Table No. 4.2 - Interest Rate Range and Type of account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks - ਆਰਬੀਆਈ - Reserve Bank of India
Table No. 4.2 - Interest Rate Range and Type of account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks
(Amount in Rupees Lakh) |
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CASH CREDIT |
OVERDRAFTS |
DEMAND LOANS |
|||||||
INTEREST RATE RANGE |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|
standing |
standing |
standing |
|||||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
|
Lessthan6% |
12 |
6,33 |
4,81 |
10 |
7,01 |
85 |
19 |
1,88 |
2,03 |
6%andabovebutlessthan10% |
2,968 |
7557,10 |
3928,04 |
6,630 |
1383,70 |
993,70 |
5,424 |
5604,17 |
4094,44 |
10%andabovebutlessthan12% |
45,861 |
70222,23 |
51443,36 |
19,160 |
7912,31 |
4615,96 |
18,696 |
11406,28 |
7786,17 |
12%andabovebutlessthan13% |
77,036 |
27082,87 |
16373,29 |
29,932 |
4539,45 |
3186,15 |
19,224 |
7420,85 |
5401,80 |
13%andabovebutlessthan14% |
1,06,508 |
28981,21 |
21176,10 |
18,234 |
6536,11 |
4725,74 |
15,883 |
11398,85 |
9863,26 |
14%andabovebutlessthan15% |
1,19,360 |
37658,08 |
29295,43 |
34,813 |
7961,84 |
5047,10 |
17,318 |
26694,57 |
21357,43 |
15%andabovebutlessthan16% |
87,784 |
23178,60 |
19678,17 |
94,537 |
10053,89 |
8094,51 |
41,823 |
8858,17 |
6987,71 |
16%andabovebutlessthan17% |
61,644 |
16232,86 |
12848,12 |
19,400 |
6757,90 |
5304,91 |
10,347 |
9468,33 |
8265,29 |
17%andabovebutlessthan18% |
10,296 |
3624,53 |
2572,64 |
4,873 |
854,05 |
789,33 |
3,126 |
1293,70 |
1291,84 |
18%andabovebutlessthan20% |
7,293 |
2783,65 |
2382,17 |
10,471 |
1716,94 |
1415,19 |
6,510 |
3806,72 |
3793,72 |
20%andabove |
3,056 |
1300,24 |
1185,64 |
6,276 |
787,92 |
645,33 |
46,895 |
2404,69 |
1549,71 |
TOTAL LOANS &ADVANCES |
5,21,818 |
218627,69 |
160887,76 |
2,44,336 |
48511,13 |
34818,77 |
1,85,265 |
88358,20 |
70393,41 |
MEDIUM TERM LOANS |
LONG TERM LOANS |
PACKING CREDIT |
|||||||
INTEREST RATE RANGE |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|
standing |
standing |
standing |
|||||||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
|
Lessthan6% |
276 |
18,36 |
13,07 |
24,167 |
1466,10 |
806,26 |
— |
— |
— |
6%andabovebutlessthan10% |
3,721 |
1932,37 |
953,52 |
1,17,960 |
10910,52 |
9019,65 |
10,127 |
15342,25 |
10875,24 |
10%andabovebutlessthan12% |
45,479 |
15281,50 |
10439,19 |
4,56,306 |
54921,68 |
43582,20 |
4,243 |
11701,79 |
10061,24 |
12%andabovebutlessthan13% |
63,394 |
8684,38 |
6266,19 |
2,45,624 |
38451,13 |
28764,04 |
722 |
1736,70 |
1032,25 |
13%andabovebutlessthan14% |
45,579 |
13078,81 |
10325,64 |
2,17,262 |
43531,89 |
32875,13 |
705 |
532,80 |
454,38 |
14%andabovebutlessthan15% |
50,224 |
13477,08 |
10507,95 |
1,86,087 |
50287,48 |
41726,05 |
873 |
971,40 |
680,94 |
15%andabovebutlessthan16% |
87,496 |
9188,34 |
7174,59 |
1,74,011 |
33115,12 |
27210,10 |
488 |
700,46 |
627,38 |
16%andabovebutlessthan17% |
22,698 |
8145,98 |
6567,91 |
59,068 |
15217,97 |
11250,31 |
3,260 |
5950,59 |
4030,77 |
17%andabovebutlessthan18% |
5,007 |
1308,98 |
1142,69 |
20,793 |
5447,60 |
4364,17 |
303 |
179,76 |
132,22 |
18%andabovebutlessthan20% |
18,271 |
2109,46 |
1792,35 |
57,842 |
9530,37 |
7322,76 |
157 |
129,68 |
108,01 |
20%andabove |
10,511 |
1356,75 |
1095,68 |
10,996 |
3342,05 |
2437,81 |
— |
— |
— |
TOTAL LOANS &ADVANCES |
3,52,656 |
74582,01 |
56278,79 |
15,70,116 |
266221,92 |
209358,47 |
20,878 |
37245,43 |
28002,43 |
See Notes on Tables. |