Table No.1.10 - Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - ਆਰਬੀਆਈ - Reserve Bank of India
Table No.1.10 - Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks
According to Occupation
| | | | (Amount in Rupees Lakh) | |||||||
RURAL | SEMI-URBAN | ||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | ||||||
OCCUPATION | Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | |||||
| | | 1 | 2 | 3 | 4 | 5 | 6 | |||
I. | AGRICULTURE | 156,23,187 | 16795,03 | 14890,80 | 71,00,478 | 9582,49 | 8451,69 | ||||
1. | Direct Finance | 154,41,065 | 15577,41 | 13873,90 | 70,08,713 | 8597,40 | 7665,48 | ||||
2. | Indirect Finance | 1,82,122 | 1217,62 | 1016,91 | 91,765 | 985,09 | 786,20 | ||||
II. | INDUSTRY | 24,41,465 | 12452,79 | 10632,22 | 11,55,614 | 15577,70 | 13104,80 | ||||
1. | Mining & Quarrying | 3,367 | 195,10 | 132,08 | 4,161 | 402,62 | 318,53 | ||||
2. | Manufacturing & Processing | 24,31,721 | 11899,64 | 10213,56 | 11,42,386 | 14752,44 | 12448,36 | ||||
3. | Electricity, Gas & Water | 3,112 | 250,53 | 193,12 | 2,675 | 167,90 | 111,35 | ||||
4. | Construction | 3,265 | 107,53 | 93,46 | 6,392 | 254,74 | 226,56 | ||||
III. | TRANSPORT OPERATORS | 5,61,138 | 1455,83 | 1194,24 | 3,06,931 | 1615,14 | 1297,75 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 11,24,051 | 1075,62 | 946,30 | 6,94,465 | 1501,89 | 1291,19 | ||||
V. | PERSONAL LOANS | 22,01,236 | 4035,95 | 3528,64 | 24,96,085 | 6141,39 | 5369,86 | ||||
1. | Loans for Purchase of Consumer Durables | 1,12,326 | 148,64 | 125,92 | 1,94,126 | 281,36 | 238,70 | ||||
2. | Loans for Housing | 1,42,748 | 942,72 | 811,85 | 2,20,272 | 1784,56 | 1565,77 | ||||
3. | Rest of the Personal Loans | 19,46,162 | 2944,58 | 2590,87 | 20,81,687 | 4075,47 | 3565,39 | ||||
VI. | TRADE | 49,86,004 | 5841,79 | 5350,12 | 26,40,370 | 5648,92 | 4795,05 | ||||
1. | Wholesale Trade | 1,15,319 | 2223,34 | 2131,31 | 98,035 | 1691,28 | 1369,87 | ||||
2. | Retail Trade | 48,70,685 | 3618,45 | 3218,81 | 25,42,335 | 3957,64 | 3425,18 | ||||
VII. | FINANCE | 2,120 | 162,57 | 137,18 | 3,299 | 449,73 | 324,44 | ||||
VIII. | ALL OTHERS | 18,55,807 | 2573,09 | 1934,01 | 15,09,936 | 2855,56 | 2255,73 | ||||
TOTAL BANK CREDIT | 287,95,008 | 44392,66 | 38613,51 | 159,07,178 | 43372,81 | 36890,50 | |||||
OF WHICH: | 1. | Artisans & Village Industries | 16,68,176 | 876,38 | 784,08 | 5,05,993 | 449,03 | 399,80 | |||
| 2. | Other Small Scale Industries | 6,38,490 | 2890,25 | 2548,53 | 5,16,019 | 5450,26 | 4630,72 |
| | | | | |||||||
URBAN | METROPOLITAN | ||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | ||||||
OCCUPATION | Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | |||||
| | | 7 | 8 | 9 | 10 | 11 | 12 | |||
I. | AGRICULTURE | 12,89,475 | 3173,08 | 2736,56 | 1,75,433 | 3365,79 | 2729,90 | ||||
1. | Direct Finance | 12,57,866 | 2211,91 | 2024,07 | 1,60,800 | 1077,39 | 992,69 | ||||
2. | Indirect Finance | 31,609 | 961,18 | 712,49 | 14,633 | 2288,40 | 1737,22 | ||||
II. | INDUSTRY | 6,68,482 | 27350,37 | 22783,74 | 3,57,490 | 96898,46 | 75738,76 | ||||
1. | Mining & Quarrying | 2,903 | 390,80 | 308,62 | 2,025 | 1483,25 | 1183,69 | ||||
2. | Manufacturing & Processing | 6,57,486 | 26217,89 | 21864,20 | 3,42,624 | 90016,94 | 69967,65 | ||||
3. | Electricity, Gas & Water | 1,440 | 294,85 | 196,90 | 4,116 | 2409,29 | 1870,26 | ||||
4. | Construction | 6,653 | 446,84 | 414,02 | 8,725 | 2988,98 | 2717,16 | ||||
III. | TRANSPORT OPERATORS | 1,70,040 | 1110,40 | 947,20 | 65,556 | 1361,31 | 1138,29 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 4,23,955 | 1927,70 | 1612,43 | 1,93,191 | 6283,10 | 5194,49 | ||||
V. | PERSONAL LOANS | 21,35,593 | 6634,09 | 5910,45 | 29,36,744 | 10914,38 | 8819,73 | ||||
1. | Loans for Purchase of Consumer Durables | 2,12,971 | 317,00 | 283,91 | 1,82,034 | 272,83 | 232,85 | ||||
2. | Loans for Housing | 2,44,283 | 2318,32 | 2108,17 | 2,12,553 | 3010,08 | 2627,81 | ||||
3. | Rest of the Personal Loans | 16,78,339 | 3998,77 | 3518,37 | 25,42,157 | 7631,47 | 5959,07 | ||||
VI. | TRADE | 11,89,101 | 7576,00 | 5995,90 | 4,30,955 | 23067,49 | 19201,48 | ||||
1. | Wholesale Trade | 77,107 | 4360,11 | 3204,59 | 71,006 | 19416,66 | 16171,48 | ||||
2. | Retail Trade | 11,11,994 | 3215,89 | 2791,31 | 3,59,949 | 3650,84 | 3030,00 | ||||
VII. | FINANCE | 5,036 | 732,39 | 586,57 | 11,589 | 9711,40 | 7964,47 | ||||
VIII. | ALL OTHERS | 11,52,871 | 4411,19 | 3824,45 | 7,64,732 | 16296,73 | 14003,67 | ||||
TOTAL BANK CREDIT | 70,34,553 | 52915,22 | 44397,31 | 49,35,690 | 167898,66 | 134790,79 | |||||
OF WHICH: | 1. | Artisans & Village Industries | 1,46,991 | 238,63 | 213,30 | 20,432 | 122,60 | 106,47 | |||
| 2. | Other Small Scale Industries | 3,90,769 | 8519,72 | 7192,92 | 2,06,776 | 14436,70 | 11450,52 |