March 2002

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

132,16,037

26428,44

22354,27

58,48,282

14894,53

12655,10

1.

Direct Finance

128,70,887

25710,83

21788,30

57,24,064

14540,99

12370,73

2.

Indirect Finance

3,45,150

717,61

565,98

1,24,218

353,54

284,37

II.

INDUSTRY

17,97,943

2885,39

2372,77

8,24,764

2621,28

2223,58

III.

TRANSPORT OPERATORS

2,72,867

871,81

657,37

1,60,708

784,70

606,97

IV.

PROFESSIONAL AND OTHER SERVICES

6,28,394

1100,71

870,78

3,98,462

1146,78

905,48

V.

PERSONAL LOANS

38,32,106

10387,07

8732,49

37,42,838

13458,75

11234,08

1.

Loans for Purchase of Consumer Durables

3,58,470

984,65

755,94

3,39,464

963,46

719,07

2.

Loans for Housing

2,53,099

2029,10

1815,78

3,86,987

3799,10

3342,68

3.

Rest of the Personal Loans

32,20,537

7373,32

6160,78

30,16,387

8696,19

7172,34

VI.

TRADE

30,97,739

5808,36

4715,94

17,32,281

5218,52

4314,91

1.

Wholesale Trade

91,403

250,46

198,67

63,414

334,91

278,24

2.

Retail Trade

30,06,336

5557,90

4517,27

16,68,867

4883,61

4036,67

VII.

FINANCE

22,045

95,27

78,04

21,622

134,79

112,10

VIII.

ALL OTHERS

19,17,619

4420,71

3697,97

17,98,023

5149,86

4345,08

TOTAL BANK CREDIT

247,84,750

51997,76

43479,63

145,26,980

43409,23

36397,29

OF WHICH : 1. Artisans and Village & Tiny Industries

10,28,163

1170,43

939,93

2,76,658

558,98

461,75

2. Other Small Scale Industries

5,51,346

1174,17

981,73

3,93,916

1435,49

1224,08

URBAN / METROPOLITAN

ALL-INDIA

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

9,51,556

2976,26

2527,53

200,15,875

44299,22

37536,90

1.

Direct Finance

8,63,448

2788,08

2356,87

194,58,399

43039,90

36515,90

2.

Indirect Finance

88,108

188,18

170,66

5,57,476

1259,33

1021,00

II.

INDUSTRY

12,11,023

4505,87

3977,55

38,33,730

10012,54

8573,90

III.

TRANSPORT OPERATORS

1,47,175

813,36

648,32

5,80,750

2469,88

1912,66

IV.

PROFESSIONAL AND OTHER SERVICES

3,53,292

1617,40

1237,92

13,80,148

3864,89

3014,17

V.

PERSONAL LOANS

91,04,569

39716,93

26013,03

166,79,513

63562,76

45979,60

1.

Loans for Purchase of Consumer Durables

5,03,565

1794,19

1404,80

12,01,499

3742,31

2879,81

2.

Loans for Housing

7,38,034

6804,58

5962,40

13,78,120

12632,78

11120,86

3.

Rest of the Personal Loans

78,62,970

31118,16

18645,83

140,99,894

47187,67

31978,94

VI.

TRADE

10,53,852

4643,25

3851,77

58,83,872

15670,13

12882,62

1.

Wholesale Trade

1,06,583

610,70

514,26

2,61,400

1196,07

991,17

2.

Retail Trade

9,47,269

4032,55

3337,51

56,22,472

14474,06

11891,45

VII.

FINANCE

37,866

255,04

201,11

81,533

485,10

391,25

VIII.

ALLOTHERS

19,58,787

8633,71

7314,85

56,74,429

18204,28

15357,90

TOTAL BANK CREDIT

148,18,120

63161,82

45772,08

541,29,850

158568,81

125649,00

OF WHICH : 1. Artisans and Village & Tiny Industries

99,461

318,23

267,96

14,04,282

2047,64

1669,64

2. Other Small Scale Industries

5,06,596

2315,38

2034,39

14,51,858

4925,04

4240,19

See Notes on Tables.