Table No. 5.8 - State and Population Group-Wise Classification of Outstanding Credit of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation - March 1999 (Part 1 of 8)

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ਪ੍ਰਕਾਸ਼ਿਤ ਤਾਰੀਖ ਮਾਰਚ 01, 1999

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Table No. 5.8 - State and Population Group-Wise Classification of Outstanding Credit of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation - March 1999 (Part 1 of 8)

NORTHERN REGION
STATE : HARYANA								(Amount in Rupees Lakh)
							URBAN /
			RURAL		SEMI-URBAN		METROPOLITAN		TOTAL
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			1	2	3	4	5	6	7	8
I.	AGRICULTURE		2,23,762	649,60	93,010	385,98	28,111	107,51	3,44,883	1143,08
	1. Direct Finance		2,20,614	642,98	91,810	376,75	27,834	105,63	3,40,258	1125,36
	2. Indirect Finance		3,148	6,62	1,200	9,23	277	1,87	4,625	17,73
II.	INDUSTRY		24,353	36,48	16,409	54,58	49,348	134,08	90,110	225,14
III.	TRANSPORT OPERATORS		12,775	18,94	2,652	10,72	2,912	13,23	18,339	42,89
IV.	PROFESSIONAL AND OTHER SERVICES		5,800	9,20	5,176	11,78	9,065	21,29	20,041	42,27
V.	PERSONAL LOANS		62,115	142,62	55,270	152,77	1,01,407	299,60	2,18,792	595,00
	1. Loans for Purchase of Consumer Durables		6,036	13,90	2,705	6,98	6,811	15,99	15,552	36,88
	2. Loans for Housing		3,533	22,11	5,736	43,20	16,882	91,48	26,151	156,79
	3. Rest of the Personal Loans		52,546	106,62	46,829	102,59	77,714	192,13	1,77,089	401,34
VI.	TRADE		61,528	72,02	40,950	100,40	36,551	98,08	1,39,029	270,50
	1. Wholesale Trade		5,279	5,24	1,792	6,78	1,740	7,15	8,811	19,17
	2. Retail Trade		56,249	66,78	39,158	93,62	34,811	90,93	1,30,218	251,33
VII.	FINANCE		169	52	250	59	512	74	931	1,85
VIII.	ALL OTHERS		15,233	26,41	15,362	42,26	25,596	58,09	56,191	126,76
TOTAL BANK CREDIT			4,05,735	955,80	2,29,079	759,08	2,53,502	732,61	8,88,316	2447,49
OF WHICH :		1. Artisans & Village Industries	15,486	16,43	4,792	10,03	4,612	10,26	24,890	36,72
		2. Other Small Scale Industries	7,259	16,62	10,777	40,29	22,508	85,96	40,544	142,86

STATE : HIMACHAL PRADESH
							URBAN /
			RURAL		SEMI-URBAN		METROPOLITAN		TOTAL
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			1	2	3	4	5	6	7	8
I.	AGRICULTURE		79,639	110,28	6,959	13,11	-	-	86,598	123,39
	1. Direct Finance		78,652	108,19	6,753	12,61	-	-	85,405	120,80
	2. Indirect Finance		987	2,09	206	50	-	-	1,193	2,59
II.	INDUSTRY		26,122	45,24	5,065	13,73	-	-	31,187	58,97
III.	TRANSPORT OPERATORS		9,230	35,16	5,496	17,05	-	-	14,726	52,21
IV.	PROFESSIONAL AND OTHER SERVICES		5,960	9,07	1,553	4,30	-	-	7,513	13,37
V.	PERSONAL LOANS		64,701	134,54	30,260	73,91	-	-	94,961	208,46
	1. Loans for Purchase of Consumer Durables		5,479	9,66	9,525	21,19	-	-	15,004	30,85
	2. Loans for Housing		5,538	28,74	2,277	17,25	-	-	7,815	45,99
	3. Rest of the Personal Loans		53,684	96,14	18,458	35,47	-	-	72,142	131,61
VI.	TRADE		65,766	113,35	10,436	34,74	-	-	76,202	148,08
	1. Wholesale Trade		783	2,38	600	3,97	-	-	1,383	6,35
	2. Retail Trade		64,983	110,97	9,836	30,76	-	-	74,819	141,73
VII.	FINANCE		334	83	20	7	-	-	354	90
VIII.	ALL OTHERS		13,439	24,89	7,936	20,30	-	-	21,375	45,19
TOTAL BANK CREDIT			2,65,191	473,35	67,725	177,22	-	-	3,32,916	650,57
OF WHICH :		1. Artisans & Village Industries	16,821	21,62	2,055	4,09	-	-	18,876	25,71
		2. Other Small Scale Industries	6,683	19,21	2,618	8,68	-	-	9,301	27,89

NORTHERN REGION
STATE : JAMMU & KASHMIR
							URBAN /
			RURAL		SEMI-URBAN		METROPOLITAN		TOTAL
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			1	2	3	4	5	6	7	8
I.	AGRICULTURE		60,323	58,04	11,770	14,22	2,620	7,48	74,713	79,74
	1. Direct Finance		59,385	57,10	11,717	13,98	2,535	7,34	73,637	78,42
	2. Indirect Finance		938	95	53	23	85	14	1,076	1,32
II.	INDUSTRY		15,609	25,68	3,202	10,23	13,051	47,25	31,862	83,16
III.	TRANSPORT OPERATORS		7,661	16,46	774	6,34	1,894	15,74	10,329	38,55
IV.	PROFESSIONAL AND OTHER SERVICES		1,935	3,97	347	2,07	12,248	18,05	14,530	24,09
V.	PERSONAL LOANS		37,114	78,86	10,071	26,28	36,781	108,32	83,966	213,45
	1. Loans for Purchase of Consumer Durables		3,327	6,44	1,430	3,11	6,756	16,30	11,513	25,85
	2. Loans for Housing		3,387	20,10	807	7,20	4,127	30,17	8,321	57,47
	3. Rest of the Personal Loans		30,400	52,32	7,834	15,97	25,898	61,84	64,132	130,13
VI.	TRADE		37,079	75,59	8,989	28,00	15,530	64,83	61,598	168,42
	1. Wholesale Trade		2,091	1,91	247	1,03	694	4,17	3,032	7,12
	2. Retail Trade		34,988	73,68	8,742	26,97	14,836	60,65	58,566	161,30
VII.	FINANCE		84	36	8	(..)	58	37	150	74
VIII.	ALL OTHERS		5,140	8,26	1,741	6,42	8,528	19,94	15,409	34,63
TOTAL BANK CREDIT			1,64,945	267,23	36,902	93,57	90,710	281,98	2,92,557	642,77
OF WHICH :		1. Artisans & Village Industries	11,548	10,36	1,595	1,94	4,605	11,31	17,748	23,61
		2. Other Small Scale Industries	2,396	9,40	961	4,80	4,312	20,78	7,669	34,98

STATE : PUNJAB
							URBAN /
			RURAL		SEMI-URBAN		METROPOLITAN		TOTAL
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			1	2	3	4	5	6	7	8
I.	AGRICULTURE		3,34,028	998,01	1,65,947	662,60	31,843	145,14	5,31,818	1805,75
	1. Direct Finance		3,29,958	984,64	1,62,684	638,84	30,891	139,64	5,23,533	1763,13
	2. Indirect Finance		4,070	13,37	3,263	23,76	952	5,50	8,285	42,62
II.	INDUSTRY		37,468	67,19	29,111	104,14	56,123	236,35	1,22,702	407,67
III.	TRANSPORT OPERATORS		11,211	19,50	5,233	17,33	3,586	18,63	20,030	55,46
IV.	PROFESSIONAL AND OTHER SERVICES		5,889	11,11	6,398	19,62	8,190	23,33	20,477	54,07
V.	PERSONAL LOANS		82,896	219,29	1,01,838	295,90	1,36,606	436,96	3,21,340	952,15
	1. Loans for Purchase of Consumer Durables		8,059	17,90	11,382	26,32	13,205	36,15	32,646	80,37
	2. Loans for Housing		8,525	50,12	14,404	79,79	21,839	132,09	44,768	262,00
	3. Rest of the Personal Loans		66,312	151,26	76,052	189,79	1,01,562	268,73	2,43,926	609,78
VI.	TRADE		64,620	103,68	59,535	167,80	41,922	161,38	1,66,077	432,86
	1. Wholesale Trade		3,608	7,03	4,602	12,74	5,279	26,96	13,489	46,74
	2. Retail Trade		61,012	96,65	54,933	155,06	36,643	134,42	1,52,588	386,12
VII.	FINANCE		84	18	91	46	306	73	481	1,37
VIII.	ALL OTHERS		25,315	66,88	35,271	91,56	70,245	162,25	1,30,831	320,70
TOTAL BANK CREDIT			5,61,511	1485,84	4,03,424	1359,41	3,48,821	1184,77	13,13,756	4030,03
OF WHICH :		1. Artisans & Village Industries	18,831	22,88	7,424	18,23	4,074	15,13	30,329	56,23
		2. Other Small Scale Industries	15,972	31,28	17,649	64,03	34,831	160,51	68,452	255,83