753.4

(a) Other than Infrastructure

31,720

1239283.6

446096.7

114,292

156210.9

122909.6

(b) Infrastructure Construction

11,255

3070396.8

1534761.6

19,352

329028.4

243843.8

III. TRANSPORT OPERATORS

49,557

704226.2

330907.4

511,723

404993.1

276894.9

IV. PROFESSIONAL AND OTHER SERVICES

46,832

7377752.5

1966640.0

291,370

700851.6

496785.7

1. Professional Services

5,355

288546.1

111488.9

34,380

52861.1

44386.2

2. Tourism, Hotel & Restaurants

6,418

539286.7

251641.2

18,029

36243.4

26813.8

3. Recreation services

1,459

144186.9

84216.6

3,934

16417.2

14403.9

4. IT and Telecommunications

2,201

3696444.1

442870.1

10,859

65966.9

48881.0

5. Others

31,399

2709288.8

1076423.1

224,168

529363.1

362300.7

V. PERSONAL LOANS

-

-

-

10,659,817

7498680.2

5335390.5

1. Housing

-

-

-

4,143,357

3971842.6

3192949.3

2. Consumer Durables

-

-

-

57,835

39895.3

31360.4

3. Vehicles

-

-

-

1,872,433

823024.6

556983.4

4. Education

-

-

-

1,058,119

467336.6

346260.6

5. Personal Credit Cards

-

-

-

1,131,923

372550.6

52612.2

6. Others

-

-

-

2,396,150

1824030.5

1155224.6

VI. TRADE

52,974

2728520.5

856157.3

540,628

581014.5

406360.7

1. Wholesale Trade

17,862

1307048.1

449439.8

29,410

95850.3

55857.4

2. Retail Trade

35,112

1421472.3

406717.5

511,218

485164.2

350503.2

VII. FINANCE

4,785

1171608.6

638646.1

20,648

234139.2

189455.7

VIII. ALL OTHERS

40,048

948606.9

410673.5

360,091

610074.7

367352.7

Total Bank Credit

455,713

32580582.6

13908852.6

16,221,247

15073857.2

9632934.6

TABLE NO. 5.2 – ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2011

(Amount in ` Million)

OCCUPATION

HOUSEHOLD SECTOR - OTHERS

TOTAL

No.of Accounts

Credit Limit

Amount Outstanding

No.of Accounts

Credit Limit

Amount Outstanding

31

32

33

34

35

36

I. AGRICULTURE

107,948

691489.5

280822.7

3,881,979

5174729.7

2703600.8

1. Direct Finance

70,850

545202.2

174432.8

3,654,622

2913798.9

1967320.0

2. Indirect Finance

37,098

146287.3

106389.9

227,357

2260930.8

736280.8

II. INDUSTRY

417,482

2337688.7

1449138.8

1,046,228

29899060.1

16053927.4

1. Mining & Quarrying

12,326

69062.7

49898.5

24,724

771351.9

508217.5

2. Food Manufacturing & Processing

53,954

362843.4

214002.7

112,438

1693421.4

1023440.2

(a) Rice Mills, Flour & Dal Mills

22,699

162798.7

113103.2

39,406

411844.5

265036.3

(b) Sugar

379

7187.4

5499.6

2,515

355119.3

259173.9

(c) Edible Oils & Vanaspati

4,027

23035.2

17083.4

8,341

272954.5

134534.9

(d) Tea Processing

509

3740.1

2066.4

1,273

29564.6

13695.0

(e) Processing of Fruits & Vegetables

1,544

5246.1

3956.7

4,041

38037.4

26393.2

(f) Others

24,796

160835.9

72293.5

56,862

585901.2

324606.9

3. Beverage & Tobacco

3,786

18753.3

15599.0

8,692

325485.9

171856.8

4. Textiles

78,461

501543.7

263576.3

172,544

3328031.6

1645002.5

(a) Cotton Textiles

20,373

153637.5

109905.3

54,165

1347416.9

799744.5

(b) Jute & Other Natural Fibre Textiles

1,193

4803.8

3233.2

3,671

33638.3

19729.6

(c) Handloom Textiles & Khadi

3,658

10257.6

6805.0

9,772

46269.5

27786.8

(d) Other Textiles & Textile Products

53,237

332844.8

143632.8

104,936

1900706.9

797741.6

5. Paper, Paper Products & Printing

20,338

61339.6

45620.6

37,955

932839.1

322218.6

6. Woods and Wood Products

7,104

18123.5

14699.8

12,133

60386.9

46591.8

7. Leather & Leather Products

7,374

78917.1

21770.2

14,868

248689.0

86334.5

8. Gems and Jewellery

4,384

144094.7

74447.8

10,352

693224.6

308008.6

9. Rubber & Plastic Products

18,387

66024.3

49250.1

34,254

458252.0

296379.7

10. Chemicals & Chemical Products

20,301

86072.4

63829.7

50,689

2218221.9

949212.5

(a) Heavy Industrial Chemicals

3,988

16221.2

11609.0

9,752

245717.2

144294.4

(b) Fertilisers

600

2578.9

2114.6

1,714

209475.2

113484.7

(c) Drugs & Pharmaceuticals

3,120

21636.6

15430.6

11,773

861465.4

397957.5

(d) Non-Edible Oils

800

3833.9

3051.4

1,694

25373.8

19369.3

(e) Other Chemicals & Chemical Products

11,793

41801.8

31624.2

25,756

876190.3

274106.6

11. Petroleum, Coal Products & Nuclear Fuels

1,824

12792.7

9459.5

4,885

1050724.0

671400.3

12. Manufacture of Cement & Cement Products

7,532

20609.6

15949.6

15,354

416840.7

275152.7

13. Basic Metals & Metal Products

34,837

234282.6

155195.0

75,771

4081938.1

2305408.5

(a) Iron & Steel

13,787

123677.2

85395.0

34,681

2879704.3

1671194.4

(b) Non-Ferrous Metals

5,714

51000.6

26913.0

11,801

604084.0

346977.6

(c) Metal Products

15,336

59604.8

42887.0

29,289

598149.8

287236.5

14. Engineering

50,301

166464.4

115417.6

105,314

2563061.0

1192823.6

(a) Heavy Engineering

8,450

33435.2

21094.2

20,418

440927.0

198235.4

(b) Light Engineering

29,094

73124.7

52800.4

54,505

841421.4

441962.6

(c) Electrical Machinery & Goods

10,072

48642.4

34388.7

23,574

972067.3

378470.3

(d) Electronic Machinery & Goods

2,685

11262.1

7134.3

6,817

308645.4

174155.3

15. Vehicles,Vehicle Parts & Transport Equipments

10,400

46312.0

31670.3

33,445

912545.6

534244.7

16. Other Industries

42,007

119364.4

80959.8

100,152

789330.2

412863.7

17. Electricity, Gas & Water

2,542

52373.2

39062.4

8,697

3106696.2

1950889.7

(a) Electricity Generation & Transmission

762

39317.2

29871.6

4,254

2824138.4

1774795.6

(b) Non-Conventional Energy

381

5358.8

4564.6

1,536

124114.9

88073.5

(c) Gas, Steam & Water Supply

1,399

7697.2

4626.2

2,907

158442.9

88020.7

18. Construction

41,624

278715.1

188729.8

223,961

6248020.1

3353881.6

(a) Other than Infrastructure

32,850

150236.8

97816.0

182,330

1701761.1

756398.3

(b) Infrastructure Construction

8,774

128478.4

90913.8

41,631

4546258.9

2597483.3

III. TRANSPORT OPERATORS

61,414

119642.3

76517.5

626,864

1734178.5

1080156.5

IV. PROFESSIONAL AND OTHER SERVICES

145,655

781096.0

545406.0

507,776

9768347.8

3609054.2

1. Professional Services

15,331

67406.4

41105.0

57,382

435877.5

219110.0

2. Tourism, Hotel & Restaurants

16,776

75048.3

53543.3

42,833

732850.2

388135.1

3. Recreation services

2,538

15559.8

12270.8

8,467

202183.4

130537.4

4. IT and Telecommunications

5,047

15406.9

11580.1

18,585

4030479.7

690021.3

5. Others

105,963

607674.6

426906.9

380,509

4366957.0

2181250.3

V. PERSONAL LOANS

-

-

-

10,690,011

7661120.2

5453523.3

2. Consumer Durables

-

-

-

57,835

39895.3

31360.4

3. Vehicles

-

-

-

1,872,433

823024.6

556983.4

4. Education

-

-

-

1,058,119

467336.6

346260.6

5. Personal Credit Cards

-

-

-

1,131,923

372550.6

52612.2

6. Others

-

-

-

2,396,150

1824030.5

1155224.6

VI. TRADE

554,136

1428586.4

905452.0

1,196,524

6881331.7

3073517.8

1. Wholesale Trade

84,012

487630.1

345130.4

137,683

3810643.3

1591973.2

2. Retail Trade

470,124

940956.3

560321.6

1,058,841

3070688.4

1481544.6

VII. FINANCE

4,180

43863.5

22101.6

97,327

7421126.7

3468847.0

VIII. ALL OTHERS

74,232

200944.9

126307.6

522,572

3473633.8

1474961.4

Total Bank Credit

1,365,047

5603311.3

3405746.2

18,569,281

72013528.4

36917588.5