Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 (Part 4 of 5) - ਆਰਬੀਆਈ - Reserve Bank of India
Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 (Part 4 of 5)
METROPOLITAN | | | | | (Amount in Rupees Lakh) | ||||||
STATE BANK OF INDIA | NATIONALISED BANKS | ||||||||||
AND ITS ASSOCIATES | | ||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | ||||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
| | standing | | | standing | ||||||
| | | | 1 | 2 | 3 | 4 | 5 | 6 | ||
I. | AGRICULTURE | 11,491 | 1998,73 | 1813,18 | 45,917 | 3502,66 | 2669,95 | ||||
1. | Direct Finance | 9,817 | 438,74 | 302,25 | 39,091 | 952,39 | 794,07 | ||||
2. | Indirect Finance | 1,674 | 1559,99 | 1510,93 | 6,826 | 2550,27 | 1875,87 | ||||
II. | INDUSTRY | 2,20,042 | 42177,11 | 34193,24 | 3,98,945 | 67477,32 | 52131,90 | ||||
1. | Mining & Quarrying | 410 | 1292,11 | 920,27 | 872 | 1057,86 | 805,21 | ||||
2. | Food Manufacturing & Processing | 1,712 | 1664,99 | 1273,05 | 4,760 | 3241,68 | 2421,39 | ||||
(a) | Rice Mills, Flour & Dal Mills | 483 | 270,40 | 209,82 | 865 | 588,09 | 440,94 | ||||
(b) | Sugar | 89 | 372,86 | 283,00 | 107 | 412,79 | 354,10 | ||||
(c) | Edible Oils & Vanaspati | 381 | 514,03 | 317,23 | 564 | 546,91 | 380,21 | ||||
(d) | Tea Processing | 48 | 143,14 | 130,05 | 305 | 406,93 | 298,36 | ||||
(e) | Processing of Fruits & Vegetables | 29 | 31,78 | 30,25 | 219 | 274,79 | 237,16 | ||||
(f) | Others | 682 | 332,78 | 302,70 | 2,700 | 1012,16 | 710,61 | ||||
3. | Beverage & Tobacco | 119 | 561,97 | 284,91 | 475 | 456,26 | 346,75 | ||||
4. | Textiles | 7,621 | 5983,96 | 4954,66 | 31,395 | 12173,61 | 9027,48 | ||||
(a) | Cotton Textiles | 1,198 | 2139,87 | 1773,62 | 5,062 | 3873,91 | 2808,38 | ||||
(b) | Jute Textiles | 49 | 36,74 | 27,29 | 198 | 223,93 | 139,89 | ||||
(c) | Handloom Textiles & Khadi | 310 | 109,02 | 90,83 | 977 | 155,23 | 128,35 | ||||
(d) | Other Textiles | 6,064 | 3698,33 | 3062,93 | 25,158 | 7920,55 | 5950,86 | ||||
5. | Paper, Paper Products & Printing | 2,386 | 732,55 | 612,65 | 9,274 | 1672,30 | 1215,08 | ||||
6. | Leather & Leather Products | 1,326 | 773,28 | 565,85 | 4,256 | 1329,63 | 1060,82 | ||||
7. | Rubber & Rubber Products | 678 | 454,17 | 386,19 | 2,259 | 912,87 | 673,21 | ||||
8. | Chemicals & Chemical Products | 5,905 | 6000,06 | 4863,79 | 19,440 | 9427,12 | 6790,62 | ||||
(a) | Heavy Industrial Chemicals | 408 | 852,91 | 717,62 | 1,774 | 1821,60 | 1162,43 | ||||
(b) | Fertilisers | 220 | 1561,22 | 1321,48 | 343 | 1095,94 | 922,69 | ||||
(c) | Drugs & Pharmaceuticals | 1,571 | 1494,94 | 1161,25 | 4,007 | 2798,55 | 2042,31 | ||||
(d) | Non-Edible Oils | 35 | 28,43 | 19,74 | 137 | 216,61 | 183,79 | ||||
(e) | Other Chemicals & Chemical Products | 3,671 | 2062,55 | 1643,71 | 13,179 | 3494,42 | 2479,40 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 316 | 3012,29 | 2506,50 | 1,072 | 3072,72 | 2774,47 | ||||
10. | Manufacture of Cement & Cement Products | 374 | 653,46 | 538,23 | 877 | 778,50 | 675,22 | ||||
11. | Basic Metals & Metal Products | 4,708 | 5934,80 | 5203,72 | 15,812 | 9027,72 | 7729,01 | ||||
(a) | Iron & Steel | 1,586 | 4856,77 | 4398,89 | 4,298 | 6080,55 | 5433,77 | ||||
(b) | Non-Ferrous Metals | 380 | 384,66 | 283,33 | 986 | 940,27 | 777,78 | ||||
(c) | Other Metal Products | 2,742 | 693,37 | 521,50 | 10,528 | 2006,91 | 1517,47 | ||||
12. | Engineering | 8,105 | 4762,88 | 3972,77 | 25,764 | 9040,21 | 6711,07 | ||||
(a) | Heavy Engineering | 788 | 1216,34 | 987,66 | 2,469 | 2860,94 | 1901,27 | ||||
(b) | Light Engineering | 3,417 | 1298,22 | 1086,38 | 11,627 | 1876,08 | 1440,21 | ||||
(c) | Electrical Machinery & Goods | 2,744 | 1175,66 | 918,63 | 8,544 | 2363,49 | 1885,83 | ||||
(d) | Electronic Machinery & Goods | 1,156 | 1072,66 | 980,09 | 3,124 | 1939,70 | 1483,76 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 2,808 | 1754,12 | 1332,50 | 6,155 | 2896,81 | 2182,07 | ||||
14. | Other Industries | 1,81,901 | 5502,10 | 4362,70 | 2,62,318 | 7030,53 | 5473,04 | ||||
15. | Electricity, Gas & Water | 943 | 2727,54 | 2091,08 | 749 | 3526,87 | 2623,29 | ||||
(a) | Electricity Generation & Transmission | 887 | 2710,43 | 2075,45 | 559 | 3217,51 | 2383,81 | ||||
(b) | Non-Conventional Energy | 15 | 5,51 | 6,71 | 45 | 19,76 | 19,12 | ||||
(c) | Gas, Steam & Water Supply | 41 | 11,60 | 8,92 | 145 | 289,61 | 220,37 | ||||
16. | Construction | 730 | 366,84 | 324,36 | 13,467 | 1832,61 | 1623,16 | ||||
III. | TRANSPORT OPERATORS | 14,439 | 662,92 | 526,66 | 71,928 | 1902,51 | 1667,75 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 23,565 | 679,20 | 548,62 | 1,28,682 | 4271,01 | 3519,06 | ||||
V. | PERSONAL LOANS | 5,84,421 | 2956,23 | 2510,77 | 13,83,526 | 7555,10 | 6298,24 | ||||
1. | Loans for Purchase of Consumer Durables | 49,699 | 132,01 | 108,26 | 95,024 | 277,97 | 226,49 | ||||
2. | Loans for Housing | 84,148 | 1193,09 | 1047,24 | 2,25,531 | 2863,54 | 2431,22 | ||||
3. | Rest of the Personal Loans | 4,50,574 | 1631,13 | 1355,27 | 10,62,971 | 4413,60 | 3640,52 | ||||
VI. | TRADE | 87,986 | 7990,26 | 6311,93 | 3,12,149 | 19538,54 | 16912,90 | ||||
1. | Wholesale Trade | 23,135 | 6357,26 | 5463,78 | 91,528 | 16358,01 | 14407,48 | ||||
2. | Retail Trade | 64,851 | 1632,99 | 848,15 | 2,20,621 | 3180,53 | 2505,42 | ||||
VII. | FINANCE | 5,644 | 2655,37 | 1937,59 | 10,122 | 8171,52 | 6289,84 | ||||
VIII. | ALL OTHERS | 2,16,832 | 3115,56 | 2691,48 | 7,23,379 | 9982,62 | 8451,12 | ||||
TOTAL BANK CREDIT | 11,64,420 | 62235,38 | 50533,48 | 30,74,648 | 122401,27 | 97940,75 | |||||
OF WHICH: | 1. | Artisans & Village Industries | 7,463 | 61,50 | 53,16 | 24,648 | 169,78 | 134,81 | |||
| 2. | Other Small Scale Industries | 92,558 | 4684,11 | 3713,70 | 2,07,685 | 9313,56 | 7141,71 |
METROPOLITAN | | | | | (Amount in Rupees Lakh) | ||||||
FOREIGN BANKS | REGIONAL RURAL BANKS | ||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | ||||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
| | standing | | | standing | ||||||
| | | | 7 | 8 | 9 | 10 | 11 | 12 | ||
I. | AGRICULTURE | 132 | 132,01 | 105,32 | 86 | 28 | 24 | ||||
1. | Direct Finance | 73 | 83,64 | 72,28 | 84 | 24 | 21 | ||||
2. | Indirect Finance | 59 | 48,36 | 33,03 | 2 | 4 | 3 | ||||
II. | INDUSTRY | 25,079 | 25580,14 | 17533,83 | 389 | 81 | 65 | ||||
1. | Mining & Quarrying | 19 | 139,90 | 55,96 | - | - | - | ||||
2. | Food Manufacturing & Processing | 408 | 944,14 | 594,55 | 2 | 2 | 2 | ||||
(a) | Rice Mills, Flour & Dal Mills | 9 | 7,13 | 3,96 | 2 | 2 | 2 | ||||
(b) | Sugar | 7 | 29,16 | 10,40 | - | - | - | ||||
(c) | Edible Oils & Vanaspati | 49 | 180,46 | 76,24 | - | - | - | ||||
(d) | Tea Processing | 87 | 306,66 | 197,88 | - | - | - | ||||
(e) | Processing of Fruits & Vegetables | 11 | 20,19 | 19,31 | - | - | - | ||||
(f) | Others | 245 | 400,54 | 286,75 | - | - | - | ||||
3. | Beverage & Tobacco | 98 | 352,66 | 203,16 | - | - | - | ||||
4. | Textiles | 1,380 | 2569,51 | 1742,37 | 2 | 1 | - | ||||
(a) | Cotton Textiles | 253 | 818,99 | 599,72 | - | - | - | ||||
(b) | Jute Textiles | 18 | 47,93 | 35,65 | - | - | - | ||||
(c) | Handloom Textiles & Khadi | 8 | 21 | 11 | - | - | - | ||||
(d) | Other Textiles | 1,101 | 1702,38 | 1106,89 | 2 | 1 | - | ||||
5. | Paper, Paper Products & Printing | 381 | 489,10 | 367,77 | 3 | 15 | 10 | ||||
6. | Leather & Leather Products | 192 | 119,91 | 93,22 | - | - | - | ||||
7. | Rubber & Rubber Products | 543 | 275,94 | 183,99 | 1 | 1 | 1 | ||||
8. | Chemicals & Chemical Products | 1,695 | 3893,92 | 2704,58 | 2 | 4 | 2 | ||||
(a) | Heavy Industrial Chemicals | 213 | 535,28 | 409,67 | - | - | - | ||||
(b) | Fertilisers | 34 | 217,81 | 176,93 | - | - | - | ||||
(c) | Drugs & Pharmaceuticals | 553 | 1694,50 | 1207,31 | 2 | 4 | 2 | ||||
(d) | Non-Edible Oils | 12 | 2,43 | 1,55 | - | - | - | ||||
(e) | Other Chemicals & Chemical Products | 883 | 1443,90 | 909,13 | - | - | - | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 109 | 757,08 | 305,59 | - | - | - | ||||
10. | Manufacture of Cement & Cement Products | 123 | 704,49 | 521,04 | 1 | 15 | 15 | ||||
11. | Basic Metals & Metal Products | 881 | 1555,18 | 1078,16 | - | - | - | ||||
(a) | Iron & Steel | 330 | 971,54 | 719,10 | - | - | - | ||||
(b) | Non-Ferrous Metals | 115 | 200,14 | 104,84 | - | - | - | ||||
(c) | Other Metal Products | 436 | 383,50 | 254,22 | - | - | - | ||||
12. | Engineering | 2,374 | 6213,00 | 4065,31 | 1 | 2 | 2 | ||||
(a) | Heavy Engineering | 317 | 1644,89 | 962,15 | - | - | - | ||||
(b) | Light Engineering | 814 | 1642,70 | 1059,95 | 1 | 2 | 2 | ||||
(c) | Electrical Machinery & Goods | 777 | 1177,45 | 838,26 | - | - | - | ||||
(d) | Electronic Machinery & Goods | 466 | 1747,96 | 1204,95 | - | - | - | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 376 | 2492,68 | 1757,23 | 1 | 1 | 1 | ||||
14. | Other Industries | 15,994 | 3977,42 | 3029,01 | 376 | 40 | 31 | ||||
15. | Electricity, Gas & Water | 87 | 602,55 | 470,29 | - | - | - | ||||
(a) | Electricity Generation & Transmission | 67 | 544,22 | 418,82 | - | - | - | ||||
(b) | Non-Conventional Energy | 2 | 5,45 | 6,13 | - | - | - | ||||
(c) | Gas, Steam & Water Supply | 18 | 52,88 | 45,34 | - | - | - | ||||
16. | Construction | 419 | 492,67 | 361,62 | - | - | - | ||||
III. | TRANSPORT OPERATORS | 578 | 540,58 | 343,65 | 73 | 1,01 | 71 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 2,907 | 1243,82 | 807,00 | 716 | 66 | 63 | ||||
V. | PERSONAL LOANS | 17,43,536 | 9510,83 | 5489,81 | 1,628 | 8,12 | 6,54 | ||||
1. | Loans for Purchase of Consumer Durables | 7,710 | 79,97 | 78,08 | 231 | 54 | 31 | ||||
2. | Loans for Housing | 9,280 | 362,65 | 347,57 | 342 | 5,81 | 5,01 | ||||
3. | Rest of the Personal Loans | 17,26,546 | 9068,21 | 5064,16 | 1,055 | 1,78 | 1,22 | ||||
VI. | TRADE | 3,031 | 1221,43 | 765,28 | 826 | 1,32 | 93 | ||||
1. | Wholesale Trade | 1,692 | 790,72 | 474,97 | - | - | - | ||||
2. | Retail Trade | 1,339 | 430,70 | 290,31 | 826 | 1,32 | 93 | ||||
VII. | FINANCE | 787 | 4037,76 | 2470,38 | - | - | - | ||||
VIII. | ALL OTHERS | 50,265 | 1340,93 | 1108,91 | 67 | 50 | 50 | ||||
TOTAL BANK CREDIT | 18,26,315 | 43607,49 | 28624,17 | 3,785 | 12,70 | 10,21 | |||||
OF WHICH: | 1. | Artisans & Village Industries | 1,010 | 1,59 | 1,56 | 97 | 12 | 10 | |||
| 2. | Other Small Scale Industries | 805 | 629,13 | 491,34 | 182 | 39 | 32 |
METROPOLITAN | | | | | (Amount in Rupees Lakh) | ||||||
OTHER SCHEDULED | ALL SCHEDULED | ||||||||||
COMMERCIAL BANKS | COMMERCIAL BANKS | ||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | ||||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
| | standing | | | standing | ||||||
| | | | 13 | 14 | 15 | 16 | 17 | 18 | ||
I. | AGRICULTURE | 7,302 | 488,50 | 407,30 | 64,928 | 6122,17 | 4995,98 | ||||
1. | Direct Finance | 7,152 | 184,55 | 166,83 | 56,217 | 1659,56 | 1335,65 | ||||
2. | Indirect Finance | 150 | 303,95 | 240,47 | 8,711 | 4462,62 | 3660,34 | ||||
II. | INDUSTRY | 34,088 | 18056,47 | 14671,84 | 6,78,543 | 153291,84 | 118531,46 | ||||
1. | Mining & Quarrying | 189 | 294,92 | 250,37 | 1,490 | 2784,80 | 2031,81 | ||||
2. | Food Manufacturing & Processing | 1,028 | 889,74 | 809,75 | 7,910 | 6740,56 | 5098,76 | ||||
(a) | Rice Mills, Flour & Dal Mills | 266 | 174,35 | 164,30 | 1,625 | 1039,98 | 819,03 | ||||
(b) | Sugar | 43 | 93,55 | 103,63 | 246 | 908,36 | 751,13 | ||||
(c) | Edible Oils & Vanaspati | 224 | 171,38 | 156,42 | 1,218 | 1412,78 | 930,11 | ||||
(d) | Tea Processing | 61 | 126,96 | 109,60 | 501 | 983,69 | 735,89 | ||||
(e) | Processing of Fruits & Vegetables | 33 | 41,08 | 36,09 | 292 | 367,84 | 322,82 | ||||
(f) | Others | 401 | 282,42 | 239,71 | 4,028 | 2027,90 | 1539,78 | ||||
3. | Beverage & Tobacco | 109 | 213,93 | 191,55 | 801 | 1584,82 | 1026,37 | ||||
4. | Textiles | 4,339 | 2240,93 | 1786,73 | 44,737 | 22968,02 | 17511,25 | ||||
(a) | Cotton Textiles | 768 | 732,85 | 590,27 | 7,281 | 7565,63 | 5771,99 | ||||
(b) | Jute Textiles | 59 | 105,26 | 48,91 | 324 | 413,86 | 251,73 | ||||
(c) | Handloom Textiles & Khadi | 39 | 16,01 | 14,18 | 1,334 | 280,46 | 233,46 | ||||
(d) | Other Textiles | 3,473 | 1386,81 | 1133,38 | 35,798 | 14708,08 | 11254,08 | ||||
5. | Paper, Paper Products & Printing | 1,091 | 340,24 | 264,29 | 13,135 | 3234,34 | 2459,90 | ||||
6. | Leather & Leather Products | 693 | 227,14 | 180,87 | 6,467 | 2449,95 | 1900,77 | ||||
7. | Rubber & Rubber Products | 391 | 192,16 | 171,13 | 3,872 | 1835,15 | 1414,53 | ||||
8. | Chemicals & Chemical Products | 2,797 | 2287,50 | 1823,60 | 29,839 | 21608,64 | 16182,61 | ||||
(a) | Heavy Industrial Chemicals | 351 | 355,53 | 256,68 | 2,746 | 3565,31 | 2546,40 | ||||
(b) | Fertilisers | 67 | 244,89 | 189,39 | 664 | 3119,86 | 2610,49 | ||||
(c) | Drugs & Pharmaceuticals | 715 | 655,30 | 574,38 | 6,848 | 6643,33 | 4985,26 | ||||
(d) | Non-Edible Oils | 16 | 12,71 | 13,25 | 200 | 260,19 | 218,33 | ||||
(e) | Other Chemicals & Chemical Products | 1,648 | 1019,07 | 789,89 | 19,381 | 8019,94 | 5822,12 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 250 | 551,07 | 445,24 | 1,747 | 7393,16 | 6031,80 | ||||
10. | Manufacture of Cement & Cement Products | 135 | 209,01 | 186,22 | 1,510 | 2345,61 | 1920,86 | ||||
11. | Basic Metals & Metal Products | 2,049 | 1687,54 | 1484,08 | 23,450 | 18205,23 | 15494,97 | ||||
(a) | Iron & Steel | 958 | 1210,57 | 1058,58 | 7,172 | 13119,43 | 11610,33 | ||||
(b) | Non-Ferrous Metals | 228 | 125,60 | 112,50 | 1,709 | 1650,66 | 1278,44 | ||||
(c) | Other Metal Products | 863 | 351,36 | 313,01 | 14,569 | 3435,13 | 2606,20 | ||||
12. | Engineering | 3,884 | 2004,52 | 1678,78 | 40,128 | 22020,63 | 16427,95 | ||||
(a) | Heavy Engineering | 479 | 389,79 | 321,26 | 4,053 | 6111,96 | 4172,34 | ||||
(b) | Light Engineering | 1,125 | 359,80 | 293,18 | 16,984 | 5176,82 | 3879,74 | ||||
(c) | Electrical Machinery & Goods | 1,464 | 545,70 | 448,16 | 13,529 | 5262,30 | 4090,89 | ||||
(d) | Electronic Machinery & Goods | 816 | 709,23 | 616,18 | 5,562 | 5469,55 | 4284,98 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 1,162 | 362,57 | 246,26 | 10,502 | 7506,20 | 5518,08 | ||||
14. | Other Industries | 13,666 | 4355,18 | 3287,63 | 4,74,255 | 20865,63 | 16152,70 | ||||
15. | Electricity, Gas & Water | 135 | 602,10 | 479,96 | 1,914 | 7459,06 | 5664,61 | ||||
(a) | Electricity Generation & Transmission | 102 | 558,10 | 439,64 | 1,615 | 7030,25 | 5317,72 | ||||
(b) | Non-Conventional Energy | 20 | 37,44 | 34,68 | 82 | 68,17 | 66,63 | ||||
(c) | Gas, Steam & Water Supply | 13 | 6,56 | 5,64 | 217 | 360,64 | 280,27 | ||||
16. | Construction | 2,170 | 1597,93 | 1385,37 | 16,786 | 4290,05 | 3694,50 | ||||
III. | TRANSPORT OPERATORS | 6,289 | 541,95 | 385,90 | 93,307 | 3648,97 | 2924,66 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 16,012 | 1306,55 | 1039,46 | 1,71,882 | 7501,24 | 5914,78 | ||||
V. | PERSONAL LOANS | 1,62,494 | 1147,47 | 975,28 | 38,75,605 | 21177,75 | 15280,64 | ||||
1. | Loans for Purchase of Consumer Durables | 27,510 | 58,26 | 50,22 | 1,80,174 | 548,74 | 463,37 | ||||
2. | Loans for Housing | 14,267 | 342,62 | 294,28 | 3,33,568 | 4767,70 | 4125,32 | ||||
3. | Rest of the Personal Loans | 1,20,717 | 746,59 | 630,79 | 33,61,863 | 15861,30 | 10691,96 | ||||
VI. | TRADE | 30,917 | 4015,20 | 3337,21 | 4,34,909 | 32766,74 | 27328,25 | ||||
1. | Wholesale Trade | 8,966 | 3002,75 | 2487,93 | 1,25,321 | 26508,75 | 22834,16 | ||||
2. | Retail Trade | 21,951 | 1012,45 | 849,28 | 3,09,588 | 6258,00 | 4494,09 | ||||
VII. | FINANCE | 2,714 | 4895,65 | 3625,77 | 19,267 | 19760,31 | 14323,58 | ||||
VIII. | ALL OTHERS | 53,379 | 1781,10 | 1428,34 | 10,43,922 | 16220,71 | 13680,35 | ||||
TOTAL BANK CREDIT | 3,13,195 | 32232,89 | 25871,09 | 63,82,363 | 260489,73 | 202979,71 | |||||
OF WHICH: | 1. | Artisans & Village Industries | 850 | 10,77 | 10,01 | 34,068 | 243,77 | 199,65 | |||
| 2. | Other Small Scale Industries | 12,413 | 2306,80 | 1877,43 | 3,13,643 | 16933,99 | 13224,50 |