Table No. 4.3 - Interest Rate Range and Organisation-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks - ਆਰਬੀਆਈ - Reserve Bank of India
Table No. 4.3 - Interest Rate Range and Organisation-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks
MARCH 2002 | |||||||||
(Amount in Rupees Lakh) | |||||||||
PUBLIC SECTOR | CO-OPERATIVE SECTOR | PRIVATE CORPORATE SECTOR | |||||||
INTEREST RATE RANGE | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount |
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |
standing | standing | standing | |||||||
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | |
Less than 6% | 64 | 23,98 | 13,99 | 36 | 17,57 | 10,22 | –– | –– | –– |
6% and above but less than 10% | 270 | 899,45 | 530,44 | 305 | 950,60 | 796,57 | 3,325 | 11121,46 | 8825,06 |
10% and above but less than 12% | 2,363 | 73266,78 | 62788,37 | 2,446 | 6051,27 | 5077,64 | 7,571 | 45591,11 | 29751,69 |
12% and above but less than 13% | 2,362 | 21204,51 | 15097,67 | 2,439 | 2635,08 | 1654,26 | 6,329 | 25140,05 | 18865,00 |
13% and above but less than 14% | 2,265 | 19974,41 | 16504,83 | 3,196 | 1441,82 | 978,29 | 14,188 | 30089,33 | 22221,71 |
14% and above but less than 15% | 4,567 | 5555,06 | 3122,01 | 3,107 | 901,35 | 665,02 | 18,503 | 56867,60 | 42653,90 |
15% anda bove but less than 16% | 3,537 | 6952,66 | 6098,02 | 2,758 | 1741,79 | 930,31 | 28,771 | 46056,69 | 37612,59 |
16% and above but less than 17% | 2,712 | 6309,47 | 6032,90 | 2,588 | 961,64 | 794,17 | 27,110 | 37654,41 | 30745,56 |
17% anda bove but less than 18% | 748 | 445,79 | 323,85 | 611 | 375,32 | 274,81 | 7,254 | 9420,23 | 8115,85 |
18% and abov ebut lessthan 20% | 425 | 414,81 | 269,50 | 303 | 1399,15 | 1375,97 | 6,254 | 18378,30 | 8005,02 |
20% and above | 68 | 151,34 | 122,01 | 135 | 104,02 | 80,62 | 3,324 | 5090,20 | 3744,05 |
TOTAL LOANS & ADVANCES | 19,381 | 135198,26 | 110903,59 | 17,924 | 16579,61 | 12637,87 | 1,22,629 | 285409,37 | 210540,44 |
PRIVATE SECTOR-OTHERS | JOINT SECTOR UNDERTAKINGS | INDIVIDUALS | |||||||
INTEREST RATE RANGE | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount |
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |
standing | standing | standing | |||||||
10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | |
Less than 6% | 89 | 36,59 | 32,61 | –– | –– | –– | 21,713 | 730,67 | 660,38 |
6% and above but less than 10% | 6,985 | 6514,61 | 4721,71 | 108 | 493,72 | 350,79 | 7,049 | 478,15 | 402,13 |
10% and above but less than 12% | 23,035 | 12727,44 | 9445,41 | 377 | 2132,09 | 1614,62 | 2,35,729 | 10667,04 | 9434,92 |
12% and above but less than 13% | 34,922 | 7772,36 | 5823,79 | 240 | 692,18 | 616,80 | 2,47,252 | 11311,72 | 9475,56 |
13% and above but less than 14% | 85,018 | 10651,42 | 8517,15 | 857 | 720,92 | 520,65 | 2,16,188 | 9795,23 | 8412,58 |
14% and above but less than 15% | 1,10,741 | 17133,09 | 12537,62 | 803 | 918,62 | 726,93 | 2,46,923 | 10265,23 | 8597,04 |
15% anda bove but less than 16% | 1,36,555 | 25009,31 | 20032,21 | 603 | 1246,49 | 1071,74 | 2,30,926 | 11352,53 | 9167,02 |
16% and above but less than 17% | 1,19,177 | 20721,25 | 17123,90 | 256 | 233,69 | 211,01 | 1,16,757 | 6951,25 | 5629,08 |
17% anda bove but less than 18% | 30,363 | 4358,76 | 3632,03 | 88 | 127,54 | 107,88 | 48,170 | 2317,29 | 1787,06 |
18% and abov ebut lessthan 20% | 21,905 | 4455,65 | 4056,15 | 94 | 177,30 | 90,22 | 41,671 | 1980,52 | 1488,32 |
20% and above | 7,292 | 1824,50 | 1715,69 | 97 | 89,92 | 39,39 | 43,685 | 1671,90 | 871,23 |
TOTAL LOANS & ADVANCES | 5,76,082 | 111204,97 | 87638,26 | 3,523 | 6832,47 | 5350,02 | 14,56,063 | 67521,54 | 55925,30 |
See Notes on Tables |