Table No 5.5 Population group and bank group-wise classification of outstanding credit of scheduled commercial banks according to occupation

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Table No 5.5 Population group and bank group-wise classification of outstanding credit of scheduled commercial banks according to occupation

RURAL
(Amount in ` Million)
OCCUPATION	STATE BANK OF INDIA AND ITS ASSOCIATES			NATIONALISED BANKS
	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	1	2	3	4	5	6
I. AGRICULTURE	5,850,744	558442.8	424595.8	13,257,467	1268326.6	1147223.7
1. Direct Finance	5,783,226	537965.5	407978.0	12,161,250	1106624.2	1018124.6
2. Indirect Finance	67,518	20477.2	16617.8	1,096,217	161702.4	129099.2
II. INDUSTRY	93,613	273305.7	191886.9	236,008	259082.1	182826.6
1. Mining & Quarrying	972	4220.8	3258.7	1,883	3203.8	2489.9
2. Food Manufacturing & Processing	20,813	24044.2	17474.4	39,777	59898.8	44316.7
(a) Rice Mills, Flour & Dal Mills	6,246	10273.4	8095.2	11,215	10641.5	8500.6
(b) Sugar	75	1147.2	819.3	222	25535.6	18200.6
(c) Edible Oils & Vanaspati	1,035	4262.0	3171.5	3,001	3936.3	3303.9
(d) Tea Processing	49	78.1	49.0	261	195.9	113.0
(e) Processing of Fruits & Vegetables	343	654.1	427.5	687	1695.5	1194.5
(f) Others	13,065	7629.4	4912.1	24,391	17894.0	13004.1
3. Beverage & Tobacco	394	975.8	791.5	709	1967.1	1468.6
4. Textiles	19,268	20780.3	15278.2	37,790	44794.9	18534.5
(a) Cotton Textiles	1,984	5133.5	4009.1	4,836	12798.0	7927.1
(b) Jute & Other Natural Fibre Textiles	1,360	319.2	231.1	2,086	448.0	350.8
(c) Handloom Textiles & Khadi	5,229	898.4	587.1	8,101	1109.2	849.0
(d) Other Textiles & Textile Products	10,695	14429.2	10450.9	22,767	30439.6	9407.6
5. Paper, Paper Products & Printing	1,965	8485.7	6948.2	3,504	5347.3	4200.1
6. Woods and Wood Products	3,879	745.3	570.7	10,944	1957.2	1350.5
7. Leather & Leather Products	1,635	666.5	571.4	3,306	1085.0	734.9
8. Gems and Jewellery	606	2109.8	1776.9	2,470	610.2	526.2
9. Rubber & Plastic Products	1,420	7793.7	6175.8	4,494	6505.5	5092.3
10. Chemicals & Chemical Products	2,209	12054.2	7502.3	4,233	7789.2	5061.5
(a) Heavy Industrial Chemicals	151	1386.5	632.1	252	1759.2	1562.5
(b) Fertilisers	123	95.0	79.5	342	1703.2	163.5
(c) Drugs & Pharmaceuticals	349	4205.6	3517.5	514	1866.5	1487.6
(d) Non-Edible Oils	136	276.4	216.5	99	119.6	104.9
(e) Other Chemicals & Chemical Products	1,450	6090.8	3056.7	3,026	2340.7	1743.0
11. Petroleum, Coal Products & Nuclear Fuels	158	10245.0	9658.3	367	3360.1	3015.5
12. Manufacture of Cement & Cement Products	3,216	4717.2	3818.2	4,101	3756.9	3003.0
13. Basic Metals & Metal Products	3,981	52504.7	38394.4	9,956	19667.1	15861.2
(a) Iron & Steel	1,342	44752.9	31174.6	1,276	7393.4	5552.0
(b) Non-Ferrous Metals	523	3967.6	3113.1	329	1641.7	1470.9
(c) Metal Products	2,116	3784.3	4106.7	8,351	10631.9	8838.4
14. Engineering	7,482	25627.5	21385.1	25,891	15437.5	10873.5
(a) Heavy Engineering	430	6118.4	5649.0	2,211	3257.4	2554.7
(b) Light Engineering	5,495	8295.9	6941.2	19,149	8569.9	5611.7
(c) Electrical Machinery & Goods	1,238	10453.3	8337.4	3,340	2863.2	2264.3
(d) Electronic Machinery & Goods	319	759.9	457.5	1,191	747.0	442.8
15. Vehicles,Vehicle Parts & Transport Equipments	826	6184.5	3887.8	4,665	6123.5	4385.1
16. Other Industries	23,171	6842.1	4865.0	68,555	16151.1	13015.6
17. Electricity, Gas & Water	249	39851.9	24582.2	372	32145.8	23987.4
(a) Electricity Generation & Transmission	96	37111.4	22842.9	133	31142.6	23350.9
(b) Non-Conventional Energy	33	2305.8	1431.9	71	754.8	439.7
(c) Gas, Steam & Water Supply	120	434.7	307.4	168	248.4	196.8
18. Construction	1,369	45456.3	24947.8	12,991	29281.2	24910.1
(a) Other than Infrastructure	857	2677.5	1737.7	12,125	6242.2	4923.8
(b) Infrastructure Construction	512	42778.8	23210.1	866	23039.0	19986.3
III. TRANSPORT OPERATORS	37,555	24169.8	18116.2	85,528	31104.7	21823.9
IV. PROFESSIONAL AND OTHER SERVICES	50,913	29453.6	21429.5	317,975	72853.3	57298.9
1. Professional Services	1,965	1562.5	1288.7	66,520	7379.2	6079.8
2. Tourism, Hotel & Restaurants	7,192	7609.1	5152.1	22,209	5612.1	4165.2
3. Recreation services	1,397	309.6	212.2	2,642	558.3	434.1
4. IT and Telecommunications	427	464.4	306.5	783	654.4	532.0
5. Others	39,932	19508.1	14470.0	225,821	58649.4	46087.8
V. PERSONAL LOANS	1,639,193	358686.1	269185.6	1,831,950	319378.9	255152.1
1. Housing	271,416	136892.8	105971.2	363,981	121972.2	104477.6
2. Consumer Durables	16,199	722.8	366.9	46,401	3366.8	2877.3
3. Vehicles	129,555	37469.2	26704.3	131,399	25698.3	20782.6
4. Education	109,939	26233.8	19126.6	407,468	68854.2	58977.5
5. Personal Credit Cards	-	-	-	136	10.9	9.3
6. Others	1,112,084	157367.4	117016.6	882,565	99476.6	68027.7
VI. TRADE	391,859	1392436.8	277527.2	1,111,245	427654.0	341410.7
1. Wholesale Trade	4,594	1285365.1	232448.6	32,077	266085.2	229703.2
2. Retail Trade	387,265	107071.7	45078.6	1,079,168	161568.8	111707.6
VII. FINANCE	3,577	16578.3	13738.9	48,104	7370.5	5642.9
VIII. ALL OTHERS	18,552	1476.3	1090.4	270,034	44163.0	38640.1
TOTAL BANK CREDIT	8,086,006	2654549.3	1217570.6	17,158,311	2429933.0	2050019.0

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2012
RURAL
(Amount in ` Million)
OCCUPATION	FOREIGN BANKS			REGIONAL RURAL BANKS
OCCUPATION	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	7	8	9	10	11	12
I. AGRICULTURE	1	1.1	1.1	8,754,157	509061.1	452507.1
1. Direct Finance	-	-	-	8,662,027	499535.8	445013.6
2. Indirect Finance	1	1.1	1.1	92,130	9525.4	7493.5
II. INDUSTRY	25	1310.3	1301.4	329,955	18426.8	14682.8
1. Mining & Quarrying	-	-	-	580	346.9	252.6
2. Food Manufacturing & Processing	-	-	-	94,024	3372.4	2626.8
(a) Rice Mills, Flour & Dal Mills	-	-	-	58,871	1339.2	1009.1
(b) Sugar	-	-	-	8	2.9	2.4
(c) Edible Oils & Vanaspati	-	-	-	2,223	181.1	117.3
(d) Tea Processing	-	-	-	216	15.5	15.2
(e) Processing of Fruits & Vegetables	-	-	-	135	68.9	54.4
(f) Others	-	-	-	32,571	1764.8	1428.3
3. Beverage & Tobacco	-	-	-	74	31.8	27.4
4. Textiles	-	-	-	20,313	1301.8	1043.6
(a) Cotton Textiles	-	-	-	2,345	352.9	288.3
(b) Jute & Other Natural Fibre Textiles	-	-	-	934	33.8	26.6
(c) Handloom Textiles & Khadi	-	-	-	10,198	487.8	377.7
(d) Other Textiles & Textile Products	-	-	-	6,836	427.4	350.9
5. Paper, Paper Products & Printing	1	500.0	500.0	3,070	149.3	131.8
6. Woods and Wood Products	-	-	-	3,455	174.6	135.9
7. Leather & Leather Products	-	-	-	6,600	181.4	110.2
8. Gems and Jewellery	-	-	-	31,361	977.1	943.6
9. Rubber & Plastic Products	-	-	-	3,017	114.2	96.1
10. Chemicals & Chemical Products	2	97.0	97.0	1,214	133.4	113.2
(a) Heavy Industrial Chemicals	-	-	-	6	2.0	1.3
(b) Fertilisers	-	-	-	618	36.8	31.1
(c) Drugs & Pharmaceuticals	-	-	-	302	23.2	20.3
(d) Non-Edible Oils	-	-	-	5	3.1	2.6
(e) Other Chemicals & Chemical Products	2	97.0	97.0	283	68.2	57.8
11. Petroleum, Coal Products & Nuclear Fuels	-	-	-	9	13.5	8.9
12. Manufacture of Cement & Cement Products	-	-	-	1,835	121.1	105.8
13. Basic Metals & Metal Products	-	-	-	1,836	210.5	174.3
(a) Iron & Steel	-	-	-	78	38.0	29.6
(b) Non-Ferrous Metals	-	-	-	11	12.8	11.9
(c) Metal Products	-	-	-	1,747	159.8	132.8
14. Engineering	3	192.5	187.6	5,170	340.0	273.9
(a) Heavy Engineering	-	-	-	126	63.5	55.6
(b) Light Engineering	2	102.5	97.6	1,317	117.4	82.1
(c) Electrical Machinery & Goods	-	-	-	2,350	93.6	82.8
(d) Electronic Machinery & Goods	1	90.0	90.0	1,377	65.5	53.4
15. Vehicles,Vehicle Parts & Transport Equipments	11	519.5	515.6	12,314	801.1	642.7
16. Other Industries	-	-	-	135,058	6247.0	4612.5
17. Electricity, Gas & Water	-	-	-	323	106.7	67.3
(a) Electricity Generation & Transmission	-	-	-	11	3.7	3.1
(b) Non-Conventional Energy	-	-	-	301	94.8	58.0
(c) Gas, Steam & Water Supply	-	-	-	11	8.3	6.2
18. Construction	8	1.4	1.2	9,702	3803.8	3316.2
(a) Other than Infrastructure	8	1.4	1.2	9,158	3583.7	3141.2
(b) Infrastructure Construction	-	-	-	544	220.1	175.0
III. TRANSPORT OPERATORS	-	-	-	63,906	11198.1	8859.6
IV. PROFESSIONAL AND OTHER SERVICES	10	-	-	314,742	15087.7	12275.5
1. Professional Services	-	-	-	105,190	4215.7	3560.1
2. Tourism, Hotel & Restaurants	-	-	-	18,797	1078.8	1007.2
3. Recreation services	-	-	-	1,813	81.4	68.5
4. IT and Telecommunications	-	-	-	66	27.2	21.4
5. Others	10	-	-	188,876	9684.5	7618.3
V. PERSONAL LOANS	8	0.3	0.3	1,468,927	110303.3	87418.1
1. Housing	-	-	-	142,213	25823.8	21067.5
2. Consumer Durables	-	-	-	181,021	13331.8	9793.2
3. Vehicles	-	-	-	58,908	6865.4	5428.0
4. Education	-	-	-	36,905	4822.6	4071.0
5. Personal Credit Cards	-	-	-	-	-	-
6. Others	8	0.3	0.3	1,049,880	59459.8	47058.3
VI. TRADE	1	250.0	250.0	1,256,921	59396.5	47321.5
1. Wholesale Trade	1	250.0	250.0	102,795	5071.6	4444.9
2. Retail Trade	-	-	-	1,154,126	54324.9	42876.6
VII. FINANCE	-	-	-	380,965	39594.2	27972.9
VIII. ALL OTHERS	1	130.0	130.0	2,361,660	117430.3	100978.3
TOTAL BANK CREDIT	46	1691.7	1682.8	14,931,233	880498.0	752015.8

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2012
RURAL
(Amount in ` Million)
OCCUPATION	PRIVATE SECTOR BANKS			All SCHEDULED COMMERCIAL BANKS
OCCUPATION	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	13	14	15	16	17	18
I. AGRICULTURE	737,281	129116.2	111371.3	28,599,650	2464947.7	2135699.1
1. Direct Finance	730,045	121531.1	105309.7	27,336,548	2265656.6	1976425.9
2. Indirect Finance	7,236	7585.0	6061.6	1,263,102	199291.1	159273.2
II. INDUSTRY	39,470	261064.1	106054.3	699,071	813189.0	496752.0
1. Mining & Quarrying	557	5164.6	4085.6	3,992	12936.2	10086.8
2. Food Manufacturing & Processing	2,297	11645.4	6242.3	156,911	98960.8	70660.2
(a) Rice Mills, Flour & Dal Mills	434	2187.4	1678.2	76,766	24441.5	19283.1
(b) Sugar	12	850.6	250.5	317	27536.4	19272.8
(c) Edible Oils & Vanaspati	125	907.8	772.3	6,384	9287.2	7365.0
(d) Tea Processing	233	54.7	38.8	759	344.2	216.0
(e) Processing of Fruits & Vegetables	55	180.1	126.1	1,220	2598.5	1802.5
(f) Others	1,438	7464.8	3376.4	71,465	34753.0	22720.9
3. Beverage & Tobacco	97	802.2	551.2	1,274	3777.0	2838.7
4. Textiles	9,574	18216.3	10405.1	86,945	85093.3	45261.3
(a) Cotton Textiles	540	5336.8	3003.1	9,705	23621.2	15227.5
(b) Jute & Other Natural Fibre Textiles	36	65.6	17.5	4,416	866.5	626.1
(c) Handloom Textiles & Khadi	5,908	588.4	421.7	29,436	3083.8	2235.5
(d) Other Textiles & Textile Products	3,090	12225.4	6962.8	43,388	57521.7	27172.2
5. Paper, Paper Products & Printing	404	1391.2	954.6	8,944	15873.5	12734.6
6. Woods and Wood Products	747	833.9	640.2	19,025	3711.0	2697.2
7. Leather & Leather Products	153	687.0	528.2	11,694	2620.0	1944.7
8. Gems and Jewellery	202	139.3	106.4	34,639	3836.5	3353.2
9. Rubber & Plastic Products	569	2155.7	1716.5	9,500	16569.1	13080.8
10. Chemicals & Chemical Products	463	5146.7	2939.0	8,121	25220.5	15712.9
(a) Heavy Industrial Chemicals	28	469.9	158.0	437	3617.7	2353.9
(b) Fertilisers	22	498.9	494.3	1,105	2333.9	768.5
(c) Drugs & Pharmaceuticals	49	742.0	503.9	1,214	6837.3	5529.3
(d) Non-Edible Oils	7	11.3	6.1	247	410.3	330.0
(e) Other Chemicals & Chemical Products	357	3424.5	1776.8	5,118	12021.3	6731.3
11. Petroleum, Coal Products & Nuclear Fuels	46	476.1	253.6	580	14094.8	12936.3
12. Manufacture of Cement & Cement Products	352	994.0	443.6	9,504	9589.1	7370.6
13. Basic Metals & Metal Products	947	24297.9	5519.7	16,720	96680.2	59949.6
(a) Iron & Steel	438	21813.5	3734.1	3,134	73997.8	40490.3
(b) Non-Ferrous Metals	157	1224.1	975.0	1,020	6846.2	5570.8
(c) Metal Products	352	1260.3	810.6	12,566	15836.2	13888.5
14. Engineering	10,789	16359.4	8457.1	49,335	57956.9	41177.2
(a) Heavy Engineering	455	1532.1	924.0	3,222	10971.4	9183.2
(b) Light Engineering	10,026	12528.6	5768.2	35,989	29614.3	18500.8
(c) Electrical Machinery & Goods	204	1016.4	597.5	7,132	14426.5	11282.0
(d) Electronic Machinery & Goods	104	1282.3	1167.5	2,992	2944.7	2211.2
15. Vehicles,Vehicle Parts & Transport Equipments	250	1603.3	744.2	18,066	15231.7	10175.4
16. Other Industries	3,638	5321.0	3980.4	230,422	34561.2	26473.5
17. Electricity, Gas & Water	52	84930.8	17029.9	996	157035.3	65666.9
(a) Electricity Generation & Transmission	31	84590.8	16853.4	271	152848.5	63050.3
(b) Non-Conventional Energy	15	313.5	165.6	420	3468.9	2095.3
(c) Gas, Steam & Water Supply	6	26.4	10.9	305	717.9	521.3
18. Construction	8,333	80899.3	41456.7	32,403	159442.0	94632.0
(a) Other than Infrastructure	7,717	25479.1	16956.3	29,865	37983.8	26760.1
(b) Infrastructure Construction	616	55420.2	24500.4	2,538	121458.2	67871.9
III. TRANSPORT OPERATORS	64,362	51203.6	30894.5	251,351	117676.1	79694.2
IV. PROFESSIONAL AND OTHER SERVICES	26,254	24891.1	14985.9	709,894	142285.7	105989.8
1. Professional Services	6,501	2744.0	1801.2	180,176	15901.3	12729.8
2. Tourism, Hotel & Restaurants	1,202	1597.6	1027.2	49,400	15897.5	11351.7
3. Recreation services	114	104.3	64.3	5,966	1053.6	779.1
4. IT and Telecommunications	99	191.1	123.0	1,375	1337.0	982.9
5. Others	18,338	20254.2	11970.2	472,977	108096.2	80146.3
V. PERSONAL LOANS	525,619	146707.2	87727.1	5,465,697	935075.8	699483.1
1. Housing	59,419	27798.5	22022.2	837,029	312487.3	253538.6
2. Consumer Durables	50,763	6030.0	4355.0	294,384	23451.5	17392.4
3. Vehicles	119,138	51857.5	24795.5	439,000	121890.3	77710.3
4. Education	75,679	28657.0	13438.1	629,991	128567.6	95613.2
5. Personal Credit Cards	4,147	436.3	327.8	4,283	447.2	337.1
6. Others	216,473	31927.9	22788.6	3,261,010	348232.0	254891.6
VI. TRADE	83,449	37761.9	27588.0	2,843,475	1917499.2	694097.5
1. Wholesale Trade	13,194	6790.6	5230.5	152,661	1563562.5	472077.2
2. Retail Trade	70,255	30971.3	22357.5	2,690,814	353936.7	222020.3
VII. FINANCE	31,965	12695.1	8733.0	464,611	76238.1	56087.7
VIII. ALL OTHERS	65,367	18079.6	13478.1	2,715,614	181279.1	154317.0
TOTAL BANK CREDIT	1,573,767	681518.9	400832.3	41,749,363	6648190.8	4422120.4

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2012
SEMI-URBAN
(Amount in ` Million)
OCCUPATION	STATE BANK OF INDIA AND ITS ASSOCIATES			NATIONALISED BANKS
OCCUPATION	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	1	2	3	4	5	6
I. AGRICULTURE	6,012,959	672307.4	555957.4	7,637,027	954238.0	853557.6
1. Direct Finance	5,935,056	633918.2	528471.0	6,946,752	813981.1	743212.6
2. Indirect Finance	77,903	38389.2	27486.5	690,275	140257.0	110345.0
II. INDUSTRY	155,521	418265.0	306999.5	252,875	1027762.4	583519.0
1. Mining & Quarrying	3,161	26185.4	18762.0	2,905	30119.8	18393.5
2. Food Manufacturing & Processing	36,433	96035.3	74785.3	30,012	158250.1	101537.8
(a) Rice Mills, Flour & Dal Mills	11,485	51397.0	39683.8	8,174	61296.4	39941.4
(b) Sugar	215	5414.9	4307.9	274	41262.3	27094.8
(c) Edible Oils & Vanaspati	1,602	7378.3	6009.4	2,542	12423.8	9729.5
(d) Tea Processing	138	371.5	277.3	264	935.3	642.9
(e) Processing of Fruits & Vegetables	671	2370.3	1775.4	1,070	3158.7	2165.9
(f) Others	22,322	29103.3	22731.6	17,688	39173.6	21963.3
3. Beverage & Tobacco	969	4248.3	3185.8	1,076	7915.5	6064.7
4. Textiles	27,778	77385.4	57572.4	55,978	319791.2	81160.3
(a) Cotton Textiles	6,459	48455.2	37129.9	7,810	270690.0	51145.2
(b) Jute & Other Natural Fibre Textiles	715	456.1	340.8	1,321	1529.7	1229.2
(c) Handloom Textiles & Khadi	4,761	2181.0	1729.1	6,528	4998.0	2484.5
(d) Other Textiles & Textile Products	15,843	26293.1	18372.6	40,319	42573.5	26301.3
5. Paper, Paper Products & Printing	4,777	15369.5	10844.1	6,824	22853.8	18413.4
6. Woods and Wood Products	10,264	3652.2	3098.9	8,380	6528.3	5155.0
7. Leather & Leather Products	2,499	2108.9	1770.8	3,737	2446.3	1838.3
8. Gems and Jewellery	1,000	8391.2	7056.3	2,720	1687.0	1546.6
9. Rubber & Plastic Products	2,939	8568.4	6641.0	7,489	17367.0	13702.9
10. Chemicals & Chemical Products	6,144	25367.4	18447.6	7,202	44796.9	31118.3
(a) Heavy Industrial Chemicals	585	2891.3	2073.0	768	9987.6	5408.4
(b) Fertilisers	210	2455.7	2032.6	304	8452.8	7448.1
(c) Drugs & Pharmaceuticals	775	8214.5	6098.0	1,072	11172.1	8579.3
(d) Non-Edible Oils	369	2417.1	1688.1	186	1343.9	1081.2
(e) Other Chemicals & Chemical Products	4,205	9388.9	6556.0	4,872	13840.6	8601.2
11. Petroleum, Coal Products & Nuclear Fuels	282	6901.7	1565.2	494	11842.6	13155.6
12. Manufacture of Cement & Cement Products	4,445	9547.5	6625.6	3,591	19379.1	12897.3
13. Basic Metals & Metal Products	6,427	48954.1	33958.2	15,547	96709.6	69242.3
(a) Iron & Steel	2,285	38464.5	27714.7	2,908	66444.8	45379.0
(b) Non-Ferrous Metals	1,115	7504.9	3817.7	610	17457.7	13605.5
(c) Metal Products	3,027	2984.7	2425.8	12,029	12807.1	10257.8
14. Engineering	13,687	32085.5	24217.6	24,394	38700.0	26358.5
(a) Heavy Engineering	1,254	4831.8	3856.5	1,984	6200.5	4787.2
(b) Light Engineering	10,248	14139.6	10935.6	16,459	16738.6	12552.1
(c) Electrical Machinery & Goods	1,655	10052.8	7349.8	4,492	13999.5	7849.4
(d) Electronic Machinery & Goods	530	3061.2	2075.7	1,459	1761.5	1169.8
15. Vehicles,Vehicle Parts & Transport Equipments	1,290	3652.9	2794.2	6,044	17110.7	12188.5
16. Other Industries	29,205	16996.0	13513.9	58,149	45393.0	36349.2
17. Electricity, Gas & Water	483	8859.4	5881.1	797	125364.7	86319.3
(a) Electricity Generation & Transmission	109	7361.2	4720.9	269	106552.6	74047.9
(b) Non-Conventional Energy	57	704.5	607.5	171	17834.1	11368.9
(c) Gas, Steam & Water Supply	317	793.7	552.7	357	978.0	902.5
18. Construction	3,738	23955.8	16279.2	17,536	61506.9	48077.3
(a) Other than Infrastructure	2,484	6788.4	4715.8	15,544	23411.9	19490.7
(b) Infrastructure Construction	1,254	17167.4	11563.4	1,992	38095.0	28586.6
III. TRANSPORT OPERATORS	40,644	22963.7	16317.1	82,783	33201.9	26099.6
IV. PROFESSIONAL AND OTHER SERVICES	68,396	53612.4	38142.5	311,216	147673.7	117924.6
1. Professional Services	4,662	1759.9	1313.6	65,031	13680.6	11162.3
2. Tourism, Hotel & Restaurants	8,769	11919.6	8669.1	19,688	24057.7	20130.9
3. Recreation services	2,639	944.9	633.6	3,024	1301.6	1016.7
4. IT and Telecommunications	967	806.9	655.1	1,461	1362.1	1122.9
5. Others	51,359	38181.0	26871.1	222,012	107271.6	84491.8
V. PERSONAL LOANS	3,929,980	1052102.9	736510.0	2,364,815	538668.9	445840.4
1. Housing	726,645	444827.2	324237.3	564,203	249058.0	212859.7
2. Consumer Durables	31,080	1410.1	717.1	56,382	4998.4	4034.9
3. Vehicles	295,092	92255.6	64839.2	196,581	47448.1	38038.2
4. Education	357,829	90136.7	69103.9	476,747	93516.4	80655.4
5. Personal Credit Cards	-	-	-	249	19.0	16.3
6. Others	2,519,334	423473.2	277612.5	1,070,653	143629.1	110236.0
VI. TRADE	520,024	180224.9	130132.9	1,054,962	358816.5	227286.0
1. Wholesale Trade	11,502	40804.3	28239.0	41,283	81076.6	41608.7
2. Retail Trade	508,522	139420.6	101893.8	1,013,679	277739.9	185677.3
VII. FINANCE	5,140	7324.6	5590.8	42,622	53616.1	27473.2
VIII. ALL OTHERS	33,706	4316.5	3558.3	267,097	74716.7	54248.3
TOTAL BANK CREDIT	10,766,370	2411117.4	1793208.4	12,013,397	3188694.2	2335948.6

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2012
SEMI-URBAN
(Amount in ` Million)
OCCUPATION	FOREIGN BANKS			REGIONAL RURAL BANKS
OCCUPATION	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	7	8	9	10	11	12
I. AGRICULTURE	19	6583.5	214.2	2,612,904	142778.0	130524.6
1. Direct Finance	19	6583.5	214.2	2,570,912	139024.4	127854.7
2. Indirect Finance	-	-	-	41,992	3753.6	2669.8
II. INDUSTRY	1,711	34060.9	18130.0	105,565	9347.7	7722.0
1. Mining & Quarrying	16	7684.4	4840.7	191	141.7	108.3
2. Food Manufacturing & Processing	478	832.7	525.1	15,295	1490.3	1186.4
(a) Rice Mills, Flour & Dal Mills	459	672.5	364.9	4,319	570.9	476.9
(b) Sugar	-	-	-	4	91.3	90.7
(c) Edible Oils & Vanaspati	10	3.9	3.9	3,625	162.9	62.1
(d) Tea Processing	-	-	-	72	7.8	7.1
(e) Processing of Fruits & Vegetables	1	2.5	2.5	36	27.6	22.9
(f) Others	8	153.8	153.8	7,239	629.9	526.8
3. Beverage & Tobacco	1	361.3	0.0	34	21.4	20.8
4. Textiles	50	636.2	36.8	8,778	707.5	602.4
(a) Cotton Textiles	7	4.8	4.8	713	152.7	129.0
(b) Jute & Other Natural Fibre Textiles	1	1.2	1.2	219	53.5	45.1
(c) Handloom Textiles & Khadi	6	0.8	0.8	1,923	140.4	113.9
(d) Other Textiles & Textile Products	36	629.5	30.1	5,923	360.9	314.4
5. Paper, Paper Products & Printing	20	9.2	9.2	6,471	302.9	197.2
6. Woods and Wood Products	-	-	-	2,484	161.9	142.4
7. Leather & Leather Products	1	-	-	1,624	58.5	41.5
8. Gems and Jewellery	4	1184.4	240.8	15,454	627.0	773.7
9. Rubber & Plastic Products	19	821.6	271.6	322	26.9	22.1
10. Chemicals & Chemical Products	63	4394.2	1260.4	693	112.0	79.2
(a) Heavy Industrial Chemicals	9	621.4	325.5	5	5.9	3.2
(b) Fertilisers	1	1000.0	0.0	190	25.8	7.7
(c) Drugs & Pharmaceuticals	31	775.8	12.7	124	8.6	7.2
(d) Non-Edible Oils	-	-	-	-	-	-
(e) Other Chemicals & Chemical Products	22	1997.0	922.2	374	71.7	61.1
11. Petroleum, Coal Products & Nuclear Fuels	9	6.4	6.4	10	4.6	3.4
12. Manufacture of Cement & Cement Products	21	110.1	110.1	273	79.3	67.5
13. Basic Metals & Metal Products	165	5087.6	2900.4	978	139.4	113.3
(a) Iron & Steel	43	1314.6	821.2	46	34.4	24.7
(b) Non-Ferrous Metals	6	2989.2	1575.1	1	0.3	0.1
(c) Metal Products	116	783.8	504.1	931	104.8	88.5
14. Engineering	227	2303.9	1380.4	1,422	348.8	268.0
(a) Heavy Engineering	7	679.1	365.0	56	28.2	21.2
(b) Light Engineering	161	753.3	268.7	739	245.1	186.1
(c) Electrical Machinery & Goods	42	517.1	435.9	270	33.4	29.7
(d) Electronic Machinery & Goods	17	354.4	310.7	357	42.1	30.9
15. Vehicles,Vehicle Parts & Transport Equipments	81	6217.4	4884.6	1,884	220.0	181.8
16. Other Industries	184	1902.7	570.2	44,608	2703.0	2015.8
17. Electricity, Gas & Water	1	683.8	217.2	38	235.9	232.9
(a) Electricity Generation & Transmission	-	-	-	6	2.2	1.9
(b) Non-Conventional Energy	-	-	-	21	228.1	226.1
(c) Gas, Steam & Water Supply	1	683.8	217.2	11	5.5	4.9
18. Construction	371	1824.9	875.9	5,006	1966.4	1665.3
(a) Other than Infrastructure	69	34.8	33.6	4,877	1819.3	1534.0
(b) Infrastructure Construction	302	1790.1	842.3	129	147.2	131.3
III. TRANSPORT OPERATORS	331	382.5	101.0	30,679	5483.0	4412.4
IV. PROFESSIONAL AND OTHER SERVICES	1,124	9194.2	2531.7	146,150	9058.9	7814.0
1. Professional Services	250	113.5	113.5	24,430	1251.3	1052.0
2. Tourism, Hotel & Restaurants	25	13.8	13.8	54,868	2449.7	2416.4
3. Recreation services	5	111.3	105.6	451	27.2	17.5
4. IT and Telecommunications	22	12.5	12.5	31	20.9	17.9
5. Others	822	8943.1	2286.3	66,370	5309.9	4310.3
V. PERSONAL LOANS	6,714	1309.4	1281.7	695,715	70159.7	57354.5
1. Housing	768	586.6	586.5	91,175	20044.7	16834.9
2. Consumer Durables	20	14.6	14.6	99,843	8920.9	6891.8
3. Vehicles	150	52.1	52.1	37,097	4670.3	3885.4
4. Education	-	-	-	32,314	4976.1	4787.8
5. Personal Credit Cards	24	7.2	0.4	-	-	-
6. Others	5,752	649.0	628.2	435,286	31547.8	24954.7
VI. TRADE	503	4126.8	2447.5	416,028	27760.6	22635.8
1. Wholesale Trade	203	2114.2	1530.3	43,338	2904.4	2557.5
2. Retail Trade	300	2012.7	917.2	372,690	24856.1	20078.3
VII. FINANCE	135	2457.2	57.2	150,137	14851.3	10767.6
VIII. ALL OTHERS	492	240.5	19.5	637,249	98117.3	48222.2
TOTAL BANK CREDIT	11,029	58355.2	24782.8	4,794,427	377556.6	289453.1

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2012
SEMI-URBAN
(Amount in ` Million)
OCCUPATION	PRIVATE SECTOR BANKS			All SCHEDULED COMMERCIAL BANKS
OCCUPATION	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	13	14	15	16	17	18
I. AGRICULTURE	1,746,225	260584.6	225894.3	18,009,134	2036491.6	1766148.1
1. Direct Finance	1,716,359	226288.5	202299.1	17,169,098	1819795.7	1602051.6
2. Indirect Finance	29,866	34296.1	23595.2	840,036	216695.8	164096.6
II. INDUSTRY	49,937	403351.6	210315.8	565,609	1892787.7	1126686.2
1. Mining & Quarrying	694	13065.4	10885.7	6,967	77196.7	52990.3
2. Food Manufacturing & Processing	6,244	32468.1	22279.3	88,462	289076.6	200314.0
(a) Rice Mills, Flour & Dal Mills	1,223	9675.1	6700.7	25,660	123611.9	87167.7
(b) Sugar	24	2799.5	2314.4	517	49568.1	33807.8
(c) Edible Oils & Vanaspati	496	6248.5	4270.0	8,275	26217.4	20074.9
(d) Tea Processing	140	175.4	145.6	614	1490.0	1072.9
(e) Processing of Fruits & Vegetables	179	1273.5	772.3	1,957	6832.5	4738.9
(f) Others	4,182	12296.2	8076.3	51,439	81356.7	53451.8
3. Beverage & Tobacco	178	2975.2	1617.9	2,258	15521.7	10889.2
4. Textiles	8,671	36335.7	22362.3	101,255	434856.0	161734.1
(a) Cotton Textiles	3,015	26001.3	16443.2	18,004	345304.0	104852.2
(b) Jute & Other Natural Fibre Textiles	107	745.9	418.1	2,363	2786.4	2034.4
(c) Handloom Textiles & Khadi	2,091	458.9	278.9	15,309	7779.1	4607.2
(d) Other Textiles & Textile Products	3,458	9129.6	5222.0	65,579	78986.6	50240.4
5. Paper, Paper Products & Printing	1,937	10150.9	7421.2	20,029	48686.3	36885.1
6. Woods and Wood Products	1,435	3295.5	2370.8	22,563	13637.9	10767.1
7. Leather & Leather Products	275	659.7	521.7	8,136	5273.6	4172.5
8. Gems and Jewellery	330	1606.5	1464.1	19,508	13496.2	11081.6
9. Rubber & Plastic Products	1,240	12839.0	6300.0	12,009	39622.9	26937.7
10. Chemicals & Chemical Products	1,410	10607.9	7518.1	15,512	85278.5	58423.6
(a) Heavy Industrial Chemicals	165	981.0	523.4	1,532	14487.2	8333.5
(b) Fertilisers	50	288.3	133.5	755	12222.6	9621.9
(c) Drugs & Pharmaceuticals	188	2072.6	1336.0	2,190	22243.6	16033.2
(d) Non-Edible Oils	24	103.4	81.1	579	3864.4	2850.5
(e) Other Chemicals & Chemical Products	983	7162.6	5444.0	10,456	32460.8	21584.5
11. Petroleum, Coal Products & Nuclear Fuels	74	3417.9	873.9	869	22173.3	15604.5
12. Manufacture of Cement & Cement Products	552	730.3	552.9	8,882	29846.3	20253.4
13. Basic Metals & Metal Products	1,282	42461.3	11493.3	24,399	193352.1	117707.5
(a) Iron & Steel	423	30425.1	7556.4	5,705	136683.4	81495.9
(b) Non-Ferrous Metals	75	9050.3	1412.7	1,807	37002.4	20411.0
(c) Metal Products	784	2985.9	2524.2	16,887	19666.3	15800.5
14. Engineering	5,829	18521.9	12894.6	45,559	91960.1	65119.1
(a) Heavy Engineering	334	1035.3	809.7	3,635	12774.9	9839.6
(b) Light Engineering	4,973	7284.5	3368.6	32,580	39161.0	27311.2
(c) Electrical Machinery & Goods	391	2399.3	1439.4	6,850	27002.2	17104.2
(d) Electronic Machinery & Goods	131	7802.7	7276.9	2,494	13021.9	10864.0
15. Vehicles,Vehicle Parts & Transport Equipments	1,872	7535.1	4469.7	11,171	34736.0	24518.8
16. Other Industries	5,695	16392.4	10203.2	137,841	83387.1	62652.2
17. Electricity, Gas & Water	168	109913.7	30361.4	1,487	245057.5	123011.8
(a) Electricity Generation & Transmission	50	108237.2	29058.3	434	222153.3	107828.9
(b) Non-Conventional Energy	56	1473.6	1151.2	305	20240.4	13353.7
(c) Gas, Steam & Water Supply	62	202.8	151.9	748	2663.8	1829.3
18. Construction	12,051	80375.0	56726.0	38,702	169629.0	123623.7
(a) Other than Infrastructure	10,753	36648.0	25144.0	33,727	68702.3	50918.1
(b) Infrastructure Construction	1,298	43727.0	31582.0	4,975	100926.6	72705.6
III. TRANSPORT OPERATORS	76,614	61651.7	41749.9	231,051	123682.8	88679.9
IV. PROFESSIONAL AND OTHER SERVICES	49,173	116597.6	65836.3	576,059	336136.8	232249.2
1. Professional Services	10,364	4441.8	3661.2	104,737	21247.2	17302.5
2. Tourism, Hotel & Restaurants	2,650	5936.7	4114.4	86,000	44377.4	35344.5
3. Recreation services	382	578.2	417.8	6,501	2963.3	2191.2
4. IT and Telecommunications	190	306.4	202.0	2,671	2508.9	2010.4
5. Others	35,587	105334.5	57441.0	376,150	265040.0	175400.5
V. PERSONAL LOANS	1,116,730	208514.8	155123.1	8,113,954	1870755.7	1396109.8
1. Housing	93,335	64500.2	49115.7	1,476,126	779016.6	603634.0
2. Consumer Durables	67,529	6611.6	5019.3	254,854	21955.6	16677.7
3. Vehicles	220,966	46334.2	28634.1	749,886	190760.3	135448.9
4. Education	49,935	13076.8	7790.3	916,825	201706.0	162337.4
5. Personal Credit Cards	40,123	4962.1	2810.6	40,396	4988.3	2827.4
6. Others	644,842	73029.9	61753.2	4,675,867	672329.1	475184.5
VI. TRADE	168,279	91211.9	71081.3	2,159,796	662140.6	453583.5
1. Wholesale Trade	35,278	32832.5	24039.3	131,604	159732.1	97974.8
2. Retail Trade	133,001	58379.4	47042.0	2,028,192	502408.6	355608.7
VII. FINANCE	21,291	15829.6	13387.9	219,325	94078.8	57276.7
VIII. ALL OTHERS	478,968	75222.4	56109.0	1,417,512	252613.5	162157.3
TOTAL BANK CREDIT	3,707,217	1232964.2	839497.6	31,292,440	7268687.6	5282890.7

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2012
URBAN
(Amount in ` Million)
OCCUPATION	STATE BANK OF INDIA AND ITS ASSOCIATES			NATIONALISED BANKS
OCCUPATION	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	1	2	3	4	5	6
I. AGRICULTURE	987,475	284941.5	175354.8	2,065,838	680372.0	531873.0
1. Direct Finance	969,261	224352.3	138175.5	1,851,293	447785.8	359029.7
2. Indirect Finance	18,214	60589.1	37179.3	214,545	232586.3	172843.3
II. INDUSTRY	131,096	1188277.1	855042.9	500,991	3098678.2	1842514.2
1. Mining & Quarrying	2,172	26397.8	19948.0	3,616	67927.4	54738.0
2. Food Manufacturing & Processing	20,444	159586.0	127178.3	36,666	339785.0	178779.6
(a) Rice Mills, Flour & Dal Mills	5,643	67193.6	56230.2	7,755	117490.4	39150.9
(b) Sugar	224	24200.2	19847.4	493	88714.2	57730.2
(c) Edible Oils & Vanaspati	835	12266.9	10367.4	2,752	23893.4	16054.9
(d) Tea Processing	100	971.2	693.3	291	2622.5	1848.7
(e) Processing of Fruits & Vegetables	415	3397.4	2458.4	1,376	14480.2	10750.0
(f) Others	13,227	51556.7	37581.5	23,999	92584.3	53245.0
3. Beverage & Tobacco	741	11350.1	8502.5	1,341	28940.6	21667.4
4. Textiles	43,630	291725.3	199906.2	220,849	759137.9	286302.9
(a) Cotton Textiles	8,606	146913.7	97751.8	65,814	445147.2	186252.0
(b) Jute & Other Natural Fibre Textiles	378	1213.5	1018.7	877	59436.7	5684.8
(c) Handloom Textiles & Khadi	2,311	4551.9	3593.5	4,132	16971.6	6351.8
(d) Other Textiles & Textile Products	32,335	139046.3	97542.2	150,026	237582.3	88014.3
5. Paper, Paper Products & Printing	4,106	31646.6	22617.6	9,420	49257.0	35922.6
6. Woods and Wood Products	2,304	3492.9	2718.4	7,134	11078.1	8887.0
7. Leather & Leather Products	1,175	2754.1	2096.0	4,586	23709.5	13745.1
8. Gems and Jewellery	672	19207.1	17590.3	2,294	11118.0	9238.3
9. Rubber & Plastic Products	3,702	26251.9	20169.2	10,896	49267.2	35199.6
10. Chemicals & Chemical Products	4,578	78975.2	57529.4	12,169	110089.7	72666.0
(a) Heavy Industrial Chemicals	565	8206.7	5698.4	1,345	24203.9	17859.3
(b) Fertilisers	198	14273.6	10419.9	435	15267.1	8465.0
(c) Drugs & Pharmaceuticals	866	30427.7	23244.8	2,042	42605.4	27527.6
(d) Non-Edible Oils	264	2791.0	2155.2	268	1964.6	1190.6
(e) Other Chemicals & Chemical Products	2,685	23276.3	16011.1	8,079	26048.7	17623.4
11. Petroleum, Coal Products & Nuclear Fuels	323	16913.4	4963.5	723	34476.2	20311.9
12. Manufacture of Cement & Cement Products	2,056	14442.2	11476.9	3,148	53161.6	37299.2
13. Basic Metals & Metal Products	10,385	220256.4	158167.2	41,801	468712.0	267701.6
(a) Iron & Steel	3,875	176070.8	121796.6	6,964	371632.6	209251.2
(b) Non-Ferrous Metals	1,872	32480.5	26975.9	2,168	41240.7	14249.5
(c) Metal Products	4,638	11705.2	9394.7	32,669	55838.8	44201.0
14. Engineering	11,599	75950.5	57256.6	46,543	136546.0	100265.2
(a) Heavy Engineering	1,438	12509.9	9341.7	3,144	23873.9	17163.5
(b) Light Engineering	7,564	35271.4	25817.3	34,848	65098.3	47635.2
(c) Electrical Machinery & Goods	2,014	20593.1	16130.2	6,537	36101.1	28001.3
(d) Electronic Machinery & Goods	583	7576.0	5967.4	2,014	11472.7	7465.2
15. Vehicles,Vehicle Parts & Transport Equipments	2,125	34069.0	22875.7	8,246	69456.3	47794.3
16. Other Industries	17,538	34704.8	25940.4	66,232	138993.3	91107.5
17. Electricity, Gas & Water	549	47138.0	33766.7	1,567	387949.2	295663.5
(a) Electricity Generation & Transmission	189	41612.5	30744.8	810	334429.6	254302.9
(b) Non-Conventional Energy	48	3164.5	1469.1	283	28542.3	22076.5
(c) Gas, Steam & Water Supply	312	2361.0	1552.8	474	24977.3	19284.0
18. Construction	2,997	93415.8	62340.0	23,760	359073.2	265224.6
(a) Other than Infrastructure	1,569	20789.8	15212.4	20,515	86690.6	63430.2
(b) Infrastructure Construction	1,428	72626.0	47127.5	3,245	272382.6	201794.4
III. TRANSPORT OPERATORS	32,795	29174.3	20823.2	85,512	49132.5	36879.6
IV. PROFESSIONAL AND OTHER SERVICES	37,047	129930.4	89188.8	298,820	442720.1	340309.0
1. Professional Services	2,753	2965.2	2243.1	57,271	38227.5	29634.6
2. Tourism, Hotel & Restaurants	4,656	33031.4	22327.2	20,363	52679.5	40694.1
3. Recreation services	1,165	2595.5	1781.3	5,072	8761.4	7265.8
4. IT and Telecommunications	656	4437.7	3972.0	2,024	7295.7	4864.0
5. Others	27,817	86900.7	58865.3	214,090	335755.9	257850.4
V. PERSONAL LOANS	2,805,871	1003466.1	738954.9	2,824,851	957495.8	773977.8
1. Housing	734,179	551686.9	419959.9	823,315	501968.7	423837.5
2. Consumer Durables	29,643	1339.8	623.7	73,545	7154.6	5673.9
3. Vehicles	368,164	117328.0	81286.5	276,911	72736.4	56414.6
4. Education	218,770	69936.9	50473.4	391,334	97978.3	83348.6
5. Personal Credit Cards	-	-	-	423	50.4	40.1
6. Others	1,455,115	263174.4	186611.4	1,259,323	277607.4	204663.1
VI. TRADE	215,119	245316.9	191550.7	990,017	602915.9	445384.2
1. Wholesale Trade	11,982	97313.2	70005.5	47,537	135993.6	98794.9
2. Retail Trade	203,137	148003.7	121545.2	942,480	466922.3	346589.3
VII. FINANCE	3,730	44522.7	40693.4	33,059	252756.9	171137.3
VIII. ALL OTHERS	25,762	7069.2	4806.3	293,565	291631.0	172499.4
TOTAL BANK CREDIT	4,238,895	2932698.2	2116414.9	7,092,653	6375702.5	4314574.4

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2012
URBAN
(Amount in ` Million)
OCCUPATION	FOREIGN BANKS			REGIONAL RURAL BANKS
OCCUPATION	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	7	8	9	10	11	12
I. AGRICULTURE	34	3631.4	512.9	297,119	34203.2	30635.9
1. Direct Finance	31	3366.2	247.7	286,635	22124.6	20022.4
2. Indirect Finance	3	265.1	265.1	10,484	12078.7	10613.5
II. INDUSTRY	6,426	244482.8	119999.1	24,696	6878.4	5800.2
1. Mining & Quarrying	58	2292.7	453.8	46	902.7	891.5
2. Food Manufacturing & Processing	181	25571.3	8525.8	1,656	276.4	215.7
(a) Rice Mills, Flour & Dal Mills	46	15908.2	1169.4	765	149.3	115.5
(b) Sugar	3	2845.8	1587.9	4	2.0	1.4
(c) Edible Oils & Vanaspati	24	550.8	339.5	14	3.0	2.9
(d) Tea Processing	-	-	-	6	-	-
(e) Processing of Fruits & Vegetables	4	37.5	27.5	36	19.3	14.6
(f) Others	104	6229.0	5401.4	831	102.7	81.3
3. Beverage & Tobacco	41	12861.6	3419.4	11	34.7	30.3
4. Textiles	439	6740.3	4274.0	883	156.9	143.8
(a) Cotton Textiles	44	2382.3	1830.6	60	69.1	65.4
(b) Jute & Other Natural Fibre Textiles	4	8.4	8.4	9	0.4	0.2
(c) Handloom Textiles & Khadi	3	0.3	0.3	165	9.7	8.2
(d) Other Textiles & Textile Products	388	4349.4	2434.7	649	77.7	70.1
5. Paper, Paper Products & Printing	166	5468.7	4013.9	251	204.3	185.5
6. Woods and Wood Products	5	21.3	21.3	269	26.8	24.3
7. Leather & Leather Products	24	256.8	212.2	112	10.8	8.2
8. Gems and Jewellery	12	128.3	109.3	2,513	154.4	137.9
9. Rubber & Plastic Products	283	2668.3	1272.4	43	40.5	38.1
10. Chemicals & Chemical Products	435	23454.2	16689.7	145	62.4	53.8
(a) Heavy Industrial Chemicals	60	804.5	489.0	9	17.1	15.9
(b) Fertilisers	11	1412.1	763.0	2	0.6	0.6
(c) Drugs & Pharmaceuticals	145	14996.6	11574.6	50	8.1	5.7
(d) Non-Edible Oils	-	-	-	-	-	-
(e) Other Chemicals & Chemical Products	219	6241.0	3863.1	84	36.6	31.6
11. Petroleum, Coal Products & Nuclear Fuels	21	1068.3	501.3	-	-	-
12. Manufacture of Cement & Cement Products	35	2259.2	1523.4	29	15.2	13.6
13. Basic Metals & Metal Products	645	29373.6	12303.9	167	134.5	110.4
(a) Iron & Steel	163	6040.8	4071.8	22	55.5	36.9
(b) Non-Ferrous Metals	119	9871.8	3977.7	2	1.6	1.5
(c) Metal Products	363	13461.1	4254.3	143	77.5	72.0
14. Engineering	629	56024.9	15892.2	254	612.4	528.3
(a) Heavy Engineering	127	12212.5	4869.3	28	33.7	27.0
(b) Light Engineering	278	14552.7	4179.2	64	22.7	16.4
(c) Electrical Machinery & Goods	146	8962.9	5361.9	61	525.4	457.0
(d) Electronic Machinery & Goods	78	20296.9	1481.7	101	30.6	27.8
15. Vehicles,Vehicle Parts & Transport Equipments	389	26112.8	16741.0	1,162	117.8	100.7
16. Other Industries	309	6959.7	2298.0	13,285	1275.4	940.3
17. Electricity, Gas & Water	3	168.5	18.7	11	5.5	4.7
(a) Electricity Generation & Transmission	2	12.5	10.8	3	1.2	1.2
(b) Non-Conventional Energy	-	-	-	7	3.7	3.1
(c) Gas, Steam & Water Supply	1	156.0	7.9	1	0.5	0.4
18. Construction	2,751	43052.1	31728.9	3,859	2847.7	2373.0
(a) Other than Infrastructure	220	3370.0	2282.0	3,560	2471.2	2000.3
(b) Infrastructure Construction	2,531	39682.1	29446.9	299	376.5	372.7
III. TRANSPORT OPERATORS	5,197	11055.1	6029.8	7,476	1887.7	1452.1
IV. PROFESSIONAL AND OTHER SERVICES	1,383	39935.2	30292.9	43,433	6146.2	5223.2
1. Professional Services	339	6297.9	2479.9	5,469	420.1	323.8
2. Tourism, Hotel & Restaurants	43	112.1	112.0	6,505	721.8	668.3
3. Recreation services	18	491.7	480.5	22	5.4	4.4
4. IT and Telecommunications	108	26334.0	23010.9	16	10.3	9.9
5. Others	875	6699.6	4209.5	31,421	4988.5	4216.8
V. PERSONAL LOANS	191,438	16775.2	15075.2	244,766	37190.6	29173.7
1. Housing	133,195	12784.6	12064.1	46,129	12507.1	10091.1
2. Consumer Durables	540	316.0	154.2	34,032	4308.6	3094.8
3. Vehicles	374	28.9	87.1	16,197	3131.0	2508.9
4. Education	-	-	-	8,722	1477.4	1191.9
5. Personal Credit Cards	5,533	1651.5	233.0	-	-	-
6. Others	51,796	1994.3	2536.8	139,686	15766.5	12287.0
VI. TRADE	1,589	32070.5	25617.4	111,478	11629.9	9648.3
1. Wholesale Trade	843	19662.5	14516.9	7,891	1129.2	926.6
2. Retail Trade	746	12408.0	11100.5	103,587	10500.7	8721.8
VII. FINANCE	142	10610.5	5575.8	31,901	3204.1	2342.7
VIII. ALL OTHERS	657	782.7	572.3	164,341	133711.4	22703.0
TOTAL BANK CREDIT	206,866	359343.4	203675.2	925,210	234851.4	106979.1

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2012
URBAN
(Amount in ` Million)
OCCUPATION	PRIVATE SECTOR BANKS			All SCHEDULED COMMERCIAL BANKS
OCCUPATION	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	13	14	15	16	17	18
I. AGRICULTURE	1,056,031	263512.3	217319.6	4,406,497	1266660.5	955696.1
1. Direct Finance	1,001,152	223008.4	184526.5	4,108,372	920637.3	702001.8
2. Indirect Finance	54,879	40504.0	32793.1	298,125	346023.1	253694.3
II. INDUSTRY	85,191	741335.3	459346.5	748,400	5279651.7	3282702.9
1. Mining & Quarrying	831	12953.5	8735.1	6,723	110474.0	84766.4
2. Food Manufacturing & Processing	6,769	73056.1	50634.6	65,716	598274.8	365334.0
(a) Rice Mills, Flour & Dal Mills	1,238	16911.9	11288.6	15,447	217653.3	107954.6
(b) Sugar	67	7535.7	5164.4	791	123297.9	84331.2
(c) Edible Oils & Vanaspati	567	11147.2	7594.8	4,192	47861.3	34359.5
(d) Tea Processing	554	1429.1	638.9	951	5022.9	3181.0
(e) Processing of Fruits & Vegetables	98	880.0	436.7	1,929	18814.3	13687.3
(f) Others	4,245	35152.2	25511.2	42,406	185625.0	121820.4
3. Beverage & Tobacco	301	5708.8	4848.2	2,435	58895.8	38467.8
4. Textiles	15,504	113818.3	72251.0	281,305	1171578.8	562877.9
(a) Cotton Textiles	4,803	72330.9	47153.6	79,327	666843.2	333053.4
(b) Jute & Other Natural Fibre Textiles	159	1414.8	1091.2	1,427	62073.8	7803.3
(c) Handloom Textiles & Khadi	2,207	1348.9	978.0	8,818	22882.4	10931.8
(d) Other Textiles & Textile Products	8,335	38723.6	23028.3	191,733	419779.3	211089.5
5. Paper, Paper Products & Printing	1,827	13781.8	9629.2	15,770	100358.4	72368.9
6. Woods and Wood Products	849	5026.5	2476.8	10,561	19645.7	14127.8
7. Leather & Leather Products	599	2004.5	1406.9	6,496	28735.7	17468.3
8. Gems and Jewellery	515	5400.8	4052.7	6,006	36008.6	31128.5
9. Rubber & Plastic Products	1,551	21290.5	12416.4	16,475	99518.4	69095.7
10. Chemicals & Chemical Products	1,872	29136.6	18284.9	19,199	241718.1	165223.8
(a) Heavy Industrial Chemicals	321	3207.7	2196.3	2,300	36439.8	26259.0
(b) Fertilisers	52	5384.7	3771.1	698	36338.1	23419.6
(c) Drugs & Pharmaceuticals	443	11334.9	6809.1	3,546	99372.7	69161.9
(d) Non-Edible Oils	25	327.2	279.4	557	5082.7	3625.1
(e) Other Chemicals & Chemical Products	1,031	8882.2	5229.0	12,098	64484.7	42758.2
11. Petroleum, Coal Products & Nuclear Fuels	251	48043.1	39807.2	1,318	100501.1	65583.9
12. Manufacture of Cement & Cement Products	496	6568.8	4472.6	5,764	76447.0	54785.7
13. Basic Metals & Metal Products	3,125	56146.6	39050.1	56,123	774623.2	477333.2
(a) Iron & Steel	1,445	32970.9	22950.9	12,469	586770.5	358107.5
(b) Non-Ferrous Metals	403	9204.5	6404.4	4,564	92799.0	51608.9
(c) Metal Products	1,277	13971.2	9694.8	39,090	95053.7	67616.8
14. Engineering	11,720	46137.8	28031.1	70,745	315271.7	201973.3
(a) Heavy Engineering	854	8150.9	5578.5	5,591	56780.8	36980.0
(b) Light Engineering	8,359	20349.4	11382.5	51,113	135294.5	89030.7
(c) Electrical Machinery & Goods	2,216	14092.8	9115.9	10,974	80275.3	59066.3
(d) Electronic Machinery & Goods	291	3544.8	1954.2	3,067	42921.1	16896.4
15. Vehicles,Vehicle Parts & Transport Equipments	4,615	20240.0	13089.7	16,537	149996.0	100601.4
16. Other Industries	9,361	53441.5	16237.9	106,725	235374.7	136524.0
17. Electricity, Gas & Water	328	23044.6	15978.1	2,458	458305.8	345431.7
(a) Electricity Generation & Transmission	90	16495.6	10822.1	1,094	392551.5	295881.7
(b) Non-Conventional Energy	109	5751.6	4466.5	447	37462.0	28015.3
(c) Gas, Steam & Water Supply	129	797.4	689.5	917	28292.2	21534.7
18. Construction	24,677	205535.4	117944.1	58,044	703924.2	479610.5
(a) Other than Infrastructure	20,692	76047.1	44113.0	46,556	189368.7	127038.0
(b) Infrastructure Construction	3,985	129488.3	73831.0	11,488	514555.5	352572.5
III. TRANSPORT OPERATORS	170,655	158231.8	113799.3	301,635	249481.4	178984.0
IV. PROFESSIONAL AND OTHER SERVICES	126,299	187472.2	124979.4	506,982	806204.1	589993.2
1. Professional Services	19,966	18288.4	13156.0	85,798	66199.0	47837.5
2. Tourism, Hotel & Restaurants	6,694	25946.7	14267.3	38,261	112491.5	78068.9
3. Recreation services	490	4296.6	2999.4	6,767	16150.7	12531.4
4. IT and Telecommunications	514	14279.5	11043.0	3,318	52357.1	42899.8
5. Others	98,635	124661.0	83513.6	372,838	559005.7	408655.7
V. PERSONAL LOANS	2,128,509	470100.8	339904.0	8,195,435	2485028.5	1897085.5
1. Housing	229,822	199760.5	153724.9	1,966,640	1278707.8	1019677.5
2. Consumer Durables	74,925	9066.6	7300.5	212,685	22185.7	16847.2
3. Vehicles	946,892	107288.1	69904.3	1,608,538	300512.4	210201.4
4. Education	35,471	10524.7	6118.9	654,297	179917.3	141132.8
5. Personal Credit Cards	106,161	19668.1	6594.8	112,117	21369.9	6867.9
6. Others	735,238	123792.8	96260.5	3,641,158	682335.3	502358.7
VI. TRADE	287,356	266862.5	200493.6	1,605,559	1158795.7	872694.1
1. Wholesale Trade	91,755	124309.1	94794.3	160,008	378407.6	279038.2
2. Retail Trade	195,601	142553.4	105699.3	1,445,551	780388.1	593655.9
VII. FINANCE	254,137	131445.3	96036.3	322,969	442539.6	315785.4
VIII. ALL OTHERS	1,168,580	325815.2	255160.0	1,652,905	759009.5	455741.0
TOTAL BANK CREDIT	5,276,758	2544775.4	1807038.6	17,740,382	12447370.9	8548682.2

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2012
METROPOLITAN
(Amount in ` Million)
OCCUPATION	STATE BANK OF INDIA AND ITS ASSOCIATES			NATIONALISED BANKS
OCCUPATION	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	1	2	3	4	5	6
I. AGRICULTURE	29,628	72420.5	51864.2	178,414	589856.9	432124.1
1. Direct Finance	28,060	25679.5	18668.2	148,980	282831.5	188495.1
2. Indirect Finance	1,568	46740.9	33196.0	29,434	307025.4	243628.9
II. INDUSTRY	250,133	5511893.5	3542719.3	1,144,286	13080051.2	8297112.6
1. Mining & Quarrying	819	161175.6	93747.9	2,267	275675.2	183891.5
2. Food Manufacturing & Processing	32,444	238439.7	180020.4	35,377	709412.9	409254.2
(a) Rice Mills, Flour & Dal Mills	10,154	40438.5	34685.5	17,012	82471.0	45275.8
(b) Sugar	310	76046.6	55140.8	559	144402.2	106654.5
(c) Edible Oils & Vanaspati	18,411	51238.5	37975.9	1,852	71251.8	37240.9
(d) Tea Processing	71	3587.5	2969.1	651	8734.2	5359.1
(e) Processing of Fruits & Vegetables	179	6016.2	4798.5	1,313	215421.4	108182.3
(f) Others	3,319	61112.3	44450.5	13,990	187132.3	106541.5
3. Beverage & Tobacco	432	41728.4	30789.4	1,090	69389.9	56641.4
4. Textiles	86,818	397826.4	285541.6	428,975	1753462.1	680305.3
(a) Cotton Textiles	10,494	179487.9	133032.6	19,476	534955.3	303639.4
(b) Jute & Other Natural Fibre Textiles	158	3077.8	2222.6	1,975	10540.2	5239.2
(c) Handloom Textiles & Khadi	716	5799.9	3456.3	2,733	6996.5	4718.9
(d) Other Textiles & Textile Products	75,450	209460.8	146830.0	404,791	1200970.1	366707.8
5. Paper, Paper Products & Printing	4,004	75426.3	52007.2	20,027	155931.2	110870.1
6. Woods and Wood Products	882	11521.8	8313.3	2,773	21348.7	16743.5
7. Leather & Leather Products	2,456	23714.9	18516.6	44,078	178602.3	45561.2
8. Gems and Jewellery	9,889	139990.4	108710.9	50,416	496351.6	200371.8
9. Rubber & Plastic Products	4,139	82768.5	61864.3	16,426	159737.8	111694.7
10. Chemicals & Chemical Products	10,413	374602.6	252190.1	23,768	672950.7	351134.6
(a) Heavy Industrial Chemicals	951	58821.8	42379.1	2,490	93822.1	51962.8
(b) Fertilisers	160	87149.5	54466.4	344	92655.0	53546.8
(c) Drugs & Pharmaceuticals	4,458	102468.6	74267.3	9,239	313920.8	131746.7
(d) Non-Edible Oils	116	11549.8	8592.8	173	8546.6	5535.6
(e) Other Chemicals & Chemical Products	4,728	114612.9	72484.5	11,522	164006.1	108342.7
11. Petroleum, Coal Products & Nuclear Fuels	393	387826.1	208581.1	1,167	421857.2	315533.5
12. Manufacture of Cement & Cement Products	634	84186.7	69383.2	2,170	165907.6	127711.4
13. Basic Metals & Metal Products	20,334	974470.1	637596.0	204,188	1922431.1	1188540.4
(a) Iron & Steel	3,710	687134.3	486164.1	9,093	1378961.3	873211.8
(b) Non-Ferrous Metals	1,550	251607.4	127536.4	2,164	192145.0	150433.3
(c) Metal Products	15,074	35728.4	23895.4	192,931	351324.8	164895.3
14. Engineering	36,781	383110.9	293751.3	63,385	734964.5	549475.0
(a) Heavy Engineering	1,583	56393.4	42764.3	4,295	114781.3	86824.4
(b) Light Engineering	15,630	133785.4	104752.4	32,442	269263.6	201144.0
(c) Electrical Machinery & Goods	16,108	113068.4	82098.1	22,245	226307.2	160791.2
(d) Electronic Machinery & Goods	3,460	79863.7	64136.5	4,403	124612.3	100715.5
15. Vehicles,Vehicle Parts & Transport Equipments	3,738	129652.9	91868.7	43,504	311861.9	192742.9
16. Other Industries	25,097	93874.3	66041.4	66,281	277483.1	201789.2
17. Electricity, Gas & Water	719	796161.4	362614.9	3,045	2031083.7	1514923.1
(a) Electricity Generation & Transmission	493	748487.3	331691.2	2,040	1888443.0	1398724.6
(b) Non-Conventional Energy	119	24718.2	19434.9	450	61932.3	49395.1
(c) Gas, Steam & Water Supply	107	22956.0	11488.7	555	80708.3	66803.4
18. Construction	10,141	1115416.6	721181.2	135,349	2721599.6	2039928.7
(a) Other than Infrastructure	8,134	99991.4	72002.6	130,108	556436.6	455484.8
(b) Infrastructure Construction	2,007	1015425.3	649178.6	5,241	2165163.0	1584444.0
III. TRANSPORT OPERATORS	16,278	139341.7	108184.7	73,835	672126.6	483567.3
IV. PROFESSIONAL AND OTHER SERVICES	25,799	331126.2	221001.3	255,446	2051515.7	1558771.2
1. Professional Services	1,546	5643.0	4608.9	41,533	146317.1	100577.4
2. Tourism, Hotel & Restaurants	2,227	79827.5	49731.1	17,911	248349.9	167330.4
3. Recreation services	1,262	10210.2	7201.7	10,584	71094.0	59716.8
4. IT and Telecommunications	418	21226.7	16181.3	2,607	501688.9	385283.6
5. Others	20,346	214218.9	143278.2	182,811	1084065.9	845862.9
V. PERSONAL LOANS	1,520,630	925224.1	675222.7	2,512,503	1640314.2	1279830.5
1. Housing	511,371	626748.8	468908.3	854,246	860103.1	718514.3
2. Consumer Durables	21,167	869.3	370.1	49,724	14339.9	12392.2
3. Vehicles	284,381	95945.3	67404.8	225,762	80681.2	54858.8
4. Education	116,956	48141.5	33084.6	271,645	95961.5	77906.2
5. Personal Credit Cards	-	-	-	576	68.8	32.1
6. Others	586,755	153519.2	105455.0	1,110,550	589159.9	416126.9
VI. TRADE	131,802	469548.1	380389.5	701,602	2336257.5	1552089.3
1. Wholesale Trade	52,520	294734.0	251710.8	181,130	998009.4	590154.0
2. Retail Trade	79,282	174814.2	128678.6	520,472	1338248.1	961935.3
VII. FINANCE	17,953	444357.3	348886.1	53,777	3994397.7	2402275.3
VIII. ALL OTHERS	35,680	13481.5	10422.8	609,889	1812202.8	445397.9
TOTAL BANK CREDIT	2,027,903	7907393.0	5338690.6	5,529,752	26176722.6	16451168.2

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2012
METROPOLITAN
(Amount in ` Million)
OCCUPATION	FOREIGN BANKS			REGIONAL RURAL BANKS
OCCUPATION	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	7	8	9	10	11	12
I. AGRICULTURE	195	24292.5	6681.1	7,820	1343.6	1144.0
1. Direct Finance	58	5599.5	726.0	6,898	1203.3	1032.4
2. Indirect Finance	137	18693.0	5955.1	922	140.3	111.6
II. INDUSTRY	26,135	2750971.4	939611.2	1,478	274.8	232.2
1. Mining & Quarrying	485	49352.2	28361.4	9	7.3	5.1
2. Food Manufacturing & Processing	782	80850.5	28987.9	618	32.9	28.5
(a) Rice Mills, Flour & Dal Mills	279	11182.9	6197.4	320	17.3	12.7
(b) Sugar	29	11289.2	7638.8	1	0.7	0.6
(c) Edible Oils & Vanaspati	62	22083.3	4786.2	-	-	-
(d) Tea Processing	7	181.1	32.1	-	-	-
(e) Processing of Fruits & Vegetables	37	284.6	221.9	-	-	-
(f) Others	368	35829.5	10111.6	297	14.9	15.3
3. Beverage & Tobacco	268	48935.9	27365.2	4	4.8	4.9
4. Textiles	2,855	160059.4	36530.8	52	12.9	8.4
(a) Cotton Textiles	1,015	43568.8	11609.6	2	0.2	0.2
(b) Jute & Other Natural Fibre Textiles	27	2186.3	50.2	-	-	-
(c) Handloom Textiles & Khadi	17	1512.8	10.5	1	-	-
(d) Other Textiles & Textile Products	1,796	112791.4	24860.5	49	12.6	8.2
5. Paper, Paper Products & Printing	951	263313.7	33023.3	1	-	-
6. Woods and Wood Products	26	410.5	295.0	2	0.3	0.2
7. Leather & Leather Products	255	15938.4	4257.1	5	0.6	0.6
8. Gems and Jewellery	556	80278.4	51285.6	139	12.6	14.3
9. Rubber & Plastic Products	1,027	44842.2	21617.9	-	-	-
10. Chemicals & Chemical Products	3,911	473612.6	163246.9	3	-	-
(a) Heavy Industrial Chemicals	690	59314.8	16688.4	-	-	-
(b) Fertilisers	60	19680.6	7289.4	1	-	-
(c) Drugs & Pharmaceuticals	1,453	242048.2	90542.5	-	-	-
(d) Non-Edible Oils	2	160.0	19.7	-	-	-
(e) Other Chemicals & Chemical Products	1,706	152409.0	48706.9	2	-	-
11. Petroleum, Coal Products & Nuclear Fuels	187	190148.9	58037.3	-	-	-
12. Manufacture of Cement & Cement Products	78	18572.9	8957.5	3	47.3	46.6
13. Basic Metals & Metal Products	2,839	300241.0	110346.3	9	1.4	1.3
(a) Iron & Steel	783	94742.5	41878.2	-	-	-
(b) Non-Ferrous Metals	305	107054.2	33297.6	-	-	-
(c) Metal Products	1,751	98444.3	35170.6	9	1.4	1.3
14. Engineering	2,981	327950.5	140341.0	70	5.0	4.6
(a) Heavy Engineering	484	66566.9	36780.9	-	-	-
(b) Light Engineering	1,002	87532.6	31377.8	15	2.2	2.2
(c) Electrical Machinery & Goods	1,224	128018.4	39600.5	54	1.8	1.4
(d) Electronic Machinery & Goods	271	45832.6	32581.8	1	1.0	1.0
15. Vehicles,Vehicle Parts & Transport Equipments	1,517	293565.1	79824.5	371	40.6	28.5
16. Other Industries	2,114	133849.2	23417.2	93	15.8	9.0
17. Electricity, Gas & Water	65	27586.0	12788.1	-	-	-
(a) Electricity Generation & Transmission	41	18091.6	10754.4	-	-	-
(b) Non-Conventional Energy	7	593.2	339.0	-	-	-
(c) Gas, Steam & Water Supply	17	8901.2	1694.7	-	-	-
18. Construction	5,238	241464.2	110928.2	99	93.0	79.8
(a) Other than Infrastructure	594	88463.1	36396.7	88	87.0	74.9
(b) Infrastructure Construction	4,644	153001.1	74531.5	11	6.0	4.9
III. TRANSPORT OPERATORS	10,645	82085.5	18413.6	546	140.3	113.5
IV. PROFESSIONAL AND OTHER SERVICES	13,750	1148750.2	342060.7	2,286	712.1	702.4
1. Professional Services	2,691	82549.0	42384.9	1,478	206.3	199.9
2. Tourism, Hotel & Restaurants	281	19251.0	11165.5	92	16.1	36.5
3. Recreation services	106	31631.0	12181.5	2	-	-
4. IT and Telecommunications	416	444493.5	130467.2	2	1.1	1.1
5. Others	10,256	570825.7	145861.6	712	488.5	464.8
V. PERSONAL LOANS	9,089,740	775217.6	432117.2	31,802	5205.4	4332.8
1. Housing	303,222	227926.0	188845.3	6,619	1851.3	1654.5
2. Consumer Durables	3,705	1799.6	584.3	1,744	466.5	388.5
3. Vehicles	5,984	490.7	611.5	3,119	554.7	450.1
4. Education	8	-	-	910	196.5	168.0
5. Personal Credit Cards	4,857,968	415348.5	80613.6	-	-	-
6. Others	3,918,853	129652.6	161462.2	19,410	2136.4	1671.7
VI. TRADE	6,763	455245.2	119766.6	10,262	1159.4	754.1
1. Wholesale Trade	3,529	337169.4	79377.0	439	26.4	21.0
2. Retail Trade	3,234	118075.8	40389.6	9,823	1133.0	733.1
VII. FINANCE	41,536	897867.7	258808.3	3,800	467.5	283.2
VIII. ALL OTHERS	4,423	201177.4	38136.8	19,198	48265.8	7892.9
TOTAL BANK CREDIT	9,193,187	6335607.6	2155595.5	77,192	57568.9	15455.0

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2012
METROPOLITAN
(Amount in ` Million)
OCCUPATION	PRIVATE SECTOR BANKS			All SCHEDULED COMMERCIAL BANKS
OCCUPATION	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	13	14	15	16	17	18
I. AGRICULTURE	599,847	369866.9	269992.0	815,904	1057780.3	761805.3
1. Direct Finance	590,438	268469.3	197376.6	774,434	583783.1	406298.3
2. Indirect Finance	9,409	101397.6	72615.4	41,470	473997.3	355507.0
II. INDUSTRY	143,768	3127101.7	1733829.5	1,565,800	24470292.6	14513504.7
1. Mining & Quarrying	1,039	91583.5	62559.1	4,619	577793.8	368565.0
2. Food Manufacturing & Processing	4,701	135920.1	105041.1	73,922	1164656.1	723332.2
(a) Rice Mills, Flour & Dal Mills	879	26110.9	17362.0	28,644	160220.5	103533.3
(b) Sugar	109	11415.9	8791.8	1,008	243154.7	178226.5
(c) Edible Oils & Vanaspati	318	20051.1	15579.1	20,643	164624.7	95582.1
(d) Tea Processing	99	2569.0	891.3	828	15071.7	9251.6
(e) Processing of Fruits & Vegetables	127	3567.6	2309.4	1,656	225289.9	115512.2
(f) Others	3,169	72205.6	60107.5	21,143	356294.6	221226.4
3. Beverage & Tobacco	288	33181.2	21289.8	2,082	193240.2	136090.8
4. Textiles	11,216	141687.4	91187.0	529,916	2453048.2	1093573.2
(a) Cotton Textiles	1,911	44107.7	28725.1	32,898	802120.0	477006.9
(b) Jute & Other Natural Fibre Textiles	110	1554.2	1114.1	2,270	17358.4	8626.2
(c) Handloom Textiles & Khadi	968	2319.5	1810.7	4,435	16628.7	9996.5
(d) Other Textiles & Textile Products	8,227	93706.1	59537.1	490,313	1616941.1	597943.6
5. Paper, Paper Products & Printing	2,450	69599.8	41561.1	27,433	564271.2	237461.7
6. Woods and Wood Products	532	7488.9	5521.4	4,215	40770.2	30873.4
7. Leather & Leather Products	1,185	12858.0	7786.2	47,979	231114.3	76121.6
8. Gems and Jewellery	1,300	52480.6	42312.7	62,300	769113.5	402695.3
9. Rubber & Plastic Products	2,303	55168.4	32059.1	23,895	342516.9	227236.0
10. Chemicals & Chemical Products	4,473	216472.4	121239.4	42,568	1737638.4	887811.0
(a) Heavy Industrial Chemicals	699	39183.8	25698.9	4,830	251142.6	136729.2
(b) Fertilisers	81	24078.4	15793.0	646	223563.6	131095.6
(c) Drugs & Pharmaceuticals	1,133	77200.1	43320.7	16,283	735637.8	339877.2
(d) Non-Edible Oils	34	1507.7	1103.4	325	21764.1	15251.4
(e) Other Chemicals & Chemical Products	2,526	74502.4	35323.4	20,484	505530.4	264857.6
11. Petroleum, Coal Products & Nuclear Fuels	364	91087.2	30002.3	2,111	1090919.4	612154.1
12. Manufacture of Cement & Cement Products	555	53512.8	38419.8	3,440	322227.2	244518.5
13. Basic Metals & Metal Products	5,828	303670.4	196488.3	233,198	3500814.0	2132972.3
(a) Iron & Steel	2,848	199676.6	128583.4	16,434	2360514.7	1529837.4
(b) Non-Ferrous Metals	589	33749.8	22407.1	4,608	584556.5	333674.5
(c) Metal Products	2,391	70244.0	45497.7	212,156	555742.8	269460.3
14. Engineering	39,699	607083.0	137913.0	142,916	2053113.9	1121484.9
(a) Heavy Engineering	1,831	60522.9	37960.7	8,193	298264.4	204330.2
(b) Light Engineering	27,591	79752.0	46286.3	76,680	570335.8	383562.6
(c) Electrical Machinery & Goods	9,398	397440.0	37902.7	49,029	864835.8	320393.9
(d) Electronic Machinery & Goods	879	69368.2	15763.3	9,014	319677.9	213198.1
15. Vehicles,Vehicle Parts & Transport Equipments	16,310	213972.2	118258.7	65,440	949092.6	482723.3
16. Other Industries	10,284	109830.0	52331.6	103,869	615052.4	343588.3
17. Electricity, Gas & Water	491	211678.6	141502.6	4,320	3066509.7	2031828.7
(a) Electricity Generation & Transmission	290	189410.1	122668.9	2,864	2844431.9	1863839.1
(b) Non-Conventional Energy	74	10534.3	8697.5	650	97778.0	77866.6
(c) Gas, Steam & Water Supply	127	11734.2	10136.1	806	124299.7	90123.0
18. Construction	40,750	719827.2	488356.4	191,577	4798400.8	3360474.3
(a) Other than Infrastructure	27,545	217922.6	147462.2	166,469	962900.7	711421.2
(b) Infrastructure Construction	13,205	501904.6	340894.2	25,108	3835500.0	2649053.2
III. TRANSPORT OPERATORS	272,976	366000.0	221406.7	374,280	1259694.2	831685.9
IV. PROFESSIONAL AND OTHER SERVICES	304,384	1061440.9	616271.6	601,665	4593545.1	2738807.2
1. Professional Services	46,849	83601.9	40612.2	94,097	318317.3	188383.2
2. Tourism, Hotel & Restaurants	12,200	162756.3	100165.7	32,711	510200.7	328429.2
3. Recreation services	668	71955.1	53344.3	12,622	184890.4	132444.5
4. IT and Telecommunications	1,079	68562.1	48119.1	4,522	1035972.3	580052.4
5. Others	243,588	674565.5	374030.4	457,713	2544164.4	1509497.9
V. PERSONAL LOANS	19,778,126	2223529.3	1117323.8	32,932,801	5569490.6	3508827.0
1. Housing	533,493	697496.0	532662.6	2,208,951	2414125.2	1910585.1
2. Consumer Durables	411,980	15652.7	8812.8	488,320	33128.0	22548.0
3. Vehicles	1,877,155	274430.2	156978.0	2,396,401	452102.1	280303.2
4. Education	56,819	19632.2	9811.3	446,338	163931.8	120970.2
5. Personal Credit Cards	13,660,854	789793.1	131114.6	18,519,398	1205210.4	211760.3
6. Others	3,237,825	426525.1	277944.4	8,873,393	1300993.2	962660.2
VI. TRADE	365,088	857730.9	613848.4	1,215,517	4119941.2	2666847.8
1. Wholesale Trade	97,107	461905.7	328376.7	334,725	2091844.8	1249639.6
2. Retail Trade	267,981	395825.2	285471.7	880,792	2028096.4	1417208.2
VII. FINANCE	38,012	1114171.4	648821.5	155,078	6451261.7	3659074.4
VIII. ALL OTHERS	1,768,877	904664.9	596573.0	2,438,067	2979792.3	1098423.5
TOTAL BANK CREDIT	23,271,078	10024506.1	5818066.4	40,099,112	50501798.1	29778975.8

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2012
ALL- INDIA
(Amount in ` Million)
OCCUPATION	STATE BANK OF INDIA AND ITS ASSOCIATES			NATIONALISED BANKS
OCCUPATION	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	1	2	3	4	5	6
I. AGRICULTURE	12,880,806	1588112.1	1207772.2	23,138,746	3492793.5	2964778.5
1. Direct Finance	12,715,603	1421915.6	1093292.7	21,108,275	2651222.5	2308862.0
2. Indirect Finance	165,203	166196.5	114479.6	2,030,471	841571.0	655916.4
II. INDUSTRY	630,363	7391741.3	4896648.6	2,134,160	17465573.9	10905972.3
1. Mining & Quarrying	7,124	217979.6	135716.7	10,671	376926.2	259513.0
2. Food Manufacturing & Processing	110,134	518105.2	399458.4	141,832	1267346.7	733888.4
(a) Rice Mills, Flour & Dal Mills	33,528	169302.6	138694.6	44,156	271899.2	132868.7
(b) Sugar	824	106808.9	80115.4	1,548	299914.3	209680.1
(c) Edible Oils & Vanaspati	21,883	75145.8	57524.2	10,147	111505.3	66329.3
(d) Tea Processing	358	5008.2	3988.7	1,467	12487.9	7963.7
(e) Processing of Fruits & Vegetables	1,608	12438.0	9459.8	4,446	234755.8	122292.7
(f) Others	51,933	149401.7	109675.7	80,068	336784.1	194753.9
3. Beverage & Tobacco	2,536	58302.5	43269.2	4,216	108213.2	85842.2
4. Textiles	177,494	787717.4	558298.4	743,592	2877186.1	1066303.0
(a) Cotton Textiles	27,543	379990.3	271923.4	97,936	1263590.6	548963.8
(b) Jute & Other Natural Fibre Textiles	2,611	5066.5	3813.2	6,259	71954.6	12504.1
(c) Handloom Textiles & Khadi	13,017	13431.2	9366.0	21,494	30075.4	14404.2
(d) Other Textiles & Textile Products	134,323	389229.4	273195.7	617,903	1511565.5	490430.9
5. Paper, Paper Products & Printing	14,852	130928.1	92417.2	39,775	233389.3	169406.2
6. Woods and Wood Products	17,329	19412.3	14701.3	29,231	40912.3	32136.0
7. Leather & Leather Products	7,765	29244.4	22954.8	55,707	205843.1	61879.5
8. Gems and Jewellery	12,167	169698.5	135134.5	57,900	509766.8	211682.9
9. Rubber & Plastic Products	12,200	125382.5	94850.3	39,305	232877.5	165689.6
10. Chemicals & Chemical Products	23,344	490999.4	335669.4	47,372	835626.5	459980.3
(a) Heavy Industrial Chemicals	2,252	71306.3	50782.6	4,855	129772.8	76793.0
(b) Fertilisers	691	103973.8	66998.4	1,425	118078.1	69623.5
(c) Drugs & Pharmaceuticals	6,448	145316.4	107127.6	12,867	369564.9	169341.2
(d) Non-Edible Oils	885	17034.2	12652.5	726	11974.6	7912.3
(e) Other Chemicals & Chemical Products	13,068	153368.9	98108.3	27,499	206236.1	136310.3
11. Petroleum, Coal Products & Nuclear Fuels	1,156	421886.2	224768.1	2,751	471536.2	352016.4
12. Manufacture of Cement & Cement Products	10,351	112893.6	91303.9	13,010	242205.2	180910.9
13. Basic Metals & Metal Products	41,127	1296185.3	868115.8	271,492	2507519.8	1541345.6
(a) Iron & Steel	11,212	946422.4	666850.1	20,241	1824432.1	1133394.0
(b) Non-Ferrous Metals	5,060	295560.3	161443.0	5,271	252485.1	179759.2
(c) Metal Products	24,855	54202.6	39822.6	245,980	430602.6	228192.4
14. Engineering	69,549	516774.4	396610.6	160,213	925648.0	686972.1
(a) Heavy Engineering	4,705	79853.5	61611.5	11,634	148113.0	111329.7
(b) Light Engineering	38,937	191492.3	148446.5	102,898	359670.5	266942.9
(c) Electrical Machinery & Goods	21,015	154167.7	113915.5	36,614	279271.0	198906.1
(d) Electronic Machinery & Goods	4,892	91260.9	72637.2	9,067	138593.5	109793.4
15. Vehicles,Vehicle Parts & Transport Equipments	7,979	173559.2	121426.4	62,459	404552.3	257110.9
16. Other Industries	95,011	152417.2	110360.6	259,217	478020.5	342261.4
17. Electricity, Gas & Water	2,000	892010.8	426844.9	5,781	2576543.4	1920893.3
(a) Electricity Generation & Transmission	887	834572.5	389999.7	3,252	2360567.8	1750426.4
(b) Non-Conventional Energy	257	30893.0	22943.4	975	109063.6	83280.2
(c) Gas, Steam & Water Supply	856	26545.4	13901.7	1,554	106912.0	87186.8
18. Construction	18,245	1278244.6	824748.2	189,636	3171460.8	2378140.7
(a) Other than Infrastructure	13,044	130247.1	93668.5	178,292	672781.2	543329.5
(b) Infrastructure Construction	5,201	1147997.5	731079.6	11,344	2498679.7	1834811.3
III. TRANSPORT OPERATORS	127,272	215649.5	163441.2	327,658	785565.8	568370.3
IV. PROFESSIONAL AND OTHER SERVICES	182,155	544122.7	369762.1	1,183,457	2714762.8	2074303.7
1. Professional Services	10,926	11930.6	9454.3	230,355	205604.4	147454.1
2. Tourism, Hotel & Restaurants	22,844	132387.6	85879.4	80,171	330699.2	232320.6
3. Recreation services	6,463	14060.2	9828.8	21,322	81715.3	68433.5
4. IT and Telecommunications	2,468	26935.7	21114.9	6,875	511001.1	391802.6
5. Others	139,454	358808.7	243484.7	844,734	1585742.8	1234292.9
V. PERSONAL LOANS	9,895,674	3339479.1	2419873.1	9,534,119	3455857.9	2754800.8
1. Housing	2,243,611	1760155.8	1319076.6	2,605,745	1733101.9	1459689.1
2. Consumer Durables	98,089	4342.1	2077.9	226,052	29859.7	24978.4
3. Vehicles	1,077,192	342998.1	240234.7	830,653	226564.0	170094.2
4. Education	803,494	234449.0	171788.5	1,547,194	356310.3	300887.6
5. Personal Credit Cards	-	-	-	1,384	149.0	97.9
6. Others	5,673,288	997534.2	686695.5	4,323,091	1109873.0	799053.7
VI. TRADE	1,258,804	2287526.7	979600.2	3,857,826	3725643.9	2566170.2
1. Wholesale Trade	80,598	1718216.6	582403.9	302,027	1481164.8	960260.8
2. Retail Trade	1,178,206	569310.1	397196.3	3,555,799	2244479.1	1605909.4
VII. FINANCE	30,400	512782.9	408909.2	177,562	4308141.1	2606528.7
VIII. ALL OTHERS	113,700	26343.4	19877.8	1,440,585	2222713.4	710785.7
TOTAL BANK CREDIT	25,119,174	15905757.8	10465884.4	41,794,113	38171052.3	25151710.2

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2012
ALL- INDIA
(Amount in ` Million)
OCCUPATION	FOREIGN BANKS			REGIONAL RURAL BANKS
OCCUPATION	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	7	8	9	10	11	12
I. AGRICULTURE	249	34508.5	7409.3	11,672,000	687386.0	614811.6
1. Direct Finance	108	15549.2	1187.9	11,526,472	661888.1	593923.1
2. Indirect Finance	141	18959.3	6221.3	145,528	25497.9	20888.5
II. INDUSTRY	34,297	3030825.4	1079041.7	461,694	34927.7	28437.2
1. Mining & Quarrying	559	59329.3	33655.9	826	1398.7	1257.5
2. Food Manufacturing & Processing	1,441	107254.6	38038.8	111,593	5172.0	4057.4
(a) Rice Mills, Flour & Dal Mills	784	27763.6	7731.7	64,275	2076.7	1614.2
(b) Sugar	32	14135.0	9226.7	17	96.9	95.0
(c) Edible Oils & Vanaspati	96	22638.0	5129.6	5,862	347.0	182.2
(d) Tea Processing	7	181.1	32.1	294	23.4	22.4
(e) Processing of Fruits & Vegetables	42	324.7	251.9	207	115.8	92.0
(f) Others	480	42212.3	15666.8	40,938	2512.3	2051.7
3. Beverage & Tobacco	310	62158.7	30784.6	123	92.8	83.4
4. Textiles	3,344	167435.9	40841.6	30,026	2179.2	1798.2
(a) Cotton Textiles	1,066	45955.9	13445.0	3,120	574.8	482.8
(b) Jute & Other Natural Fibre Textiles	32	2195.8	59.8	1,162	87.7	71.9
(c) Handloom Textiles & Khadi	26	1513.8	11.6	-	-	-
(d) Other Textiles & Textile Products	2,220	117770.3	27325.3	13,457	878.7	743.6
5. Paper, Paper Products & Printing	1,138	269291.7	37546.4	-	-	-
6. Woods and Wood Products	31	431.8	316.3	6,210	363.6	302.9
7. Leather & Leather Products	280	16195.4	4469.4	8,341	251.4	160.4
8. Gems and Jewellery	572	81591.1	51635.7	49,467	1771.1	1869.6
9. Rubber & Plastic Products	1,329	48332.1	23162.0	3,382	181.6	156.4
10. Chemicals & Chemical Products	4,411	501558.0	181293.9	-	-	-
(a) Heavy Industrial Chemicals	759	60740.7	17503.0	20	25.0	20.4
(b) Fertilisers	72	22092.7	8052.4	-	-	-
(c) Drugs & Pharmaceuticals	1,629	257820.6	102129.8	476	40.0	33.3
(d) Non-Edible Oils	2	160.0	19.7	5	3.1	2.6
(e) Other Chemicals & Chemical Products	1,949	160743.9	53589.1	-	-	-
11. Petroleum, Coal Products & Nuclear Fuels	217	191223.6	58545.0	19	18.1	12.3
12. Manufacture of Cement & Cement Products	134	20942.1	10591.0	2,140	262.9	233.6
13. Basic Metals & Metal Products	3,649	334702.2	125550.6	2,990	485.9	399.3
(a) Iron & Steel	989	102097.9	46771.1	146	127.9	91.2
(b) Non-Ferrous Metals	430	119915.3	38850.4	14	14.6	13.4
(c) Metal Products	2,230	112689.1	39929.1	2,830	343.4	294.7
14. Engineering	3,840	386471.8	157801.1	6,916	1306.2	1074.8
(a) Heavy Engineering	618	79458.4	42015.2	210	125.3	103.7
(b) Light Engineering	1,443	102941.0	35923.4	2,135	387.5	286.8
(c) Electrical Machinery & Goods	1,412	137498.4	45398.4	2,735	654.2	571.0
(d) Electronic Machinery & Goods	367	66573.9	34464.1	1,836	139.2	113.2
15. Vehicles,Vehicle Parts & Transport Equipments	1,998	326414.8	101965.8	15,731	1179.5	953.6
16. Other Industries	2,607	142711.6	26285.4	193,044	10241.2	7577.6
17. Electricity, Gas & Water	69	28438.2	13024.1	372	348.1	304.9
(a) Electricity Generation & Transmission	43	18104.1	10765.2	20	7.1	6.1
(b) Non-Conventional Energy	7	593.2	339.0	329	326.6	287.3
(c) Gas, Steam & Water Supply	19	9740.9	1919.9	23	14.3	11.5
18. Construction	8,368	286342.5	143534.1	18,666	8710.9	7434.4
(a) Other than Infrastructure	891	91869.3	38713.4	17,683	7961.2	6750.4
(b) Infrastructure Construction	7,477	194473.3	104820.7	983	749.8	683.9
III. TRANSPORT OPERATORS	16,173	93523.1	24544.4	102,607	18709.0	14837.6
IV. PROFESSIONAL AND OTHER SERVICES	16,267	1197879.6	374885.4	506,611	31004.9	26015.0
1. Professional Services	3,280	88960.4	44978.3	136,567	6093.4	5135.8
2. Tourism, Hotel & Restaurants	349	19376.8	11291.3	80,262	4266.4	4128.4
3. Recreation services	129	32234.0	12767.6	-	-	-
4. IT and Telecommunications	546	470840.0	153490.6	115	59.5	50.2
5. Others	11,963	586468.4	152357.4	287,379	20471.4	16610.2
V. PERSONAL LOANS	9,287,900	793302.6	448474.4	2,441,210	222859.0	178279.1
1. Housing	437,185	241297.1	201496.0	286,136	60226.9	49648.0
2. Consumer Durables	4,265	2130.2	753.1	316,640	27027.8	20168.3
3. Vehicles	6,508	571.8	750.7	115,321	15221.4	12272.4
4. Education	-	-	-	78,851	11472.5	10218.8
5. Personal Credit Cards	4,863,525	417007.1	80847.0	-	-	-
6. Others	3,976,409	132296.2	164627.5	1,644,262	108910.4	85971.6
VI. TRADE	8,856	491692.6	148081.4	1,794,689	99946.3	80359.7
1. Wholesale Trade	4,576	359196.1	95674.2	154,463	9131.6	7950.0
2. Retail Trade	4,280	132496.5	52407.2	1,640,226	90814.7	72409.7
VII. FINANCE	41,813	910935.5	264441.3	566,803	58117.2	41366.4
VIII. ALL OTHERS	5,573	202330.6	38858.6	3,182,448	397524.8	179796.5
TOTAL BANK CREDIT	9,411,128	6754998.0	2385736.4	20,728,062	1550474.8	1163903.1

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2012
ALL- INDIA
(Amount in ` Million)
OCCUPATION	PRIVATE SECTOR BANKS			All SCHEDULED COMMERCIAL BANKS
OCCUPATION	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	13	14	15	16	17	18
I. AGRICULTURE	4,139,384	1023080.0	824577.1	51,831,185	6825880.1	5619348.7
1. Direct Finance	4,037,994	839297.3	689511.9	49,388,452	5589872.7	4686777.6
2. Indirect Finance	101,390	183782.7	135065.3	2,442,733	1236007.4	932571.1
II. INDUSTRY	318,366	4532852.7	2509546.0	3,578,880	32455921.1	19419645.8
1. Mining & Quarrying	3,121	122767.0	86265.5	22,301	778400.7	516408.5
2. Food Manufacturing & Processing	20,011	253089.7	184197.3	385,011	2150968.2	1359640.3
(a) Rice Mills, Flour & Dal Mills	3,774	54885.2	37029.5	146,517	525927.3	317938.6
(b) Sugar	212	22601.8	16521.1	2,633	443557.0	315638.3
(c) Edible Oils & Vanaspati	1,506	38354.6	28216.3	39,494	247990.6	157381.5
(d) Tea Processing	1,026	4228.2	1714.5	3,152	21928.8	13721.5
(e) Processing of Fruits & Vegetables	459	5901.1	3644.5	6,762	253535.3	135740.9
(f) Others	13,034	127118.8	97071.4	186,453	658029.3	419219.4
3. Beverage & Tobacco	864	42667.4	28307.1	8,049	271434.7	188286.5
4. Textiles	44,965	310057.6	196205.3	999,421	4144576.2	1863446.6
(a) Cotton Textiles	10,269	147776.8	95324.9	139,934	1837888.4	930140.0
(b) Jute & Other Natural Fibre Textiles	412	3780.4	2641.0	10,476	83085.1	19090.0
(c) Handloom Textiles & Khadi	11,174	4715.7	3489.2	57,998	50374.1	27770.9
(d) Other Textiles & Textile Products	23,110	153784.7	94750.2	791,013	2173228.7	886445.7
5. Paper, Paper Products & Printing	6,618	94923.7	59566.0	72,176	729189.4	359450.4
6. Woods and Wood Products	3,563	16644.8	11009.2	56,364	77764.8	58465.6
7. Leather & Leather Products	2,212	16209.2	10243.0	74,305	267743.5	99707.1
8. Gems and Jewellery	2,347	59627.3	47935.9	122,453	822454.8	448258.6
9. Rubber & Plastic Products	5,663	91453.6	52491.9	61,879	498227.3	336350.1
10. Chemicals & Chemical Products	8,218	261363.5	149981.4	85,400	2089855.5	1127171.4
(a) Heavy Industrial Chemicals	1,213	43842.5	28576.6	9,099	305687.3	173675.6
(b) Fertilisers	205	30250.3	20191.9	3,204	274458.1	164905.6
(c) Drugs & Pharmaceuticals	1,813	91349.5	51969.7	23,233	864091.4	430601.6
(d) Non-Edible Oils	90	1949.6	1470.0	1,708	31121.5	22057.1
(e) Other Chemicals & Chemical Products	4,897	93971.7	47773.2	48,156	614497.2	335931.6
11. Petroleum, Coal Products & Nuclear Fuels	735	143024.4	70937.0	4,878	1227688.5	706278.9
12. Manufacture of Cement & Cement Products	1,955	61805.9	43888.9	27,590	438109.6	326928.3
13. Basic Metals & Metal Products	11,182	426576.2	252551.3	330,440	4565469.5	2787962.6
(a) Iron & Steel	5,154	284886.2	162824.7	37,742	3157966.5	2009931.1
(b) Non-Ferrous Metals	1,224	53228.7	31199.2	11,999	721204.1	411265.3
(c) Metal Products	4,804	88461.3	58527.4	280,699	686299.0	366766.2
14. Engineering	68,037	688102.1	187295.9	308,555	2518302.6	1429754.5
(a) Heavy Engineering	3,474	71241.2	45272.8	20,641	378791.5	260333.0
(b) Light Engineering	50,949	119914.4	66805.7	196,362	774405.7	518405.3
(c) Electrical Machinery & Goods	12,209	414948.5	49055.5	73,985	986539.8	407846.4
(d) Electronic Machinery & Goods	1,405	81998.0	26161.9	17,567	378565.6	243169.7
15. Vehicles,Vehicle Parts & Transport Equipments	23,047	243350.5	136562.3	111,214	1149056.3	618018.9
16. Other Industries	28,978	184984.9	82753.1	578,857	968375.4	569238.0
17. Electricity, Gas & Water	1,039	429567.7	204871.9	9,261	3926908.2	2565939.1
(a) Electricity Generation & Transmission	461	398733.7	179402.6	4,663	3611985.2	2330600.0
(b) Non-Conventional Energy	254	18073.1	14480.9	1,822	158949.4	121330.8
(c) Gas, Steam & Water Supply	324	12760.9	10988.4	2,776	155973.6	114008.3
18. Construction	85,811	1086636.9	704483.1	320,726	5831395.9	4058340.5
(a) Other than Infrastructure	66,707	356096.8	233675.5	276,617	1258955.5	916137.3
(b) Infrastructure Construction	19,104	730540.2	470807.6	44,109	4572440.4	3142203.2
III. TRANSPORT OPERATORS	584,607	637087.1	407850.5	1,158,317	1750534.5	1179044.1
IV. PROFESSIONAL AND OTHER SERVICES	506,110	1390401.8	822073.2	2,394,600	5878171.8	3667039.4
1. Professional Services	83,680	109076.0	59230.5	464,808	421664.9	266253.0
2. Tourism, Hotel & Restaurants	22,746	196237.2	119574.6	206,372	682967.2	453194.3
3. Recreation services	1,654	76934.2	56825.9	31,856	205057.9	147946.2
4. IT and Telecommunications	1,882	83339.1	59487.1	11,886	1092175.4	625945.4
5. Others	396,148	924815.2	526955.1	1,679,678	3476306.4	2173700.4
V. PERSONAL LOANS	23,548,984	3048852.1	1700078.0	54,707,887	10860350.7	7501505.4
1. Housing	916,069	989555.2	757525.5	6,488,746	4784336.9	3787435.1
2. Consumer Durables	605,197	37361.0	25487.6	1,250,243	100720.7	73465.2
3. Vehicles	3,164,151	479909.9	280311.9	5,193,825	1065265.1	703663.8
4. Education	217,904	71890.7	37158.6	2,647,451	674122.6	520053.6
5. Personal Credit Cards	13,811,285	814859.6	140847.8	18,676,194	1232015.8	221792.6
6. Others	4,834,378	655275.7	458746.7	20,451,428	3003889.6	2195094.9
VI. TRADE	904,172	1253567.2	913011.3	7,824,347	7858376.7	4687222.8
1. Wholesale Trade	237,334	625837.9	452440.8	778,998	4193547.0	2098729.7
2. Retail Trade	666,838	627729.3	460570.4	7,045,349	3664829.7	2588493.1
VII. FINANCE	345,405	1274141.4	766978.6	1,161,983	7064118.1	4088224.2
VIII. ALL OTHERS	3,481,792	1323782.1	921320.2	8,224,098	4172694.4	1870638.8
TOTAL BANK CREDIT	33,828,820	14483764.5	8865434.9	130,881,297	76866047.4	48032669.1