Table No. 1.11 - Percentage Distribution of Outstanding Credit of Scheduled Commercial Banks According to Population Group and Occupation - ਆਰਬੀਆਈ - Reserve Bank of India
Table No. 1.11 - Percentage Distribution of Outstanding Credit of Scheduled Commercial Banks According to Population Group and Occupation
March 2002 |
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A. Population Group-Wise Bank Credit - Percentage Share According To Occupation |
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(Per cent) |
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RURAL |
SEMI-URBAN |
URBAN |
METROPOLITAN |
ALL-INDIA |
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OCCUPATION |
1 |
2 |
3 |
4 |
5 |
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I. |
AGRICULTURE |
32.7 |
19.8 |
6.2 |
2.8 |
9.8 |
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1. |
Direct Finance |
30.2 |
17.1 |
3.2 |
0.5 |
7.2 |
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2. |
Indirect Finance |
2.5 |
2.7 |
3.0 |
2.3 |
2.5 |
||
II. |
INDUSTRY |
23.6 |
34.1 |
42.5 |
47.3 |
41.4 |
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1. |
Mining & Quarrying |
0.9 |
1.0 |
0.7 |
2.6 |
1.8 |
||
2. |
Manufacturing & Processing |
18.8 |
29.6 |
37.9 |
38.4 |
34.5 |
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3. |
Electricity, Gas & Water |
3.0 |
2.2 |
1.9 |
3.3 |
2.9 |
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4. |
Construction |
0.9 |
1.3 |
2.0 |
3.0 |
2.3 |
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III. |
TRANSPORT OPERATORS |
1.5 |
1.6 |
1.0 |
1.5 |
1.4 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
2.0 |
3.4 |
5.0 |
4.7 |
4.2 |
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V. |
PERSONAL LOANS |
13.0 |
18.9 |
17.8 |
9.0 |
12.6 |
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1. |
Loans for Purchase of Consumer Durables |
0.9 |
0.9 |
0.8 |
0.2 |
0.5 |
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2. |
Loans for Housing |
3.6 |
7.4 |
7.9 |
3.7 |
5.0 |
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3. |
Rest of the Personal Loans |
8.5 |
10.6 |
9.1 |
5.1 |
7.1 |
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VI. |
TRADE |
16.5 |
11.3 |
15.7 |
16.0 |
15.4 |
||
1. |
Wholesale Trade |
10.2 |
3.4 |
9.6 |
14.0 |
11.2 |
||
2. |
Retail Trade |
6.3 |
7.9 |
6.1 |
2.0 |
4.2 |
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VII. |
FINANCE |
2.3 |
0.7 |
1.0 |
9.5 |
5.7 |
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VIII. |
ALL OTHERS |
8.4 |
10.2 |
10.8 |
9.2 |
9.5 |
||
TOTAL BANK CREDIT |
100.0 |
100.0 |
100.0 |
100.0 |
100.0 |
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OF WHICH: |
1. Artisans and Village & Tiny Industries |
1.7 |
1.8 |
1.1 |
0.3 |
0.9 |
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2. Other Small Scale Industries |
3.0 |
6.0 |
7.3 |
4.2 |
4.9 |
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(Per cent) |
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B. Occupation-Wise Bank Credit – Percentage Share According To Population Group |
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RURAL |
SEMI-URBAN |
URBAN |
METROPOLITAN |
ALL-INDIA |
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|
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OCCUPATION |
6 |
7 |
8 |
9 |
10 |
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I. |
AGRICULTURE |
44.8 |
27.9 |
12.0 |
15.3 |
100.0 |
||
1. |
Direct Finance |
55.8 |
32.4 |
8.2 |
3.6 |
100.0 |
||
2. |
Indirect Finance |
13.4 |
14.9 |
22.9 |
48.8 |
100.0 |
||
II. |
INDUSTRY |
7.6 |
11.3 |
19.4 |
61.7 |
100.0 |
||
1. |
Mining & Quarrying |
6.9 |
7.5 |
7.5 |
78.1 |
100.0 |
||
2. |
Manufacturing & Processing |
7.3 |
11.8 |
20.7 |
60.2 |
100.0 |
||
3. |
Electricity, Gas & Water |
13.8 |
10.7 |
12.6 |
62.9 |
100.0 |
||
4. |
Construction |
5.3 |
7.6 |
16.8 |
70.3 |
100.0 |
||
III. |
TRANSPORT OPERATORS |
14.4 |
15.6 |
13.8 |
56.2 |
100.0 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
6.3 |
11.1 |
22.1 |
60.5 |
100.0 |
||
V. |
PERSONAL LOANS |
13.9 |
20.6 |
26.7 |
38.8 |
100.0 |
||
1. |
Loans for Purchase of Consumer Durables |
25.0 |
24.7 |
30.2 |
20.1 |
100.0 |
||
2. |
Loans for Housing |
9.6 |
20.4 |
29.8 |
40.2 |
100.0 |
||
3. |
Rest of the Personal Loans |
16.1 |
20.5 |
24.2 |
39.2 |
100.0 |
||
VI. |
TRADE |
14.3 |
10.1 |
19.2 |
56.4 |
100.0 |
||
1. |
Wholesale Trade |
12.2 |
4.2 |
16.1 |
67.5 |
100.0 |
||
2. |
Retail Trade |
20.1 |
26.0 |
27.4 |
26.5 |
100.0 |
||
VII. |
FINANCE |
5.3 |
1.6 |
3.2 |
89.9 |
100.0 |
||
VIII. |
ALL OTHERS |
11.9 |
14.8 |
21.5 |
51.8 |
100.0 |
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TOTAL BANK CREDIT |
13.4 |
13.7 |
18.9 |
54.0 |
100.0 |
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OF WHICH: |
1. Artisans and Village & Tiny Industries |
26.2 |
28.8 |
24.9 |
20.1 |
100.0 |
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2. Other Small Scale Industries |
8.2 |
16.9 |
28.1 |
46.8 |
100.0 |
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