(Amount in Rupees Lakh)

OCCUPATION

15% AND ABOVE BUT

16% AND ABOVE BUT

LESS THAN 16%

LESS THAN 17%

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

19

20

21

22

23

24

I.

AGRICULTURE

26,647

6157,45

4580,36

10,644

6684,25

4638,00

1.

Direct Finance

21,923

3295,93

2265,12

9,151

5609,30

3782,51

2.

Indirect Finance

4,724

2861,52

2315,23

1,493

1074,94

855,49

II.

INDUSTRY

30,007

29293,98

20154,17

14,682

19197,24

13115,18

1.

Mining & Quarrying

1,217

1639,33

1499,76

408

267,70

207,45

2.

Food Manufacturing & Processing

2,110

2020,26

1493,67

1,078

845,65

594,69

(a)

Rice Mills, Flour & Dal Mills

613

332,99

269,39

244

119,66

103,22

(b)

Sugar

54

290,92

179,56

32

147,67

116,29

(c)

Edible Oils & Vanaspati

273

298,32

150,24

118

99,61

65,75

(d)

Tea Processing

240

600,97

572,01

29

16,55

13,12

(e)

Processing of Fruits & Vegetables

57

46,22

35,56

96

86,11

65,33

(f)

Others

873

450,85

286,91

559

376,05

230,98

3.

Beverage & Tobacco

189

560,58

315,79

114

162,94

147,13

4.

Textiles

4,749

2993,50

2348,73

2,061

3723,97

2626,13

(a)

Cotton Textiles

1,414

1260,46

914,03

680

1991,65

1380,01

(b)

Jute & Other Natural Fibre Textiles

59

46,54

39,10

51

25,75

22,00

(c)

Handloom Textiles & Khadi

252

64,71

49,44

52

16,31

13,79

(d)

Other Textiles & Textile Products

3,024

1621,79

1346,15

1,278

1690,26

1210,33

5.

Paper, Paper Products & Printing

1,155

610,10

502,60

516

337,27

243,77

6.

Leather & Leather Products

529

412,99

245,13

290

275,44

157,11

7.

Rubber & Plastic Products

880

411,00

320,03

430

203,02

159,34

8.

Chemicals & Chemical Products

1,598

2548,58

1603,50

917

1635,96

1043,34

(a)

Heavy Industrial Chemicals

329

548,30

313,09

194

419,27

156,45

(b)

Fertilisers

93

261,14

100,25

41

28,81

24,20

(c)

Drugs & Pharmaceuticals

347

635,43

427,13

232

714,64

623,05

(d)

Non-Edible Oils

22

5,67

4,05

21

16,55

5,53

(e)

Other Chemicals & Chemical Products

807

1098,04

758,97

429

456,70

234,11

9.

Petroleum, Coal Products & Nuclear Fuels

423

1668,06

1321,64

89

818,17

680,86

10.

Manufacture of Cement & Cement Products

318

509,32

422,25

135

185,29

138,67

11.

Basic Metals & Metal Products

1,796

3179,95

2292,77

960

1554,30

1095,26

(a)

Iron & Steel

795

2338,29

1841,47

453

1043,71

770,19

(b)

Non-Ferrous Metals

179

397,87

103,54

79

158,38

118,14

(c)

Metal Products

822

443,78

347,76

428

352,20

206,93

12.

Engineering

2,442

5144,62

2851,84

1,269

1719,81

1009,93

(a)

Heavy Engineering

524

2338,68

1381,47

272

404,22

210,44

(b)

Light Engineering

947

891,00

716,79

412

293,19

204,15

(c)

Electrical Machinery & Goods

609

387,88

273,69

338

563,79

291,26

(d)

Electronic Machinery & Goods

362

1527,06

479,90

247

458,62

304,08

13.

Vehicles,Vehicle Parts & Transport Equipments

642

1683,20

609,21

233

539,72

467,48

14.

Other Industries

6,409

2690,32

1861,24

2,879

2058,49

1467,92

15.

Electricity, Gas & Water

655

855,81

670,70

92

860,99

764,75

(a)

Electricity Generation & Transmission

544

788,79

643,54

47

583,71

555,96

(b)

Non-Conventional Energy

32

11,43

9,57

6

10,81

10,60

(c)

Gas, Steam & Water Supply

79

55,58

17,58

39

266,47

198,19

16.

Construction

4,895

2366,34

1795,30

3,211

4008,50

2311,32

III.

TRANSPORT OPERATORS

4,585

1075,18

1013,18

2,320

511,18

436,74

IV.

PROFESSIONAL AND OTHER SERVICES

9,085

4023,60

3052,02

5,652

4715,18

3299,84

V.

PERSONAL LOANS

16,25,390

84791,94

63085,61

59,601

3052,10

2394,47

1.

Loans for Purchase of Consumer Durables

12,577

488,57

381,62

603

26,93

21,14

2.

Loans for Housing

–

–

–

–

–

–

3.

Rest of the Personal Loans

16,12,813

84303,37

62703,99

58,998

3025,18

2373,32

VI.

TRADE

25,215

6259,45

4639,70

14,507

13866,42

7769,36

1.

Wholesale Trade

8,387

2164,19

1674,85

5,291

2020,86

1471,89

2.

Retail Trade

16,828

4095,25

2964,85

9,216

11845,56

6297,47

VII.

FINANCE

1,074

2594,49

1612,32

434

2140,78

1420,11

VIII.

ALL OTHERS

23,441

3572,79

1791,18

9,548

1158,36

747,85

TOTAL LOANS AND ADVANCES

17,45,444

137768,88

99928,53

1,17,388

51325,51

33821,53

OF WHICH :

1. Artisans and Village & Tiny Industries

2,639

460,58

363,02

740

63,46

48,21

2. Other Small Scale Industries

8,795

2444,13

1904,26

3,844

1160,34

870,07

TABLE NO. 5.3 – INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND

ADVANCES OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2007

(Amount in Rupees Lakh)

OCCUPATION

17% AND ABOVE BUT

18% AND ABOVE BUT

LESS THAN 18%

LESS THAN 20%

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

25

26

27

28

29

30

I.

AGRICULTURE

6,516

1585,25

1151,05

2,339

90,86

56,72

1.

Direct Finance

5,284

1031,55

708,27

1,644

61,70

39,43

2.

Indirect Finance

1,232

553,70

442,78

695

29,16

17,30

II.

INDUSTRY

13,039

16623,47

9958,03

4,074

351,33

90,27

1.

Mining & Quarrying

879

724,03

556,86

62

14,14

1,19

2.

Food Manufacturing & Processing

671

853,00

544,58

173

19,18

4,63

(a)

Rice Mills, Flour & Dal Mills

120

35,63

32,20

23

1,05

45

(b)

Sugar

24

12,17

11,53

–

–

–

(c)

Edible Oils & Vanaspati

81

160,45

157,40

13

1,72

24

(d)

Tea Processing

16

28,86

26,05

3

10,14

7

(e)

Processing of Fruits & Vegetables

79

76,47

66,08

7

33

22

(f)

Others

351

539,41

251,32

127

5,94

3,64

3.

Beverage & Tobacco

82

187,01

99,46

26

1,21

57

4.

Textiles

1,134

728,60

599,63

349

48,81

7,20

(a)

Cotton Textiles

529

444,48

381,94

160

19,40

3,11

(b)

Jute & Other Natural Fibre Textiles

13

9,25

3,29

8

1,23

22

(c)

Handloom Textiles & Khadi

23

4,51

4,10

20

86

42

(d)

Other Textiles & Textile Products

569

270,37

210,30

161

27,32

3,45

5.

Paper, Paper Products & Printing

503

1756,84

538,28

98

6,12

2,30

6.

Leather & Leather Products

174

179,25

153,26

35

15,27

54

7.

Rubber & Plastic Products

324

433,88

422,39

90

3,77

2,28

8.

Chemicals & Chemical Products

538

1547,42

571,28

144

28,58

3,45

(a)

Heavy Industrial Chemicals

149

1050,21

214,32

34

20,46

81

(b)

Fertilisers

20

59,98

34,76

7

49

11

(c)

Drugs & Pharmaceuticals

161

213,83

118,66

34

1,69

1,03

(d)

Non-Edible Oils

3

1,15

1,11

1

4

3

(e)

Other Chemicals & Chemical Products

205

222,25

202,44

68

5,90

1,46

9.

Petroleum, Coal Products & Nuclear Fuels

420

360,28

284,29

16

2,07

25

10.

Manufacture of Cement & Cement Products

105

94,04

51,85

15

1,49

32

11.

Basic Metals & Metal Products

841

1030,42

664,06

140

20,17

2,67

(a)

Iron & Steel

507

454,35

344,78

70

13,43

1,10

(b)

Non-Ferrous Metals

56

225,92

98,21

6

47

15

(c)

Metal Products

278

350,15

221,08

64

6,26

1,42

12.

Engineering

958

5879,33

3348,40

292

19,16

5,84

(a)

Heavy Engineering

309

5289,35

2922,87

84

4,45

1,46

(b)

Light Engineering

212

121,21

112,87

46

3,73

1,02

(c)

Electrical Machinery & Goods

222

319,68

176,84

102

5,70

2,35

(d)

Electronic Machinery & Goods

215

149,09

135,82

60

5,28

1,01

13.

Vehicles,Vehicle Parts & Transport Equipments

133

174,83

128,00

46

3,04

67

14.

Other Industries

2,054

688,13

524,01

1,685

72,52

37,98

15.

Electricity, Gas & Water

2,378

1428,49

1044,90

129

61,06

2,09

(a)

Electricity Generation & Transmission

2,309

1416,20

1035,86

125

60,60

2,03

(b)

Non-Conventional Energy

21

1,51

1,05

–

–

–

(c)

Gas, Steam & Water Supply

48

10,78

7,99

4

46

6

16.

Construction

1,845

557,91

426,78

774

34,74

18,30

III.

TRANSPORT OPERATORS

2,143

302,97

244,74

1,015

40,55

26,76

IV.

PROFESSIONAL AND OTHER SERVICES

12,590

2310,07

1610,93

2,893

316,87

62,09

V.

PERSONAL LOANS

1,07,985

5619,96

4567,16

67,760

2364,34

1704,77

1.

Loans for Purchase of Consumer Durables

656

32,13

26,09

1,039

36,37

29,27

2.

Loans for Housing

–

–

–

–

–

–

3.

Rest of the Personal Loans

1,07,329

5587,83

4541,07

66,721

2327,96

1675,50

VI.

TRADE

9,551

2281,53

1882,93

7,679

290,68

199,68

1.

Wholesale Trade

4,349

805,31

697,27

3,771

135,68

101,05

2.

Retail Trade

5,202

1476,22

1185,65

3,908

155,00

98,63

VII.

FINANCE

522

4016,54

682,82

320

23,24

6,18

VIII.

ALL OTHERS

13,237

1270,45

838,86

4,753

263,20

86,36

TOTAL LOANS AND ADVANCES

1,65,583

34010,24

20936,52

90,833

3741,07

2232,82

OF WHICH :

1. Artisans and Village & Tiny Industries

1,558

420,35

338,33

867

35,11

21,04

2. Other Small Scale Industries

1,933

1131,60

903,66

424

39,70

9,61

TABLE NO. 5.3 – INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND

ADVANCES OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2007

(Amount in Rupees Lakh)

OCCUPATION

20% AND ABOVE

TOTAL

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

31

32

33

34

35

36

I.

AGRICULTURE

1,025

69,26

25,70

16,35,026

163075,88

131293,16

1.

Direct Finance

529

41,74

13,25

15,21,833

92365,60

75251,98

2.

Indirect Finance

496

27,52

12,45

1,13,193

70710,28

56041,18

II.

INDUSTRY

1,833

310,73

34,97

7,36,742

983920,57

673778,66

1.

Mining & Quarrying

55

16,25

98

26,059

30775,09

20163,46

2.

Food Manufacturing & Processing

114

22,48

2,70

71,409

58303,11

42075,73

(a)

Rice Mills, Flour & Dal Mills

7

1,90

13

30,032

13683,76

9953,20

(b)

Sugar

1

2

–

1,464

13438,49

9491,89

(c)

Edible Oils & Vanaspati

4

16

13

6,201

6491,37

4743,75

(d)

Tea Processing

–

–

–

2,310

4951,22

3662,61

(e)

Processing of Fruits & Vegetables

5

24

11

3,000

1858,60

1220,77

(f)

Others

97

20,16

2,34

28,402

17879,67

13003,51

3.

Beverage & Tobacco

36

1,18

71

4,499

6992,54

5349,27

4.

Textiles

222

21,37

3,89

93,518

110741,32

77313,49

(a)

Cotton Textiles

172

18,22

2,59

31,150

54087,94

38066,23

(b)

Jute & Other Natural Fibre Textiles

3

10

9

1,753

1267,54

940,33

(c)

Handloom Textiles & Khadi

1

3

–

5,984

2074,19

1573,11

(d)

Other Textiles & Textile Products

46

3,03

1,22

54,631

53311,65

36733,83

5.

Paper, Paper Products & Printing

46

6,18

1,04

26,377

22660,44

15880,31

6.

Leather & Leather Products

23

5,90

23

9,279

9487,97

6308,66

7.

Rubber & Plastic Products

46

1,36

1,09

23,638

17379,62

12650,10

8.

Chemicals & Chemical Products

135

36,27

2,32

37,610

89981,34

53326,31

(a)

Heavy Industrial Chemicals

18

89

42

6,725

21401,69

13259,25

(b)

Fertilisers

1

2

3

2,696

11485,11

8260,14

(c)

Drugs & Pharmaceuticals

25

32,23

67

8,490

33630,48

15692,88

(d)

Non-Edible Oils

–

–

–

876

1311,94

1048,55

(e)

Other Chemicals & Chemical Products

91

3,12

1,19

18,823

22152,12

15065,49

9.

Petroleum, Coal Products & Nuclear Fuels

28

8,95

42

4,107

61599,14

31661,39

10.

Manufacture of Cement & Cement Products

8

13,75

13

11,717

13732,96

9883,71

11.

Basic Metals & Metal Products

52

8,48

87

49,707

119988,85

84973,05

(a)

Iron & Steel

18

98

17

20,538

85237,53

61621,61

(b)

Non-Ferrous Metals

4

16

8

6,305

17130,57

10685,56

(c)

Metal Products

30

7,35

62

22,864

17620,75

12665,88

12.

Engineering

310

26,96

4,73

70,046

79432,43

53476,93

(a)

Heavy Engineering

163

5,63

1,87

19,299

21251,82

14069,37

(b)

Light Engineering

15

1,39

38

28,863

24715,95

18162,56

(c)

Electrical Machinery & Goods

114

5,51

2,09

14,410

19720,08

12123,89

(d)

Electronic Machinery & Goods

18

14,42

38

7,474

13744,58

9121,11

13.

Vehicles,Vehicle Parts & Transport Equipments

30

96,14

45

15,673

41564,79

27259,53

14.

Other Industries

584

25,92

12,65

1,25,949

96758,93

63678,51

15.

Electricity, Gas & Water

27

15,01

42

10,174

82045,66

65451,78

(a)

Electricity Generation & Transmission

22

13,96

29

7,438

73417,24

58789,52

(b)

Non-Conventional Energy

2

61

5

846

3111,82

2687,19

(c)

Gas, Steam & Water Supply

3

44

8

1,890

5516,60

3975,07

16.

Construction

117

4,52

2,33

1,56,980

142476,38

104326,42

III.

TRANSPORT OPERATORS

949

41,79

26,62

1,54,372

27403,83

22600,22

IV.

PROFESSIONAL AND OTHER SERVICES

2,490

125,19

55,27

2,91,064

157380,48

111619,01

V.

PERSONAL LOANS

1,50,820

5097,47

1874,29

59,02,538

395287,50

318400,85

1.

Loans for Purchase of Consumer Durables

215

6,95

5,90

22,768

920,62

731,13

2.

Loans for Housing

–

–

–

28,38,829

247282,09

210160,80

3.

Rest of the Personal Loans

1,50,605

5090,52

1868,39

30,40,941

147084,79

107508,92

VI.

TRADE

5,728

211,49

146,83

7,04,479

246460,31

171619,68

1.

Wholesale Trade

2,597

106,42

68,99

1,51,147

126523,92

88785,77

2.

Retail Trade

3,131

105,07

77,85

5,53,332

119936,40

82833,91

VII.

FINANCE

173

70,47

3,09

22,738

155882,22

121953,55

VIII.

ALL OTHERS

2,137

88,98

33,91

5,65,128

59071,01

40543,46

TOTAL LOANS AND ADVANCES

1,65,155

6015,38

2200,68

100,12,087

2188481,80

1591808,59

OF WHICH :

1. Artisans and Village & Tiny Industries

481

37,11

9,37

71,555

8029,91

6297,94

2. Other Small Scale Industries

151

14,12

3,53

2,40,108

75631,76

58775,75