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Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to occupation (Part 1 of 2)

MARCH 2002

(Amount in Rupees Lakh)


     

CENTRAL GOVERNMENT

STATE GOVERNMENT

     

OWNED UNDERTAKINGS

     

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing


     

1

2

3

4

5

6


I.

AGRICULTURE

5,123

2869,76

1885,22

319

808,51

238,94

 

1. Direct Finance

3,784

202,90

164,64

135

107,58

75,29

 

2. Indirect Finance

1,339

2666,86

1720,58

184

700,94

163,65

II.

INDUSTRY

3,060

32173,18

21621,44

282

2303,83

1809,73

 

1. Mining & Quarrying

305

3575,87

2400,95

6

21,22

16,69

 

2. Food Manufacturing & Processing

205

639,66

507,40

10

61,42

52,78

 

(a)

Rice Mills, Flour & Dal Mills

84

580,12

457,35

 

(b)

Sugar

8

3,12

3,11

2

10,50

5,18

 

(c)

Edible Oils & Vanaspati

14

2,24

1,47

1

81

1,44

 

(d)

Tea Processing

4

13,80

13,01

 

(e)

Processing of Fruits &Vegetables

4

92

88

2

16

17

 

(f)

Others

91

39,46

31,59

5

49,95

46,00

 

3. Beverage & Tobacco

50

19,41

16,65

 

4. Textiles

287

775,03

536,39

33

30,28

28,73

 

(a)

Cotton Textiles

123

456,23

275,94

21

13,97

13,60

 

(b)

Jute & Other Natural Fibre Textiles

16

5,66

5,48

1

35

35

 

(c)

Handloom Textiles & Khadi

15

280,28

226,39

4

7,18

6,97

 

(d)

Other Textiles & Textile Products

133

32,86

28,59

7

8,79

7,81

 

5. Paper, Paper Products & Printing

72

25,82

21,13

7

2,98

2,43

 

6. Leather & Leather Products

11

13,28

12,88

 

7. Rubber & Plastic Products

36

12,11

12,08

1

3

2

 

8. Chemicals & Chemical Products

195

1892,60

1084,21

9

93,91

78,93

 

(a)

Heavy Industrial Chemicals

20

440,49

235,51

 

(b)

Fertilisers

63

730,73

422,68

7

93,58

78,79

 

(c)

Drugs & Pharmaceuticals

63

75,90

77,21

 

(d)

Non-Edible Oils

5

276,44

210,87

 

(e)

Other Chemicals & Chemical Products

44

369,04

137,95

2

33

13

 

9. Petroleum , Coal Products & Nuclear Fuels

77

5427,22

4393,82

5

68,97

45,50

 

10. Manufacture of Cement & Cement Products

45

30,28

24,66

1

20,00

24

 

11. Basic Metals & Metal Products

305

6154,53

4299,17

26

27,45

26,42

 

(a)

Iron & Steel

208

5721,23

4005,78

23

13,84

14,50

 

(b)

Non-Ferrous Metals

29

166,57

86,59

2

9,11

8,33

 

(c)

Metal Products

68

266,74

206,80

1

4,50

3,59

 

12. Engineering

353

2713,05

1713,14

41

80,51

45,06

 

(a)

Heavy Engineering

72

735,23

415,53

3

3,17

2,85

 

(b)

Light Engineering

142

972,59

689,99

19

47,24

20,56

 

(c)

Electrical Machinery & Goods

84

593,27

401,09

13

2,04

94

 

(d)

Electronic Machinery & Goods

55

411,96

206,53

6

28,06

20,71

 

13. Vehicles,Vehicle Parts & Transport Equipments

125

268,29

251,30

4

7,18

3,34

 

14. Other Industries

279

281,32

264,62

27

88,56

85,39

 

15. Electricity, Gas & Water

108

7623,26

4217,69

49

1512,88

1172,15

 

(a)

Electricity Generation & Transmission

78

7465,82

4061,05

49

1512,88

1172,15

 

(b)

Non-Conventional Energy

1

75,00

75,00

 

(c)

Gas,Steam &Water Supply

29

82,44

81,64

 

16. Construction

607

2721,43

1865,33

63

288,45

252,06

III.

TRANSPORT OPERATORS

491

1739,57

1506,34

17

278,75

139,81

IV.

PROFESSIONAL AND OTHER SERVICES

492

967,97

159,52

58

39,23

29,60

V.

PERSONAL LOANS

 

1. Loans for Purchase of Consumer Durables

 

2. Loans for Housing

 

3. Rest of the Personal Loans

VI.

TRADE

1,291

48465,79

44925,13

68

8434,90

7335,56

 

1. Whole sale Trade

624

48282,44

44851,72

36

8388,27

7299,11

 

2. Retail Trade

667

183,35

73,41

32

46,62

36,46

VII.

FINANCE

1,443

13252,89

10570,48

43

434,57

319,39

VIII.

ALL OTHERS

951

2859,54

2259,56

1,412

3619,06

2960,57


TOTAL BANK CREDIT

12,851

102328,71

82927,68

2,199

15918,85

12833,61

OF WHICH: 1.Artisans and Village & Tiny Industries

2.Other Small Scale Industries

555

215,46

162,20

13

3,09

2,83



(Amount in Rupees Lakh)


   

STATE GOVERNMENT

QUASI GOVERNMENT

   

OWNED UNDERTAKINGS

BODIES


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing


   

7

8

9

10

11

12


I.

AGRICULTURE

2,150

1919,05

1548,87

546

1391,39

1093,82

 

1. Direct Finance

123

169,58

162,51

54

13,05

7,33

 

2. Indirect Finance

2,027

1749,47

1386,36

492

1378,34

1086,49

II.

INDUSTRY

803

5831,10

4675,00

571

4528,46

3394,56

 

1. Mining & Quarrying

24

277,17

127,99

8

176,02

72,30

 

2. Food Manufacturing & Processing

51

169,07

159,85

17

27,93

17,65

 

(a) Rice Mills,Flour & Dal Mills

1

15

5

1

15

16

 

(b) Sugar

10

21,32

20,50

 

(c) Edible Oils & Vanaspati

1

22

20

 

(d) Tea Processing

3

20,42

19,08

1

7

2

 

(e) Processing of Fruits & Vegetables

1

8

8

 

(f) Others

35

126,88

119,93

15

27,72

17,47

 

3. Beverage & Tobacco

1

5,00

4,07

4

19,05

22,98

 

4. Textiles

66

149,15

109,87

30

28,11

24,40

 

(a)Cotton Textiles

24

34,54

21,76

5

4,75

4,79

 

(b)Jute & Other Natural Fibre Textiles

2

1,18

1,09

 

(c)Handloom Textiles & Khadi

19

93,69

72,76

12

7,94

7,64

 

(d)Other Textiles & Textile Products

21

19,74

14,25

13

15,42

11,97

 

5. Paper ,Paper Products & Printing

15

42,94

43,35

6

21,07

24,10

 

6. Leather & Leather Products

1

55

83

1

5

5

 

7. Rubber & Plastic Products

5

3,99

3,40

2

36

35

 

8. Chemicals & Chemical Products

43

242,59

216,35

26

209,93

166,41

 

(a) Heavy Industrial Chemicals

5

26,54

20,24

8

5,22

5,07

 

(b) Fertilisers

12

162,23

153,80

12

131,40

101,27

 

(c) Drugs & Pharmaceuticals

11

10,16

10,37

 

(d) Non-Edible Oils

 

(e) Other Chemicals & Chemical Products

15

43,67

31,94

6

73,30

60,06

 

9. Petroleum , Coal Products & Nuclear Fuels

12

299,62

265,41

3

43

55

 

10. Manufacture of Cement & Cement Products

9

18,36

18,28

12

77,57

76,73

 

11. Basic Metals & Metal Products

57

118,97

110,67

26

118,21

117,87

 

(a)Iron & Steel

48

110,59

100,79

20

117,15

116,85

 

(b)Non-Ferrous Metals

1

25

1,96

 

(c)Metal Products

8

8,13

7,92

6

1,06

1,02

 

12. Engineering

137

556,90

453,28

23

153,35

132,34

 

(a)Heavy Engineering

19

36,56

31,21

2

42

32

 

(b)Light Engineering

10

14,40

7,38

1

3

3

 

(c)Electrical Machinery & Goods

51

367,58

301,73

18

152,78

131,87

 

(d)Electronic Machinery & Goods

57

138,36

112,96

2

13

13

 

13. Vehicles,VehicleParts&TransportEquipments

16

218,71

198,45

1

3,11

2,34

 

14. Other Industries

47

404,94

231,96

31

45,12

68,74

 

15. Electricity ,Gas & Water

186

2300,66

1824,25

294

2778,29

1952,47

 

(a)Electricity Generation & Transmission

179

2034,18

1627,60

290

2777,23

1951,63

 

(b)Non- Conventional Energy

 

(c)Gas, Steam & Water Supply

7

266,48

196,66

4

1,05

84

 

16. Construction

133

1022,49

906,99

87

869,87

715,28

III.

TRANSPORT OPERATORS

213

841,99

540,54

55

211,42

146,07

IV.

PROFESSIONAL AND OTHER SERVICES

37

31,75

25,54

127

310,16

286,86

V.

PERSONAL LOANS

 

1. Loans for Purchase of Consumer Durables

 

2. Loans for Housing

 

3. Rest of the Personal Loans

VI.

TRADE

232

1235,89

999,15

112

141,91

108,26

 

1. Wholesale Trade

178

1122,64

904,42

64

97,26

79,35

 

2. Retail Trade

54

113,26

94,72

48

44,65

28,91

VII.

FINANCE

116

1436,62

1181,52

70

1033,76

808,94

VIII.

ALL OTHERS

254

2532,83

1968,01

550

1179,67

935,11


TOTAL BANK CREDIT

3,805

13829,23

10938,62

2,031

8796,78

6773,61


OF WHICH: 1.Artisans and Village&Tiny Industries

 

2.Other Small Scale Industries

66

76,26

76,19

25

8,85

8,22



(Amount in Rupees Lakh)


   

CO-OPERATIVE SECTORS

PUBLIC AND PRIVATE LTD. COMPANIES

         

NOT OWNED BUT MANAGED BY GOVT.


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing


   

13

14

15

16

17

18


I.

AGRICULTURE

2,752

2644,48

1707,71

495

1272,86

886,19

 

1. Direct Finance

780

299,43

268,75

220

92,03

86,35

 

2. Indirect Finance

1,972

2345,05

1438,96

275

1180,83

799,83

II.

INDUSTRY

943

1130,67

586,57

3,865

16991,18

9570,40

 

1. Mining & Quarrying

25

54,95

56,33

104

10697,03

4481,27

 

2. Food Manufacturing & Processing

245

411,37

210,41

278

591,28

528,54

 

(a) Rice Mills, Flour & DalMills

70

5,60

4,60

50

32,54

29,52

 

(b) Sugar

69

151,95

134,21

24

175,28

162,82

 

(c) Edible Oils & Vanaspati

17

3,84

3,62

60

166,40

159,73

 

(d) Tea Processing

8

13,59

1,25

19

11,80

5,58

 

(e) Processing of Fruits & Vegetables

18

3,24

2,46

2

20

24

 

(f) Others

63

233,15

64,26

123

205,05

170,65

 

3. Beverage & Tobacco

6

1,57

1,57

30

79,44

64,43

 

4. Textiles

187

84,08

78,23

546

597,74

486,55

 

(a) Cotton Textiles

83

46,93

42,03

272

342,91

277,22

 

(b) Jute & Other Natural Fibre Textiles

6

63

65

11

18,30

12,91

 

(c) HandloomTextiles&Khadi

64

20,25

19,96

12

7,92

7,43

 

(d) Other Textiles & Textile Products

34

16,27

15,60

251

228,62

188,98

 

5. Paper, Paper Products & Printing

29

10,10

6,12

193

152,10

136,35

 

6. Leather & Leather Products

14

1,51

1,43

32

12,17

9,77

 

7. Rubber & Plastic Products

23

2,05

2,12

326

167,53

172,39

 

8. Chemicals & Chemical Products

68

463,37

158,80

420

1581,57

1184,30

 

(a) Heavy Industrial Chemicals

6

4,02

2,50

87

236,51

190,72

 

(b) Fertilisers

8

422,27

132,32

55

551,79

412,77

 

(c) Drugs & Pharmaceuticals

5

19

21

94

95,84

105,15

 

(d) Non-Edible Oils

2

21

5

10

4,97

4,54

 

(e) Other Chemicals & Chemical Products

47

36,68

23,71

174

692,45

471,12

 

9. Petroleum,Coal Products & Nuclear Fuels

9

59

50

26

53,90

50,42

 

10. Manufacture of Cement &Cement Products

10

72

59

50

156,29

148,33

 

11. Basic Metals & Metal Products

53

11,34

7,46

471

922,51

780,52

 

(a) Iron & Steel

21

9,22

5,52

247

732,10

614,52

 

(b) Non- Ferrous Metals

6

82

69

47

45,92

29,97

 

(c) Metal Products

26

1,30

1,26

177

144,50

136,02

 

12. Engineering

45

14,94

12,70

483

1029,44

771,05

 

(a)Heavy Engineering

10

11,18

8,87

75

121,61

62,17

 

(b)Light Engineering

9

1,69

1,54

163

429,87

379,46

 

(c)Electrical Machinery & Goods

8

1,12

1,13

136

302,23

192,91

 

(d)ElectronicMachinery&Goods

18

95

1,16

109

175,73

136,51

 

13. Vehicles,Vehicle Parts &Transport Equipments

11

4,26

95

250

169,65

112,45

 

14. Other Industries

170

17,52

16,47

444

233,96

194,82

 

15. Electricity,Gas & Water

8

1,61

1,29

40

310,86

257,03

 

(a)Electricity Generation & Transmission

8

1,61

1,29

28

307,32

253,64

 

(b)Non-Conventional Energy

3

14

12

 

(c)Gas , Steam & Water Supply

9

3,40

3,27

 

16.Construction

40

50,70

31,60

172

235,68

192,19

III.

TRANSPORT OPERATORS

145

5,99

4,19

165

301,88

238,01

IV.

PROFESSIONAL AND OTHER SERVICES

152

1289,34

1273,68

436

490,89

377,30

V.

PERSONAL LOANS

4,567

5571,26

4197,95

 

1. Loans for Purchase of Consumer Durables

 

2. Loans for Housing

4,549

5570,76

4197,62

 

3. Rest of the Personal Loans

18

50

33

VI.

TRADE

6,480

762,54

601,48

2,072

448,33

364,76

 

1. Wholesale Trade

112

40,92

39,21

1,713

237,53

176,17

 

2. Retail Trade

6,368

721,62

562,27

359

210,80

188,59

VII.

FINANCE

2,703

4311,30

3243,58

137

318,95

221,76

VIII.

ALL OTHERS

340

1168,45

1124,07

1,042

1071,86

825,13


TOTAL BANK CREDIT

18,082

16884,04

12739,23

8,212

20895,95

12483,55

OF WHICH: 1.Artisans and Village & Tiny Industries

333

25,87

24,37

126

17,41

16,03

 

2. Other Small Scale Industries

215

54,30

51,16

808

345,19

297,35


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