Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1996 (Part 3 of 5) - ਆਰਬੀਆਈ - Reserve Bank of India
Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1996 (Part 3 of 5)
URBAN | | | | | | | (Amount in Rupees Lakh) | ||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | |||||||||||||
AND ITS ASSOCIATES | |
| |||||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||||||
OCCUPATION | Accounts | Limit | Out | Accounts | Limit | Out | Accounts | Limit | Out | ||||||
| | standing | | | | standing | | | | standing | |||||
| | | | 1 | 2 | 3 | | 4 | 5 | 6 | | 7 | 8 | 9 | |
I. | AGRICULTURE | 4,17,972 | 1057,42 | 868,66 | 7,63,202 | 1883,90 | 1657,07 | 16 | 5,91 | 5,09 | |||||
1. | Direct Finance | 4,10,592 | 747,60 | 648,61 | 7,45,694 | 1288,53 | 1216,78 | 9 | 2,20 | 1,44 | |||||
2. | Indirect Finance | 7,380 | 309,83 | 220,05 | 17,508 | 595,38 | 440,29 | 7 | 3,71 | 3,65 | |||||
II. | INDUSTRY | 2,34,722 | 8209,14 | 6998,57 | 3,59,375 | 15683,93 | 13074,21 | 827 | 694,89 | 509,53 | |||||
1. | Mining & Quarrying | 738 | 123,37 | 79,51 | 1,909 | 214,13 | 188,94 | 7 | 11,10 | 6,67 | |||||
2. | Food Manufacturing and Processing | 7,133 | 1000,52 | 848,68 | 13,618 | 1944,39 | 1571,58 | 23 | 26,22 | 17,70 | |||||
(a) | Rice Mills, Flour and Dal Mills | 2,157 | 187,98 | 199,35 | 3,697 | 520,19 | 420,80 | 2 | 5,03 | 5,03 | |||||
(b) | Sugar | 84 | 190,34 | 145,54 | 283 | 329,13 | 276,27 | - | - | - | |||||
(c) | Edible Oils and Vanaspati | 851 | 287,76 | 233,46 | 1,696 | 303,50 | 227,34 | 1 | 1 | - | |||||
(d) | Tea Processing | 49 | 35,49 | 26,72 | 221 | 114,03 | 97,52 | 14 | 10,82 | 5,08 | |||||
(e) | Processing of Fruits & Vegetables | 88 | 4,46 | 3,19 | 296 | 32,71 | 29,15 | 1 | 1,00 | 6 | |||||
(f) | Others | 3,904 | 294,49 | 240,43 | 7,425 | 644,83 | 520,50 | 5 | 9,37 | 7,53 | |||||
3. | Beverage and Tobacco | 322 | 75,19 | 68,07 | 1,028 | 423,13 | 315,20 | 12 | 11,87 | 12,02 | |||||
4. | Textiles | 10,432 | 1176,29 | 973,71 | 24,450 | 3414,77 | 2896,75 | 93 | 117,13 | 99,45 | |||||
(a) | Cotton Textiles | 3,069 | 419,34 | 369,65 | 7,428 | 1776,78 | 1491,19 | 54 | 79,95 | 62,56 | |||||
(b) | Jute Textiles | 177 | 110,62 | 91,38 | 191 | 66,21 | 50,23 | 1 | 2 | 2 | |||||
(c) | Handloom Textiles & Khadi | 1,363 | 157,26 | 104,45 | 2,092 | 105,43 | 87,89 | - | - | - | |||||
(d) | Other Textiles | 5,823 | 489,07 | 408,22 | 14,739 | 1466,35 | 1267,44 | 38 | 37,16 | 36,86 | |||||
5. | Paper, Paper Products and Printing | 3,163 | 209,99 | 165,66 | 7,887 | 528,03 | 470,23 | 13 | 10,86 | 8,67 | |||||
6. | Leather and Leather Products | 851 | 47,07 | 41,11 | 2,271 | 178,58 | 152,49 | 2 | 1,65 | 1,17 | |||||
7. | Rubber and Rubber Products | 1,187 | 141,10 | 99,59 | 2,415 | 347,43 | 284,50 | 17 | 67,07 | 41,47 | |||||
8. | Chemicals and Chemical Products | 5,903 | 836,05 | 707,51 | 11,103 | 1515,61 | 1243,47 | 74 | 109,49 | 70,02 | |||||
(a) | Heavy Industrial Chemicals | 558 | 97,69 | 85,22 | 1,159 | 257,69 | 215,85 | 13 | 24,13 | 16,57 | |||||
(b) | Fertilizers | 246 | 220,46 | 178,65 | 310 | 303,35 | 226,36 | 2 | 89 | 88 | |||||
(c) | Drugs and Pharmaceuticals | 1,341 | 202,62 | 174,51 | 2,017 | 323,32 | 266,32 | 31 | 56,32 | 28,01 | |||||
(d) | Non-Edible Oils | 143 | 39,06 | 34,06 | 268 | 38,38 | 25,97 | - | - | - | |||||
(e) | Other Chemicals & Chemical Products | 3,615 | 276,21 | 235,08 | 7,349 | 592,87 | 508,96 | 28 | 28,15 | 24,56 | |||||
9. | Petroleum, Coal Products & Nuclear Fuels | 734 | 86,22 | 68,02 | 896 | 81,20 | 64,96 | - | - | - | |||||
10. | Manufacture of Cement & Cement Products | 648 | 128,07 | 108,17 | 1,213 | 179,00 | 150,71 | 2 | 3,05 | 2,90 | |||||
11. | Basic Metals & Metal Products | 10,141 | 1268,21 | 1015,20 | 18,186 | 2203,64 | 1865,26 | 70 | 59,61 | 46,57 | |||||
(a) | Iron and Steel | 3,046 | 765,09 | 585,52 | 5,620 | 1449,79 | 1250,53 | 42 | 48,15 | 35,12 | |||||
(b) | Non-Ferrous Metals | 735 | 71,01 | 52,67 | 1,373 | 162,51 | 131,48 | 3 | 66 | 82 | |||||
(c) | Other Metal Products | 6,360 | 432,10 | 377,01 | 11,193 | 591,33 | 483,26 | 25 | 10,80 | 10,64 | |||||
12. | Engineering | 9,297 | 1290,46 | 1242,29 | 17,408 | 2246,09 | 1817,47 | 155 | 181,28 | 149,17 | |||||
(a) | Heavy Engineering | 1,686 | 322,58 | 327,46 | 2,226 | 784,79 | 621,54 | 59 | 54,70 | 44,30 | |||||
(b) | Light Engineering | 4,225 | 324,37 | 270,17 | 8,122 | 488,78 | 381,71 | 49 | 88,56 | 68,60 | |||||
(c) | Electrical Machinery & Goods | 2,228 | 372,10 | 362,81 | 4,531 | 620,42 | 528,97 | 22 | 13,94 | 14,39 | |||||
(d) | Electronic Machinery & Goods | 1,158 | 271,40 | 281,85 | 2,529 | 352,09 | 285,26 | 25 | 24,08 | 21,89 | |||||
13. | Vehicles, Vehicle Parts & Transport | ||||||||||||||
Equipments | 1,548 | 365,70 | 340,10 | 4,178 | 395,11 | 319,61 | 28 | 59,77 | 35,18 | ||||||
14. | Other Industries | 1,81,179 | 1326,87 | 1148,30 | 2,47,779 | 1540,29 | 1328,99 | 320 | 29,01 | 16,04 | |||||
15. | Electricity, Gas & Water | 385 | 65,38 | 31,72 | 963 | 202,52 | 144,82 | 4 | 5,00 | 1,13 | |||||
(a) | Electricity Generation & Transmission | 330 | 59,69 | 26,24 | 688 | 185,47 | 128,34 | - | - | - | |||||
(b) | Non-Conventional Energy | 16 | 4,09 | 4,10 | 65 | 4,04 | 7,25 | - | - | - | |||||
(c) | Gas, Steam & Water Supply | 39 | 1,61 | 1,38 | 210 | 13,01 | 9,24 | 4 | 5,00 | 1,13 | |||||
16. | Construction | 1,061 | 68,67 | 60,93 | 4,071 | 270,01 | 259,23 | 7 | 1,78 | 1,38 | |||||
III. | TRANSPORT OPERATORS | 46,099 | 294,64 | 239,39 | 97,338 | 595,52 | 534,30 | 1 | 70 | 27 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 47,792 | 350,25 | 271,35 | 3,18,141 | 1231,90 | 1050,02 | 43 | 2,92 | 1,40 | |||||
V. | PERSONAL LOANS | 8,10,447 | 2228,30 | 1961,21 | 10,38,731 | 3546,60 | 3184,52 | 4,145 | 43,63 | 32,44 | |||||
1. | Loans for Purchase of Consumer Durables | 78,019 | 118,33 | 102,09 | 79,639 | 124,56 | 106,38 | 10 | 6 | 5 | |||||
2. | Loans for Housing | 84,694 | 856,58 | 771,70 | 1,33,392 | 1232,48 | 1133,62 | 100 | 3,05 | 2,99 | |||||
3. | Rest of the Personal Loans | 6,47,734 | 1253,39 | 1087,41 | 8,25,700 | 2189,56 | 1944,53 | 4,035 | 40,53 | 29,40 | |||||
VI. | TRADE | 3,13,432 | 2823,69 | 2078,73 | 7,28,761 | 3528,36 | 2940,03 | 154 | 76,55 | 49,35 | |||||
1. | Wholesale Trade | 19,020 | 1978,58 | 1349,47 | 45,288 | 1676,23 | 1306,10 | 90 | 74,84 | 47,95 | |||||
2. | Retail Trade | 2,94,412 | 845,12 | 729,26 | 6,83,473 | 1852,12 | 1633,93 | 64 | 1,71 | 1,40 | |||||
VII. | FINANCE | 591 | 145,56 | 105,58 | 3,259 | 459,06 | 373,91 | 12 | 11,42 | 11,37 | |||||
VIII. | ALL OTHERS | 2,13,254 | 1635,47 | 1324,45 | | 7,67,672 | 2319,56 | 2101,01 | | 77 | 31,92 | 20,71 | |||
TOTAL BANK CREDIT | 20,84,309 | 16744,48 | 13847,96 | 40,76,479 | 29248,83 | 24915,07 | 5,275 | 867,95 | 630,15 | ||||||
OF WHICH : | 1. | Artisans & Village Industries | 47,852 | 84,06 | 74,61 | 66,943 | 125,26 | 112,81 | 4 | 34 | 32 | ||||
| 2. | Other Small Scale Industries | 1,35,549 | 2516,95 | 2110,50 | | 2,30,746 | 4953,62 | 4268,73 | | 62 | 40,22 | 34,69 |
URBAN | (Amount in Rupees Lakh) | ||||||||||||||
REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | |||||||||||||
| COMMERCIAL BANKS | COMMERCIAL BANKS | |||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||||
Accounts | Limit | Out | Accounts | Limit | Out | Accounts | Limit | Out | |||||||
| | | | | | standing | | | | standing | | | | standing | |
| | | | 10 | 11 | 12 | | 13 | 14 | 15 | | 16 | 17 | 18 | |
I. | AGRICULTURE | 81,755 | 62,99 | 57,88 | 26,530 | 162,86 | 147,85 | 12,89,475 | 3173,08 | 2736,56 | |||||
1. | Direct Finance | 77,326 | 51,67 | 46,20 | 24,245 | 121,91 | 111,03 | 12,57,866 | 2211,91 | 2024,07 | |||||
2. | Indirect Finance | 4,429 | 11,32 | 11,68 | 2,285 | 40,95 | 36,82 | 31,609 | 961,18 | 712,49 | |||||
II. | INDUSTRY | 36,154 | 36,97 | 33,92 | 37,404 | 2725,44 | 2167,51 | 6,68,482 | 27350,37 | 22783,74 | |||||
1. | Mining & Quarrying | 22 | 70 | 68 | 227 | 41,49 | 32,83 | 2,903 | 390,80 | 308,62 | |||||
2. | Food Manufacturing and Processing | 320 | 3,02 | 2,23 | 2,225 | 374,94 | 269,18 | 23,319 | 3349,10 | 2709,37 | |||||
(a) | Rice Mills, Flour and Dal Mills | 35 | 1,85 | 1,05 | 655 | 46,35 | 35,21 | 6,546 | 761,40 | 661,44 | |||||
(b) | Sugar | 2 | 3 | 3 | 46 | 54,63 | 38,72 | 415 | 574,13 | 460,56 | |||||
(c) | Edible Oils and Vanaspati | 14 | 9 | 10 | 300 | 36,57 | 28,69 | 2,862 | 627,94 | 489,59 | |||||
(d) | Tea Processing | - | - | - | 14 | 5,79 | 2,84 | 298 | 166,12 | 132,17 | |||||
(e) | Processing of Fruits & Vegetables | 2 | 2 | 6 | 38 | 6,72 | 6,79 | 425 | 44,91 | 39,25 | |||||
(f) | Others | 267 | 1,04 | 1,00 | 1,172 | 224,87 | 156,92 | 12,773 | 1174,60 | 926,37 | |||||
3. | Beverage and Tobacco | 4 | 3 | 2 | 149 | 27,95 | 22,59 | 1,515 | 538,17 | 417,89 | |||||
4. | Textiles | 168 | 1,04 | 1,01 | 8,964 | 1294,35 | 977,06 | 44,107 | 6003,57 | 4947,97 | |||||
(a) | Cotton Textiles | 21 | 17 | 14 | 4,099 | 765,45 | 601,66 | 14,671 | 3041,68 | 2525,20 | |||||
(b) | Jute Textiles | 2 | 1 | 1 | 35 | 14,91 | 10,54 | 406 | 191,77 | 152,17 | |||||
(c) | Handloom Textiles & Khadi | 12 | 10 | 9 | 205 | 5,23 | 4,19 | 3,672 | 268,02 | 196,63 | |||||
(d) | Other Textiles | 133 | 76 | 77 | 4,625 | 508,75 | 360,67 | 25,358 | 2502,10 | 2073,96 | |||||
5. | Paper, Paper Products and Printing | 59 | 54 | 56 | 1,355 | 91,63 | 84,42 | 12,477 | 841,06 | 729,53 | |||||
6. | Leather and Leather Products | 24 | 26 | 25 | 382 | 17,01 | 13,70 | 3,530 | 244,57 | 208,71 | |||||
7. | Rubber and Rubber Products | 7 | 6 | 7 | 296 | 21,52 | 19,68 | 3,922 | 577,17 | 445,31 | |||||
8. | Chemicals and Chemical Products | 44 | 28 | 26 | 1,431 | 115,07 | 102,98 | 18,555 | 2576,50 | 2124,24 | |||||
(a) | Heavy Industrial Chemicals | 1 | 1 | - | 127 | 20,29 | 18,16 | 1,858 | 399,81 | 335,81 | |||||
(b) | Fertilizers | 2 | 1 | 1 | 25 | 93 | 76 | 585 | 525,64 | 406,66 | |||||
(c) | Drugs and Pharmaceuticals | 7 | 4 | 3 | 309 | 30,17 | 28,84 | 3,705 | 612,47 | 497,71 | |||||
(d) | Non-Edible Oils | 2 | 1 | 1 | 20 | 3,78 | 3,44 | 433 | 81,23 | 63,47 | |||||
(e) | Other Chemicals & Chemical Products | 32 | 22 | 21 | 950 | 59,90 | 51,77 | 11,974 | 957,35 | 820,59 | |||||
9. | Petroleum, Coal Products & Nuclear Fuels | 7 | 7 | 8 | 75 | 7,72 | 7,15 | 1,712 | 175,21 | 140,21 | |||||
10. | Manufacture of Cement & Cement Products | 5 | 4 | 4 | 209 | 27,88 | 26,06 | 2,077 | 338,04 | 287,88 | |||||
11. | Basic Metals & Metal Products | 388 | 1,77 | 1,77 | 1,794 | 173,00 | 160,28 | 30,579 | 3706,22 | 3089,08 | |||||
(a) | Iron and Steel | 17 | 14 | 14 | 819 | 122,90 | 115,98 | 9,544 | 2386,08 | 1987,29 | |||||
(b) | Non-Ferrous Metals | 306 | 1,35 | 1,34 | 121 | 15,66 | 13,01 | 2,538 | 251,20 | 199,32 | |||||
(c) | Other Metal Products | 65 | 28 | 29 | 854 | 34,43 | 31,29 | 18,497 | 1068,95 | 902,48 | |||||
12. | Engineering | 137 | 1,09 | 1,06 | 1,991 | 152,58 | 131,98 | 28,988 | 3871,49 | 3341,97 | |||||
(a) | Heavy Engineering | 5 | 7 | 7 | 403 | 53,25 | 46,17 | 4,379 | 1215,39 | 1039,54 | |||||
(b) | Light Engineering | 51 | 54 | 42 | 659 | 35,28 | 29,90 | 13,106 | 937,54 | 750,79 | |||||
(c) | Electrical Machinery & Goods | 43 | 25 | 35 | 558 | 46,52 | 39,26 | 7,382 | 1053,23 | 945,78 | |||||
(d) | Electronic Machinery & Goods | 38 | 23 | 22 | 371 | 17,53 | 16,64 | 4,121 | 665,33 | 605,86 | |||||
13. | Vehicles, Vehicle Parts & Transport | ||||||||||||||
Equipments | 123 | 95 | 83 | 587 | 42,95 | 37,57 | 6,464 | 864,48 | 733,29 | ||||||
14. | Other Industries | 34,788 | 26,48 | 24,18 | 16,175 | 209,65 | 171,23 | 4,80,241 | 3132,30 | 2688,74 | |||||
15. | Electricity, Gas & Water | 2 | 1 | 1 | 86 | 21,94 | 19,22 | 1,440 | 294,85 | 196,90 | |||||
(a) | Electricity Generation & Transmission | 2 | 1 | 1 | 46 | 4,08 | 4,11 | 1,066 | 249,24 | 158,69 | |||||
(b) | Non-Conventional Energy | - | - | - | 13 | 15,22 | 12,57 | 94 | 23,34 | 23,91 | |||||
(c) | Gas, Steam & Water Supply | - | - | - | 27 | 2,65 | 2,55 | 280 | 22,27 | 14,29 | |||||
16. | Construction | 56 | 63 | 89 | 1,458 | 105,75 | 91,59 | 6,653 | 446,84 | 414,02 | |||||
III. | TRANSPORT OPERATORS | 11,207 | 23,38 | 20,87 | 15,395 | 196,16 | 152,37 | 1,70,040 | 1110,40 | 947,20 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 18,938 | 20,86 | 18,17 | 39,041 | 321,77 | 271,49 | 4,23,955 | 1927,70 | 1612,43 | |||||
V. | PERSONAL LOANS | 53,706 | 131,68 | 116,89 | 2,28,564 | 683,88 | 615,39 | 21,35,593 | 6634,09 | 5910,45 | |||||
1. | Loans for Purchase of Consumer Durables | 6,191 | 6,98 | 6,36 | 49,112 | 67,08 | 69,04 | 2,12,971 | 317,00 | 283,91 | |||||
2. | Loans for Housing | 9,966 | 74,74 | 66,67 | 16,131 | 151,47 | 133,19 | 2,44,283 | 2318,32 | 2108,17 | |||||
3. | Rest of the Personal Loans | 37,549 | 49,96 | 43,86 | 1,63,321 | 465,34 | 413,17 | 16,78,339 | 3998,77 | 3518,37 | |||||
VI. | TRADE | 90,006 | 81,52 | 72,61 | 56,748 | 1065,88 | 855,18 | 11,89,101 | 7576,00 | 5995,90 | |||||
1. | Wholesale Trade | 1,069 | 4,27 | 3,32 | 11,640 | 626,19 | 497,76 | 77,107 | 4360,11 | 3204,59 | |||||
2. | Retail Trade | 88,937 | 77,25 | 69,29 | 45,108 | 439,69 | 357,42 | 11,11,994 | 3215,89 | 2791,31 | |||||
VII. | FINANCE | 22 | 1,67 | 1,20 | 1,152 | 114,68 | 94,52 | 5,036 | 732,39 | 586,57 | |||||
VIII. | ALL OTHERS | 27,842 | 29,00 | 23,77 | | 1,44,026 | 395,24 | 354,51 | | 11,52,871 | 4411,19 | 3824,45 | |||
TOTAL BANK CREDIT | 3,19,630 | 388,06 | 345,30 | 5,48,860 | 5665,90 | 4658,83 | 70,34,553 | 52915,22 | 44397,31 | ||||||
OF WHICH : | 1. | Artisans & Village Industries | 28,233 | 17,94 | 16,00 | 3,959 | 11,04 | 9,56 | 1,46,991 | 238,63 | 213,30 | ||||
| 2. | Other Small Scale Industries | 5,342 | 9,65 | 8,34 | | 19,070 | 999,27 | 770,66 | | 3,90,769 | 8519,72 | 7192,92 |