Table No.5.3 Interest rate range-wise classification of outstanding loans and advances of scheduled commercial banks according to occupation - ਆਰਬੀਆਈ - Reserve Bank of India
Table No.5.3 Interest rate range-wise classification of outstanding loans and advances of scheduled commercial banks according to occupation
(Amount in ` Lakh) |
|||||||
|
OCCUPATION |
LESS THAN 6% |
6% AND ABOVE BUT |
||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
18,682 |
22107,81 |
19843,78 |
8,96,331 |
99864,19 |
77412,52 |
|
1. Direct Finance |
17,854 |
4583,78 |
4093,09 |
8,49,820 |
52370,26 |
40044,75 |
|
2. Indirect Finance |
828 |
17524,03 |
15750,69 |
46,511 |
47493,93 |
37367,77 |
II. |
INDUSTRY |
5,126 |
117627,83 |
89232,90 |
1,24,437 |
470020,52 |
319746,84 |
|
1. Mining & Quarrying |
89 |
6124,74 |
5488,05 |
2,334 |
16113,82 |
11010,02 |
|
2. Food Manufacturing & Processing |
391 |
6717,91 |
5313,12 |
10,788 |
24078,22 |
18429,13 |
|
(a) Rice Mills, Flour & Dal Mills |
45 |
368,25 |
288,54 |
3,207 |
6164,93 |
5188,51 |
|
(b) Sugar |
25 |
1160,85 |
1115,59 |
283 |
4513,49 |
3710,90 |
|
(c) Edible Oils & Vanaspati |
26 |
511,88 |
447,46 |
574 |
3084,90 |
2340,38 |
|
(d) Tea Processing |
15 |
294,99 |
223,86 |
222 |
1050,13 |
765,29 |
|
(e) Processing of Fruits & Vegetables |
11 |
19,90 |
8,68 |
336 |
639,22 |
525,35 |
|
(f) Others |
269 |
4362,04 |
3229,00 |
6,166 |
8625,55 |
5898,70 |
|
3. Beverage & Tobacco |
33 |
955,34 |
685,88 |
702 |
4688,77 |
3260,05 |
|
4. Textiles |
458 |
4055,53 |
1244,08 |
17,790 |
43817,52 |
24364,40 |
|
(a) Cotton Textiles |
170 |
2910,80 |
564,90 |
4,379 |
14769,95 |
10759,05 |
|
(b) Jute & Other Natural Fibre Textiles |
8 |
6,70 |
6,53 |
243 |
388,42 |
237,35 |
|
(c) Handloom Textiles & Khadi |
19 |
12,01 |
11,04 |
1,113 |
701,61 |
588,76 |
|
(d) Other Textiles & Textile Products |
261 |
1126,02 |
661,62 |
12,055 |
27957,54 |
12779,23 |
|
5. Paper, Paper Products & Printing |
89 |
811,60 |
736,93 |
2,639 |
7067,14 |
5474,14 |
|
6. Woods and Woods Products |
31 |
141,70 |
112,63 |
564 |
652,79 |
527,74 |
|
7. Leather & Leather Products |
50 |
244,91 |
187,26 |
2,366 |
3047,93 |
2002,06 |
|
8. Gems and Jewellery |
267 |
672,35 |
538,25 |
1,694 |
12711,52 |
7569,65 |
|
9. Rubber & Plastic Products |
111 |
569,09 |
439,13 |
1,749 |
5105,21 |
3440,41 |
|
10. Chemicals & Chemical Products |
429 |
16504,93 |
12431,35 |
3,609 |
37989,66 |
20059,28 |
|
(a) Heavy Industrial Chemicals |
83 |
586,04 |
399,15 |
596 |
3629,21 |
2548,20 |
|
(b) Fertilisers |
52 |
8510,90 |
8275,84 |
165 |
4056,08 |
2620,81 |
|
(c) Drugs & Pharmaceuticals |
157 |
4765,97 |
1513,94 |
1,129 |
23364,24 |
10504,23 |
|
(d) Non-Edible Oils |
1 |
4 |
4 |
98 |
378,49 |
287,84 |
|
(e) Other Chemicals & Chemical Products |
136 |
2641,96 |
2242,38 |
1,621 |
6561,64 |
4098,20 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
127 |
34711,96 |
28926,54 |
359 |
23677,46 |
16597,02 |
|
12. Manufacture of Cement & Cement Products |
77 |
1520,42 |
1311,21 |
714 |
5715,38 |
3759,44 |
|
13. Basic Metals & Metal Products |
660 |
18476,48 |
9600,06 |
5,188 |
49267,13 |
31782,73 |
|
(a) Iron & Steel |
364 |
8923,91 |
6743,26 |
2,145 |
26699,24 |
19078,46 |
|
(b) Non-Ferrous Metals |
134 |
2041,58 |
1424,25 |
868 |
14877,05 |
7731,60 |
|
(c) Metal Products |
162 |
7510,99 |
1432,54 |
2,175 |
7690,84 |
4972,67 |
|
14. Engineering |
677 |
3756,41 |
2811,59 |
9,981 |
35214,34 |
17724,62 |
|
(a) Heavy Engineering |
135 |
1229,98 |
1098,61 |
1,604 |
4174,93 |
3199,01 |
|
(b) Light Engineering |
216 |
1072,96 |
617,12 |
5,889 |
17353,82 |
5948,74 |
|
(c) Electrical Machinery & Goods |
270 |
1307,06 |
955,88 |
1,979 |
10065,91 |
5436,89 |
|
(d) Electronic Machinery & Goods |
56 |
146,41 |
139,99 |
509 |
3619,67 |
3139,98 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
319 |
5412,93 |
4463,65 |
2,610 |
18314,86 |
13984,32 |
|
16. Other Industries |
302 |
1460,00 |
1169,92 |
10,199 |
12843,45 |
7497,77 |
|
17. Electricity, Gas & Water |
134 |
10374,72 |
9745,43 |
1,282 |
87946,97 |
66102,65 |
|
(a) Electricity Generation & Transmission |
99 |
8701,90 |
8400,18 |
920 |
84831,97 |
63888,86 |
|
(b) Non-Conventional Energy |
14 |
22,39 |
21,78 |
112 |
1412,91 |
991,85 |
|
(c) Gas, Steam & Water Supply |
21 |
1650,44 |
1323,47 |
250 |
1702,09 |
1221,94 |
|
18. Construction |
882 |
5116,80 |
4027,83 |
49,869 |
81768,36 |
66161,40 |
|
(a) Other than Infrastructure |
646 |
1115,72 |
710,57 |
45,543 |
13875,29 |
10601,55 |
|
(b) Infrastructure Construction |
236 |
4001,08 |
3317,26 |
4,326 |
67893,08 |
55559,85 |
III. |
TRANSPORT OPERATORS |
1,229 |
1679,31 |
1444,04 |
1,14,035 |
22548,48 |
13903,43 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,814 |
5390,90 |
4598,86 |
68,684 |
66400,98 |
51651,36 |
|
1. Professional Services |
406 |
803,52 |
769,82 |
12,662 |
13207,62 |
11183,18 |
|
2. Tourism, Hotel & Restaurants |
136 |
434,98 |
397,95 |
3,330 |
2888,34 |
2286,45 |
|
3. Recreation services |
27 |
69,56 |
65,15 |
648 |
1589,25 |
1350,01 |
|
4. IT and Telecommunications |
65 |
608,09 |
507,18 |
891 |
15607,58 |
11297,17 |
|
5. Others |
1,180 |
3474,76 |
2858,75 |
51,153 |
33108,19 |
25534,55 |
V. |
PERSONAL LOANS |
53,600 |
3141,28 |
2290,56 |
35,08,084 |
264158,92 |
210828,91 |
|
1. Housing |
35,244 |
1786,58 |
1328,26 |
25,09,306 |
218425,55 |
178725,11 |
|
2. Consumer Durables |
143 |
5,67 |
3,92 |
16,385 |
641,78 |
513,62 |
|
3. Vehicles |
5,773 |
261,39 |
25,14 |
4,28,494 |
16020,28 |
10086,22 |
|
4. Education |
388 |
28,65 |
25,97 |
87,364 |
4444,89 |
3353,89 |
|
5. Personal Credit Cards |
5 |
29 |
29 |
732 |
31,65 |
27,33 |
|
6. Others |
12,047 |
1058,69 |
906,98 |
4,65,803 |
24594,77 |
18122,75 |
VI. |
TRADE |
2,971 |
13036,08 |
10894,82 |
67,719 |
62437,17 |
44353,13 |
|
1. Wholesale Trade |
341 |
7114,05 |
6102,41 |
10,268 |
37088,02 |
25830,12 |
|
2. Retail Trade |
2,630 |
5922,03 |
4792,41 |
57,451 |
25349,15 |
18523,02 |
VII. |
FINANCE |
200 |
16285,18 |
15326,81 |
15,544 |
181095,60 |
155621,14 |
VIII. |
ALL OTHERS |
3,539 |
2397,26 |
2088,04 |
1,00,504 |
32827,00 |
26354,50 |
|
TOTAL LOANS AND ADVANCES |
87,161 |
181665,65 |
145719,81 |
48,95,338 |
1199352,86 |
899871,83 |
See Notes on Tables. |
TABLE NO. 5.3 – INTEREST RATE RANGE–WISE CLASSIFICATION OF OUTSTANDING LOANS AND |
|||||||
(Amount in ` Lakh) |
|||||||
|
OCCUPATION |
10% AND ABOVE BUT LESS |
12% AND ABOVE BUT LESS |
||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
10,78,162 |
83999,06 |
67918,73 |
6,56,968 |
44038,94 |
36208,29 |
|
1. Direct Finance |
10,03,846 |
61189,17 |
50835,49 |
6,13,733 |
31489,44 |
26481,56 |
|
2. Indirect Finance |
74,316 |
22809,89 |
17083,24 |
43,235 |
12549,50 |
9726,74 |
II. |
INDUSTRY |
3,22,001 |
724530,99 |
458699,36 |
2,24,133 |
309363,68 |
220447,84 |
|
1. Mining & Quarrying |
9,118 |
19923,30 |
12059,69 |
6,707 |
9247,82 |
6382,85 |
|
2. Food Manufacturing & Processing |
50,378 |
49498,93 |
33587,14 |
30,388 |
22546,69 |
16810,68 |
|
(a) Rice Mills, Flour & Dal Mills |
15,871 |
13712,85 |
10491,65 |
9,595 |
4382,09 |
3349,28 |
|
(b) Sugar |
794 |
10384,47 |
7684,56 |
676 |
6449,87 |
5254,35 |
|
(c) Edible Oils & Vanaspati |
2,761 |
7781,59 |
4498,39 |
2,238 |
2524,13 |
1815,10 |
|
(d) Tea Processing |
607 |
1312,96 |
728,85 |
534 |
973,69 |
548,21 |
|
(e) Processing of Fruits & Vegetables |
1,329 |
870,04 |
630,61 |
1,151 |
531,09 |
398,96 |
|
(f) Others |
29,016 |
15437,03 |
9553,10 |
16,194 |
7685,81 |
5444,77 |
|
3. Beverage & Tobacco |
2,812 |
5805,05 |
4639,24 |
2,013 |
3942,93 |
3317,80 |
|
4. Textiles |
45,993 |
80516,99 |
54544,53 |
34,229 |
33476,96 |
25147,89 |
|
(a) Cotton Textiles |
13,664 |
37983,67 |
28132,79 |
9,653 |
16059,55 |
12161,03 |
|
(b) Jute & Other Natural Fibre Textiles |
1,046 |
703,18 |
522,07 |
873 |
406,58 |
317,30 |
|
(c) Handloom Textiles & Khadi |
3,878 |
1599,05 |
1277,45 |
3,148 |
1000,39 |
761,54 |
|
(d) Other Textiles & Textile Products |
27,405 |
40231,09 |
24612,22 |
20,555 |
16010,44 |
11908,03 |
|
5. Paper, Paper Products & Printing |
10,042 |
15834,97 |
10693,12 |
9,938 |
8070,27 |
6153,54 |
|
6. Woods and Woods Products |
4,060 |
1522,19 |
1118,60 |
3,641 |
1146,23 |
827,00 |
|
7. Leather & Leather Products |
3,349 |
2253,21 |
1424,91 |
2,265 |
1595,07 |
1152,08 |
|
8. Gems and Jewellery |
2,333 |
5197,98 |
3662,59 |
1,495 |
4626,00 |
2350,96 |
|
9. Rubber & Plastic Products |
9,774 |
12104,42 |
7667,36 |
9,382 |
7439,57 |
5519,66 |
|
10. Chemicals & Chemical Products |
12,966 |
39421,82 |
22690,75 |
12,459 |
20332,30 |
14108,47 |
|
(a) Heavy Industrial Chemicals |
2,408 |
8669,10 |
5600,68 |
2,085 |
3641,18 |
2492,69 |
|
(b) Fertilisers |
359 |
3550,63 |
1096,72 |
307 |
1000,12 |
663,26 |
|
(c) Drugs & Pharmaceuticals |
2,882 |
11797,18 |
8233,35 |
2,551 |
8141,95 |
5683,74 |
|
(d) Non-Edible Oils |
466 |
512,37 |
312,63 |
555 |
383,57 |
254,01 |
|
(e) Other Chemicals & Chemical Products |
6,851 |
14892,54 |
7447,37 |
6,961 |
7165,49 |
5014,77 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
1,232 |
15870,03 |
7766,26 |
1,085 |
5755,30 |
3633,34 |
|
12. Manufacture of Cement & Cement Products |
4,702 |
15874,43 |
11742,32 |
4,609 |
6550,94 |
4930,03 |
|
13. Basic Metals & Metal Products |
21,320 |
104267,54 |
67967,50 |
18,967 |
48888,57 |
35385,26 |
|
(a) Iron & Steel |
8,809 |
79364,72 |
51843,47 |
7,641 |
32631,61 |
23640,93 |
|
(b) Non-Ferrous Metals |
2,518 |
6984,27 |
4557,20 |
2,641 |
4020,04 |
2788,61 |
|
(c) Metal Products |
9,993 |
17918,54 |
11566,83 |
8,685 |
12236,92 |
8955,72 |
|
14. Engineering |
53,863 |
82880,09 |
33604,15 |
29,363 |
28508,91 |
21284,43 |
|
(a) Heavy Engineering |
5,880 |
7006,83 |
4661,09 |
5,757 |
4326,15 |
3347,34 |
|
(b) Light Engineering |
39,343 |
51764,87 |
11669,96 |
16,278 |
13111,91 |
9595,46 |
|
(c) Electrical Machinery & Goods |
6,725 |
15566,43 |
10267,01 |
5,535 |
7482,50 |
5534,73 |
|
(d) Electronic Machinery & Goods |
1,915 |
8541,96 |
7006,09 |
1,793 |
3588,35 |
2806,91 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
6,972 |
27036,77 |
18912,40 |
5,551 |
12926,65 |
8059,72 |
|
16. Other Industries |
35,697 |
21862,86 |
14729,25 |
26,758 |
13190,90 |
9433,98 |
|
17. Electricity, Gas & Water |
2,634 |
83608,74 |
55339,78 |
1,912 |
21335,30 |
14239,78 |
|
(a) Electricity Generation & Transmission |
1,386 |
75902,28 |
49776,84 |
684 |
18638,57 |
12205,40 |
|
(b) Non-Conventional Energy |
384 |
3972,77 |
3065,13 |
475 |
1671,73 |
1315,32 |
|
(c) Gas, Steam & Water Supply |
864 |
3733,68 |
2497,82 |
753 |
1025,00 |
719,06 |
|
18. Construction |
44,756 |
141051,66 |
96549,75 |
23,371 |
59783,26 |
41710,37 |
|
(a) Other than Infrastructure |
34,142 |
23575,89 |
17450,85 |
16,306 |
18567,16 |
14309,95 |
|
(b) Infrastructure Construction |
10,614 |
117475,77 |
79098,90 |
7,065 |
41216,10 |
27400,42 |
III. |
TRANSPORT OPERATORS |
1,39,330 |
35674,91 |
26292,63 |
92,175 |
23733,37 |
20245,34 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
2,44,361 |
130929,81 |
98967,03 |
1,18,424 |
83687,31 |
64803,08 |
|
1. Professional Services |
23,767 |
17594,58 |
14186,04 |
14,817 |
7778,87 |
6639,09 |
|
2. Tourism, Hotel & Restaurants |
11,480 |
11344,54 |
8163,12 |
10,688 |
12550,17 |
8752,05 |
|
3. Recreation services |
1,893 |
3762,59 |
3021,91 |
2,043 |
4550,56 |
3454,92 |
|
4. IT and Telecommunications |
2,975 |
22327,03 |
15400,59 |
2,700 |
5711,23 |
4286,44 |
|
5. Others |
2,04,246 |
75901,08 |
58195,36 |
88,176 |
53096,48 |
41670,58 |
V. |
PERSONAL LOANS |
25,72,598 |
162606,49 |
126836,41 |
10,36,586 |
56948,40 |
42723,44 |
|
1. Housing |
9,47,434 |
92123,33 |
75990,80 |
2,59,639 |
23038,88 |
17789,04 |
|
2. Consumer Durables |
13,655 |
526,62 |
414,65 |
9,376 |
325,86 |
250,91 |
|
3. Vehicles |
5,49,253 |
20105,65 |
13973,67 |
1,62,293 |
6285,90 |
3938,99 |
|
4. Education |
5,40,830 |
21960,31 |
16363,05 |
1,54,682 |
7543,99 |
5529,98 |
|
5. Personal Credit Cards |
6,683 |
218,54 |
62,93 |
416 |
21,49 |
18,94 |
|
6. Others |
5,14,743 |
27672,04 |
20031,32 |
4,50,180 |
19732,27 |
15195,59 |
VI. |
TRADE |
3,32,180 |
202933,36 |
88486,55 |
2,91,257 |
75198,12 |
56455,43 |
|
1. Wholesale Trade |
30,114 |
144823,89 |
45894,61 |
37,929 |
31265,62 |
22737,97 |
|
2. Retail Trade |
3,02,066 |
58109,47 |
42591,94 |
2,53,328 |
43932,51 |
33717,46 |
VII. |
FINANCE |
53,073 |
56456,50 |
37521,91 |
13,420 |
17456,64 |
12016,09 |
VIII. |
ALL OTHERS |
64,706 |
28139,59 |
20952,53 |
38,614 |
15197,94 |
11149,65 |
|
TOTAL LOANS AND ADVANCES |
48,06,411 |
1425270,70 |
925675,14 |
24,71,577 |
625624,41 |
464049,17 |
TABLE NO. 5.3 – INTEREST RATE RANGE–WISE CLASSIFICATION OF OUTSTANDING LOANS AND |
|||||||
(Amount in ` Lakh) |
|||||||
|
OCCUPATION |
13% AND ABOVE BUT LESS |
14% AND ABOVE BUT LESS |
||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
2,35,239 |
17001,61 |
14084,43 |
80,762 |
8325,98 |
6255,12 |
|
1. Direct Finance |
2,15,078 |
12834,57 |
10793,16 |
70,049 |
5180,80 |
3831,78 |
|
2. Indirect Finance |
20,161 |
4167,04 |
3291,26 |
10,713 |
3145,18 |
2423,33 |
II. |
INDUSTRY |
1,25,324 |
135485,92 |
100325,62 |
64,544 |
64474,71 |
42541,14 |
|
1. Mining & Quarrying |
3,575 |
3279,32 |
2593,34 |
1,606 |
2910,96 |
1324,40 |
|
2. Food Manufacturing & Processing |
14,391 |
9122,20 |
6846,90 |
5,944 |
4091,74 |
2634,29 |
|
(a) Rice Mills, Flour & Dal Mills |
3,974 |
1743,79 |
1353,91 |
1,426 |
1317,35 |
571,66 |
|
(b) Sugar |
201 |
1093,97 |
847,80 |
92 |
502,17 |
434,58 |
|
(c) Edible Oils & Vanaspati |
1,154 |
1891,71 |
1359,86 |
423 |
313,20 |
231,92 |
|
(d) Tea Processing |
246 |
351,41 |
235,76 |
122 |
210,11 |
135,14 |
|
(e) Processing of Fruits & Vegetables |
546 |
407,77 |
328,70 |
283 |
142,15 |
115,42 |
|
(f) Others |
8,270 |
3633,56 |
2720,88 |
3,598 |
1606,76 |
1145,56 |
|
3. Beverage & Tobacco |
1,198 |
1771,85 |
1239,67 |
461 |
895,84 |
753,22 |
|
4. Textiles |
17,609 |
13759,08 |
10073,62 |
8,294 |
5986,84 |
4338,27 |
|
(a) Cotton Textiles |
5,564 |
6698,25 |
4519,69 |
2,769 |
2995,59 |
2315,29 |
|
(b) Jute & Other Natural Fibre Textiles |
404 |
336,45 |
270,10 |
151 |
116,39 |
73,18 |
|
(c) Handloom Textiles & Khadi |
1,151 |
306,92 |
254,18 |
520 |
128,07 |
104,11 |
|
(d) Other Textiles & Textile Products |
10,490 |
6417,46 |
5029,64 |
4,854 |
2746,79 |
1845,70 |
|
5. Paper, Paper Products & Printing |
5,296 |
3421,45 |
2605,61 |
2,305 |
1719,39 |
1257,18 |
|
6. Woods and Woods Products |
1,885 |
809,79 |
587,22 |
848 |
377,20 |
303,74 |
|
7. Leather & Leather Products |
1,416 |
819,24 |
612,85 |
832 |
462,22 |
383,27 |
|
8. Gems and Jewellery |
808 |
2509,02 |
1260,73 |
453 |
682,57 |
490,16 |
|
9. Rubber & Plastic Products |
4,655 |
2970,79 |
2167,34 |
1,932 |
1683,50 |
1012,61 |
|
10. Chemicals & Chemical Products |
6,575 |
9102,31 |
6750,50 |
2,621 |
5367,31 |
3010,01 |
|
(a) Heavy Industrial Chemicals |
1,046 |
1608,55 |
1190,26 |
446 |
1329,33 |
718,48 |
|
(b) Fertilisers |
146 |
276,75 |
91,17 |
100 |
245,91 |
191,84 |
|
(c) Drugs & Pharmaceuticals |
1,482 |
3300,46 |
2573,38 |
559 |
1808,95 |
1189,14 |
|
(d) Non-Edible Oils |
294 |
452,53 |
356,34 |
88 |
31,23 |
24,98 |
|
(e) Other Chemicals & Chemical Products |
3,607 |
3464,02 |
2539,35 |
1,428 |
1951,89 |
885,58 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
591 |
1525,52 |
1251,29 |
327 |
2887,01 |
339,02 |
|
12. Manufacture of Cement & Cement Products |
2,909 |
2906,72 |
2132,66 |
764 |
1189,48 |
876,15 |
|
13. Basic Metals & Metal Products |
9,797 |
19994,50 |
15061,13 |
4,140 |
9044,89 |
6664,68 |
|
(a) Iron & Steel |
3,855 |
12772,68 |
9425,90 |
1,544 |
6478,63 |
4719,23 |
|
(b) Non-Ferrous Metals |
1,286 |
1498,55 |
1126,86 |
473 |
790,30 |
549,29 |
|
(c) Metal Products |
4,656 |
5723,27 |
4508,37 |
2,123 |
1775,96 |
1396,17 |
|
14. Engineering |
13,870 |
13205,05 |
9929,63 |
6,403 |
7082,63 |
3536,70 |
|
(a) Heavy Engineering |
2,641 |
3094,03 |
2390,45 |
980 |
912,25 |
543,39 |
|
(b) Light Engineering |
7,353 |
4857,86 |
3669,80 |
3,746 |
2064,20 |
1497,14 |
|
(c) Electrical Machinery & Goods |
2,846 |
3598,08 |
2520,06 |
1,177 |
1385,06 |
970,25 |
|
(d) Electronic Machinery & Goods |
1,030 |
1655,08 |
1349,32 |
500 |
2721,12 |
525,93 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
3,207 |
4589,97 |
3113,25 |
1,438 |
2264,44 |
1323,57 |
|
16. Other Industries |
15,651 |
7003,67 |
5189,31 |
10,660 |
3689,94 |
2807,20 |
|
17. Electricity, Gas & Water |
1,065 |
3241,33 |
2403,19 |
446 |
1413,72 |
1002,48 |
|
(a) Electricity Generation & Transmission |
337 |
2284,08 |
1655,58 |
138 |
1070,54 |
777,57 |
|
(b) Non-Conventional Energy |
245 |
563,03 |
421,99 |
98 |
271,47 |
164,74 |
|
(c) Gas, Steam & Water Supply |
483 |
394,22 |
325,62 |
210 |
71,70 |
60,17 |
|
18. Construction |
20,826 |
35454,12 |
26507,39 |
15,070 |
12725,04 |
10484,16 |
|
(a) Other than Infrastructure |
15,649 |
15044,51 |
10824,20 |
11,811 |
8386,03 |
6854,03 |
|
(b) Infrastructure Construction |
5,177 |
20409,61 |
15683,19 |
3,259 |
4339,01 |
3630,13 |
III. |
TRANSPORT OPERATORS |
75,034 |
12200,61 |
9753,81 |
55,880 |
7662,63 |
6078,46 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
73,779 |
50097,16 |
37735,09 |
39,961 |
35221,19 |
17473,17 |
|
1. Professional Services |
8,095 |
3476,00 |
2674,31 |
9,173 |
2958,48 |
2140,72 |
|
2. Tourism, Hotel & Restaurants |
7,227 |
6199,78 |
4341,02 |
3,333 |
2598,89 |
1896,42 |
|
3. Recreation services |
1,115 |
2176,86 |
1574,35 |
630 |
906,49 |
681,67 |
|
4. IT and Telecommunications |
1,510 |
3498,09 |
2816,24 |
783 |
838,61 |
521,30 |
|
5. Others |
55,832 |
34746,43 |
26329,17 |
26,042 |
27918,73 |
12233,05 |
V. |
PERSONAL LOANS |
4,64,467 |
29730,61 |
20952,86 |
2,95,176 |
15982,76 |
10838,77 |
|
1. Housing |
89,529 |
11665,11 |
9157,34 |
33,217 |
3598,95 |
2949,23 |
|
2. Consumer Durables |
7,426 |
253,11 |
198,51 |
5,240 |
208,87 |
145,53 |
|
3. Vehicles |
1,44,327 |
5764,79 |
3336,00 |
91,288 |
3551,17 |
1922,79 |
|
4. Education |
37,316 |
2325,02 |
1745,80 |
8,487 |
438,30 |
329,46 |
|
5. Personal Credit Cards |
178 |
10,21 |
8,46 |
673 |
39,23 |
12,03 |
|
6. Others |
1,85,691 |
9712,37 |
6506,76 |
1,56,271 |
8146,24 |
5479,73 |
VI. |
TRADE |
1,77,849 |
43248,33 |
31709,38 |
85,376 |
21641,94 |
16206,01 |
|
1. Wholesale Trade |
25,792 |
15252,14 |
12031,93 |
14,075 |
8147,29 |
5946,29 |
|
2. Retail Trade |
1,52,057 |
27996,20 |
19677,46 |
71,301 |
13494,65 |
10259,72 |
VII. |
FINANCE |
7,651 |
11490,70 |
6776,05 |
4,557 |
5035,00 |
2149,95 |
VIII. |
ALL OTHERS |
25,612 |
9659,17 |
6579,77 |
17,201 |
10162,64 |
3166,31 |
|
TOTAL LOANS AND ADVANCES |
11,84,955 |
308914,11 |
227917,02 |
6,43,457 |
168506,85 |
104708,92 |
TABLE NO. 5.3 – INTEREST RATE RANGE–WISE CLASSIFICATION OF OUTSTANDING LOANS AND |
|||||||
(Amount in ` Lakh) |
|||||||
|
OCCUPATION |
15% AND ABOVE BUT LESS |
16% AND ABOVE BUT LESS |
||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
19 |
20 |
21 |
22 |
23 |
24 |
||
I. |
AGRICULTURE |
24,656 |
1836,51 |
1375,79 |
19,766 |
1428,47 |
1075,18 |
|
1. Direct Finance |
21,966 |
1248,25 |
939,69 |
18,222 |
898,19 |
618,12 |
|
2. Indirect Finance |
2,690 |
588,26 |
436,10 |
1,544 |
530,28 |
457,06 |
II. |
INDUSTRY |
28,076 |
19901,38 |
15139,70 |
18,739 |
10156,92 |
7108,71 |
|
1. Mining & Quarrying |
776 |
1148,41 |
961,50 |
290 |
317,97 |
101,69 |
|
2. Food Manufacturing & Processing |
2,652 |
1185,16 |
869,50 |
1,697 |
547,08 |
270,89 |
|
(a) Rice Mills, Flour & Dal Mills |
466 |
128,08 |
105,95 |
239 |
62,36 |
47,55 |
|
(b) Sugar |
46 |
227,34 |
189,02 |
20 |
76,96 |
49,90 |
|
(c) Edible Oils & Vanaspati |
168 |
122,12 |
106,26 |
88 |
147,20 |
34,30 |
|
(d) Tea Processing |
51 |
94,89 |
90,09 |
17 |
15,42 |
15,01 |
|
(e) Processing of Fruits & Vegetables |
103 |
43,29 |
25,59 |
33 |
13,38 |
12,81 |
|
(f) Others |
1,818 |
569,42 |
352,59 |
1,300 |
231,76 |
111,32 |
|
3. Beverage & Tobacco |
201 |
454,10 |
410,53 |
118 |
266,95 |
235,05 |
|
4. Textiles |
3,426 |
2147,25 |
1446,30 |
2,843 |
999,79 |
664,66 |
|
(a) Cotton Textiles |
979 |
736,17 |
522,90 |
1,067 |
422,90 |
256,03 |
|
(b) Jute & Other Natural Fibre Textiles |
73 |
85,27 |
72,67 |
43 |
16,69 |
14,71 |
|
(c) Handloom Textiles & Khadi |
317 |
64,49 |
58,27 |
126 |
21,31 |
16,38 |
|
(d) Other Textiles & Textile Products |
2,057 |
1261,31 |
792,46 |
1,607 |
538,90 |
377,53 |
|
5. Paper, Paper Products & Printing |
1,065 |
747,88 |
506,23 |
672 |
193,45 |
138,80 |
|
6. Woods and Woods Products |
401 |
138,39 |
107,31 |
246 |
78,90 |
67,96 |
|
7. Leather & Leather Products |
350 |
159,38 |
120,42 |
446 |
98,87 |
63,38 |
|
8. Gems and Jewellery |
175 |
263,35 |
172,17 |
142 |
156,78 |
123,68 |
|
9. Rubber & Plastic Products |
804 |
365,32 |
276,26 |
645 |
454,53 |
304,27 |
|
10. Chemicals & Chemical Products |
1,036 |
1192,05 |
877,61 |
784 |
683,69 |
479,57 |
|
(a) Heavy Industrial Chemicals |
189 |
169,38 |
144,30 |
165 |
57,32 |
46,93 |
|
(b) Fertilisers |
33 |
92,41 |
15,05 |
26 |
10,77 |
7,92 |
|
(c) Drugs & Pharmaceuticals |
247 |
533,89 |
422,26 |
154 |
379,08 |
275,66 |
|
(d) Non-Edible Oils |
24 |
7,47 |
7,24 |
14 |
10,54 |
8,12 |
|
(e) Other Chemicals & Chemical Products |
543 |
388,90 |
288,77 |
425 |
225,99 |
140,93 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
113 |
188,47 |
85,63 |
67 |
222,09 |
202,48 |
|
12. Manufacture of Cement & Cement Products |
309 |
239,73 |
209,52 |
140 |
219,54 |
112,71 |
|
13. Basic Metals & Metal Products |
1,418 |
1774,47 |
1396,59 |
988 |
1468,82 |
891,23 |
|
(a) Iron & Steel |
544 |
994,69 |
796,97 |
386 |
829,53 |
686,31 |
|
(b) Non-Ferrous Metals |
134 |
224,08 |
209,12 |
99 |
53,70 |
39,03 |
|
(c) Metal Products |
740 |
555,71 |
390,50 |
503 |
585,59 |
165,89 |
|
14. Engineering |
2,332 |
1583,93 |
1154,01 |
1,240 |
923,48 |
701,84 |
|
(a) Heavy Engineering |
384 |
260,55 |
192,57 |
215 |
140,72 |
118,38 |
|
(b) Light Engineering |
1,258 |
557,75 |
387,11 |
577 |
301,00 |
188,02 |
|
(c) Electrical Machinery & Goods |
514 |
437,23 |
284,07 |
259 |
238,38 |
205,07 |
|
(d) Electronic Machinery & Goods |
176 |
328,40 |
290,27 |
189 |
243,38 |
190,37 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
511 |
497,04 |
299,65 |
445 |
222,19 |
146,66 |
|
16. Other Industries |
4,363 |
1498,32 |
1186,06 |
2,347 |
532,06 |
344,48 |
|
17. Electricity, Gas & Water |
216 |
344,11 |
311,82 |
101 |
455,12 |
438,14 |
|
(a) Electricity Generation & Transmission |
93 |
252,08 |
234,01 |
39 |
428,70 |
416,23 |
|
(b) Non-Conventional Energy |
23 |
16,00 |
12,45 |
17 |
14,83 |
13,65 |
|
(c) Gas, Steam & Water Supply |
100 |
76,03 |
65,37 |
45 |
11,59 |
8,25 |
|
18. Construction |
7,928 |
5974,01 |
4748,59 |
5,528 |
2315,60 |
1821,23 |
|
(a) Other than Infrastructure |
6,115 |
3884,55 |
3069,23 |
4,326 |
1697,75 |
1384,95 |
|
(b) Infrastructure Construction |
1,813 |
2089,46 |
1679,37 |
1,202 |
617,85 |
436,27 |
III. |
TRANSPORT OPERATORS |
34,504 |
3420,66 |
2697,07 |
20,485 |
1278,65 |
912,40 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
18,901 |
9969,94 |
6523,73 |
13,907 |
5072,57 |
3861,09 |
|
1. Professional Services |
3,248 |
1051,13 |
800,37 |
2,196 |
610,33 |
407,37 |
|
2. Tourism, Hotel & Restaurants |
1,566 |
845,17 |
611,25 |
895 |
335,67 |
221,16 |
|
3. Recreation services |
277 |
482,59 |
325,06 |
263 |
211,88 |
151,29 |
|
4. IT and Telecommunications |
442 |
736,72 |
304,02 |
303 |
249,98 |
177,97 |
|
5. Others |
13,368 |
6854,34 |
4483,03 |
10,250 |
3664,71 |
2903,30 |
V. |
PERSONAL LOANS |
1,45,375 |
7650,27 |
5204,00 |
1,20,588 |
5622,69 |
3647,37 |
|
1. Housing |
14,203 |
1869,12 |
1529,33 |
8,392 |
714,23 |
571,55 |
|
2. Consumer Durables |
4,712 |
199,16 |
150,68 |
4,664 |
223,45 |
155,36 |
|
3. Vehicles |
29,523 |
1095,98 |
588,71 |
18,388 |
652,58 |
371,56 |
|
4. Education |
1,517 |
87,82 |
63,03 |
557 |
33,85 |
25,88 |
|
5. Personal Credit Cards |
154 |
10,24 |
3,87 |
140 |
5,86 |
3,23 |
|
6. Others |
95,266 |
4387,94 |
2868,39 |
88,447 |
3992,72 |
2519,79 |
VI. |
TRADE |
36,913 |
8579,57 |
6277,55 |
20,106 |
5125,19 |
3844,17 |
|
1. Wholesale Trade |
6,914 |
3322,78 |
2386,99 |
4,433 |
2326,30 |
1857,23 |
|
2. Retail Trade |
29,999 |
5256,78 |
3890,56 |
15,673 |
2798,89 |
1986,93 |
VII. |
FINANCE |
1,471 |
1420,45 |
1215,90 |
676 |
887,35 |
757,83 |
VIII. |
ALL OTHERS |
9,527 |
2275,97 |
1615,38 |
6,066 |
1019,02 |
752,69 |
|
TOTAL LOANS AND ADVANCES |
2,99,423 |
55054,74 |
40049,12 |
2,20,333 |
30590,85 |
21959,43 |
TABLE NO. 5.3 – INTEREST RATE RANGE–WISE CLASSIFICATION OF OUTSTANDING LOANS AND |
|||||||
(Amount in ` Lakh) |
|||||||
|
OCCUPATION |
17% AND ABOVE BUT LESS |
18% AND ABOVE BUT LESS |
||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
25 |
26 |
27 |
28 |
29 |
30 |
||
I. |
AGRICULTURE |
13,950 |
598,55 |
445,47 |
37,359 |
1346,25 |
1010,36 |
|
1. Direct Finance |
13,174 |
509,13 |
384,49 |
35,828 |
1226,35 |
924,83 |
|
2. Indirect Finance |
776 |
89,42 |
60,98 |
1,531 |
119,90 |
85,52 |
II. |
INDUSTRY |
8,455 |
7584,65 |
3487,12 |
11,931 |
3121,17 |
2303,79 |
|
1. Mining & Quarrying |
60 |
28,43 |
19,89 |
45 |
7,76 |
7,29 |
|
2. Food Manufacturing & Processing |
955 |
155,37 |
97,70 |
1,418 |
200,42 |
138,96 |
|
(a) Rice Mills, Flour & Dal Mills |
24 |
3,75 |
2,65 |
55 |
6,05 |
5,03 |
|
(b) Sugar |
30 |
21,11 |
20,98 |
40 |
10,39 |
9,30 |
|
(c) Edible Oils & Vanaspati |
18 |
4,94 |
4,01 |
20 |
9,39 |
7,93 |
|
(d) Tea Processing |
18 |
2,67 |
2,47 |
18 |
91 |
87 |
|
(e) Processing of Fruits & Vegetables |
6 |
3,53 |
3,22 |
6 |
16,60 |
16,11 |
|
(f) Others |
859 |
119,36 |
64,37 |
1,279 |
157,07 |
99,71 |
|
3. Beverage & Tobacco |
20 |
43,08 |
35,40 |
25 |
53,38 |
45,51 |
|
4. Textiles |
1,218 |
439,86 |
232,80 |
2,427 |
323,83 |
234,05 |
|
(a) Cotton Textiles |
326 |
119,46 |
88,68 |
501 |
130,75 |
105,80 |
|
(b) Jute & Other Natural Fibre Textiles |
11 |
70,19 |
1,91 |
8 |
1,42 |
53 |
|
(c) Handloom Textiles & Khadi |
32 |
4,13 |
2,41 |
56 |
6,96 |
3,57 |
|
(d) Other Textiles & Textile Products |
849 |
246,08 |
139,80 |
1,862 |
184,71 |
124,15 |
|
5. Paper, Paper Products & Printing |
222 |
87,33 |
67,58 |
409 |
109,57 |
87,14 |
|
6. Woods and Woods Products |
52 |
13,19 |
11,66 |
61 |
18,49 |
7,91 |
|
7. Leather & Leather Products |
60 |
15,42 |
9,75 |
118 |
62,22 |
25,97 |
|
8. Gems and Jewellery |
77 |
51,33 |
15,23 |
83 |
19,30 |
15,76 |
|
9. Rubber & Plastic Products |
245 |
58,38 |
39,50 |
416 |
48,75 |
38,13 |
|
10. Chemicals & Chemical Products |
369 |
136,58 |
112,43 |
567 |
371,72 |
209,81 |
|
(a) Heavy Industrial Chemicals |
184 |
24,78 |
21,53 |
344 |
98,02 |
77,16 |
|
(b) Fertilisers |
20 |
6,90 |
5,31 |
18 |
10,02 |
2,71 |
|
(c) Drugs & Pharmaceuticals |
33 |
72,23 |
57,60 |
40 |
107,05 |
75,10 |
|
(d) Non-Edible Oils |
4 |
72 |
45 |
3 |
24 |
11 |
|
(e) Other Chemicals & Chemical Products |
128 |
31,95 |
27,54 |
162 |
156,39 |
54,73 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
51 |
7,70 |
7,96 |
57 |
21,92 |
16,60 |
|
12. Manufacture of Cement & Cement Products |
47 |
359,13 |
336,40 |
23 |
2,03 |
1,84 |
|
13. Basic Metals & Metal Products |
430 |
261,99 |
172,44 |
494 |
141,97 |
110,64 |
|
(a) Iron & Steel |
230 |
186,40 |
129,41 |
280 |
78,00 |
60,81 |
|
(b) Non-Ferrous Metals |
66 |
20,34 |
18,68 |
96 |
12,91 |
11,65 |
|
(c) Metal Products |
134 |
55,25 |
24,35 |
118 |
51,06 |
38,18 |
|
14. Engineering |
703 |
229,20 |
102,65 |
1,036 |
623,84 |
426,64 |
|
(a) Heavy Engineering |
246 |
50,66 |
16,18 |
317 |
107,36 |
101,77 |
|
(b) Light Engineering |
287 |
57,25 |
51,14 |
491 |
70,76 |
40,04 |
|
(c) Electrical Machinery & Goods |
125 |
37,71 |
25,31 |
152 |
387,65 |
230,97 |
|
(d) Electronic Machinery & Goods |
45 |
83,58 |
10,02 |
76 |
58,07 |
53,88 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
206 |
45,21 |
38,09 |
273 |
61,07 |
46,37 |
|
16. Other Industries |
1,134 |
248,96 |
188,49 |
1,769 |
244,07 |
216,45 |
|
17. Electricity, Gas & Water |
154 |
4056,84 |
788,63 |
29 |
19,21 |
17,89 |
|
(a) Electricity Generation & Transmission |
90 |
4045,59 |
778,38 |
8 |
14,88 |
13,62 |
|
(b) Non-Conventional Energy |
45 |
9,87 |
8,86 |
2 |
2,82 |
2,81 |
|
(c) Gas, Steam & Water Supply |
19 |
1,39 |
1,40 |
19 |
1,51 |
1,45 |
|
18. Construction |
2,452 |
1346,66 |
1210,52 |
2,681 |
791,61 |
656,84 |
|
(a) Other than Infrastructure |
1,950 |
1147,50 |
1055,84 |
2,101 |
252,97 |
217,50 |
|
(b) Infrastructure Construction |
502 |
199,16 |
154,68 |
580 |
538,64 |
439,34 |
III. |
TRANSPORT OPERATORS |
11,468 |
703,84 |
539,09 |
10,967 |
593,44 |
383,66 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
14,377 |
1682,11 |
1177,81 |
22,824 |
3685,16 |
1978,18 |
|
1. Professional Services |
1,063 |
214,49 |
128,11 |
1,370 |
177,74 |
137,76 |
|
2. Tourism, Hotel & Restaurants |
260 |
59,04 |
40,78 |
193 |
30,63 |
28,54 |
|
3. Recreation services |
116 |
44,58 |
37,38 |
231 |
44,38 |
29,19 |
|
4. IT and Telecommunications |
92 |
35,62 |
14,66 |
135 |
29,26 |
23,57 |
|
5. Others |
12,846 |
1328,39 |
956,87 |
20,895 |
3403,15 |
1759,11 |
V. |
PERSONAL LOANS |
82,303 |
3814,41 |
2191,27 |
2,01,407 |
8741,47 |
4896,44 |
|
1. Housing |
3,221 |
221,22 |
176,86 |
2,322 |
228,90 |
155,13 |
|
2. Consumer Durables |
222 |
8,60 |
5,29 |
76 |
3,47 |
1,76 |
|
3. Vehicles |
17,847 |
638,77 |
373,15 |
24,893 |
806,08 |
542,69 |
|
4. Education |
205 |
8,47 |
6,82 |
655 |
21,43 |
17,69 |
|
5. Personal Credit Cards |
473 |
38,36 |
9,55 |
12,120 |
375,58 |
13,39 |
|
6. Others |
60,335 |
2899,00 |
1619,59 |
1,61,341 |
7306,00 |
4165,79 |
VI. |
TRADE |
10,904 |
2159,85 |
1318,09 |
21,133 |
3319,32 |
2410,47 |
|
1. Wholesale Trade |
3,243 |
642,78 |
571,33 |
5,479 |
643,34 |
555,33 |
|
2. Retail Trade |
7,661 |
1517,07 |
746,76 |
15,654 |
2675,98 |
1855,14 |
VII. |
FINANCE |
153 |
550,66 |
60,58 |
226 |
175,86 |
71,17 |
VIII. |
ALL OTHERS |
6,697 |
903,79 |
664,68 |
10,562 |
1246,25 |
1005,75 |
|
TOTAL LOANS AND ADVANCES |
1,48,307 |
17997,86 |
9884,12 |
3,16,409 |
22228,91 |
14059,82 |
TABLE NO. 5.3 – INTEREST RATE RANGE–WISE CLASSIFICATION OF OUTSTANDING LOANS AND |
|||||||
(Amount in ` Lakh) |
|||||||
|
OCCUPATION |
20% AND ABOVE |
TOTAL |
||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
31 |
32 |
33 |
34 |
35 |
36 |
||
I. |
AGRICULTURE |
17,136 |
619,17 |
471,73 |
30,79,011 |
281166,56 |
226101,40 |
|
1. Direct Finance |
16,685 |
565,84 |
433,67 |
28,76,255 |
172095,78 |
139380,64 |
|
2. Indirect Finance |
451 |
53,33 |
38,06 |
2,02,756 |
109070,77 |
86720,76 |
II. |
INDUSTRY |
3,597 |
4292,36 |
1291,74 |
9,36,363 |
1866560,11 |
1260324,78 |
|
1. Mining & Quarrying |
30 |
11,28 |
10,01 |
24,630 |
59113,79 |
39958,75 |
|
2. Food Manufacturing & Processing |
374 |
142,57 |
33,53 |
1,19,376 |
118286,28 |
85031,83 |
|
(a) Rice Mills, Flour & Dal Mills |
12 |
4,47 |
3,83 |
34,914 |
27893,96 |
21408,55 |
|
(b) Sugar |
3 |
1,07 |
1,04 |
2,210 |
24441,69 |
19318,02 |
|
(c) Edible Oils & Vanaspati |
2 |
8,50 |
- |
7,472 |
16399,57 |
10845,61 |
|
(d) Tea Processing |
2 |
17 |
4 |
1,852 |
4307,37 |
2745,59 |
|
(e) Processing of Fruits & Vegetables |
3 |
3,05 |
2,29 |
3,807 |
2690,03 |
2067,73 |
|
(f) Others |
352 |
125,31 |
26,34 |
69,121 |
42553,66 |
28646,34 |
|
3. Beverage & Tobacco |
22 |
61,57 |
4,55 |
7,605 |
18938,86 |
14626,90 |
|
4. Textiles |
997 |
519,89 |
100,56 |
1,35,284 |
186043,55 |
122391,16 |
|
(a) Cotton Textiles |
181 |
448,08 |
57,45 |
39,253 |
83275,15 |
59483,61 |
|
(b) Jute & Other Natural Fibre Textiles |
3 |
20 |
7 |
2,863 |
2131,50 |
1516,42 |
|
(c) Handloom Textiles & Khadi |
22 |
1,96 |
1,57 |
10,382 |
3846,90 |
3079,30 |
|
(d) Other Textiles & Textile Products |
791 |
69,65 |
41,46 |
82,786 |
96789,99 |
58311,83 |
|
5. Paper, Paper Products & Printing |
72 |
15,66 |
13,88 |
32,749 |
38078,71 |
27734,17 |
|
6. Woods and Woods Products |
14 |
1,85 |
53 |
11,803 |
4900,73 |
3672,29 |
|
7. Leather & Leather Products |
13 |
3,40 |
1,49 |
11,265 |
8761,88 |
5983,43 |
|
8. Gems and Jewellery |
15 |
4,62 |
1,17 |
7,542 |
26894,82 |
16200,35 |
|
9. Rubber & Plastic Products |
103 |
29,56 |
16,42 |
29,816 |
30829,12 |
20921,08 |
|
10. Chemicals & Chemical Products |
132 |
425,16 |
43,13 |
41,547 |
131527,51 |
80772,91 |
|
(a) Heavy Industrial Chemicals |
78 |
6,81 |
5,64 |
7,624 |
19819,70 |
13245,02 |
|
(b) Fertilisers |
1 |
3 |
3 |
1,227 |
17760,51 |
12970,65 |
|
(c) Drugs & Pharmaceuticals |
19 |
34,21 |
15,15 |
9,253 |
54305,21 |
30543,55 |
|
(d) Non-Edible Oils |
- |
- |
- |
1,547 |
1777,19 |
1251,76 |
|
(e) Other Chemicals & Chemical Products |
34 |
384,11 |
22,31 |
21,896 |
37864,90 |
22761,93 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
21 |
33,46 |
13,48 |
4,030 |
84900,92 |
58839,62 |
|
12. Manufacture of Cement & Cement Products |
5 |
2,80 |
2,05 |
14,299 |
34580,59 |
25414,32 |
|
13. Basic Metals & Metal Products |
67 |
682,04 |
56,62 |
63,469 |
254268,40 |
169088,88 |
|
(a) Iron & Steel |
25 |
603,32 |
50,69 |
25,823 |
169562,74 |
117175,44 |
|
(b) Non-Ferrous Metals |
5 |
5,30 |
66 |
8,320 |
30528,11 |
18456,94 |
|
(c) Metal Products |
37 |
73,42 |
5,28 |
29,326 |
54177,55 |
33456,50 |
|
14. Engineering |
431 |
599,23 |
205,13 |
1,19,899 |
174607,10 |
91481,40 |
|
(a) Heavy Engineering |
87 |
53,05 |
52,42 |
18,246 |
21356,52 |
15721,19 |
|
(b) Light Engineering |
189 |
45,78 |
37,89 |
75,627 |
91258,15 |
33702,41 |
|
(c) Electrical Machinery & Goods |
138 |
496,30 |
111,49 |
19,720 |
41002,31 |
26541,72 |
|
(d) Electronic Machinery & Goods |
17 |
4,09 |
3,33 |
6,306 |
20990,12 |
15516,09 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
114 |
63,42 |
26,94 |
21,646 |
71434,56 |
50414,64 |
|
16. Other Industries |
278 |
56,04 |
30,24 |
1,09,158 |
62630,26 |
42793,15 |
|
17. Electricity, Gas & Water |
12 |
361,11 |
61,37 |
7,985 |
213157,18 |
150451,16 |
|
(a) Electricity Generation & Transmission |
8 |
349,91 |
57,19 |
3,802 |
196520,51 |
138203,85 |
|
(b) Non-Conventional Energy |
1 |
17 |
17 |
1,416 |
7957,98 |
6018,76 |
|
(c) Gas, Steam & Water Supply |
3 |
11,03 |
4,02 |
2,767 |
8678,69 |
6228,56 |
|
18. Construction |
897 |
1278,71 |
670,64 |
1,74,260 |
347605,85 |
254548,73 |
|
(a) Other than Infrastructure |
648 |
492,28 |
240,13 |
1,39,237 |
88039,64 |
66718,79 |
|
(b) Infrastructure Construction |
249 |
786,44 |
430,50 |
35,023 |
259566,20 |
187829,93 |
III. |
TRANSPORT OPERATORS |
7,269 |
562,50 |
273,21 |
5,62,376 |
110058,39 |
82523,14 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
5,168 |
661,66 |
282,06 |
6,22,200 |
392798,79 |
289051,45 |
|
1. Professional Services |
274 |
36,21 |
25,55 |
77,071 |
47908,96 |
39092,32 |
|
2. Tourism, Hotel & Restaurants |
44 |
31,85 |
31,27 |
39,152 |
37319,06 |
26770,02 |
|
3. Recreation services |
42 |
8,19 |
7,41 |
7,285 |
13846,91 |
10698,34 |
|
4. IT and Telecommunications |
29 |
5,37 |
3,53 |
9,925 |
49647,59 |
35352,68 |
|
5. Others |
4,779 |
580,04 |
214,30 |
4,88,767 |
244076,27 |
177138,09 |
V. |
PERSONAL LOANS |
8,22,233 |
26541,09 |
5847,22 |
93,02,417 |
584938,39 |
436257,25 |
|
1. Housing |
537 |
106,53 |
66,39 |
39,03,044 |
353778,40 |
288439,05 |
|
2. Consumer Durables |
66 |
2,76 |
35 |
61,965 |
2399,37 |
1840,58 |
|
3. Vehicles |
992 |
29,96 |
18,55 |
14,73,071 |
55212,57 |
35177,45 |
|
4. Education |
84 |
6,44 |
3,95 |
8,32,085 |
36899,18 |
27465,50 |
|
5. Personal Credit Cards |
7,26,122 |
22664,01 |
3623,28 |
7,47,696 |
23415,46 |
3783,29 |
|
6. Others |
94,432 |
3731,39 |
2134,71 |
22,84,556 |
113233,42 |
79551,38 |
VI. |
TRADE |
6,694 |
2709,90 |
1094,68 |
10,53,102 |
440388,83 |
263050,29 |
|
1. Wholesale Trade |
686 |
156,01 |
82,65 |
1,39,274 |
250782,21 |
123996,86 |
|
2. Retail Trade |
6,008 |
2553,90 |
1012,04 |
9,13,828 |
189606,61 |
139053,43 |
VII. |
FINANCE |
- |
- |
- |
96,971 |
290853,95 |
231517,43 |
VIII. |
ALL OTHERS |
3,062 |
1076,07 |
855,07 |
2,86,090 |
104904,67 |
75184,37 |
|
TOTAL LOANS AND ADVANCES |
8,65,159 |
36462,74 |
10115,71 |
159,38,530 |
4071669,69 |
2864010,10 |