MARCH 1999

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

128,49,937

18440,54

16165,51

57,91,329

10750,83

9572,47

1.

Direct Finance

126,90,490

18163,55

15919,24

57,32,753

10551,78

9397,04

2.

Indirect Finance

1,59,447

276,99

246,27

58,576

199,06

175,43

II.

INDUSTRY

20,14,305

2704,94

2389,83

11,62,381

2716,43

2425,63

III.

TRANSPORT OPERATORS

3,56,573

923,84

741,67

1,90,218

872,57

709,08

IV.

PROFESSIONAL AND OTHER SERVICES

7,36,260

910,06

778,01

4,66,596

894,46

761,69

V.

PERSONAL LOANS

29,01,697

5406,93

4771,06

29,74,008

7351,88

6514,93

1.

Loans for Purchase of Consumer Durables

2,10,279

390,30

322,30

2,75,681

526,06

440,16

2.

Loans for Housing

1,81,562

1023,69

916,37

2,98,615

2116,70

1884,18

3.

Rest of the Personal Loans

25,09,856

3992,93

3532,39

23,99,712

4709,12

4190,59

VI.

TRADE

37,85,568

4641,02

3973,42

20,99,949

4245,82

3680,32

1.

Wholesale Trade

1,07,025

191,54

167,60

85,033

293,22

253,26

2.

Retail Trade

36,78,543

4449,48

3805,82

20,14,916

3952,60

3427,05

VII.

FINANCE

10,555

23,21

20,36

13,008

32,43

28,28

VIII.

ALL OTHERS

16,07,624

2163,30

1973,52

14,76,650

2673,74

2467,62

TOTAL BANK CREDIT

242,62,519

35213,84

30813,37

141,74,139

29538,15

26160,03

OF WHICH :

1. Artisans & Village Industries

12,56,284

1278,84

1114,64

4,49,313

702,33

621,87

2. Other Small Scale Industries

6,21,444

1110,95

1000,23

5,81,976

1560,59

1401,16

URBAN / METROPOLITAN

ALL-INDIA

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

9,82,527

2284,56

2068,48

196,23,793

31475,93

27806,46

1.

Direct Finance

9,49,694

2181,18

1973,48

193,72,937

30896,50

27289,76

2.

Indirect Finance

32,833

103,38

95,00

2,50,856

579,42

516,70

II.

INDUSTRY

11,96,399

4160,45

3833,17

43,73,085

9581,81

8648,63

III.

TRANSPORT OPERATORS

2,00,645

896,53

756,49

7,47,436

2692,94

2207,24

IV.

PROFESSIONAL AND OTHER SERVICES

4,31,051

1322,65

1119,56

16,33,907

3127,17

2659,26

V.

PERSONAL LOANS

63,38,672

20456,77

15253,75

122,14,377

33215,58

26539,73

1.

Loans for Purchase of Consumer Durables

4,82,094

1115,71

941,71

9,68,054

2032,07

1704,17

2.

Loans for Housing

6,66,899

4699,86

4192,28

11,47,076

7840,25

6992,83

3.

Rest of the Personal Loans

51,89,679

14641,21

10119,76

100,99,247

23343,26

17842,74

VI.

TRADE

12,87,284

3831,96

3376,85

71,72,801

12718,79

11030,58

1.

Wholesale Trade

1,51,330

552,06

484,15

3,43,388

1036,81

905,01

2.

Retail Trade

11,35,954

3279,90

2892,69

68,29,413

11681,98

10125,57

VII.

FINANCE

18,296

47,51

41,16

41,859

103,14

89,79

VIII.

ALL OTHERS

21,05,034

5185,54

4858,73

51,89,308

10022,59

9299,86

TOTAL BANK CREDIT

125,59,908

38185,95

31308,17

509,96,566

102937,94

88281,57

OF WHICH :

1. Artisans & Village Industries

1,86,422

452,92

408,66

18,92,019

2434,09

2145,17

2. Other Small Scale Industries

6,54,018

2516,45

2296,16

18,57,438

5188,00

4697,54

See Notes on Tables.