SEMI-URBAN
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| (Amount in Rupees Lakh)
| | | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| | | | | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | OCCUPATION | Accounts | Limit | Out- | | Accounts | Limit | Out- | | Accounts | Limit | Out- | | | | |
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| I. | AGRICULTURE | 29,04,458 | 4442,69 | 3812,66 | | 30,84,512 | 4164,62 | 3776,38 | | - | - | - | | 1. | Direct Finance | 28,70,734 | 3993,26 | 3463,29 | | 30,51,226 | 3696,04 | 3392,90 | | - | - | - | | 2. | Indirect Finance | 33,724 | 449,43 | 349,37 | | 33,286 | 468,58 | 383,48 | | - | - | - | II. | INDUSTRY | 4,88,114 | 5444,69 | 4639,09 | | 4,47,011 | 8543,80 | 7187,29 | | 167 | 453,42 | 352,80 | | 1. | Mining & Quarrying | 1,865 | 104,37 | 76,17 | | 1,927 | 272,77 | 224,62 | | 4 | 4,86 | 95 | | 2. | Food Manufacturing and Processing | 18,435 | 1021,04 | 824,39 | | 18,411 | 1643,69 | 1335,29 | | 33 | 80,80 | 59,55 | | | (a) | Rice Mills, Flour and Dal Mills | 5,867 | 267,15 | 202,92 | | 6,466 | 443,78 | 346,24 | | 2 | 98 | 92 | | | (b) | Sugar | 184 | 230,99 | 202,08 | | 287 | 496,32 | 456,65 | | 1 | 1,00 | 2 | | | (c) | Edible Oils and Vanaspati | 2,457 | 244,72 | 192,95 | | 2,736 | 223,59 | 176,75 | | - | - | - | | | (d) | Tea Processing | 110 | 27,42 | 14,40 | | 369 | 142,79 | 102,10 | | 30 | 78,82 | 58,61 | | | (e) | Processing of Fruits & Vegetables | 309 | 8,18 | 7,33 | | 269 | 43,81 | 29,41 | | - | - | - | | | (f) | Others | 9,508 | 242,59 | 204,71 | | 8,284 | 293,40 | 224,16 | | - | - | - | | 3. | Beverage and Tobacco | 676 | 34,62 | 26,60 | | 1,057 | 95,17 | 76,78 | | - | - | - | | 4. | Textiles | 11,260 | 702,60 | 583,03 | | 14,037 | 1478,26 | 1261,80 | | 17 | 47,91 | 39,31 | | | (a) | Cotton Textiles | 4,088 | 365,71 | 302,07 | | 4,709 | 670,98 | 601,02 | | 10 | 23,46 | 15,06 | | | (b) | Jute Textiles | 124 | 1,69 | 1,50 | | 214 | 51,03 | 36,97 | | - | - | - | | | (c) | Handloom Textiles & Khadi | 1,173 | 49,69 | 34,90 | | 1,703 | 53,31 | 46,55 | | - | - | - | | | (d) | Other Textiles | 5,875 | 285,50 | 244,56 | | 7,411 | 702,93 | 577,26 | | 7 | 24,45 | 24,25 | | 5. | Paper, Paper Products and Printing | 3,845 | 185,26 | 147,97 | | 5,069 | 301,28 | 265,69 | | 5 | 25,82 | 24,33 | | 6. | Leather and Leather Products | 1,145 | 33,94 | 31,70 | | 1,487 | 48,90 | 47,80 | | - | - | - | | 7. | Rubber and Rubber Products | 1,656 | 88,81 | 74,85 | | 1,744 | 169,86 | 132,53 | | 5 | 8,54 | 8,86 | | 8. | Chemicals and Chemical Products | 6,964 | 661,14 | 557,48 | | 8,262 | 1037,68 | 859,54 | | 42 | 81,13 | 68,20 | | | (a) | Heavy Industrial Chemicals | 533 | 84,90 | 76,75 | | 758 | 217,99 | 178,67 | | 5 | 8,41 | 6,15 | | | (b) | Fertilizers | 195 | 60,64 | 61,74 | | 210 | 142,52 | 102,91 | | - | - | - | | | (c) | Drugs and Pharmaceuticals | 724 | 97,48 | 86,33 | | 1,253 | 130,35 | 117,90 | | 13 | 47,96 | 46,39 | | | (d) | Non-Edible Oils | 195 | 54,66 | 51,16 | | 289 | 38,53 | 35,53 | | - | - | - | | | (e) | Other Chemicals & Chemical Products | 5,317 | 363,47 | 281,50 | | 5,752 | 508,29 | 424,52 | | 24 | 24,76 | 15,67 | | 9. | Petroleum, Coal Products & Nuclear Fuels | 518 | 52,37 | 46,00 | | 578 | 35,11 | 32,27 | | - | - | - | | 10. | Manufacture of Cement & Cement Products | 1,188 | 95,01 | 78,26 | | 1,363 | 178,40 | 141,21 | | - | - | - | | 11. | Basic Metals & Metal Products | 6,617 | 748,56 | 700,59 | | 9,638 | 1044,84 | 892,37 | | 12 | 26,01 | 21,34 | | | (a) | Iron and Steel | 1,832 | 448,86 | 436,78 | | 3,276 | 751,31 | 637,83 | | 5 | 10,58 | 10,58 | | | (b) | Non-Ferrous Metals | 444 | 145,05 | 127,65 | | 581 | 72,31 | 63,12 | | 1 | 1,75 | 72 | | | (c) | Other Metal Products | 4,341 | 154,66 | 136,16 | | 5,781 | 221,21 | 191,43 | | 6 | 13,69 | 10,04 | | 12. | Engineering | 7,067 | 594,76 | 507,02 | | 8,833 | 839,52 | 700,75 | | 12 | 22,50 | 19,60 | | | (a) | Heavy Engineering | 1,250 | 126,14 | 95,67 | | 1,123 | 159,60 | 128,73 | | 2 | 2,25 | 2,91 | | | (b) | Light Engineering | 3,353 | 104,27 | 83,65 | | 3,947 | 263,68 | 223,05 | | 7 | 12,46 | 8,89 | | | (c) | Electrical Machinery & Goods | 1,387 | 252,53 | 225,86 | | 2,188 | 262,97 | 200,58 | | 1 | 6,77 | 6,77 | | | (d) | Electronic Machinery & Goods | 1,077 | 111,83 | 101,84 | | 1,575 | 153,27 | 148,39 | | 2 | 1,03 | 1,03 | | 13. | Vehicles, Vehicle Parts & Transport | | | | | | | | | | | | | | Equipments | 2,283 | 89,55 | 68,69 | | 3,787 | 182,00 | 145,71 | | 8 | 31,77 | 29,65 | | 14. | Other Industries | 4,21,521 | 922,77 | 823,90 | | 3,66,677 | 1032,33 | 917,95 | | 18 | 62,36 | 45,92 | | 15. | Electricity, Gas & Water | 1,890 | 46,18 | 34,25 | | 722 | 59,96 | 42,34 | | 8 | 59,30 | 32,69 | | | (a) | Electricity Generation & Transmission | 1,821 | 38,56 | 26,26 | | 553 | 51,10 | 35,48 | | 8 | 59,30 | 32,69 | | | (b) | Non-Conventional Energy | 10 | 24 | 23 | | 24 | 34 | 28 | | - | - | - | | | (c) | Gas, Steam & Water Supply | 59 | 7,38 | 7,76 | | 145 | 8,52 | 6,58 | | - | - | - | | 16. | Construction | 1,184 | 63,72 | 58,19 | | 3,419 | 124,04 | 110,64 | | 3 | 2,39 | 2,39 | III. | TRANSPORT OPERATORS | 1,00,083 | 573,09 | 438,80 | | 1,29,863 | 618,60 | 525,08 | | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 84,607 | 295,10 | 242,78 | | 4,62,795 | 961,11 | 844,03 | | 3 | 53 | 53 | V . | PERSONAL LOANS | 11,65,348 | 2691,49 | 2244,60 | | 8,44,540 | 2558,45 | 2321,00 | | 170 | 1,36 | 99 | | 1. | Loans for Purchase of Consumer Durables | 91,458 | 137,39 | 116,23 | | 53,237 | 81,10 | 69,21 | | 6 | 1 | - | | 2. | Loans for Housing | 83,605 | 760,24 | 630,56 | | 1,08,420 | 806,74 | 740,72 | | 8 | 19 | 17 | | 3. | Rest of the Personal Loans | 9,90,285 | 1793,86 | 1497,81 | | 6,82,883 | 1670,61 | 1511,07 | | 156 | 1,17 | 82 | VI. | TRADE | 9,74,394 | 2206,43 | 1859,65 | | 11,33,482 | 2377,35 | 2039,23 | | 8 | 7,11 | 5,11 | | 1. | Wholesale Trade | 49,756 | 648,95 | 536,04 | | 36,992 | 682,27 | 548,78 | | 7 | 6,56 | 4,79 | | 2. | Retail Trade | 9,24,638 | 1557,48 | 1323,61 | | 10,96,490 | 1695,08 | 1490,45 | | 1 | 54 | 32 | VII. | FINANCE | 773 | 97,22 | 71,92 | | 1,854 | 308,34 | 217,54 | | 2 | 3,07 | 3,07 | VIII.
| ALL OTHERS
| 2,34,326
| 1068,88
| 614,34
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| 8,21,851
| 1327,98
| 1219,78
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| TOTAL BANK CREDIT | 59,52,103 | 16819,58 | 13923,84 | | 69,25,908 | 20860,26 | 18130,33 | | 350 | 465,48 | 362,50 | OF WHICH : | 1. | Artisans & Village Industries | 1,87,759 | 183,11 | 159,14 | | 1,66,596 | 184,24 | 168,95 | | - | - | - |
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| Other Small Scale Industries
| 2,36,970
| 2045,29
| 1732,40
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| 2,26,724
| 2939,68
| 2512,94
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| 31,50
| 27,67
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SEMI-URBAN
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| (Amount in Rupees Lakh)
| | | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
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| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | OCCUPATION | Accounts | Limit | Out- | | Accounts | Limit | Out- | | Accounts | Limit | Out- | | | | |
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| I. | AGRICULTURE | 8,90,969 | 542,34 | 473,80 | | 2,20,539 | 432,83 | 388,84 | | 71,00,478 | 9582,49 | 8451,69 | | 1. | Direct Finance | 8,70,218 | 521,93 | 456,78 | | 2,16,535 | 386,17 | 352,51 | | 70,08,713 | 8597,40 | 7665,48 | | 2. | Indirect Finance | 20,751 | 20,41 | 17,02 | | 4,004 | 46,66 | 36,33 | | 91,765 | 985,09 | 786,20 | II. | INDUSTRY | 1,78,986 | 111,25 | 100,04 | | 41,336 | 1024,54 | 825,58 | | 11,55,614 | 15577,70 | 13104,80 | | 1. | Mining & Quarrying | 87 | 2,41 | 2,38 | | 278 | 18,20 | 14,40 | | 4,161 | 402,62 | 318,53 | | 2. | Food Manufacturing and Processing | 2,354 | 7,75 | 6,98 | | 2,795 | 193,65 | 147,68 | | 42,028 | 2946,93 | 2373,90 | | | (a) | Rice Mills, Flour and Dal Mills | 172 | 3,41 | 3,12 | | 1,027 | 51,10 | 38,05 | | 13,534 | 766,43 | 591,25 | | | (b) | Sugar | 10 | 15 | 14 | | 13 | 16,84 | 17,23 | | 495 | 745,29 | 676,12 | | | (c) | Edible Oils and Vanaspati | 94 | 87 | 75 | | 573 | 29,81 | 24,05 | | 5,860 | 498,98 | 394,50 | | | (d) | Tea Processing | 2 | 1 | - | | 12 | 2,39 | 2,50 | | 523 | 251,43 | 177,61 | | | (e) | Processing of Fruits & Vegetables | 16 | 17 | 14 | | 40 | 3,31 | 2,29 | | 634 | 55,47 | 39,17 | | | (f) | Others | 2,060 | 3,14 | 2,82 | | 1,130 | 90,19 | 63,56 | | 20,982 | 629,32 | 495,25 | | 3. | Beverage and Tobacco | 27 | 17 | 13 | | 240 | 11,35 | 9,38 | | 2,000 | 141,31 | 112,88 | | 4. | Textiles | 335 | 2,48 | 2,18 | | 3,655 | 319,95 | 255,92 | | 29,304 | 2551,20 | 2142,24 | | | (a) | Cotton Textiles | 47 | 63 | 50 | | 1,611 | 213,42 | 179,19 | | 10,465 | 1274,20 | 1097,84 | | | (b) | Jute Textiles | 16 | 9 | 8 | | 13 | 6,20 | 5,02 | | 367 | 59,01 | 43,57 | | | (c) | Handloom Textiles & Khadi | 60 | 30 | 28 | | 147 | 20,83 | 9,26 | | 3,083 | 124,14 | 90,99 | | | (d) | Other Textiles | 212 | 1,46 | 1,32 | | 1,884 | 79,51 | 62,45 | | 15,389 | 1093,85 | 909,83 | | 5. | Paper, Paper Products and Printing | 68 | 61 | 57 | | 1,082 | 55,06 | 47,87 | | 10,069 | 568,03 | 486,43 | | 6. | Leather and Leather Products | 35 | 16 | 14 | | 137 | 4,52 | 4,41 | | 2,804 | 87,51 | 84,05 | | 7. | Rubber and Rubber Products | 27 | 23 | 21 | | 518 | 58,51 | 44,01 | | 3,950 | 325,95 | 260,46 | | 8. | Chemicals and Chemical Products | 90 | 91 | 80 | | 1,219 | 60,83 | 50,67 | | 16,577 | 1841,68 | 1536,70 | | | (a) | Heavy Industrial Chemicals | 2 | 4 | 4 | | 47 | 5,65 | 4,96 | | 1,345 | 316,99 | 266,57 | | | (b) | Fertilizers | 5 | 19 | 14 | | 7 | 32 | 34 | | 417 | 203,67 | 165,13 | | | (c) | Drugs and Pharmaceuticals | 19 | 15 | 16 | | 204 | 10,84 | 9,85 | | 2,213 | 286,78 | 260,63 | | | (d) | Non-Edible Oils | 5 | 3 | 3 | | 64 | 5,63 | 5,02 | | 553 | 98,85 | 91,75 | | | (e) | Other Chemicals & Chemical Products | 59 | 50 | 43 | | 897 | 38,38 | 30,51 | | 12,049 | 935,40 | 752,63 | | 9. | Petroleum, Coal Products & Nuclear Fuels | 5 | 3 | 3 | | 60 | 2,88 | 2,85 | | 1,161 | 90,39 | 81,15 | | 10. | Manufacture of Cement & Cement Products | 24 | 30 | 30 | | 234 | 5,14 | 4,88 | | 2,809 | 278,85 | 224,65 | | 11. | Basic Metals & Metal Products | 118 | 91 | 87 | | 863 | 36,91 | 32,08 | | 17,248 | 1857,22 | 1647,24 | | | (a) | Iron and Steel | 23 | 23 | 22 | | 282 | 25,22 | 21,64 | | 5,418 | 1236,19 | 1107,04 | | | (b) | Non-Ferrous Metals | 12 | 8 | 9 | | 33 | 45 | 44 | | 1,071 | 219,65 | 192,01 | | | (c) | Other Metal Products | 83 | 60 | 57 | | 548 | 11,24 | 9,99 | | 10,759 | 401,39 | 348,19 | | 12. | Engineering | 185 | 1,74 | 1,36 | | 967 | 30,59 | 26,96 | | 17,064 | 1489,12 | 1255,69 | | | (a) | Heavy Engineering | 33 | 57 | 46 | | 139 | 4,37 | 4,04 | | 2,547 | 292,93 | 231,81 | | | (b) | Light Engineering | 66 | 54 | 37 | | 295 | 6,92 | 6,08 | | 7,668 | 387,86 | 322,05 | | | (c) | Electrical Machinery & Goods | 39 | 33 | 29 | | 267 | 13,73 | 12,38 | | 3,882 | 536,33 | 445,88 | | | (d) | Electronic Machinery & Goods | 47 | 30 | 24 | | 266 | 5,57 | 4,45 | | 2,967 | 272,00 | 255,95 | | 13. | Vehicles, Vehicle Parts & Transport | | | | | | | | | | | | | | Equipments | 184 | 2,29 | 2,01 | | 795 | 16,47 | 12,01 | | 7,057 | 322,08 | 258,09 | | 14. | Other Industries | 1,75,310 | 89,53 | 80,31 | | 26,789 | 145,18 | 116,81 | | 9,90,315 | 2252,16 | 1984,89 | | 15. | Electricity, Gas & Water | 6 | 7 | 7 | | 49 | 2,39 | 2,00 | | 2,675 | 167,90 | 111,35 | | | (a) | Electricity Generation & Transmission | 5 | 5 | 5 | | 33 | 1,96 | 1,62 | | 2,420 | 150,97 | 96,11 | | | (b) | Non-Conventional Energy | 1 | 2 | 2 | | 2 | 7 | 7 | | 37 | 67 | 61 | | | (c) | Gas, Steam & Water Supply | - | - | - | | 14 | 36 | 31 | | 218 | 16,26 | 14,64 | | 16. | Construction | 131 | 1,68 | 1,69 | | 1,655 | 62,91 | 53,64 | | 6,392 | 254,74 | 226,56 | III. | TRANSPORT OPERATORS | 48,545 | 80,63 | 72,83 | | 28,440 | 342,82 | 261,03 | | 3,06,931 | 1615,14 | 1297,75 | IV. | PROFESSIONAL AND OTHER SERVICES | 1,01,851 | 68,35 | 61,90 | | 45,209 | 176,80 | 141,95 | | 6,94,465 | 1501,89 | 1291,19 | V . | PERSONAL LOANS | 1,79,346 | 225,46 | 199,76 | | 3,06,681 | 664,63 | 603,50 | | 24,96,085 | 6141,39 | 5369,86 | | 1. | Loans for Purchase of Consumer Durables | 23,279 | 26,83 | 23,31 | | 26,146 | 36,03 | 29,94 | | 1,94,126 | 281,36 | 238,70 | | 2. | Loans for Housing | 9,318 | 62,21 | 58,40 | | 18,921 | 155,18 | 135,93 | | 2,20,272 | 1784,56 | 1565,77 | | 3. | Rest of the Personal Loans | 1,46,749 | 136,41 | 118,05 | | 2,61,614 | 473,42 | 437,63 | | 20,81,687 | 4075,47 | 3565,39 | VI. | TRADE | 4,33,549 | 290,92 | 263,78 | | 98,937 | 767,11 | 627,29 | | 26,40,370 | 5648,92 | 4795,05 | | 1. | Wholesale Trade | 3,246 | 9,24 | 7,83 | | 8,034 | 344,25 | 272,44 | | 98,035 | 1691,28 | 1369,87 | | 2. | Retail Trade | 4,30,303 | 281,67 | 255,95 | | 90,903 | 422,86 | 354,85 | | 25,42,335 | 3957,64 | 3425,18 | VII. | FINANCE | 18 | 94 | 93 | | 652 | 40,16 | 30,99 | | 3,299 | 449,73 | 324,44 | VIII.
| ALL OTHERS
| 1,60,676
| 115,40
| 105,71
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| 2,93,083
| 343,30
| 315,89
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| 15,09,936
| 2855,56
| 2255,73
| TOTAL BANK CREDIT | 19,93,940 | 1435,29 | 1278,76 | | 10,34,877 | 3792,19 | 3195,08 | | 159,07,178 | 43372,81 | 36890,50 | OF WHICH : | 1. | Artisans & Village Industries | 1,43,446 | 67,82 | 59,89 | | 8,192 | 13,86 | 11,83 | | 5,05,993 | 449,03 | 399,80 |
| 2.
| Other Small Scale Industries
| 32,133
| 30,27
| 28,10
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| 20,174
| 403,52
| 329,61
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| 5,16,019
| 5450,26
| 4630,72
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