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Table No. 1.1 - Progress of Commercial Banking at a Glance

IMPORTANT
INDICATORS

June

March

March

March

March

March

March

March

March

March

1969

2000

2001

2002

2003

2004

2005

2006

2007

2008

1

2

3

4

5

6

7

8

9

10

No. of Commercial Banks

89

297

301

298

294

291

288

222

183

175

(a)  Scheduled Commercial Banks

73

297

296

294

289

286

284

218

179

171

Of which: Regional Rural Banks

196

196

196

196

196

196

133

96

91

(b)  Non-Scheduled Commercial Banks 

16

 5

4

5

5

4

4

4

4

Number of Offices of Scheduled Commercial Banks in India ^

8262

65412

65919

66190

66535

67188

68355

69471

71839

76050

(a)  Rural

1833

32734

32562

32380

32303

32121

32082

30579

30551

31076

(b)  Semi-Urban 

3342

14407

14597

14747

14859

15091

15403

15556

16361

17675

(c)  Urban

1584

10052

10293

10477

10693

11000

11500

12032

12970

14391

(d)  Metropolitan

1503

8219

8467

8586

8680

8976

9370

11304

11957

12908

Population per office  (in thousands) 

64

15

15

16

16

16

16

16

15

15

Deposits of Scheduled Commercial Banks in India (Rs.Crore) 

4646@

 851593@

989141#

1131187#

1311761#

1542284&

1732858&

2109049

2611933

3196939

of which:  (a)  Demand 

2104

145283

159407

169103

187837

245943

265033

364640

429731

524310

(b)  Time

2542

706310

829734

962085

1123924

1296342

1467824

1744409

2182203

2672630

Credit of Scheduled Commercial Banks in India (Rs.Crore)               

3599

454069

529272

609053

746432

865594

1124300

1507077

1931189

2361914

Deposits of Scheduled Commercial Banks per office (Rs.Lakh)

56

1302

1501

1709

1972

2295

2535

3036

3631

4204

Credit of Scheduled Commercial Banks per office (Rs. Lakh)              

44

694

803

920

1122

1288

1645

2169

2685

3106

Per Capita Deposits of Scheduled Commercial Banks (Rs.)

88

8498

9758

10994

12554

14550

16091

19276

23468

28327

Per Capita Credit of Scheduled Commercial Banks (Rs.)  

68

4531

5221

5919

7143

8166

10440

13774

17355

20928

Deposits of Scheduled Commercial Banks as percentage of National Income (at current prices)

15.5

53.5

58.9

60.7

65.3

68.5

68.5

73.8

79.1

84.4

Scheduled Commercial Banks’ Advances to Priority Sector (Rs.Crore)  

504

155779

 182255

205604

250989

311335

400775

546774

703756

824773*

Share of Priority Sector Advances in Total Credit of Scheduled Commercial Banks (per cent)

14.0

35.4

 35.5

34.8

34.6

37.1

36.7

37.2

36.5

34.9*

Share of Priority Sector Advances in Total Non-Food Credit of Scheduled Commercial Banks (per cent)

15.0

37.4

 38.5

38.2

37.1

38.8

38.1

38.2

37.4

35.6*

Credit Deposit Ratio

77.5

53.3

53.5

53.8

56.9

56.1

64.9

71.5

73.9

73.9

Investment Deposit Ratio

29.3

36.6

37.1

38.7

41.3

43.8

41.6

35.5

30.3

30.4

Cash Deposit Ratio

8.2

9.8

8.4

7.1

6.3

5.6

6.9

6.6

7.5

8.6

@  Includes Resurgent India Bonds (RIB) (Rs.17,945 crore) 
#    Includes Resurgent India Bonds (RIB) (Rs.17,945 crore) and also India Millennium Deposits (IMD) (Rs.25,662 Crore)
&   Includes India Millennium Deposits (IMD) (Rs.25,662 Crore)
*    Provisional
^   Excludes Administrative Offices
See Notes on Tables.

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