Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to occupation (Part 2 of 2) - ਆਰਬੀਆਈ - Reserve Bank of India
Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to occupation (Part 2 of 2)
MARCH 2002 | |||||||
(Amount in Rupees Lakh) | |||||||
PUBLIC & PRIVATE LTD. COMPANIES | PRIVATE SECTOR - OTHERS | ||||||
OTHER THAN GOVT. OWNED & / OR | |||||||
MANAGED COMPANIES & CORPORATIONS | |||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |
Accounts | Limit | Out | Accounts | Limit | Out | ||
19 | 20 | 21 | 22 | 23 | 24 | ||
I. | AGRICULTURE | 5,156 | 6449,99 | 5186,72 | 62,209 | 7857,74 | 6004,65 |
1. DirectFinance | 1,730 | 1656,73 | 1267,81 | 38,098 | 2699,25 | 2070,77 | |
2. Indirect Finance | 3,426 | 4793,26 | 3918,90 | 24,111 | 5158,49 | 3933,88 | |
II. | INDUSTRY | 97,725 | 225266,36 | 163954,16 | 2,14,229 | 62041,65 | 48459,52 |
1. Mining & Quarrying | 1,466 | 3655,01 | 2888,23 | 4,719 | 1706,32 | 1284,03 | |
2. Food Manufacturing & Processing | 6,969 | 16281,76 | 12081,65 | 25,289 | 7599,43 | 5758,32 | |
(a) Rice Mills,Flour & Dal Mills | 1,314 | 1955,02 | 1499,93 | 12,497 | 3200,49 | 2420,33 | |
(b) Sugar | 668 | 4969,09 | 3679,96 | 233 | 575,34 | 430,63 | |
(c) Edible Oils & Vanaspati | 1,134 | 2247,77 | 1580,80 | 2,785 | 895,16 | 739,05 | |
(d) Tea Processing | 812 | 1696,49 | 1194,24 | 539 | 326,20 | 248,83 | |
(e) Processing of Fruits & Vegetables | 349 | 511,90 | 415,33 | 624 | 250,72 | 160,45 | |
(f) Others | 2,692 | 4901,50 | 3711,39 | 8,611 | 2351,52 | 1759,03 | |
3. Beverage & Tobacco | 939 | 2709,42 | 2156,60 | 1,942 | 877,32 | 671,49 | |
4. Textiles | 16,238 | 31650,43 | 22182,54 | 42,740 | 11786,43 | 9267,48 | |
(a) Cotton Textiles | 6,923 | 14965,30 | 11607,55 | 12,809 | 3741,89 | 3015,95 | |
(b) Jute & Other Natural Fibre Textiles | 393 | 579,01 | 433,49 | 618 | 182,91 | 133,19 | |
(c) Handloom Textiles & Khadi | 278 | 599,27 | 123,68 | 2,281 | 382,12 | 310,76 | |
(d) Other Textiles & Textile Products | 8,644 | 15506,86 | 10017,82 | 27,032 | 7479,52 | 5807,57 | |
5. Paper, Paper Products & Printing | 4,539 | 6834,13 | 5423,62 | 11,718 | 1761,82 | 1491,15 | |
6. Leather & Leather Products | 1,752 | 2021,42 | 1486,86 | 4,598 | 1635,23 | 1250,37 | |
7. Rubber & Plastic Products | 6,167 | 6516,36 | 5229,22 | 11,703 | 2017,81 | 1671,51 | |
8. Chemicals & Chemical Products | 14,121 | 33182,82 | 22817,51 | 14,188 | 3997,09 | 3164,15 | |
(a)Heavy Industrial Chemicals | 3,210 | 6538,52 | 4964,81 | 2,257 | 708,74 | 553,59 | |
(b)Fertilisers | 687 | 5796,39 | 3870,65 | 390 | 391,19 | 245,94 | |
(c)Drugs & Pharmaceuticals | 4,192 | 9283,00 | 6463,13 | 3,053 | 1193,10 | 991,78 | |
(d)Non- Edible Oils | 212 | 294,45 | 205,18 | 413 | 75,25 | 67,00 | |
(e)Other Chemicals Chemical Products | 5,820 | 11270,46 | 7313,73 | 8,075 | 1628,82 | 1305,84 | |
9. Petroleum,Coal Products & Nuclear Fuels | 836 | 7370,55 | 6098,54 | 1,127 | 855,69 | 818,85 | |
10. Manufacture of Cement & Cement Products | 1,369 | 5808,07 | 4831,12 | 2,441 | 580,33 | 486,36 | |
11. Basic Metals & Metal Products | 12,897 | 26811,71 | 21675,48 | 21,962 | 5891,07 | 4701,18 | |
(a)Iron & Steel | 6,772 | 19011,30 | 15840,51 | 8,302 | 2951,33 | 2267,28 | |
(b)Non-Ferrous Metals | 1,432 | 3260,82 | 2286,80 | 2,303 | 792,49 | 624,24 | |
(c)Metal Products | 4,693 | 4539,59 | 3548,16 | 11,357 | 2147,24 | 1809,66 | |
12. Engineering | 15,566 | 38364,31 | 23458,76 | 22,007 | 5718,65 | 4280,36 | |
(a)Heavy Engineering | 3,220 | 6277,46 | 4664,04 | 5,065 | 1054,85 | 805,69 | |
(b)Light Engineering | 4,387 | 9818,19 | 6851,40 | 8,084 | 1634,39 | 1229,30 | |
(c)Electrical Machinery & Goods | 4,806 | 13474,56 | 5954,73 | 6,061 | 1888,30 | 1287,94 | |
(d)Electronic Machinery & Goods | 3,153 | 8794,10 | 5988,59 | 2,797 | 1141,10 | 957,44 | |
13. Vehicles, Vehicle Parts &Transport Equipments | 3,911 | 12109,34 | 8718,43 | 5,932 | 1682,88 | 1405,52 | |
14. Other Industries | 6,989 | 14042,97 | 10713,29 | 31,327 | 10845,68 | 7992,55 | |
15. Electricity, Gas & Water | 1,031 | 10577,22 | 8227,28 | 1,325 | 1058,07 | 874,30 | |
(a)Electricity Generation & Transmission | 589 | 9196,27 | 7379,65 | 622 | 894,93 | 750,50 | |
(b)Non- Conventional Energy | 113 | 350,32 | 281,29 | 123 | 53,06 | 34,55 | |
(c)Gas, Steam & Water Supply | 329 | 1030,62 | 566,34 | 580 | 110,08 | 89,25 | |
16. Construction | 2,935 | 7330,84 | 5965,02 | 11,211 | 4027,84 | 3341,89 | |
III. | TRANSPORT OPERATORS | 1,580 | 2979,35 | 2055,07 | 9,202 | 1255,59 | 1057,68 |
IV. | PROFESSIONAL AND OTHER SERVICES | 7,828 | 15674,13 | 12617,63 | 39,348 | 10884,54 | 7415,94 |
V. | PERSONAL LOANS | — | — | — | — | — | — |
1. Loans for Purchase of Consumer Durables | — | — | — | — | — | — | |
2. Loans for Housing | — | — | — | — | — | — | |
3. Rest of the Personal Loans | — | — | — | — | — | — | |
VI. | TRADE | 12,878 | 13813,98 | 9418,62 | 1,96,663 | 25856,50 | 20995,55 |
1. Wholesale Trade | 7,998 | 9953,80 | 6681,74 | 81,995 | 14031,21 | 11350,46 | |
2. Retail Trade | 4,880 | 3860,18 | 2736,89 | 1,14,668 | 11825,29 | 9645,09 | |
VII. | FINANCE | 3,969 | 25152,22 | 18245,27 | 2,424 | 2178,53 | 1576,74 |
VIII. | ALL OTHERS | 11,756 | 21510,87 | 15703,94 | 82,818 | 21236,79 | 16395,35 |
TOTAL BANK CREDIT | 1,40,892 | 310846,90 | 227181,40 | 6,06,893 | 131311,34 | 101905,42 | |
OF WHICH: 1.Artisans and Village &Tiny Industries | 6,324 | 1130,85 | 886,18 | 33,211 | 3014,48 | 2452,69 | |
2.Other Small Scale Industries | 22,716 | 15167,19 | 11910,78 | 80,382 | 17481,81 | 13863,87 | |
(Amount in Rupees Lakh) | |||||||
JOINT SECTOR UNDERTAKINGS | INDIVIDUALS - MALE | ||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |
Accounts | Limit | Out | Accounts | Limit | Out | ||
25 | 26 | 27 | 28 | 29 | 30 | ||
I. | AGRICULTURE | 707 | 137,78 | 119,46 | 2,37,820 | 8386,00 | 7182,26 |
1. Direc Finance | 627 | 32,17 | 29,91 | 2,19,769 | 7162,88 | 6257,22 | |
2. Indirect Finance | 80 | 105,61 | 89,54 | 18,051 | 1223,11 | 925,04 | |
II. | INDUSTRY | 1,997 | 5767,41 | 4268,58 | 66,682 | 5033,89 | 4236,06 |
1. Mining & Quarrying | 43 | 516,40 | 207,88 | 2,181 | 126,04 | 107,18 | |
2. Food Manufacturing & Processing | 222 | 428,37 | 310,67 | 5,970 | 739,52 | 599,16 | |
(a) Rice Mills, Flour & Dal Mills | 63 | 41,27 | 24,31 | 2,932 | 377,86 | 291,15 | |
(b) Sugar | 18 | 43,27 | 37,40 | 49 | 15,50 | 12,13 | |
(c) Edible Oils & Vanaspati | 32 | 48,13 | 35,63 | 560 | 74,49 | 68,94 | |
(d) Tea Processing | 16 | 135,49 | 126,72 | 111 | 12,42 | 10,68 | |
(e) Processing of Fruits &Vegetables | 8 | 2,75 | 2,83 | 179 | 19,89 | 17,79 | |
(f) Others | 85 | 157,47 | 83,78 | 2,139 | 239,35 | 198,48 | |
3. Beverage &Tobacco | 12 | 10,25 | 7,91 | 630 | 64,16 | 56,24 | |
4. Textiles | 289 | 520,20 | 367,61 | 5,454 | 539,75 | 439,02 | |
(a) Cotton Textiles | 97 | 211,63 | 147,98 | 2,016 | 169,31 | 140,54 | |
(b) Jute & Other Natural Fibre Textiles | 5 | 2,80 | 72 | 169 | 19,09 | 14,24 | |
(c) Handloom Textiles & Khadi | 26 | 3,40 | 2,80 | 519 | 33,57 | 30,25 | |
(d) Other Textiles & Textile Products | 161 | 302,37 | 216,11 | 2,750 | 317,77 | 253,99 | |
5. Paper,Paper Products & Printing | 69 | 46,35 | 34,67 | 1,649 | 129,82 | 105,14 | |
6. Leather & Leather Products | 49 | 37,10 | 31,51 | 482 | 66,86 | 56,76 | |
7. Rubber & Plastic Products | 143 | 124,24 | 111,00 | 1,413 | 126,14 | 110,80 | |
8. Chemicals & Chemical Products | 324 | 1154,93 | 657,13 | 1,775 | 159,61 | 133,66 | |
(a) Heavy Industrial Chemicals | 46 | 319,48 | 197,47 | — | — | — | |
(b) Fertilisers | 19 | 306,91 | 133,18 | — | — | — | |
(c) Drugs & Pharmaceuticals | 92 | 160,99 | 96,78 | 327 | 31,41 | 29,11 | |
(d) Non-Edible Oils | 8 | 8,49 | 7,02 | 43 | 5,11 | 4,03 | |
(e) Other Chemicals & Chemical Products | 159 | 359,07 | 222,67 | 1,405 | 123,10 | 100,53 | |
9. Petroleum, Coal Products & Nuclear Fuels | 13 | 674,50 | 726,34 | 305 | 27,86 | 22,93 | |
10. Manufacture of Cement & Cement Products | 22 | 6,26 | 3,79 | 689 | 52,85 | 45,29 | |
11. Basic Metals & Metal Products | 226 | 1240,45 | 951,51 | 2,864 | 310,09 | 260,69 | |
(a) Iron & Steel | 133 | 1105,01 | 905,34 | 157 | 18,51 | 17,31 | |
(b) Non-Ferrous Metals | 13 | 7,09 | 3,73 | 111 | 16,86 | 12,29 | |
(c) Metal Products | 80 | 128,36 | 42,43 | 2,596 | 274,71 | 231,08 | |
12. Engineering | 291 | 348,28 | 266,59 | 3,237 | 341,07 | 285,92 | |
(a)Heavy Engineering | 39 | 21,96 | 15,39 | 647 | 63,56 | 56,81 | |
(b)Light Engineering | 86 | 167,71 | 153,74 | 1,255 | 141,59 | 113,99 | |
(c)Electrical Machinery & Goods | 104 | 121,71 | 75,93 | 788 | 77,36 | 68,04 | |
(d)Electronic Machinery & Goods | 62 | 36,90 | 21,52 | 547 | 58,55 | 47,08 | |
13. Vehicles,Vehicle Parts &Transport Equipments | 72 | 202,40 | 197,71 | 1,377 | 86,47 | 65,38 | |
14. Other Industries | 126 | 88,13 | 60,06 | 14,149 | 790,37 | 666,66 | |
15. Electricity, Gas & Water | 32 | 311,96 | 283,85 | 262 | 13,88 | 11,20 | |
(a) Electricity Generation & Transmission | 26 | 209,15 | 179,41 | — | — | — | |
(b) Non-Conventional Energy | 2 | 2,22 | 2,08 | 79 | 4,26 | 3,68 | |
(c) Gas, Steam & Water Supply | 4 | 100,59 | 102,36 | 183 | 9,62 | 7,53 | |
16. Construction | 64 | 57,58 | 50,35 | 24,245 | 1459,41 | 1270,04 | |
III. | TRANSPORT OPERATORS | 76 | 4,44 | 3,26 | 58,483 | 2127,62 | 1545,76 |
IV. | PROFESSIONAL AND OTHER SERVICES | 142 | 102,82 | 92,09 | 47,578 | 2649,23 | 2050,38 |
V. | PERSONAL LOANS | — | — | — | 7,89,560 | 33693,71 | 28080,32 |
1. Loans for Purchase of Consumer Durables | — | — | — | 11,012 | 380,35 | 298,25 | |
2. Loans for Housing | — | — | — | 3,74,320 | 16637,50 | 15061,36 | |
3. Rest of the Personal Loans | — | — | — | 4,04,228 | 16675,86 | 12720,71 | |
VI. | TRADE | 412 | 200,40 | 133,20 | 53,796 | 3497,58 | 2889,04 |
1. Whole sale Trade | 238 | 163,01 | 100,55 | 15,123 | 1119,69 | 965,05 | |
2. Retail Trade | 174 | 37,39 | 32,65 | 38,673 | 2377,89 | 1923,99 | |
VII. | FINANCE | 63 | 628,19 | 613,35 | 6,877 | 418,73 | 380,87 |
VIII. | ALL OTHERS | 424 | 454,59 | 330,27 | 27,009 | 4410,26 | 3505,42 |
TOTAL BANK CREDIT | 3,821 | 7295,63 | 5560,20 | 12,87,805 | 60217,02 | 49870,11 | |
OF WHICH: 1.Artisans and Village & Tiny Industries | 580 | 101,25 | 75,94 | 9,319 | 530,24 | 444,60 | |
2.Other Small Scale Industries | 323 | 212,97 | 143,06 | 14,381 | 1311,36 | 1101,99 | |
(Amount in Rupees Lakh) | |||||||
INDIVIDUALS - FEMALE | TOTAL | ||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |
Accounts | Limit | Out | Accounts | Limit | Out | ||
31 | 32 | 33 | 34 | 35 | 36 | ||
I. | AGRICULTURE | 18,032 | 721,77 | 617,83 | 3,35,309 | 34459,33 | 26471,64 |
1. Direct Finance | 16,393 | 594,42 | 523,93 | 2,81,713 | 13030,04 | 10914,52 | |
2. Indirect Finance | 1,639 | 127,34 | 93,90 | 53,596 | 21429,29 | 15557,13 | |
II. | INDUSTRY | 8,614 | 549,64 | 475,59 | 3,98,771 | 361617,39 | 263051,61 |
1. Mining & Quarrying | 239 | 13,08 | 11,51 | 9,120 | 20819,11 | 11654,37 | |
2. Food Manufacturing & Processing | 650 | 57,31 | 47,74 | 39,906 | 27007,13 | 20274,17 | |
(a) Rice Mills, Flour & Dal Mills | 250 | 23,80 | 20,04 | 17,262 | 6217,01 | 4747,44 | |
(b) Sugar | 6 | 98 | 99 | 1,087 | 5966,36 | 4486,92 | |
(c) Edible Oils &Vanaspati | 60 | 5,74 | 5,12 | 4,664 | 3444,80 | 2596,00 | |
(d) Tea Processing | 23 | 1,56 | 1,57 | 1,536 | 2231,83 | 1620,99 | |
(e) Processing of Fruits & Vegetables | 42 | 2,21 | 1,62 | 1,229 | 792,07 | 601,84 | |
(f) Others | 269 | 23,01 | 18,41 | 14,128 | 8355,06 | 6220,99 | |
3. Beverage & Tobacco | 48 | 4,78 | 4,34 | 3,662 | 3790,40 | 3006,27 | |
4. Textiles | 1,271 | 96,89 | 86,41 | 67,141 | 46258,09 | 33607,22 | |
(a) Cotton Textiles | 380 | 33,65 | 29,79 | 22,753 | 20021,10 | 15577,14 | |
(b)Jute & Other Natural Fibre Textiles | 22 | 1,19 | 94 | 1,243 | 811,11 | 603,05 | |
(c)Handloom Textiles & Khadi | 85 | 4,02 | 3,38 | 3,315 | 1439,64 | 812,03 | |
(d)Other Textiles & Textile Products | 784 | 58,03 | 52,31 | 39,830 | 23986,25 | 16615,01 | |
5. Paper,Paper Products & Printing | 216 | 16,07 | 12,71 | 18,513 | 9043,21 | 7300,78 | |
6. Leather & Leather Products | 53 | 8,05 | 7,83 | 6,993 | 3796,22 | 2858,27 | |
7. Rubber &Plastic Products | 151 | 15,83 | 13,30 | 19,970 | 8986,45 | 7326,19 | |
8. Chemicals & Chemical Products | 220 | 12,73 | 9,49 | 31,389 | 42991,16 | 29670,92 | |
(a) Heavy Industrial Chemicals | — | — | — | 5,639 | 8279,53 | 6169,92 | |
(b) Fertilisers | — | — | — | 1,253 | 8586,49 | 5551,40 | |
(c) Drugs & Pharmaceuticals | 36 | 1,97 | 1,88 | 7,873 | 10852,56 | 7775,62 | |
(d) Non-Edible Oils | 9 | 1,33 | 1,11 | 702 | 666,25 | 499,79 | |
(e) Other Chemicals & Chemical Products | 175 | 9,43 | 6,50 | 15,922 | 14606,34 | 9674,19 | |
9. Petroleum, Coal Products & Nuclear Fuels | 12 | 1,66 | 1,67 | 2,425 | 14780,98 | 12424,55 | |
10. Manufacture of Cement & Cement Products | 72 | 7,67 | 7,28 | 4,720 | 6758,40 | 5642,66 | |
11. Basic Metals & Metal Products | 237 | 21,85 | 21,35 | 39,124 | 41628,19 | 32952,30 | |
(a) Iron & Steel | 10 | 1,08 | 90 | 15,941 | 29791,36 | 23889,30 | |
(b) Non-Ferrous Metals | 26 | 7,07 | 7,79 | 3,970 | 4306,99 | 3062,40 | |
(c) Metal Products | 201 | 13,70 | 12,65 | 19,213 | 7529,84 | 6000,60 | |
12. Engineering | 320 | 26,54 | 23,19 | 42,503 | 49347,04 | 31442,41 | |
(a) Heavy Engineering | 80 | 3,58 | 3,30 | 9,232 | 8329,59 | 6066,19 | |
(b) Light Engineering | 101 | 8,86 | 6,37 | 14,257 | 13236,56 | 9453,77 | |
(c) Electrical Machinery & Goods | 77 | 4,29 | 3,92 | 12,146 | 16985,24 | 8420,24 | |
(d) Electronic Machinery & Goods | 62 | 9,81 | 9,60 | 6,868 | 10795,66 | 7502,21 | |
13. Vehicles, Vehicle Parts & Transport Equipments | 137 | 8,68 | 6,07 | 11,836 | 14760,96 | 10961,96 | |
14. Other Industries | 1,232 | 71,33 | 61,92 | 54,821 | 26909,90 | 20356,48 | |
15. Electricity,Gas & Water | 41 | 3,20 | 2,80 | 3,376 | 26491,87 | 18824,33 | |
(a) Electricity Generation & Transmission | — | — | — | 1,869 | 24399,39 | 17376,92 | |
(b) Non-Conventional Energy | 9 | 34 | 29 | 330 | 485,34 | 397,01 | |
(c) Gas, Steam & Water Supply | 32 | 2,86 | 2,52 | 1,177 | 1607,13 | 1050,41 | |
16. Construction | 3,715 | 183,98 | 157,98 | 43,272 | 18248,28 | 14748,74 | |
III. | TRANSPORT OPERATORS | 6,052 | 234,09 | 173,91 | 76,479 | 9980,68 | 7410,62 |
IV. | PROFESSIONAL AND OTHER SERVICES | 8,985 | 478,79 | 358,85 | 1,05,183 | 32918,86 | 24687,38 |
V. | PERSONAL LOANS | 1,20,565 | 5122,21 | 4260,15 | 9,14,692 | 44387,18 | 36538,41 |
1. Loans for Purchase of Consumer Durables | 1,331 | 45,02 | 35,66 | 12,343 | 425,36 | 333,91 | |
2. Loans for Housing | 59,326 | 2724,60 | 2446,09 | 4,38,195 | 24932,85 | 21705,06 | |
3. Rest of the Personal Loans | 59,908 | 2352,60 | 1778,40 | 4,64,154 | 19028,97 | 14499,44 | |
VI. | TRADE | 4,159 | 258,39 | 218,66 | 2,78,163 | 103116,21 | 87989,42 |
1. Wholesale Trade | 1,318 | 78,46 | 64,69 | 1,09,399 | 83515,23 | 72512,47 | |
2. Retail Trade | 2,841 | 179,93 | 153,97 | 1,68,764 | 19600,98 | 15476,95 | |
VII. | FINANCE | 1,383 | 67,27 | 60,55 | 19,228 | 49233,05 | 37222,45 |
VIII. | ALL OTHERS | 3,911 | 630,50 | 507,94 | 1,30,704 | 61146,46 | 46972,54 |
TOTAL BANK CREDIT | 1,71,701 | 8062,66 | 6673,48 | 22,58,529 | 696859,16 | 530344,08 | |
OF WHICH: 1.Artisans and Village & Tiny Industries | 825 | 37,99 | 30,97 | 50,718 | 4858,09 | 3930,78 | |
2.Other Small Scale Industries | 1,456 | 129,06 | 112,45 | 1,20,940 | 35005,54 | 27730,11 | |
See Notes on Tables |