Table No. 5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 (Part 1 of 3) - ਆਰਬੀਆਈ - Reserve Bank of India
Table No. 5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 (Part 1 of 3)
| | | | | | | (Amount in Rupees Lakh) | ||||||||
CENTRAL GOVERNMENT | STATE GOVERNMENT | ||||||||||||||
OWNED UNDERTAKINGS | | | | ||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||||||||
Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | ||||||||||
| | | | 1 | 2 | 3 | 4 | 5 | 6 | ||||||
I. | AGRICULTURE | 262 | 165,77 | 128,09 | 548 | 213,50 | 155,64 | ||||||||
1. | Direct Finance | 42 | 15,74 | 9,74 | 56 | 16,43 | 15,07 | ||||||||
2. | Indirect Finance | 220 | 150,04 | 118,35 | 492 | 197,06 | 140,57 | ||||||||
II. | INDUSTRY | 1,367 | 13586,57 | 10898,38 | 458 | 904,08 | 615,33 | ||||||||
1. | Mining & Quarrying | 114 | 1204,91 | 1007,24 | 12 | 7,44 | 1,18 | ||||||||
2. | Food Manufacturing & Processing | 44 | 155,56 | 68,96 | 43 | 23,30 | 21,07 | ||||||||
(a) | Rice Mills, Flour & Dal Mills | 11 | 2,55 | 1,41 | 6 | 8 | 7 | ||||||||
(b) | Sugar | 2 | 15,40 | 14,31 | 6 | 17,99 | 14,77 | ||||||||
(c) | Edible Oils & Vanaspati | 4 | 1,54 | 1,57 | 4 | 34 | 5 | ||||||||
(d) | Tea Processing | 9 | 58,70 | 17,12 | - | - | - | ||||||||
(e) | Processing of Fruits & Vegetables | 2 | 28 | 29 | 1 | 90 | 1,90 | ||||||||
(f) | Others | 16 | 77,10 | 34,26 | 26 | 4,00 | 4,28 | ||||||||
3. | Beverage & Tobacco | 2 | 2,35 | 96 | - | - | - | ||||||||
4. | Textiles | 143 | 204,48 | 161,77 | 54 | 20,09 | 19,74 | ||||||||
(a) | Cotton Textiles | 110 | 175,76 | 138,67 | 10 | 16,81 | 17,18 | ||||||||
(b) | Jute Textiles | 5 | 3,13 | 1,96 | 1 | 2,18 | 2,18 | ||||||||
(c) | Handloom Textiles & Khadi | 8 | 8,24 | 8,66 | 8 | 57 | 5 | ||||||||
(d) | Other Textiles | 20 | 17,35 | 12,48 | 35 | 53 | 34 | ||||||||
5. | Paper, Paper Products & Printing | 10 | 11,71 | 8,47 | 41 | 9,80 | 4,14 | ||||||||
6. | Leather & Leather Products | 13 | 2,33 | 1,46 | 4 | 1,26 | 1,26 | ||||||||
7. | Rubber & Rubber Products | 20 | 82,85 | 77,72 | 5 | 4,07 | 4,25 | ||||||||
8. | Chemicals & Chemical Products | 197 | 1396,71 | 1135,45 | 30 | 89,60 | 48,54 | ||||||||
(a) | Heavy Industrial Chemicals | 19 | 141,54 | 103,67 | 7 | 51,04 | 23,33 | ||||||||
(b) | Fertilisers | 117 | 834,36 | 592,39 | 7 | 32,60 | 21,65 | ||||||||
(c) | Drugs & Pharmaceuticals | 35 | 144,35 | 144,92 | 4 | 1,90 | 1,84 | ||||||||
(d) | Non-Edible Oils | - | - | - | - | - | - | ||||||||
(e) | Other Chemicals & Chemical Products | 26 | 276,46 | 294,47 | 12 | 4,06 | 1,72 | ||||||||
9. | Petroleum, Coal Products & Nuclear Fuels | 92 | 4326,79 | 3108,05 | 2 | 1 | 2 | ||||||||
10. | Manufacture of Cement & Cement Products | 31 | 53,34 | 40,10 | 14 | 9,56 | 6,84 | ||||||||
11. | Basic Metals & Metal Products | 222 | 2705,77 | 2408,40 | 26 | 25,83 | 20,97 | ||||||||
(a) | Iron & Steel | 189 | 2505,05 | 2282,83 | 14 | 18,98 | 15,14 | ||||||||
(b) | Non-Ferrous Metals | 11 | 33,31 | 2,77 | 3 | 5,57 | 5,56 | ||||||||
(c) | Other Metal Products | 22 | 167,42 | 122,79 | 9 | 1,27 | 26 | ||||||||
12. | Engineering | 324 | 2228,95 | 1816,92 | 37 | 180,52 | 151,12 | ||||||||
(a) | Heavy Engineering | 153 | 740,02 | 636,43 | 5 | 60,95 | 44,35 | ||||||||
(b) | Light Engineering | 65 | 624,02 | 536,10 | 13 | 95,98 | 90,99 | ||||||||
(c) | Electrical Machinery & Goods | 53 | 557,59 | 344,67 | 7 | 3,11 | 3,01 | ||||||||
(d) | Electronic Machinery & Goods | 53 | 307,32 | 299,72 | 12 | 20,49 | 12,78 | ||||||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 32 | 101,00 | 56,66 | 41 | 26 | 25 | ||||||||
14. | Other Industries | 66 | 364,12 | 350,12 | 48 | 15,74 | 13,27 | ||||||||
15. | Electricity, Gas & Water | 22 | 649,31 | 574,33 | 76 | 488,05 | 293,05 | ||||||||
(a) | Electricity Generation & Transmission | 22 | 649,31 | 574,33 | 73 | 368,04 | 202,85 | ||||||||
(b) | Non-Conventional Energy | - | - | - | 1 | 1 | 1 | ||||||||
(c) | Gas, Steam & Water Supply | - | - | - | 2 | 120,00 | 90,19 | ||||||||
16. | Construction | 35 | 96,39 | 81,76 | 25 | 28,56 | 29,62 | ||||||||
III. | TRANSPORT OPERATORS | 28 | 381,15 | 369,69 | 33 | 16,73 | 13,90 | ||||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 99 | 53,05 | 46,62 | 68 | 964,55 | 952,22 | ||||||||
V. | PERSONAL LOANS | - | - | - | - | - | - | ||||||||
1. | Loans for Purchase of Consumer Durables | - | - | - | - | - | - | ||||||||
2. | Loans for Housing | - | - | - | - | - | - | ||||||||
3. | Rest of the Personal Loans | - | - | - | - | - | - | ||||||||
VI. | TRADE | 273 | 12478,89 | 11641,01 | 165 | 1008,78 | 998,69 | ||||||||
1. | Wholesale Trade | 222 | 12443,12 | 11607,98 | 39 | 1002,21 | 997,37 | ||||||||
2. | Retail Trade | 51 | 35,78 | 33,03 | 126 | 6,57 | 1,32 | ||||||||
VII. | FINANCE | 992 | 1516,07 | 1356,26 | 53 | 145,91 | 131,21 | ||||||||
VIII. | ALL OTHERS | 240 | 2008,66 | 1800,13 | 141 | 157,88 | 121,54 | ||||||||
TOTAL BANK CREDIT | 3,261 | 30190,17 | 26240,18 | 1,466 | 3411,43 | 2988,54 | |||||||||
OF WHICH: | 1. Artisans & Village Industries | - | - | - | 9 | 7 | 8 | ||||||||
| | | 2. Other Small Scale Industries | 14 | 5,17 | 4,00 | 24 | 4,92 | 4,51 | ||||||
| | | | | | | | | | ||||||
STATE GOVERNMENT | QUASI GOVERNMENT | ||||||||||||||
OWNED UNDERTAKINGS | BODIES | ||||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||||||||
Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | ||||||||||
| | | | 7 | 8 | 9 | 10 | 11 | 12 | ||||||
I. | AGRICULTURE | 1,202 | 737,97 | 548,04 | 2,164 | 1125,83 | 800,70 | ||||||||
1. | Direct Finance | 190 | 123,37 | 105,05 | 136 | 6,98 | 5,15 | ||||||||
2. | Indirect Finance | 1,012 | 614,60 | 442,99 | 2,028 | 1118,85 | 795,55 | ||||||||
II. | INDUSTRY | 2,488 | 2192,89 | 1764,55 | 730 | 1394,18 | 1062,40 | ||||||||
1. | Mining & Quarrying | 138 | 314,22 | 305,86 | 32 | 23,97 | 25,32 | ||||||||
2. | Food Manufacturing & Processing | 130 | 183,83 | 119,30 | 31 | 10,93 | 7,38 | ||||||||
(a) | Rice Mills, Flour & Dal Mills | 18 | 1,12 | 1,14 | 13 | 1,92 | 1,76 | ||||||||
(b) | Sugar | 66 | 86,37 | 54,88 | 3 | 47 | 22 | ||||||||
(c) | Edible Oils & Vanaspati | 6 | 20,47 | 20,06 | 6 | 5 | 4 | ||||||||
(d) | Tea Processing | 1 | 7 | 7 | - | - | - | ||||||||
(e) | Processing of Fruits & Vegetables | 8 | 2,42 | 2,55 | - | - | - | ||||||||
(f) | Others | 31 | 73,38 | 40,61 | 9 | 8,50 | 5,35 | ||||||||
3. | Beverage & Tobacco | 3 | 11 | 44 | - | - | - | ||||||||
4. | Textiles | 171 | 126,61 | 114,61 | 25 | 6,01 | 5,81 | ||||||||
(a) | Cotton Textiles | 55 | 62,33 | 52,23 | 6 | 2,57 | 2,59 | ||||||||
(b) | Jute Textiles | 8 | 4,30 | 4,79 | 1 | 2 | 2 | ||||||||
(c) | Handloom Textiles & Khadi | 24 | 19,43 | 18,29 | 14 | 3,39 | 3,18 | ||||||||
(d) | Other Textiles | 84 | 40,55 | 39,30 | 4 | 3 | 3 | ||||||||
5. | Paper, Paper Products & Printing | 42 | 40,36 | 25,00 | 7 | 20,37 | 19,06 | ||||||||
6. | Leather & Leather Products | 7 | 3,27 | 3,43 | 13 | 5,80 | 3,17 | ||||||||
7. | Rubber & Rubber Products | 23 | 18,72 | 4,60 | - | - | - | ||||||||
8. | Chemicals & Chemical Products | 234 | 335,80 | 206,76 | 16 | 59,54 | 27,10 | ||||||||
(a) | Heavy Industrial Chemicals | 56 | 40,93 | 33,42 | 1 | 5 | 5 | ||||||||
(b) | Fertilisers | 46 | 248,51 | 140,01 | 5 | 48,52 | 21,78 | ||||||||
(c) | Drugs & Pharmaceuticals | 80 | 16,91 | 12,85 | 6 | 2,40 | 1,76 | ||||||||
(d) | Non-Edible Oils | 3 | 30 | 30 | - | - | - | ||||||||
(e) | Other Chemicals & Chemical Products | 49 | 29,14 | 20,19 | 4 | 8,56 | 3,50 | ||||||||
9. | Petroleum, Coal Products & Nuclear Fuels | 146 | 39,35 | 38,04 | 1 | 54 | 54 | ||||||||
10. | Manufacture of Cement & Cement Products | 34 | 23,84 | 29,58 | 1 | 8 | 8 | ||||||||
11. | Basic Metals & Metal Products | 126 | 76,92 | 70,22 | 13 | 2,94 | 2,91 | ||||||||
(a) | Iron & Steel | 73 | 68,69 | 62,90 | 12 | 2,64 | 2,60 | ||||||||
(b) | Non-Ferrous Metals | 6 | 1,62 | 1,39 | - | - | - | ||||||||
(c) | Other Metal Products | 47 | 6,60 | 5,93 | 1 | 30 | 31 | ||||||||
12. | Engineering | 411 | 518,75 | 412,12 | 12 | 30,24 | 11,17 | ||||||||
(a) | Heavy Engineering | 128 | 22,45 | 20,35 | 4 | 26 | 34 | ||||||||
(b) | Light Engineering | 83 | 49,90 | 44,82 | 2 | 9 | 8 | ||||||||
(c) | Electrical Machinery & Goods | 101 | 231,72 | 153,98 | 3 | 14,39 | 5,47 | ||||||||
(d) | Electronic Machinery & Goods | 99 | 214,68 | 192,98 | 3 | 15,51 | 5,28 | ||||||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 100 | 48,57 | 42,62 | 3 | 173,25 | 186,71 | ||||||||
14. | Other Industries | 807 | 90,11 | 75,05 | 79 | 48,21 | 45,23 | ||||||||
15. | Electricity, Gas & Water | 97 | 310,99 | 259,58 | 463 | 984,82 | 698,61 | ||||||||
(a) | Electricity Generation & Transmission | 94 | 310,37 | 259,22 | 460 | 944,71 | 657,41 | ||||||||
(b) | Non-Conventional Energy | 1 | 1 | 1 | 1 | 3 | 3 | ||||||||
(c) | Gas, Steam & Water Supply | 2 | 62 | 35 | 2 | 40,08 | 41,18 | ||||||||
16. | Construction | 19 | 61,45 | 57,35 | 34 | 27,48 | 29,31 | ||||||||
III. | TRANSPORT OPERATORS | 158 | 319,90 | 268,42 | 64 | 41,70 | 31,02 | ||||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 77 | 52,72 | 49,67 | 222 | 107,35 | 92,08 | ||||||||
V. | PERSONAL LOANS | - | - | - | - | - | - | ||||||||
1. | Loans for Purchase of Consumer Durables | - | - | - | - | - | - | ||||||||
2. | Loans for Housing | - | - | - | - | - | - | ||||||||
3. | Rest of the Personal Loans | - | - | - | - | - | - | ||||||||
VI. | TRADE | 438 | 894,44 | 846,80 | 301 | 136,76 | 105,09 | ||||||||
1. | Wholesale Trade | 118 | 840,56 | 812,29 | 64 | 108,54 | 77,65 | ||||||||
2. | Retail Trade | 320 | 53,88 | 34,51 | 237 | 28,22 | 27,43 | ||||||||
VII. | FINANCE | 295 | 867,24 | 689,03 | 76 | 269,47 | 272,44 | ||||||||
VIII. | ALL OTHERS | 331 | 565,75 | 446,02 | 555 | 610,63 | 518,33 | ||||||||
TOTAL BANK CREDIT | 4,989 | 5630,91 | 4612,53 | 4,112 | 3685,92 | 2882,05 | |||||||||
OF WHICH: | 1. Artisans & Village Industries | 31 | 1,38 | 1,85 | 5 | 4 | 4 | ||||||||
| | | 2. Other Small Scale Industries | 159 | 45,11 | 30,94 | 22 | 4,09 | 3,77 |