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Table No.5.1 -Type of account-Wise classification of outstanding credit of scheduled commercial banks according to occupation (Part 1 of 2)

 

(Amount in Rupees Lakh)

       

CASHCREDIT

OVERDRAFT

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

       

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

       

1

2

3

4

5

6

I.

AGRICULTURE

36,639

17985,49

4453,58

8,167

1245,22

987,17

 

1.

DirectFinance

22,466

14788,31

2096,94

4,835

606,66

536,35

 

2.

IndirectFinance

14,173

3197,18

2356,64

3,332

638,55

450,82

II.

INDUSTRY

1,86,588

100266,63

72790,88

35,610

16430,15

11258,77

 

1.

Mining&Quarrying

3,389

6829,34

3616,03

3,158

574,24

483,22

 

2.

FoodManufacturing&Processing

23,692

14002,90

9696,76

2,166

942,52

643,63

   

(a)

Rice Mills, Flour & Dal Mills

11,422

3349,50

2541,37

739

142,32

122,95

   

(b)

Sugar

604

4206,69

2905,39

38

41,33

21,40

   

(c)

Edible Oils & Vanaspati

2,732

1513,48

1161,89

295

131,89

124,33

   

(d)

TeaProcessing

971

1125,46

854,51

101

82,61

59,36

   

(e)

ProcessingofFruits&Vegetables

581

167,77

141,09

69

42,63

46,66

   

(f)

Others

7,382

3640,00

2092,51

924

501,74

268,93

 

3.

Beverage&Tobacco

1,621

964,81

784,06

330

243,15

206,97

 

4.

Textiles

31,023

11995,50

9541,90

4,515

1844,58

1140,19

   

(a)

CottonTextiles

10,327

5230,22

4474,57

1,922

616,14

553,13

   

(b)

Jute&OtherNaturalFibreTextiles

618

316,63

217,02

80

60,59

43,21

   

(c)

HandloomTextiles&Khadi

2,089

287,30

249,57

173

17,38

14,42

   

(d)

Other Textiles & Textile Products

17,989

6161,36

4600,73

2,340

1150,47

529,43

 

5.

Paper,PaperProducts&Printing

9,106

2732,92

2232,67

1,355

341,49

274,99

 

6.

Leather & Leather Products

2,327

936,41

790,36

509

96,93

81,40

 

7.

Rubber & Plastic Products

10,520

3437,75

2819,45

1,075

303,74

203,62

 

8.

Chemicals & Chemical Products

15,002

13060,50

9457,66

1,924

1352,44

928,21

   

(a)

Heavy Industrial Chemicals

2,425

1674,54

1289,37

361

319,42

155,65

   

(b)

Fertilisers

602

3183,95

2250,42

50

50,33

31,82

   

(c)

Drugs&Pharmaceuticals

3,882

2846,26

2148,09

447

494,12

321,37

   

(d)

Non-EdibleOils

383

143,69

111,02

34

30,13

24,79

   

(e)

OtherChemicals&ChemicalProducts

7,710

5212,07

3658,76

1,032

458,45

394,58

 

9.

Petroleum,CoalProducts&NuclearFuels

1,298

1978,99

1021,44

138

630,42

620,63

 

10.

ManufactureofCement&CementProducts

2,755

1400,33

1231,84

248

248,68

119,05

 

11.

BasicMetals&MetalProducts

20,115

13016,11

9373,95

2,477

948,96

812,34

   

(a)

Iron & Steel

7,724

7349,98

5971,15

808

491,29

453,85

   

(b)

Non-FerrousMetals

1,797

986,11

791,08

241

136,15

105,71

   

(c)

MetalProducts

10,594

4680,02

2611,72

1,428

321,52

252,78

 

12.

Engineering

23,224

13025,72

9608,95

3,371

1800,67

1106,57

   

(a)

HeavyEngineering

5,075

2683,31

1870,42

793

513,11

273,00

   

(b)

LightEngineering

8,375

4308,44

3043,88

1,172

519,95

337,52

   

(c)

Electrical Machinery & Goods

6,705

3482,03

2822,77

903

337,89

236,76

   

(d)

ElectronicMachinery&Goods

3,069

2551,94

1871,88

503

429,73

259,29

 

13.

Vehicles,VehicleParts&TransportEquipments

5,326

3268,30

2013,50

778

1897,35

671,47

 

14.

OtherIndustries

28,334

7162,67

5701,76

6,140

1364,56

1054,26

 

15.

Electricity, Gas & Water

1,259

2922,64

2232,35

352

860,18

719,78

   

(a)

ElectricityGeneration&Transmission

631

2547,32

1971,07

190

713,48

631,49

   

(b)

Non-ConventionalEnergy

137

99,72

64,09

17

10,40

5,18

   

(c)

Gas,Steam&WaterSupply

491

275,60

197,19

145

136,30

83,11

 

16.

Construction

7,597

3531,74

2668,21

7,074

2980,24

2192,45

III.

TRANSPORTOPERATORS

2,621

1277,27

961,77

2,225

505,17

371,10

IV.

PROFESSIONALANDOTHERSERVICES

15,907

3539,41

2779,23

10,638

3452,81

1696,68

V.

PERSONALLOANS

6,429

530,99

469,10

1,02,512

5748,96

4213,84

 

1.

LoansforPurchaseofConsumerDurables

––

 

2.

Loans for Housing

 

3.

RestofthePersonalLoans

6,429

530,99

469,10

1,02,512

5748,96

4213,84

VI.

TRADE

2,06,109

73230,62

63976,96

56,004

11228,48

9375,85

 

1.

WholesaleTrade

70,342

59846,89

52902,74

16,706

6198,29

5277,55

 

2.

RetailTrade

1,35,767

13383,73

11074,22

39,298

5030,19

4098,30

VII.

FINANCE

2,474

6688,61

4979,48

3,259

4313,08

2938,69

VIII.

ALLOTHERS

65,051

15108,66

10476,76

25,921

5587,26

3976,67

TOTAL BANK CREDIT

5,21,818

218627,69

160887,76

2,44,336

48511,13

34818,77

OF

WHICH :1. ArtisansandVillage&TinyIndustries

22,869

2638,10

2175,19

2,674

192,88

157,58

     

2. Other Small Scale Industries

88,807

18857,45

15435,87

9,044

1577,98

1335,50

See

Notes on Tables.

           

 

                 

(Amount in Rupees Lakh)

         

DEMANDLOANS

MEDIUM TERM LOANS

OCCUPATION

 

No. of

Credit

Amount

No. of

Credit

Amount

         

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

         

7

8

9

10

11

12

                     

I.

AGRICULTURE

 

24,132

5299,64

2533,56

68,530

10139,94

7606,82

 

1.

DirectFinance

 

22,554

3971,85

1402,00

52,551

3797,04

2861,93

 

2.

IndirectFinance

 

1,578

1327,80

1131,55

15,979

6342,90

4744,89

II.

INDUSTRY

 

19,038

45301,52

39356,64

22,978

29637,20

22366,28

 

1.

Mining&Quarrying

 

493

4338,76

3862,81

599

1388,72

1067,51

 

2.

FoodManufacturing&Processing

1,575

2403,88

2097,80

2,293

1240,84

994,19

   

(a)

Rice Mills, Flour & Dal Mills

395

194,27

173,65

854

123,39

85,83

   

(b)

Sugar

 

82

433,53

411,19

32

178,37

172,66

   

(c)

Edible Oils & Vanaspati

180

187,45

194,57

211

150,86

122,66

   

(d)

TeaProcessing

171

430,36

358,47

114

214,79

182,34

   

(e)

ProcessingofFruits&Vegetables

74

49,39

44,77

100

56,72

39,91

   

(f)

Others

 

673

1108,88

915,16

982

516,72

390,78

 

3.

Beverage&Tobacco

296

877,17

797,03

192

360,42

347,03

 

4.

Textiles

 

2,646

3267,88

2904,08

2,540

2533,41

1858,63

   

(a)

CottonTextiles

 

930

1489,91

1324,88

978

957,21

753,83

   

(b)

Jute&OtherNaturalFibreTextiles

86

59,67

52,79

62

43,91

34,09

   

(c)

HandloomTextiles&Khadi

109

134,35

59,22

132

138,91

122,01

   

(d)

Other Textiles & Textile Products

1,521

1583,95

1467,20

1,368

1393,37

948,70

 

5.

Paper,PaperProducts&Printing

766

1347,41

1143,75

1,296

690,77

481,44

 

6.

Leather & Leather Products

384

290,57

266,10

227

132,02

94,73

 

7.

Rubber & Plastic Products

763

1393,70

1283,94

996

497,54

376,24

 

8.

Chemicals & Chemical Products

1,610

5862,42

4772,15

1,538

3374,49

2528,85

   

(a)

Heavy Industrial Chemicals

286

1732,47

1112,25

345

624,44

541,65

   

(b)

Fertilisers

 

132

1247,86

1181,87

76

704,69

563,26

   

(c)

Drugs&Pharmaceuticals

428

1351,91

1214,88

373

833,42

700,95

   

(d)

Non-EdibleOils

24

94,88

20,01

17

3,08

2,41

   

(e)

OtherChemicals&ChemicalProducts

740

1435,30

1243,13

727

1208,86

720,59

 

9.

Petroleum,CoalProducts&NuclearFuels

113

1154,44

1059,89

116

954,36

660,24

 

10.

ManufactureofCement&CementProducts

208

1262,47

1041,66

280

674,86

575,24

 

11.

BasicMetals&MetalProducts

1,832

4254,71

3667,60

1,614

2567,12

2049,51

   

(a)

Iron & Steel

 

714

3134,81

2647,22

609

1772,58

1469,97

   

(b)

Non-FerrousMetals

218

285,98

267,31

136

264,69

203,14

   

(c)

MetalProducts

 

900

833,92

753,06

869

529,85

376,40

 

12.

Engineering

 

2,327

7449,08

5968,18

1,936

3092,13

2122,45

   

(a)

HeavyEngineering

558

1057,39

827,74

463

442,38

261,32

   

(b)

LightEngineering

699

1989,05

1808,90

683

1164,06

948,69

   

(c)

Electrical Machinery
& Goods

651

2210,03

1550,72

457

476,11

371,62

   

(d)

ElectronicMachinery&Goods

419

2192,61

1780,83

333

1009,59

540,83

 

13.

Vehicles,VehicleParts&TransportEquipments

593

1898,13

1790,23

687

1250,10

949,47

 

14.

OtherIndustries

 

2,807

3367,48

3075,21

4,191

2488,51

1575,82

 

15.

Electricity, Gas & Water

282

3023,56

2718,11

322

5715,47

4373,11

   

(a)

ElectricityGeneration&Transmission

194

2709,31

2483,96

202

5387,20

4092,18

   

(b)

Non-ConventionalEnergy

15

56,97

34,69

19

85,30

81,78

   

(c)

Gas,Steam&WaterSupply

73

257,28

199,46

101

242,98

199,15

 

16.

Construction

 

2,343

3109,86

2908,09

4,151

2676,43

2311,81

III.

TRANSPORTOPERATORS

 

4,463

980,62

835,79

11,566

1088,31

832,96

IV.

PROFESSIONALANDOTHERSERVICES

6,842

7412,75

4734,34

13,312

6469,19

5019,74

V.

PERSONALLOANS

 

1,02,598

4608,30

2476,85

1,93,773

7229,73

5133,89

 

1.

LoansforPurchaseofConsumerDurables

3,720

133,89

101,45

 

2.

Loans for Housing

 

1

20,00

1,71

 

3.

RestofthePersonalLoans

1,02,598

4608,30

2476,85

1,90,052

7075,84

5030,73

VI.

TRADE

 

9,309

3984,24

3369,89

13,665

1532,23

1257,53

 

1.

WholesaleTrade

 

3,031

2636,14

2237,43

3,655

722,36

636,75

 

2.

RetailTrade

 

6,278

1348,10

1132,46

10,010

809,87

620,78

VII.

FINANCE

 

1,368

14378,33

12497,81

1,887

12038,66

9734,59

VIII.

ALLOTHERS

 

17,515

6392,79

4588,53

26,945

6446,75

4326,97

TOTAL BANK CREDIT

 

1,85,265

88358,20

70393,41

3,52,656

74582,01

56278,79

OFWHICH:

1.ArtisansandVillage&TinyIndustries

843

58,89

62,12

2,557

186,34

126,35

     

2.OtherSmallScaleIndustries

4,671

1459,53

1321,18

6,979

1607,45

1119,43

 

                 

(Amount in

Rupees Lakh)

         

LONG TERM LOANS

PACKINGCREDIT

OCCUPATION

 

No. of

Credit

Amount

No. of

Credit

Amount

         

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

         

13

14

15

16

17

18

                     

I.

AGRICULTURE

 

2,62,003

18545,29

14513,31

664

1934,58

1083,40

 

1.

DirectFinance

 

2,41,538

11106,85

8519,92

376

914,97

767,53

 

2.

IndirectFinance

 

20,465

7438,44

5993,39

288

1019,62

315,87

II.

INDUSTRY

 

1,12,037

125827,90

99853,08

14,878

28277,58

21308,23

 

1.

Mining&Quarrying

3,679

3404,34

2476,70

430

1604,72

1036,34

 

2.

FoodManufacturing&Processing

11,496

6630,48

5250,12

1,035

3202,37

2250,24

   

(a)

Rice Mills, Flour & Dal Mills

4,515

1016,09

727,17

141

1011,05

813,46

   

(b)

Sugar

 

299

1799,63

1486,95

16

52,91

43,49

   

(c)

Edible Oils & Vanaspati

992

660,87

520,84

106

291,34

181,19

   

(d)

TeaProcessing

507

854,91

670,15

34

175,05

137,06

   

(e)

ProcessingofFruits&Vegetables

371

315,83

269,42

80

85,43

58,62

   

(f)

Others

 

4,812

1983,15

1575,59

658

1586,57

1016,43

 

3.

Beverage&Tobacco

1,038

1186,25

1025,16

41

289,02

227,33

 

4.

Textiles

 

11,789

12777,43

10217,79

5,991

6648,63

5223,68

   

(a)

CottonTextiles

4,657

7507,63

5866,21

1,369

2468,01

1873,67

   

(b)

Jute&OtherNaturalFibreTextiles

172

259,87

215,71

102

86,84

68,66

   

(c)

HandloomTextiles&Khadi

636

233,44

165,06

126

101,29

83,55

   

(d)

Other Textiles & Textile Products

6,324

4776,49

3970,81

4,394

3992,49

3197,80

 

5.

Paper,PaperProducts&Printing

5,273

4081,38

3279,58

111

262,33

157,72

 

6.

Leather & Leather Products

908

404,94

322,71

1,451

973,27

845,73

 

7.

Rubber & Plastic Products

4,616

1990,17

1522,34

401

582,42

445,31

 

8.

Chemicals & Chemical Products

5,531

13715,60

10973,48

999

2900,22

2249,56

   

(a)

Heavy Industrial Chemicals

960

3483,43

2910,78

209

693,95

561,44

   

(b)

Fertilisers

 

238

2163,57

1702,49

19

207,58

178,48

   

(c)

Drugs&Pharmaceuticals

1,296

2814,16

2385,62

327

992,00

689,52

   

(d)

Non-EdibleOils

123

43,22

29,76

41

135,20

144,14

   

(e)

OtherChemicals&ChemicalProducts

2,914

5211,23

3944,83

403

871,49

675,98

 

9.

Petroleum,CoalProducts&NuclearFuels

412

6953,43

6263,84

47

1076,17

947,43

 

10.

ManufactureofCement&CementProducts

1,391

3985,44

3309,87

25

172,05

173,86

 

11.

BasicMetals&MetalProducts

7,212

16740,05

14584,66

1,346

2699,56

2072,82

   

(a)

Iron & Steel

 

2,522

13347,51

11774,21

322

1483,22

1189,61

   

(b)

Non-FerrousMetals

589

960,96

941,16

379

718,43

469,81

   

(c)

MetalProducts

4,101

2431,59

1869,29

645

497,92

413,40

 

12.

Engineering

 

8,454

14054,85

9570,46

831

2107,39

1304,77

   

(a)

HeavyEngineering

2,113

2804,52

2098,30

216

287,60

169,85

   

(b)

LightEngineering

3,047

2004,47

1786,95

305

889,38

371,89

   

(c)

Electrical Machinery & Goods

1,981

5743,47

2896,70

207

449,47

375,38

   

(d)

ElectronicMachinery&Goods

1,313

3502,40

2788,50

103

480,94

387,65

 

13.

Vehicles, Vehicle Parts
& Transport Equipments

2,482

4481,26

3406,60

321

734,41

468,96

 

14.

OtherIndustries

 

14,137

6325,33

5205,01

1,777

4186,27

3388,09

 

15.

Electricity, Gas & Water

1,897

17541,09

13087,23

26

130,67

90,73

   

(a)

ElectricityGeneration&Transmission

1,315

16559,54

12415,01

17

78,83

58,32

   

(b)

Non-ConventionalEnergy

154

324,82

250,15

5

10,32

10,32

   

(c)

Gas,Steam&WaterSupply

428

656,73

422,07

4

41,52

22,10

 

16.

Construction

 

31,722

11555,84

9357,54

46

708,10

425,66

III.

TRANSPORTOPERATORS

50,378

6011,19

3970,66

123

483,28

483,35

IV.

PROFESSIONALANDOTHERSERVICES

58,197

20537,08

14679,69

295

916,62

635,22

V.

PERSONALLOANS

 

9,86,433

56435,42

44983,39

146

15,22

11,30

 

1.

LoansforPurchaseofConsumerDurables

6,506

220,64

169,46

 

2.

Loans for Housing

6,86,528

44926,69

35635,53

 

3.

RestofthePersonalLoans

2,93,399

11288,09

9178,40

146

15,22

11,30

VI.

TRADE

 

34,969

4010,36

3339,56

2,744

3399,31

2622,83

 

1.

WholesaleTrade

 

7,905

1357,29

1131,18

2,069

3065,16

2326,83

 

2.

RetailTrade

 

27,064

2653,06

2208,38

675

334,14

296,00

VII.

FINANCE

 

9,279

20692,93

18220,85

32

484,70

444,93

VIII. ALL OTHERS

 

56,820

14161,76

9797,94

1,996

1734,15

1413,17

TOTAL BANK CREDIT

 

15,70,116

266221,92

209358,47

20,878

37245,43

28002,43

OFWHICH:

1.ArtisansandVillage&TinyIndustries

9,502

765,04

541,05

472

120,14

99,22

     

2.OtherSmallScaleIndustries

36,135

6456,75

5117,11

6,491

5091,36

4143,24


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