(Amount in Rupees Lakh) |
OCCUPATION |
CENTRAL GOVERNMENT
OWNED UNDERTAKINGS |
STATE GOVERNMENT |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
5,755 |
10474,56 |
8954,16 |
477 |
3114,70 |
2436,92 |
|
1. |
Direct Finance |
1,455 |
497,26 |
468,09 |
203 |
534,40 |
497,47 |
|
2. |
Indirect Finance |
4,300 |
9977,29 |
8486,07 |
274 |
2580,30 |
1939,45 |
II. |
INDUSTRY |
4,741 |
87292,91 |
43418,88 |
518 |
5721,01 |
3795,18 |
|
1. |
Mining & Quarrying |
182 |
3319,18 |
880,84 |
27 |
31,72 |
9,92 |
|
2. |
Food Manufacturing & Processing |
222 |
599,78 |
480,03 |
14 |
4,39 |
2,63 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
69 |
50,99 |
18,62 |
5 |
16 |
15 |
|
|
(b) |
Sugar |
4 |
45 |
42 |
1 |
1,70 |
– |
|
|
(c) |
Edible Oils & Vanaspati |
15 |
68,93 |
42,85 |
1 |
11 |
9 |
|
|
(d) |
Tea Processing |
9 |
196,82 |
205,35 |
1 |
77 |
77 |
|
|
(e) |
Processing of Fruits & Vegetables |
2 |
9 |
1 |
2 |
1,38 |
1,36 |
|
|
(f) |
Others |
123 |
282,50 |
212,78 |
4 |
28 |
26 |
|
3. |
Beverage & Tobacco |
14 |
4,91 |
80 |
2 |
1,02 |
46 |
|
4. |
Textiles |
557 |
1415,82 |
599,64 |
19 |
375,81 |
289,21 |
|
|
(a) |
Cotton Textiles |
350 |
392,09 |
251,47 |
11 |
99,34 |
95,92 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
8 |
53 |
40 |
1 |
9 |
1 |
|
|
(c) |
Handloom Textiles & Khadi |
15 |
361,69 |
175,98 |
– |
– |
– |
|
|
(d) |
Other Textiles & Textile Products |
184 |
661,50 |
171,78 |
7 |
276,38 |
193,29 |
|
5. |
Paper, Paper Products & Printing |
94 |
328,30 |
84,04 |
9 |
13,18 |
8,24 |
|
6. |
Leather & Leather Products |
17 |
31,10 |
17,98 |
2 |
10 |
1 |
|
7. |
Rubber & Plastic Products |
96 |
458,62 |
299,46 |
1 |
10 |
– |
|
8. |
Chemicals & Chemical Products |
388 |
5015,82 |
3417,07 |
14 |
129,06 |
118,05 |
|
|
(a) |
Heavy Industrial Chemicals |
30 |
2278,45 |
2086,20 |
10 |
84,22 |
73,20 |
|
|
(b) |
Fertilisers |
69 |
1469,71 |
805,02 |
– |
– |
– |
|
|
(c) |
Drugs & Pharmaceuticals |
102 |
339,30 |
148,91 |
– |
– |
– |
|
|
(d) |
Non-Edible Oils |
1 |
10 |
10 |
– |
– |
– |
|
|
(e) |
Other Chemicals & Chemical Products |
186 |
928,25 |
376,84 |
4 |
44,84 |
44,84 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
87 |
37753,62 |
11432,90 |
3 |
53,04 |
21,83 |
|
10. |
Manufacture of Cement & Cement Products |
62 |
65,16 |
48,06 |
88 |
18,58 |
14,44 |
|
11. |
Basic Metals & Metal Products |
214 |
3956,18 |
2307,52 |
4 |
1,10 |
1,03 |
|
|
(a) |
Iron & Steel |
125 |
2700,56 |
1674,62 |
– |
– |
– |
|
|
(b) |
Non-Ferrous Metals |
18 |
861,88 |
446,43 |
– |
– |
– |
|
|
(c) |
Metal Products |
71 |
393,74 |
186,47 |
4 |
1,10 |
1,03 |
|
12. |
Engineering |
912 |
5095,20 |
2577,56 |
58 |
71,43 |
11,24 |
|
|
(a) |
Heavy Engineering |
356 |
2120,96 |
1008,35 |
49 |
4,12 |
3,21 |
|
|
(b) |
Light Engineering |
352 |
1727,37 |
1063,71 |
5 |
47,15 |
3,14 |
|
|
(c) |
Electrical Machinery & Goods |
173 |
1070,59 |
417,96 |
1 |
20,00 |
4,73 |
|
|
(d) |
Electronic Machinery & Goods |
31 |
176,28 |
87,55 |
3 |
16 |
16 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
122 |
2093,83 |
1130,09 |
1 |
2,50 |
1,00 |
|
14. |
Other Industries |
306 |
2323,15 |
1846,71 |
28 |
71,15 |
31,63 |
|
15. |
Electricity, Gas & Water |
143 |
11131,87 |
9100,32 |
72 |
2832,58 |
1917,33 |
|
|
(a) |
Electricity Generation & Transmission |
120 |
9805,86 |
8157,62 |
64 |
2520,08 |
1691,26 |
|
|
(b) |
Non-Conventional Energy |
– |
– |
– |
3 |
155,00 |
136,05 |
|
|
(c) |
Gas, Steam & Water Supply |
23 |
1326,01 |
942,70 |
5 |
157,50 |
90,02 |
|
16. |
Construction |
1,325 |
13700,37 |
9195,86 |
176 |
2115,24 |
1368,18 |
III. |
TRANSPORT OPERATORS |
561 |
3385,69 |
3082,84 |
25 |
68,41 |
59,88 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,486 |
3044,10 |
1377,60 |
364 |
315,18 |
212,11 |
V. |
PERSONAL LOANS |
– |
– |
– |
– |
– |
– |
|
1. |
Loans for Purchase of Consumer Durables |
– |
– |
– |
– |
– |
– |
|
2. |
Loans for Housing |
– |
– |
– |
– |
– |
– |
|
3. |
Rest of the Personal Loans |
– |
– |
– |
– |
– |
– |
VI. |
TRADE |
|
1,840 |
61050,07 |
41788,14 |
104 |
5604,76 |
4055,22 |
|
1. |
Wholesale Trade |
808 |
59650,52 |
40966,67 |
57 |
5562,69 |
4014,54 |
|
2. |
Retail Trade |
1,032 |
1399,55 |
821,47 |
47 |
42,07 |
40,68 |
VII. |
FINANCE |
2,866 |
43481,33 |
30316,97 |
79 |
1190,99 |
981,56 |
VIII. |
ALL OTHERS |
3,189 |
1532,74 |
971,38 |
27,815 |
3620,46 |
2587,04 |
TOTAL BANK CREDIT |
20,438 |
210261,41 |
129909,96 |
29,382 |
19635,50 |
14127,91 |
OF WHICH : |
1. Artisans and Village & Tiny Industries |
– |
– |
– |
– |
– |
– |
|
|
|
2. Other Small Scale Industries |
399 |
106,55 |
63,50 |
33 |
13,53 |
7,03 |
See Notes on Tables. |
TABLE NO. 5.2 – ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2007 |
(Amount in Rupees Lakh) |
OCCUPATION |
STATE GOVERNMENT
OWNED UNDERTAKINGS |
QUASI GOVERNMENT
BODIES |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|
|
|
|
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
4,774 |
11440,00 |
9119,66 |
243 |
2549,89 |
1952,81 |
|
1. |
Direct Finance |
513 |
174,31 |
162,75 |
51 |
431,38 |
334,70 |
|
2. |
Indirect Finance |
4,261 |
11265,69 |
8956,92 |
192 |
2118,51 |
1618,12 |
II. |
INDUSTRY |
885 |
20138,11 |
16419,01 |
1,148 |
15228,61 |
12600,08 |
|
1. |
Mining & Quarrying |
36 |
674,93 |
623,79 |
40 |
1571,85 |
1451,61 |
|
2. |
Food Manufacturing & Processing |
70 |
745,14 |
543,20 |
44 |
16,79 |
10,66 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
4 |
26 |
25 |
5 |
2,95 |
65 |
|
|
(b) |
Sugar |
23 |
244,93 |
159,55 |
2 |
1,25 |
– |
|
|
(c) |
Edible Oils & Vanaspati |
6 |
66,15 |
21,64 |
– |
– |
– |
|
|
(d) |
Tea Processing |
4 |
105,44 |
103,32 |
1 |
30 |
16 |
|
|
(e) |
Processing of Fruits & Vegetables |
1 |
4 |
4 |
– |
– |
– |
|
|
(f) |
Others |
32 |
328,32 |
258,40 |
36 |
12,29 |
9,85 |
|
3. |
Beverage & Tobacco |
4 |
5,14 |
2,72 |
15 |
1,51 |
86 |
|
4. |
Textiles |
55 |
650,45 |
504,87 |
93 |
578,01 |
363,57 |
|
|
(a) |
Cotton Textiles |
17 |
606,95 |
462,95 |
17 |
89,20 |
55,69 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
– |
– |
– |
– |
– |
– |
|
|
(c) |
Handloom Textiles & Khadi |
19 |
33,49 |
32,89 |
34 |
20,81 |
8,00 |
|
|
(d) |
Other Textiles & Textile Products |
19 |
10,01 |
9,03 |
42 |
468,00 |
299,88 |
|
5. |
Paper, Paper Products & Printing |
19 |
42,85 |
43,14 |
144 |
24,52 |
12,10 |
|
6. |
Leather & Leather Products |
2 |
1,42 |
1,38 |
– |
– |
– |
|
7. |
Rubber & Plastic Products |
16 |
105,67 |
96,70 |
12 |
4,46 |
3,15 |
|
8. |
Chemicals & Chemical Products |
35 |
274,73 |
202,07 |
28 |
59,19 |
11,83 |
|
|
(a) |
Heavy Industrial Chemicals |
14 |
147,70 |
137,12 |
10 |
46,01 |
5,15 |
|
|
(b) |
Fertilisers |
7 |
117,17 |
59,57 |
3 |
11,58 |
5,61 |
|
|
(c) |
Drugs & Pharmaceuticals |
7 |
97 |
68 |
14 |
1,31 |
78 |
|
|
(d) |
Non-Edible Oils |
– |
– |
– |
– |
– |
– |
|
|
(e) Other Chemicals & Chemical Products |
7 |
8,89 |
4,71 |
1 |
29 |
29 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
3 |
126,50 |
119,37 |
9 |
1520,88 |
1420,74 |
|
10. |
Manufacture of Cement & Cement Products |
13 |
90,32 |
40,89 |
3 |
51,75 |
49,82 |
|
11. |
Basic Metals & Metal Products |
47 |
47,63 |
42,86 |
12 |
314,35 |
91,78 |
|
|
(a) |
Iron & Steel |
21 |
34,47 |
28,29 |
9 |
244,18 |
84,85 |
|
|
(b) |
Non-Ferrous Metals |
7 |
1,19 |
1,19 |
1 |
70,00 |
6,75 |
|
|
(c) |
Metal Products |
19 |
11,96 |
13,38 |
2 |
17 |
17 |
|
12. |
Engineering |
73 |
662,74 |
467,28 |
54 |
115,16 |
85,77 |
|
|
(a) |
Heavy Engineering |
9 |
169,54 |
172,67 |
2 |
11 |
8 |
|
|
(b) |
Light Engineering |
10 |
28,63 |
25,15 |
12 |
51,16 |
39,68 |
|
|
(c) |
Electrical Machinery & Goods |
33 |
426,83 |
236,05 |
39 |
13,89 |
10,66 |
|
|
(d) |
Electronic Machinery & Goods |
21 |
37,73 |
33,41 |
1 |
50,00 |
35,34 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
57 |
234,44 |
162,40 |
18 |
798,43 |
723,51 |
|
14. |
Other Industries |
62 |
11,88 |
5,93 |
104 |
554,15 |
405,75 |
|
15. |
Electricity, Gas & Water |
178 |
10976,94 |
9253,65 |
469 |
6432,27 |
5329,93 |
|
|
(a) |
Electricity Generation & Transmission |
152 |
10027,52 |
8322,30 |
461 |
6214,87 |
5136,57 |
|
|
(b) |
Non-Conventional Energy |
3 |
550,16 |
553,79 |
1 |
29,95 |
29,95 |
|
|
(c) |
Gas, Steam & Water Supply |
23 |
399,26 |
377,56 |
7 |
187,46 |
163,42 |
|
16. |
Construction |
215 |
5487,34 |
4308,77 |
103 |
3185,27 |
2639,02 |
III. |
TRANSPORT OPERATORS |
535 |
1313,80 |
875,51 |
54 |
468,48 |
319,57 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
156 |
792,82 |
630,23 |
183 |
1058,23 |
950,00 |
V. |
PERSONAL LOANS |
– |
– |
– |
– |
– |
– |
|
1. |
Loans for Purchase of Consumer Durables |
– |
– |
– |
– |
– |
– |
|
2. |
Loans for Housing |
– |
– |
– |
– |
– |
– |
|
3. |
Rest of the Personal Loans |
– |
– |
– |
– |
– |
– |
VI. |
TRADE |
|
443 |
4622,06 |
2121,04 |
823 |
4257,94 |
3322,94 |
|
1. |
Wholesale Trade |
212 |
3886,96 |
1734,60 |
123 |
3247,55 |
2577,58 |
|
2. |
Retail Trade |
231 |
735,10 |
386,44 |
700 |
1010,39 |
745,36 |
VII. |
FINANCE |
139 |
2795,92 |
2365,65 |
73 |
1750,66 |
1532,35 |
VIII. |
ALL OTHERS |
567 |
2592,31 |
2258,64 |
432 |
872,33 |
777,24 |
TOTAL BANK CREDIT |
7,499 |
43695,01 |
33789,75 |
2,956 |
26186,14 |
21454,98 |
OF WHICH : |
1. Artisans and Village & Tiny Industries |
– |
– |
– |
– |
– |
– |
|
|
|
2. Other Small Scale Industries |
148 |
188,67 |
174,26 |
41 |
34,85 |
19,09 |
TABLE NO. 5.2 – ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2007 |
(Amount in Rupees Lakh) |
OCCUPATION |
CO-OPERATIVE SECTORS |
PUBLIC AND PRIVATE LTD. COMPANIES NOT OWNED BUT MANAGED BY GOVT. |
No. of
Accounts |
Credit
Limit |
Amount
Outstanding |
No. of
Accounts |
Credit
Limit |
Amount
Outstanding |
13 |
14 |
15 |
16 |
17 |
18 |
I. |
AGRICULTURE |
84,876 |
25378,16 |
18648,63 |
1,477 |
6324,64 |
4328,90 |
|
1. |
Direct Finance |
42,734 |
18376,93 |
12642,41 |
446 |
517,78 |
410,89 |
|
2. |
Indirect Finance |
42,142 |
7001,23 |
6006,21 |
1,031 |
5806,86 |
3918,01 |
II. |
INDUSTRY |
1,840 |
8769,98 |
7667,28 |
25,697 |
124760,73 |
59567,12 |
|
1. |
Mining & Quarrying |
137 |
471,45 |
377,91 |
522 |
5178,57 |
2441,85 |
|
2. |
Food Manufacturing & Processing |
198 |
847,34 |
606,33 |
2,406 |
4063,97 |
2975,09 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
37 |
27,51 |
25,48 |
748 |
1021,49 |
806,08 |
|
|
(b) |
Sugar |
39 |
318,99 |
248,94 |
83 |
378,81 |
270,42 |
|
|
(c) |
Edible Oils & Vanaspati |
15 |
61,70 |
40,38 |
242 |
494,51 |
384,93 |
|
|
(d) |
Tea Processing |
7 |
1,75 |
1,59 |
181 |
242,06 |
194,85 |
|
|
(e) |
Processing of Fruits & Vegetables |
6 |
1,04 |
99 |
125 |
166,11 |
131,50 |
|
|
(f) |
Others |
94 |
436,35 |
288,95 |
1,027 |
1760,98 |
1187,31 |
|
3. |
Beverage & Tobacco |
9 |
15,53 |
10,73 |
153 |
431,44 |
348,67 |
|
4. |
Textiles |
283 |
100,10 |
91,15 |
3,570 |
16114,10 |
8435,78 |
|
|
(a) |
Cotton Textiles |
55 |
45,21 |
41,83 |
1,368 |
8438,00 |
4490,54 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
9 |
87 |
59 |
91 |
126,10 |
100,52 |
|
|
(c) |
Handloom Textiles & Khadi |
62 |
20,12 |
20,09 |
139 |
123,08 |
93,33 |
|
|
(d) |
Other Textiles & Textile Products |
157 |
33,91 |
28,64 |
1,972 |
7426,92 |
3751,39 |
|
5. |
Paper, Paper Products & Printing |
20 |
10,03 |
9,41 |
1,221 |
1894,83 |
1241,74 |
|
6. |
Leather & Leather Products |
19 |
11,37 |
9,98 |
489 |
3418,74 |
742,08 |
|
7. |
Rubber & Plastic Products |
29 |
20,57 |
7,71 |
1,357 |
2441,89 |
1332,33 |
|
8. |
Chemicals & Chemical Products |
64 |
892,14 |
683,35 |
2,659 |
9745,89 |
4635,42 |
|
|
(a) |
Heavy Industrial Chemicals |
4 |
79 |
71 |
496 |
5015,69 |
1715,14 |
|
|
(b) |
Fertilisers |
14 |
871,88 |
665,14 |
82 |
504,36 |
200,11 |
|
|
(c) |
Drugs & Pharmaceuticals |
6 |
2,85 |
2,42 |
743 |
1525,77 |
990,93 |
|
|
(d) |
Non-Edible Oils |
2 |
12,03 |
10,97 |
43 |
118,04 |
70,03 |
|
|
(e) |
Other Chemicals & Chemical Products |
38 |
4,60 |
4,10 |
1,295 |
2582,03 |
1659,20 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
6 |
1,96 |
1,90 |
190 |
10871,16 |
1292,71 |
|
10. |
Manufacture of Cement & Cement Products |
20 |
2,39 |
2,10 |
238 |
373,38 |
302,62 |
|
11. |
Basic Metals & Metal Products |
58 |
20,44 |
14,41 |
3,547 |
19415,15 |
9738,60 |
|
|
(a) |
Iron & Steel |
28 |
6,89 |
1,79 |
2,147 |
16346,55 |
7645,66 |
|
|
(b) |
Non-Ferrous Metals |
13 |
2,21 |
1,45 |
568 |
979,08 |
665,45 |
|
|
(c) |
Metal Products |
17 |
11,34 |
11,17 |
832 |
2089,52 |
1427,48 |
|
12. |
Engineering |
64 |
25,76 |
16,32 |
4,153 |
11516,78 |
5909,25 |
|
|
(a) |
Heavy Engineering |
23 |
4,29 |
3,69 |
485 |
1284,62 |
959,33 |
|
|
(b) |
Light Engineering |
25 |
8,12 |
2,67 |
2,057 |
4099,46 |
2847,63 |
|
|
(c) |
Electrical Machinery & Goods |
11 |
1,05 |
69 |
1,092 |
4832,25 |
1251,24 |
|
|
(d) |
Electronic Machinery & Goods |
5 |
12,30 |
9,26 |
519 |
1300,45 |
851,05 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
21 |
15,10 |
12,88 |
963 |
8599,27 |
3173,17 |
|
14. |
Other Industries |
170 |
5343,05 |
5051,90 |
2,363 |
12764,01 |
4830,03 |
|
15. |
Electricity, Gas & Water |
8 |
49,71 |
12,29 |
448 |
5872,91 |
4865,43 |
|
|
(a) |
Electricity Generation & Transmission |
2 |
36,53 |
4,11 |
315 |
5092,00 |
4184,34 |
|
|
(b) |
Non-Conventional Energy |
3 |
7,87 |
7,87 |
41 |
234,99 |
179,27 |
|
|
(c) |
Gas, Steam & Water Supply |
3 |
5,31 |
31 |
92 |
545,92 |
501,82 |
|
16. |
Construction |
734 |
943,03 |
758,91 |
1,418 |
12058,64 |
7302,36 |
III. |
TRANSPORT OPERATORS |
30 |
2,80 |
2,14 |
264 |
575,40 |
328,16 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
563 |
416,01 |
233,01 |
2,613 |
9597,47 |
4328,39 |
V. |
PERSONAL LOANS |
56,933 |
44049,19 |
36060,31 |
– |
– |
– |
|
1. |
Loans for Purchase of Consumer Durables |
– |
– |
– |
– |
– |
– |
|
2. |
Loans for Housing |
56,933 |
44049,19 |
36060,31 |
– |
– |
– |
|
3. |
Rest of the Personal Loans |
– |
– |
– |
– |
– |
– |
VI. |
TRADE |
|
21,195 |
7355,74 |
4263,74 |
3,971 |
16039,94 |
5803,59 |
|
1. |
Wholesale Trade |
115 |
379,88 |
276,65 |
1,909 |
8909,93 |
2854,23 |
|
2. |
Retail Trade |
21,080 |
6975,87 |
3987,09 |
2,062 |
7130,01 |
2949,36 |
VII. |
FINANCE |
2,536 |
10733,60 |
8870,56 |
184 |
8085,87 |
5432,42 |
VIII. |
ALL OTHERS |
824 |
157,69 |
85,00 |
13,992 |
2281,52 |
1263,90 |
TOTAL BANK CREDIT |
1,68,797 |
96863,17 |
75830,67 |
48,198 |
167665,58 |
81052,47 |
OF WHICH : |
1. Artisans and Village & Tiny Industries |
129 |
10,96 |
8,46 |
1,639 |
439,26 |
341,63 |
|
|
|
2. Other Small Scale Industries |
478 |
142,80 |
116,22 |
9,456 |
7461,46 |
5632,27 |
|
