Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

32,358

19,72

17,72

42,711

27,79

25,28

-

-

-

1.

Direct Finance

32,322

16,84

15,35

42,258

24,56

22,43

-

-

-

2.

Indirect Finance

36

2,88

2,36

453

3,24

2,85

-

-

-

II.

INDUSTRY

9,520

13,18

13,09

18,927

25,16

26,51

-

-

-

1.

Mining & Quarrying

3

3

3

1

1

1

-

-

-

2.

Food Manufacturing and Processing

343

90

92

280

2,07

2,09

-

-

-

(a)

Rice Mills, Flour and Dal Mills

16

15

15

22

16

15

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

1

2

1

2

1

1

-

-

-

(d)

Tea Processing

2

6

6

4

1,63

1,62

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

324

68

69

252

28

30

-

-

-

3.

Beverage and Tobacco

-

-

-

3

1

2

-

-

-

4.

Textiles

57

1,97

2,41

74

4,65

5,71

-

-

-

(a)

Cotton Textiles

4

2

2

10

3

3

-

-

-

(b)

Jute Textiles

22

1,77

2,22

6

4,24

4,40

-

-

-

(c)

Handloom Textiles & Khadi

5

4

5

13

7

7

-

-

-

(d)

Other Textiles

26

15

13

45

31

1,21

-

-

-

5.

Paper, Paper Products and Printing

25

32

31

27

20

26

-

-

-

6.

Leather and Leather Products

4

2

2

5

3

3

-

-

-

7.

Rubber and Rubber Products

3

8

11

10

14

14

-

-

-

8.

Chemicals and Chemical Products

3

3

4

22

69

1,00

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

1

2

2

2

2

1

-

-

-

(d)

Non-Edible Oils

-

-

-

1

2

3

-

-

-

(e)

Other Chemicals & Chemical Products

2

2

2

19

65

96

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

17

37

30

19

7

7

-

-

-

11.

Basic Metals & Metal Products

39

1,22

1,19

63

80

90

-

-

-

(a)

Iron and Steel

12

51

51

6

2

2

-

-

-

(b)

Non-Ferrous Metals

2

7

7

-

-

-

-

-

-

(c)

Other Metal Products

25

64

61

57

78

88

-

-

-

12.

Engineering

17

12

12

33

74

73

-

-

-

(a)

Heavy Engineering

-

-

-

2

2

3

-

-

-

(b)

Light Engineering

3

2

3

4

2

2

-

-

-

(c)

Electrical Machinery & Goods

5

5

4

14

58

56

-

-

-

(d)

Electronic Machinery & Goods

9

6

5

13

12

12

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

2

1

1

12

60

52

-

-

-

14.

Other Industries

8,999

8,00

7,59

18,213

13,41

13,24

-

-

-

15.

Electricity, Gas & Water

1

-

-

58

42

40

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

50

36

35

-

-

-

(b)

Non-Conventional Energy

-

-

-

3

2

2

-

-

-

(c)

Gas, Steam & Water Supply

1

-

-

5

4

4

-

-

-

16.

Construction

7

9

4

107

1,31

1,39

-

-

-

III.

TRANSPORT OPERATORS

1,233

6,83

5,81

1,040

8,37

8,50

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

304

64

57

2,307

3,75

3,84

-

-

-

V.

PERSONAL LOANS

7,760

9,56

8,31

6,808

14,55

12,81

-

-

-

1.

Loans for Purchase of Consumer Durables

806

87

72

328

37

32

-

-

-

2.

Loans for Housing

185

2,45

2,24

732

4,42

3,71

-

-

-

3.

Rest of the Personal Loans

6,769

6,23

5,35

5,748

9,76

8,79

-

-

-

V I.

TRADE

16,788

18,12

16,43

34,695

33,35

32,78

-

-

-

1.

Wholesale Trade

94

5,76

4,99

1,134

4,07

3,16

-

-

-

2.

Retail Trade

16,694

12,35

11,44

33,561

29,29

29,61

-

-

-

VII.

FINANCE

-

-

-

151

8,11

8,68

-

-

-

VIII.

ALL OTHERS

483

28

21

6,126

7,74

6,11

-

-

-

TOTAL BANK CREDIT

68,446

68,32

62,14

1,12,765

128,82

124,50

-

-

-

OF WHICH :

1.

Artisans & Village Industries

4,789

2,20

1,86

5,260

3,51

4,53

-

-

-

2.

Other Small Scale Industries

3,305

5,50

5,60

5,770

9,52

10,15

-

-

-

REGIOINAL RURAL

OTHER SCHEDULED

ALL SCHEDULED

BANKS

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

42,718

21,34

22,57

-

-

-

1,17,787

68,85

65,56

1.

Direct Finance

42,513

20,22

21,85

-

-

-

1,17,093

61,62

59,63

2.

Indirect Finance

205

1,12

72

-

-

-

694

7,23

5,93

II.

INDUSTRY

21,618

7,99

12,07

-

-

-

50,065

46,33

51,67

1.

Mining & Quarrying

-

-

-

-

-

-

4

4

4

2.

Food Manufacturing and Processing

40

13

17

-

-

-

663

3,10

3,18

(a)

Rice Mills, Flour and Dal Mills

3

1

2

-

-

-

41

32

32

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

1

1

1

-

-

-

4

4

3

(d)

Tea Processing

-

-

-

-

-

-

6

1,68

1,69

(e)

Processing of Fruits & Vegetables

2

3

6

-

-

-

2

3

6

(f)

Others

34

8

9

-

-

-

610

1,03

1,09

3.

Beverage and Tobacco

-

-

-

-

-

-

3

1

2

4.

Textiles

-

-

-

-

-

-

131

6,62

8,12

(a)

Cotton Textiles

-

-

-

-

-

-

14

5

4

(b)

Jute Textiles

-

-

-

-

-

-

28

6,00

6,62

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

18

11

12

(d)

Other Textiles

-

-

-

-

-

-

71

46

1,35

5.

Paper, Paper Products and Printing

2

3

3

-

-

-

54

54

60

6.

Leather and Leather Products

-

-

-

-

-

-

9

5

5

7.

Rubber and Rubber Products

2

3

3

-

-

-

15

25

28

8.

Chemicals and Chemical Products

2

2

2

-

-

-

27

74

1,06

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

1

1

1

-

-

-

4

4

4

(d)

Non-Edible Oils

-

-

-

-

-

-

1

2

3

(e)

Other Chemicals & Chemical Products

1

1

1

-

-

-

22

68

99

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

36

44

37

11.

Basic Metals & Metal Products

4

3

3

-

-

-

106

2,05

2,12

(a)

Iron and Steel

2

2

2

-

-

-

20

55

55

(b)

Non-Ferrous Metals

-

-

-

-

-

-

2

7

7

(c)

Other Metal Products

2

1

1

-

-

-

84

1,43

1,51

12.

Engineering

3

11

18

-

-

-

53

98

1,03

(a)

Heavy Engineering

-

-

-

-

-

-

2

2

3

(b)

Light Engineering

-

-

-

-

-

-

7

4

4

(c)

Electrical Machinery & Goods

3

11

18

-

-

-

22

74

78

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

22

18

17

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

14

61

54

14.

Other Industries

21,501

7,23

10,80

-

-

-

48,713

28,64

31,64

15.

Electricity, Gas & Water

-

-

-

-

-

-

59

42

40

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

50

36

35

(b)

Non-Conventional Energy

-

-

-

-

-

-

3

2

2

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

6

4

4

16.

Construction

64

42

80

-

-

-

178

1,82

2,23

III.

TRANSPORT OPERATORS

2,212

2,09

2,33

-

-

-

4,485

17,29

16,64

IV.

PROFESSIONAL AND OTHER SERVICES

6,579

3,01

4,23

-

-

-

9,190

7,40

8,64

V.

PERSONAL LOANS

7,911

9,07

7,74

-

-

-

22,479

33,17

28,86

1.

Loans for Purchase of Consumer Durables

847

44

41

-

-

-

1,981

1,68

1,45

2.

Loans for Housing

259

2,67

1,79

-

-

-

1,176

9,55

7,73

3.

Rest of the Personal Loans

6,805

5,95

5,54

-

-

-

19,322

21,94

19,68

V I.

TRADE

64,397

29,41

42,35

-

-

-

1,15,880

80,88

91,56

1.

Wholesale Trade

2

1

1

-

-

-

1,230

9,84

8,16

2.

Retail Trade

64,395

29,40

42,35

-

-

-

1,14,650

71,04

83,40

VII.

FINANCE

-

-

-

-

-

-

151

8,11

8,68

VIII.

ALL OTHERS

15

1

-

-

-

6,624

8,02

6,32

TOTAL BANK CREDIT

1,45,450

72,90

91,30

-

-

-

3,26,661

270,05

277,94

OF WHICH :

1.

Artisans & Village Industries

16,646

5,18

7,62

-

-

-

26,695

10,89

14,01

2.

Other Small Scale Industries

4,820

2,27

3,40

-

-

-

13,895

17,29

19,14