Table No. 4.1 - Size of Credit Limit and Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks March 1997 - ਆਰਬੀਆਈ - Reserve Bank of India
Table No. 4.1 - Size of Credit Limit and Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks March 1997
| | | | | | | (Amount in Rupees Lakh) | ||
LESS THAN 6% | 6% AND ABOVE BUT | 10% AND ABOVE BUT | |||||||
| LESS THAN 10% | LESS THAN 12% | |||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |
CREDIT LIMIT RANGE | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- |
| | | standing | | | standing | | | standing |
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
Above Rs.25,000 and upto Rs.50,000 | 45,953 | 170,30 | 146,01 | 15,135 | 52,15 | 44,96 | 42,532 | 154,45 | 139,32 |
Above Rs.50,000 and upto Rs.1 Lakh | 90,990 | 720,53 | 624,88 | 26,638 | 203,40 | 172,65 | 21,568 | 168,15 | 153,26 |
Above Rs.1 Lakh and upto Rs.2 Lakh | 1,02,233 | 1360,38 | 1238,76 | 9,971 | 138,30 | 125,23 | 76,853 | 1180,23 | 1133,20 |
Above Rs.2 Lakh and upto Rs.5 Lakh | 6,999 | 175,84 | 157,85 | 1,576 | 44,08 | 37,06 | 15,668 | 404,32 | 382,85 |
Above Rs.5 Lakh and upto Rs.10 Lakh | 593 | 44,54 | 34,30 | 357 | 27,06 | 21,67 | 1,130 | 83,00 | 65,46 |
Above Rs.10 Lakh and upto Rs.25 Lakh | 870 | 149,04 | 124,29 | 371 | 61,14 | 42,14 | 1,080 | 176,77 | 111,40 |
Above Rs.25 Lakh and upto Rs.50 Lakh | 39 | 14,69 | 9,98 | 183 | 65,71 | 47,52 | 414 | 147,06 | 127,21 |
Above Rs.50 Lakh and upto Rs.1 Crore | 41 | 32,09 | 20,15 | 122 | 92,20 | 73,97 | 210 | 144,61 | 105,08 |
Above Rs.1 Crore and upto Rs.4 Crore | 42 | 83,93 | 61,56 | 98 | 185,29 | 152,25 | 138 | 249,61 | 201,63 |
Above Rs.4 Crore and upto Rs.6 Crore | 8 | 39,10 | 33,42 | 19 | 95,01 | 80,45 | 21 | 107,94 | 85,27 |
Above Rs.6 Crore and upto Rs.10 Crore | 1 | 8,61 | 8,21 | 16 | 128,77 | 106,32 | 5 | 37,81 | 27,53 |
Above Rs.10 Crore | 2 | 27,33 | 22,23 | 14 | 259,59 | 254,89 | 14 | 506,93 | 485,16 |
TOTAL | 2,47,771 | 2826,38 | 2481,63 | 54,500 | 1352,71 | 1159,10 | 1,59,633 | 3360,89 | 3017,35 |
| | | | | | | | | |
12% AND ABOVE BUT | 14% AND ABOVE BUT | 15% AND ABOVE BUT | |||||||
LESS THAN 14% | LESS THAN 15% | LESS THAN 16% | |||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |
CREDIT LIMIT RANGE | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- |
| | | standing | | | standing | | | standing |
| 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 |
Above Rs.25,000 and upto Rs.50,000 | 3,10,941 | 1075,16 | 1043,74 | 9,29,267 | 3518,98 | 3295,04 | 3,10,560 | 1124,93 | 1065,94 |
Above Rs.50,000 and upto Rs.1 Lakh | 1,19,224 | 883,63 | 817,17 | 5,99,919 | 4758,56 | 4204,25 | 1,91,759 | 1483,87 | 1292,84 |
Above Rs.1 Lakh and upto Rs.2 Lakh | 65,040 | 969,97 | 851,23 | 5,14,061 | 8211,48 | 6978,86 | 1,60,958 | 2364,73 | 1900,49 |
Above Rs.2 Lakh and upto Rs.5 Lakh | 22,315 | 700,53 | 611,43 | 55,238 | 1690,85 | 1336,89 | 44,040 | 1382,10 | 1153,61 |
Above Rs.5 Lakh and upto Rs.10 Lakh | 7,463 | 565,54 | 481,04 | 12,859 | 1005,92 | 487,23 | 11,772 | 878,28 | 652,06 |
Above Rs.10 Lakh and upto Rs.25 Lakh | 6,605 | 1135,46 | 896,85 | 8,684 | 1321,10 | 555,75 | 6,912 | 1104,88 | 799,72 |
Above Rs.25 Lakh and upto Rs.50 Lakh | 4,009 | 1526,78 | 1090,39 | 1,793 | 654,64 | 452,05 | 2,511 | 913,48 | 715,84 |
Above Rs.50 Lakh and upto Rs.1 Crore | 2,575 | 1952,49 | 1509,21 | 984 | 691,74 | 510,81 | 1,422 | 1067,93 | 778,45 |
Above Rs.1 Crore and upto Rs.4 Crore | 2,929 | 6209,59 | 4664,54 | 610 | 1202,99 | 924,21 | 1,577 | 3179,49 | 2430,69 |
Above Rs.4 Crore and upto Rs.6 Crore | 545 | 2730,01 | 2053,75 | 102 | 507,08 | 370,74 | 305 | 1512,86 | 1018,97 |
Above Rs.6 Crore and upto Rs.10 Crore | 421 | 3359,65 | 2464,34 | 72 | 603,35 | 472,86 | 229 | 1850,96 | 1313,43 |
Above Rs.10 Crore | 338 | 9331,40 | 7063,37 | 83 | 4918,89 | 4301,00 | 292 | 9693,34 | 8034,15 |
TOTAL | 5,42,405 | 30440,20 | 23547,05 | 21,23,672 | 29085,58 | 23889,69 | 7,32,337 | 26556,86 | 21156,20 |
| | | | | | | (Amount in Rupees Lakh) | ||
16% AND ABOVE BUT | 17% AND ABOVE BUT | 18% AND ABOVE BUT | |||||||
LESS THAN 17% | LESS THAN 18% | LESS THAN 20% | |||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |
CREDIT LIMIT RANGE | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- |
| | | standing | | | standing | | | standing |
| 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 |
Above Rs.25,000 and upto Rs.50,000 | 82,852 | 306,60 | 333,49 | 1,49,685 | 517,84 | 507,83 | 1,64,265 | 643,37 | 376,70 |
Above Rs.50,000 and upto Rs.1 Lakh | 45,242 | 354,47 | 342,09 | 93,563 | 731,13 | 694,99 | 44,269 | 354,25 | 350,22 |
Above Rs.1 Lakh and upto Rs.2 Lakh | 41,728 | 656,31 | 598,72 | 85,863 | 1309,93 | 1174,61 | 63,071 | 1023,71 | 885,67 |
Above Rs.2 Lakh and upto Rs.5 Lakh | 47,177 | 1538,74 | 1357,45 | 93,150 | 3190,66 | 2806,29 | 1,36,013 | 4592,26 | 3878,20 |
Above Rs.5 Lakh and upto Rs.10 Lakh | 14,895 | 1132,79 | 914,04 | 33,787 | 2423,77 | 2218,79 | 37,412 | 2868,66 | 2456,12 |
Above Rs.10 Lakh and upto Rs.25 Lakh | 8,539 | 1406,19 | 1164,10 | 16,071 | 2657,02 | 2221,94 | 24,859 | 4220,62 | 3539,62 |
Above Rs.25 Lakh and upto Rs.50 Lakh | 2,922 | 1070,27 | 838,59 | 10,118 | 3796,46 | 3114,15 | 11,812 | 4425,80 | 3649,56 |
Above Rs.50 Lakh and upto Rs.1 Crore | 1,594 | 1173,82 | 950,25 | 3,585 | 2650,13 | 2249,35 | 7,558 | 5709,38 | 4739,67 |
Above Rs.1 Crore and upto Rs.4 Crore | 1,706 | 3527,61 | 2918,74 | 3,773 | 7866,87 | 6390,40 | 8,406 | 17265,98 | 14295,95 |
Above Rs.4 Crore and upto Rs.6 Crore | 309 | 1528,19 | 1255,87 | 610 | 3028,52 | 2378,84 | 1,325 | 6565,42 | 5230,04 |
Above Rs.6 Crore and upto Rs.10 Crore | 239 | 1905,07 | 1437,04 | 506 | 4031,94 | 2986,79 | 930 | 7417,98 | 5964,69 |
Above Rs.10 Crore | 246 | 7876,21 | 6193,78 | 421 | 14165,77 | 11145,55 | 745 | 17339,86 | 13434,31 |
TOTAL | 2,47,449 | 22476,28 | 18304,15 | 4,91,132 | 46370,04 | 37889,54 | 5,00,665 | 72427,29 | 58800,77 |
| | | | | | |
20% AND ABOVE | TOTAL | |||||
Amount | Amount | |||||
No. of | Credit | Out- | No. of | Credit | Out- | |
CREDIT LIMIT RANGE | Accounts | Limit | standing | Accounts | Limit | standing |
| 28 | 29 | 30 | 31 | 32 | 33 |
Above Rs.25,000 and upto Rs.50,000 | 1,03,061 | 389,10 | 412,89 | 21,54,251 | 7952,90 | 7365,94 |
Above Rs.50,000 and upto Rs.1 Lakh | 47,287 | 346,72 | 336,04 | 12,80,459 | 10004,70 | 8988,40 |
Above Rs.1 Lakh and upto Rs.2 Lakh | 46,256 | 739,13 | 662,36 | 11,66,034 | 17954,16 | 15549,13 |
Above Rs.2 Lakh and upto Rs.5 Lakh | 86,835 | 2944,39 | 2549,97 | 5,09,011 | 16663,78 | 14271,61 |
Above Rs.5 Lakh and upto Rs.10 Lakh | 25,150 | 1909,20 | 1693,98 | 1,45,418 | 10938,78 | 9024,68 |
Above Rs.10 Lakh and upto Rs.25 Lakh | 15,264 | 2550,38 | 2265,14 | 89,255 | 14782,60 | 11720,94 |
Above Rs.25 Lakh and upto Rs.50 Lakh | 6,734 | 2519,06 | 2171,93 | 40,535 | 15133,95 | 12217,21 |
Above Rs.50 Lakh and upto Rs.1 Crore | 4,121 | 3104,48 | 2706,54 | 22,212 | 16618,86 | 13643,48 |
Above Rs.1 Crore and upto Rs.4 Crore | 4,116 | 8234,74 | 7172,36 | 23,395 | 48006,09 | 39212,33 |
Above Rs.4 Crore and upto Rs.6 Crore | 523 | 2593,24 | 2210,92 | 3,767 | 18707,37 | 14718,26 |
Above Rs.6 Crore and upto Rs.10 Crore | 390 | 3135,10 | 2495,27 | 2,809 | 22479,26 | 17276,47 |
Above 10 Rs. Crore | 269 | 5944,34 | 5039,31 | 2,424 | 70063,66 | 55973,76 |
TOTAL | 3,40,006 | 34409,89 | 29716,72 | 54,39,570 | 269306,12 | 219962,20 |
See Notes on tables |