Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to occupation (Part 1 of 2) - ਆਰਬੀਆਈ - Reserve Bank of India
Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to occupation (Part 1 of 2)
MARCH 2002 | ||||||||
(Amount in Rupees Lakh) | ||||||||
CENTRAL GOVERNMENT | STATE GOVERNMENT | |||||||
OWNED UNDERTAKINGS | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||
Accounts | Limit | Out | Accounts | Limit | Out | |||
1 | 2 | 3 | 4 | 5 | 6 | |||
I. | AGRICULTURE | 5,123 | 2869,76 | 1885,22 | 319 | 808,51 | 238,94 | |
1. Direct Finance | 3,784 | 202,90 | 164,64 | 135 | 107,58 | 75,29 | ||
2. Indirect Finance | 1,339 | 2666,86 | 1720,58 | 184 | 700,94 | 163,65 | ||
II. | INDUSTRY | 3,060 | 32173,18 | 21621,44 | 282 | 2303,83 | 1809,73 | |
1. Mining & Quarrying | 305 | 3575,87 | 2400,95 | 6 | 21,22 | 16,69 | ||
2. Food Manufacturing & Processing | 205 | 639,66 | 507,40 | 10 | 61,42 | 52,78 | ||
(a) | Rice Mills, Flour & Dal Mills | 84 | 580,12 | 457,35 | — | — | — | |
(b) | Sugar | 8 | 3,12 | 3,11 | 2 | 10,50 | 5,18 | |
(c) | Edible Oils & Vanaspati | 14 | 2,24 | 1,47 | 1 | 81 | 1,44 | |
(d) | Tea Processing | 4 | 13,80 | 13,01 | — | — | — | |
(e) | Processing of Fruits &Vegetables | 4 | 92 | 88 | 2 | 16 | 17 | |
(f) | Others | 91 | 39,46 | 31,59 | 5 | 49,95 | 46,00 | |
3. Beverage & Tobacco | 50 | 19,41 | 16,65 | — | — | — | ||
4. Textiles | 287 | 775,03 | 536,39 | 33 | 30,28 | 28,73 | ||
(a) | Cotton Textiles | 123 | 456,23 | 275,94 | 21 | 13,97 | 13,60 | |
(b) | Jute & Other Natural Fibre Textiles | 16 | 5,66 | 5,48 | 1 | 35 | 35 | |
(c) | Handloom Textiles & Khadi | 15 | 280,28 | 226,39 | 4 | 7,18 | 6,97 | |
(d) | Other Textiles & Textile Products | 133 | 32,86 | 28,59 | 7 | 8,79 | 7,81 | |
5. Paper, Paper Products & Printing | 72 | 25,82 | 21,13 | 7 | 2,98 | 2,43 | ||
6. Leather & Leather Products | 11 | 13,28 | 12,88 | — | — | — | ||
7. Rubber & Plastic Products | 36 | 12,11 | 12,08 | 1 | 3 | 2 | ||
8. Chemicals & Chemical Products | 195 | 1892,60 | 1084,21 | 9 | 93,91 | 78,93 | ||
(a) | Heavy Industrial Chemicals | 20 | 440,49 | 235,51 | — | — | — | |
(b) | Fertilisers | 63 | 730,73 | 422,68 | 7 | 93,58 | 78,79 | |
(c) | Drugs & Pharmaceuticals | 63 | 75,90 | 77,21 | — | — | — | |
(d) | Non-Edible Oils | 5 | 276,44 | 210,87 | — | — | — | |
(e) | Other Chemicals & Chemical Products | 44 | 369,04 | 137,95 | 2 | 33 | 13 | |
9. Petroleum , Coal Products & Nuclear Fuels | 77 | 5427,22 | 4393,82 | 5 | 68,97 | 45,50 | ||
10. Manufacture of Cement & Cement Products | 45 | 30,28 | 24,66 | 1 | 20,00 | 24 | ||
11. Basic Metals & Metal Products | 305 | 6154,53 | 4299,17 | 26 | 27,45 | 26,42 | ||
(a) | Iron & Steel | 208 | 5721,23 | 4005,78 | 23 | 13,84 | 14,50 | |
(b) | Non-Ferrous Metals | 29 | 166,57 | 86,59 | 2 | 9,11 | 8,33 | |
(c) | Metal Products | 68 | 266,74 | 206,80 | 1 | 4,50 | 3,59 | |
12. Engineering | 353 | 2713,05 | 1713,14 | 41 | 80,51 | 45,06 | ||
(a) | Heavy Engineering | 72 | 735,23 | 415,53 | 3 | 3,17 | 2,85 | |
(b) | Light Engineering | 142 | 972,59 | 689,99 | 19 | 47,24 | 20,56 | |
(c) | Electrical Machinery & Goods | 84 | 593,27 | 401,09 | 13 | 2,04 | 94 | |
(d) | Electronic Machinery & Goods | 55 | 411,96 | 206,53 | 6 | 28,06 | 20,71 | |
13. Vehicles,Vehicle Parts & Transport Equipments | 125 | 268,29 | 251,30 | 4 | 7,18 | 3,34 | ||
14. Other Industries | 279 | 281,32 | 264,62 | 27 | 88,56 | 85,39 | ||
15. Electricity, Gas & Water | 108 | 7623,26 | 4217,69 | 49 | 1512,88 | 1172,15 | ||
(a) | Electricity Generation & Transmission | 78 | 7465,82 | 4061,05 | 49 | 1512,88 | 1172,15 | |
(b) | Non-Conventional Energy | 1 | 75,00 | 75,00 | — | — | — | |
(c) | Gas,Steam &Water Supply | 29 | 82,44 | 81,64 | — | — | — | |
16. Construction | 607 | 2721,43 | 1865,33 | 63 | 288,45 | 252,06 | ||
III. | TRANSPORT OPERATORS | 491 | 1739,57 | 1506,34 | 17 | 278,75 | 139,81 | |
IV. | PROFESSIONAL AND OTHER SERVICES | 492 | 967,97 | 159,52 | 58 | 39,23 | 29,60 | |
V. | PERSONAL LOANS | — | — | — | — | — | — | |
1. Loans for Purchase of Consumer Durables | — | — | — | — | — | — | ||
2. Loans for Housing | — | — | — | — | — | — | ||
3. Rest of the Personal Loans | — | — | — | — | — | — | ||
VI. | TRADE | 1,291 | 48465,79 | 44925,13 | 68 | 8434,90 | 7335,56 | |
1. Whole sale Trade | 624 | 48282,44 | 44851,72 | 36 | 8388,27 | 7299,11 | ||
2. Retail Trade | 667 | 183,35 | 73,41 | 32 | 46,62 | 36,46 | ||
VII. | FINANCE | 1,443 | 13252,89 | 10570,48 | 43 | 434,57 | 319,39 | |
VIII. | ALL OTHERS | 951 | 2859,54 | 2259,56 | 1,412 | 3619,06 | 2960,57 | |
TOTAL BANK CREDIT | 12,851 | 102328,71 | 82927,68 | 2,199 | 15918,85 | 12833,61 | ||
OF WHICH: 1.Artisans and Village & Tiny Industries | — | — | — | — | — | — | ||
2.Other Small Scale Industries | 555 | 215,46 | 162,20 | 13 | 3,09 | 2,83 | ||
(Amount in Rupees Lakh) | ||||||||
STATE GOVERNMENT | QUASI GOVERNMENT | |||||||
OWNED UNDERTAKINGS | BODIES | |||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||
Accounts | Limit | Out | Accounts | Limit | Out | |||
7 | 8 | 9 | 10 | 11 | 12 | |||
I. | AGRICULTURE | 2,150 | 1919,05 | 1548,87 | 546 | 1391,39 | 1093,82 | |
1. Direct Finance | 123 | 169,58 | 162,51 | 54 | 13,05 | 7,33 | ||
2. Indirect Finance | 2,027 | 1749,47 | 1386,36 | 492 | 1378,34 | 1086,49 | ||
II. | INDUSTRY | 803 | 5831,10 | 4675,00 | 571 | 4528,46 | 3394,56 | |
1. Mining & Quarrying | 24 | 277,17 | 127,99 | 8 | 176,02 | 72,30 | ||
2. Food Manufacturing & Processing | 51 | 169,07 | 159,85 | 17 | 27,93 | 17,65 | ||
(a) Rice Mills,Flour & Dal Mills | 1 | 15 | 5 | 1 | 15 | 16 | ||
(b) Sugar | 10 | 21,32 | 20,50 | — | — | — | ||
(c) Edible Oils & Vanaspati | 1 | 22 | 20 | — | — | — | ||
(d) Tea Processing | 3 | 20,42 | 19,08 | 1 | 7 | 2 | ||
(e) Processing of Fruits & Vegetables | 1 | 8 | 8 | — | — | — | ||
(f) Others | 35 | 126,88 | 119,93 | 15 | 27,72 | 17,47 | ||
3. Beverage & Tobacco | 1 | 5,00 | 4,07 | 4 | 19,05 | 22,98 | ||
4. Textiles | 66 | 149,15 | 109,87 | 30 | 28,11 | 24,40 | ||
(a)Cotton Textiles | 24 | 34,54 | 21,76 | 5 | 4,75 | 4,79 | ||
(b)Jute & Other Natural Fibre Textiles | 2 | 1,18 | 1,09 | — | — | — | ||
(c)Handloom Textiles & Khadi | 19 | 93,69 | 72,76 | 12 | 7,94 | 7,64 | ||
(d)Other Textiles & Textile Products | 21 | 19,74 | 14,25 | 13 | 15,42 | 11,97 | ||
5. Paper ,Paper Products & Printing | 15 | 42,94 | 43,35 | 6 | 21,07 | 24,10 | ||
6. Leather & Leather Products | 1 | 55 | 83 | 1 | 5 | 5 | ||
7. Rubber & Plastic Products | 5 | 3,99 | 3,40 | 2 | 36 | 35 | ||
8. Chemicals & Chemical Products | 43 | 242,59 | 216,35 | 26 | 209,93 | 166,41 | ||
(a) Heavy Industrial Chemicals | 5 | 26,54 | 20,24 | 8 | 5,22 | 5,07 | ||
(b) Fertilisers | 12 | 162,23 | 153,80 | 12 | 131,40 | 101,27 | ||
(c) Drugs & Pharmaceuticals | 11 | 10,16 | 10,37 | — | — | — | ||
(d) Non-Edible Oils | — | — | — | — | — | — | ||
(e) Other Chemicals & Chemical Products | 15 | 43,67 | 31,94 | 6 | 73,30 | 60,06 | ||
9. Petroleum , Coal Products & Nuclear Fuels | 12 | 299,62 | 265,41 | 3 | 43 | 55 | ||
10. Manufacture of Cement & Cement Products | 9 | 18,36 | 18,28 | 12 | 77,57 | 76,73 | ||
11. Basic Metals & Metal Products | 57 | 118,97 | 110,67 | 26 | 118,21 | 117,87 | ||
(a)Iron & Steel | 48 | 110,59 | 100,79 | 20 | 117,15 | 116,85 | ||
(b)Non-Ferrous Metals | 1 | 25 | 1,96 | — | — | — | ||
(c)Metal Products | 8 | 8,13 | 7,92 | 6 | 1,06 | 1,02 | ||
12. Engineering | 137 | 556,90 | 453,28 | 23 | 153,35 | 132,34 | ||
(a)Heavy Engineering | 19 | 36,56 | 31,21 | 2 | 42 | 32 | ||
(b)Light Engineering | 10 | 14,40 | 7,38 | 1 | 3 | 3 | ||
(c)Electrical Machinery & Goods | 51 | 367,58 | 301,73 | 18 | 152,78 | 131,87 | ||
(d)Electronic Machinery & Goods | 57 | 138,36 | 112,96 | 2 | 13 | 13 | ||
13. Vehicles,VehicleParts&TransportEquipments | 16 | 218,71 | 198,45 | 1 | 3,11 | 2,34 | ||
14. Other Industries | 47 | 404,94 | 231,96 | 31 | 45,12 | 68,74 | ||
15. Electricity ,Gas & Water | 186 | 2300,66 | 1824,25 | 294 | 2778,29 | 1952,47 | ||
(a)Electricity Generation & Transmission | 179 | 2034,18 | 1627,60 | 290 | 2777,23 | 1951,63 | ||
(b)Non- Conventional Energy | — | — | — | — | — | — | ||
(c)Gas, Steam & Water Supply | 7 | 266,48 | 196,66 | 4 | 1,05 | 84 | ||
16. Construction | 133 | 1022,49 | 906,99 | 87 | 869,87 | 715,28 | ||
III. | TRANSPORT OPERATORS | 213 | 841,99 | 540,54 | 55 | 211,42 | 146,07 | |
IV. | PROFESSIONAL AND OTHER SERVICES | 37 | 31,75 | 25,54 | 127 | 310,16 | 286,86 | |
V. | PERSONAL LOANS | — | — | — | — | — | — | |
1. Loans for Purchase of Consumer Durables | — | — | — | — | — | — | ||
2. Loans for Housing | — | — | — | — | — | — | ||
3. Rest of the Personal Loans | — | — | — | — | — | — | ||
VI. | TRADE | 232 | 1235,89 | 999,15 | 112 | 141,91 | 108,26 | |
1. Wholesale Trade | 178 | 1122,64 | 904,42 | 64 | 97,26 | 79,35 | ||
2. Retail Trade | 54 | 113,26 | 94,72 | 48 | 44,65 | 28,91 | ||
VII. | FINANCE | 116 | 1436,62 | 1181,52 | 70 | 1033,76 | 808,94 | |
VIII. | ALL OTHERS | 254 | 2532,83 | 1968,01 | 550 | 1179,67 | 935,11 | |
TOTAL BANK CREDIT | 3,805 | 13829,23 | 10938,62 | 2,031 | 8796,78 | 6773,61 | ||
OF WHICH: 1.Artisans and Village&Tiny Industries | — | — | — | — | — | — | ||
2.Other Small Scale Industries | 66 | 76,26 | 76,19 | 25 | 8,85 | 8,22 | ||
(Amount in Rupees Lakh) | ||||||||
CO-OPERATIVE SECTORS | PUBLIC AND PRIVATE LTD. COMPANIES | |||||||
NOT OWNED BUT MANAGED BY GOVT. | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||
Accounts | Limit | Out | Accounts | Limit | Out | |||
13 | 14 | 15 | 16 | 17 | 18 | |||
I. | AGRICULTURE | 2,752 | 2644,48 | 1707,71 | 495 | 1272,86 | 886,19 | |
1. Direct Finance | 780 | 299,43 | 268,75 | 220 | 92,03 | 86,35 | ||
2. Indirect Finance | 1,972 | 2345,05 | 1438,96 | 275 | 1180,83 | 799,83 | ||
II. | INDUSTRY | 943 | 1130,67 | 586,57 | 3,865 | 16991,18 | 9570,40 | |
1. Mining & Quarrying | 25 | 54,95 | 56,33 | 104 | 10697,03 | 4481,27 | ||
2. Food Manufacturing & Processing | 245 | 411,37 | 210,41 | 278 | 591,28 | 528,54 | ||
(a) Rice Mills, Flour & DalMills | 70 | 5,60 | 4,60 | 50 | 32,54 | 29,52 | ||
(b) Sugar | 69 | 151,95 | 134,21 | 24 | 175,28 | 162,82 | ||
(c) Edible Oils & Vanaspati | 17 | 3,84 | 3,62 | 60 | 166,40 | 159,73 | ||
(d) Tea Processing | 8 | 13,59 | 1,25 | 19 | 11,80 | 5,58 | ||
(e) Processing of Fruits & Vegetables | 18 | 3,24 | 2,46 | 2 | 20 | 24 | ||
(f) Others | 63 | 233,15 | 64,26 | 123 | 205,05 | 170,65 | ||
3. Beverage & Tobacco | 6 | 1,57 | 1,57 | 30 | 79,44 | 64,43 | ||
4. Textiles | 187 | 84,08 | 78,23 | 546 | 597,74 | 486,55 | ||
(a) Cotton Textiles | 83 | 46,93 | 42,03 | 272 | 342,91 | 277,22 | ||
(b) Jute & Other Natural Fibre Textiles | 6 | 63 | 65 | 11 | 18,30 | 12,91 | ||
(c) HandloomTextiles&Khadi | 64 | 20,25 | 19,96 | 12 | 7,92 | 7,43 | ||
(d) Other Textiles & Textile Products | 34 | 16,27 | 15,60 | 251 | 228,62 | 188,98 | ||
5. Paper, Paper Products & Printing | 29 | 10,10 | 6,12 | 193 | 152,10 | 136,35 | ||
6. Leather & Leather Products | 14 | 1,51 | 1,43 | 32 | 12,17 | 9,77 | ||
7. Rubber & Plastic Products | 23 | 2,05 | 2,12 | 326 | 167,53 | 172,39 | ||
8. Chemicals & Chemical Products | 68 | 463,37 | 158,80 | 420 | 1581,57 | 1184,30 | ||
(a) Heavy Industrial Chemicals | 6 | 4,02 | 2,50 | 87 | 236,51 | 190,72 | ||
(b) Fertilisers | 8 | 422,27 | 132,32 | 55 | 551,79 | 412,77 | ||
(c) Drugs & Pharmaceuticals | 5 | 19 | 21 | 94 | 95,84 | 105,15 | ||
(d) Non-Edible Oils | 2 | 21 | 5 | 10 | 4,97 | 4,54 | ||
(e) Other Chemicals & Chemical Products | 47 | 36,68 | 23,71 | 174 | 692,45 | 471,12 | ||
9. Petroleum,Coal Products & Nuclear Fuels | 9 | 59 | 50 | 26 | 53,90 | 50,42 | ||
10. Manufacture of Cement &Cement Products | 10 | 72 | 59 | 50 | 156,29 | 148,33 | ||
11. Basic Metals & Metal Products | 53 | 11,34 | 7,46 | 471 | 922,51 | 780,52 | ||
(a) Iron & Steel | 21 | 9,22 | 5,52 | 247 | 732,10 | 614,52 | ||
(b) Non- Ferrous Metals | 6 | 82 | 69 | 47 | 45,92 | 29,97 | ||
(c) Metal Products | 26 | 1,30 | 1,26 | 177 | 144,50 | 136,02 | ||
12. Engineering | 45 | 14,94 | 12,70 | 483 | 1029,44 | 771,05 | ||
(a)Heavy Engineering | 10 | 11,18 | 8,87 | 75 | 121,61 | 62,17 | ||
(b)Light Engineering | 9 | 1,69 | 1,54 | 163 | 429,87 | 379,46 | ||
(c)Electrical Machinery & Goods | 8 | 1,12 | 1,13 | 136 | 302,23 | 192,91 | ||
(d)ElectronicMachinery&Goods | 18 | 95 | 1,16 | 109 | 175,73 | 136,51 | ||
13. Vehicles,Vehicle Parts &Transport Equipments | 11 | 4,26 | 95 | 250 | 169,65 | 112,45 | ||
14. Other Industries | 170 | 17,52 | 16,47 | 444 | 233,96 | 194,82 | ||
15. Electricity,Gas & Water | 8 | 1,61 | 1,29 | 40 | 310,86 | 257,03 | ||
(a)Electricity Generation & Transmission | 8 | 1,61 | 1,29 | 28 | 307,32 | 253,64 | ||
(b)Non-Conventional Energy | — | — | — | 3 | 14 | 12 | ||
(c)Gas , Steam & Water Supply | — | — | — | 9 | 3,40 | 3,27 | ||
16.Construction | 40 | 50,70 | 31,60 | 172 | 235,68 | 192,19 | ||
III. | TRANSPORT OPERATORS | 145 | 5,99 | 4,19 | 165 | 301,88 | 238,01 | |
IV. | PROFESSIONAL AND OTHER SERVICES | 152 | 1289,34 | 1273,68 | 436 | 490,89 | 377,30 | |
V. | PERSONAL LOANS | 4,567 | 5571,26 | 4197,95 | — | — | — | |
1. Loans for Purchase of Consumer Durables | — | — | — | — | — | — | ||
2. Loans for Housing | 4,549 | 5570,76 | 4197,62 | — | — | — | ||
3. Rest of the Personal Loans | 18 | 50 | 33 | — | — | — | ||
VI. | TRADE | 6,480 | 762,54 | 601,48 | 2,072 | 448,33 | 364,76 | |
1. Wholesale Trade | 112 | 40,92 | 39,21 | 1,713 | 237,53 | 176,17 | ||
2. Retail Trade | 6,368 | 721,62 | 562,27 | 359 | 210,80 | 188,59 | ||
VII. | FINANCE | 2,703 | 4311,30 | 3243,58 | 137 | 318,95 | 221,76 | |
VIII. | ALL OTHERS | 340 | 1168,45 | 1124,07 | 1,042 | 1071,86 | 825,13 | |
TOTAL BANK CREDIT | 18,082 | 16884,04 | 12739,23 | 8,212 | 20895,95 | 12483,55 | ||
OF WHICH: 1.Artisans and Village & Tiny Industries | 333 | 25,87 | 24,37 | 126 | 17,41 | 16,03 | ||
2. Other Small Scale Industries | 215 | 54,30 | 51,16 | 808 | 345,19 | 297,35 | ||