Uttar Pradesh - ਆਰਬੀਆਈ - Reserve Bank of India
Uttar Pradesh
CENTRAL REGION |
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STATE : UTTAR PRADESH | |||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
43,25,664 |
27088,37 |
21644,28 |
14,93,173 |
12789,24 |
10552,12 |
1. Direct Finance |
42,35,790 |
25466,52 |
20327,83 |
14,62,287 |
11407,99 |
9362,99 |
|
2. Indirect Finance |
89,874 |
1621,85 |
1316,45 |
30,886 |
1381,25 |
1189,13 |
|
II. |
INDUSTRY |
65,034 |
7310,86 |
4434,19 |
39,033 |
5330,20 |
4053,19 |
1. Mining & Quarrying |
321 |
49,95 |
37,14 |
420 |
103,16 |
95,37 |
|
2. Food Manufacturing & Processing |
16,123 |
1604,61 |
1171,89 |
9,532 |
2049,29 |
1685,99 |
|
(a) Rice Mills, Flour & Dal Mills |
4,563 |
258,74 |
202,84 |
3,182 |
423,28 |
327,72 |
|
(b) Sugar |
112 |
1059,62 |
735,86 |
160 |
1256,08 |
1056,75 |
|
(c) Edible Oils & Vanaspati |
877 |
29,14 |
23,01 |
532 |
25,48 |
21,31 |
|
(d) Tea Processing |
44 |
50 |
36 |
71 |
1,11 |
1,04 |
|
(e) Processing of Fruits & Vegetables |
51 |
17,73 |
14,84 |
101 |
21,65 |
16,50 |
|
(f) Others |
10,476 |
238,89 |
194,98 |
5,486 |
321,69 |
262,67 |
|
3. Beverage & Tobacco |
69 |
87,85 |
43,82 |
186 |
33,00 |
28,88 |
|
4. Textiles |
12,957 |
362,62 |
256,70 |
7,530 |
606,73 |
451,93 |
|
(a) Cotton Textiles |
1,452 |
124,93 |
93,24 |
686 |
43,38 |
30,59 |
|
(b) Jute & Other Natural Fibre Textiles |
776 |
11,03 |
8,10 |
177 |
15,04 |
12,67 |
|
(c) Handloom Textiles & Khadi |
6,041 |
32,72 |
24,44 |
2,881 |
38,19 |
31,95 |
|
(d) Other Textiles & Textile Products |
4,688 |
193,95 |
130,93 |
3,786 |
510,12 |
376,72 |
|
5. Paper, Paper Products & Printing |
853 |
174,68 |
140,84 |
851 |
246,20 |
220,10 |
|
6. Woods and Wood Products |
1,588 |
15,03 |
11,69 |
1,264 |
28,32 |
23,96 |
|
7. Leather & Leather Products |
718 |
83,78 |
54,74 |
595 |
7,45 |
6,11 |
|
8. Gems and Jewellery |
169 |
4,05 |
3,25 |
208 |
6,08 |
5,24 |
|
9. Rubber & Plastic Products |
289 |
85,68 |
58,84 |
430 |
31,33 |
29,04 |
|
10. Chemicals & Chemical Products |
777 |
216,28 |
159,32 |
944 |
194,57 |
65,67 |
|
(a) Heavy Industrial Chemicals |
27 |
56,92 |
47,00 |
30 |
20,27 |
16,58 |
|
(b) Fertilisers |
59 |
2,97 |
2,16 |
58 |
114,10 |
1,29 |
|
(c) Drugs & Pharmaceuticals |
81 |
2,47 |
1,97 |
136 |
13,50 |
9,81 |
|
(d) Non-Edible Oils |
29 |
1,82 |
1,49 |
35 |
3,85 |
2,39 |
|
(e) Other Chemicals & Chemical Products |
581 |
152,10 |
106,69 |
685 |
42,86 |
35,59 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
63 |
7,27 |
5,50 |
123 |
35,99 |
29,53 |
|
12. Manufacture of Cement & Cement Products |
661 |
76,77 |
47,67 |
813 |
37,44 |
30,00 |
|
13. Basic Metals & Metal Products |
1,565 |
1106,78 |
756,95 |
1,108 |
577,23 |
410,75 |
|
(a) Iron & Steel |
149 |
252,69 |
113,04 |
167 |
454,28 |
334,25 |
|
(b) Non-Ferrous Metals |
48 |
611,47 |
460,14 |
46 |
36,58 |
8,04 |
|
(c) Metal Products |
1,368 |
242,62 |
183,76 |
895 |
86,37 |
68,45 |
|
14. Engineering |
8,775 |
364,36 |
252,21 |
5,631 |
348,51 |
268,83 |
|
(a) Heavy Engineering |
556 |
38,51 |
31,15 |
174 |
54,73 |
32,73 |
|
(b) Light Engineering |
7,537 |
224,85 |
146,74 |
4,822 |
228,63 |
184,03 |
|
(c) Electrical Machinery & Goods |
473 |
88,50 |
67,04 |
418 |
51,26 |
41,07 |
|
(d) Electronic Machinery & Goods |
209 |
12,50 |
7,28 |
217 |
13,89 |
11,00 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
938 |
390,68 |
255,79 |
473 |
49,62 |
42,68 |
|
16. Other Industries |
17,097 |
447,46 |
272,73 |
7,339 |
618,70 |
381,42 |
|
17. Electricity, Gas & Water |
34 |
1655,56 |
588,75 |
41 |
6,80 |
6,21 |
|
(a) Electricity Generation & Transmission |
11 |
1652,85 |
586,99 |
13 |
4,67 |
4,47 |
|
(b) Non-Conventional Energy |
10 |
38 |
24 |
11 |
42 |
22 |
|
(c) Gas, Steam & Water Supply |
13 |
2,33 |
1,53 |
17 |
1,71 |
1,51 |
|
18. Construction |
2,037 |
577,45 |
316,35 |
1,545 |
349,78 |
271,48 |
|
(a) Other than Infrastructure |
1,207 |
172,30 |
126,25 |
966 |
74,50 |
61,64 |
|
(b) Infrastructure Construction |
830 |
405,15 |
190,10 |
579 |
275,27 |
209,84 |
|
III. |
TRANSPORT OPERATORS |
20,372 |
709,28 |
502,48 |
5,823 |
171,66 |
133,07 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
67,696 |
1662,90 |
1437,32 |
37,992 |
1485,03 |
1119,86 |
1. Professional Services |
26,363 |
211,03 |
165,91 |
8,667 |
192,07 |
162,53 |
|
2. Tourism, Hotel & Restaurants |
1,757 |
31,16 |
23,47 |
1,207 |
32,07 |
25,39 |
|
3. Recreation services |
402 |
396,28 |
372,19 |
373 |
9,07 |
7,84 |
|
4. IT and Telecommunications |
61 |
4,03 |
3,93 |
167 |
12,89 |
9,96 |
|
5. Others |
39,113 |
1020,39 |
871,81 |
27,578 |
1238,93 |
914,14 |
|
V. |
PERSONAL LOANS |
3,34,974 |
4938,36 |
3647,14 |
2,77,174 |
4696,21 |
3639,89 |
1. Housing |
51,427 |
1471,82 |
1193,83 |
47,591 |
1713,98 |
1405,26 |
|
2. Consumer Durables |
23,152 |
212,02 |
150,19 |
14,453 |
124,61 |
88,99 |
|
3. Vehicles |
32,391 |
633,26 |
436,32 |
28,983 |
565,30 |
435,56 |
|
4. Education |
18,153 |
418,35 |
347,29 |
18,659 |
445,95 |
364,41 |
|
5. Personal Credit Cards |
6,427 |
102,62 |
28,71 |
3,089 |
19,48 |
13,88 |
|
6. Others |
2,03,424 |
2100,30 |
1490,80 |
1,64,399 |
1826,90 |
1331,79 |
|
VI. |
TRADE |
2,99,124 |
2665,33 |
2040,13 |
1,72,199 |
3161,27 |
2499,68 |
1. Wholesale Trade |
10,469 |
343,79 |
191,84 |
5,434 |
489,19 |
305,29 |
|
2. Retail Trade |
2,88,655 |
2321,53 |
1848,29 |
1,66,765 |
2672,08 |
2194,39 |
|
VII. |
FINANCE |
21,245 |
227,78 |
178,55 |
5,227 |
306,14 |
183,44 |
VIII. |
ALL OTHERS |
4,56,649 |
1967,38 |
1437,32 |
1,05,053 |
664,38 |
562,51 |
TOTAL BANK CREDIT |
55,90,758 |
46570,27 |
35321,40 |
21,35,674 |
28604,15 |
22743,75 |
TABLE No.5.7 – STATE AND POPULATION GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
CENTRAL REGION |
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STATE : UTTAR PRADESH |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
URBAN |
METROPOLITAN |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
2,32,627 |
5246,37 |
4412,50 |
35,502 |
5698,23 |
4275,59 |
1. Direct Finance |
2,21,994 |
3376,44 |
2741,85 |
31,604 |
900,82 |
788,30 |
|
2. Indirect Finance |
10,633 |
1869,93 |
1670,65 |
3,898 |
4797,40 |
3487,29 |
|
II. |
INDUSTRY |
62,710 |
23122,19 |
18943,29 |
48,330 |
20736,11 |
15926,63 |
1. Mining & Quarrying |
284 |
171,98 |
141,81 |
193 |
224,21 |
104,90 |
|
2. Food Manufacturing & Processing |
6,861 |
3832,97 |
2671,39 |
4,931 |
3215,15 |
2707,12 |
|
(a) Rice Mills, Flour & Dal Mills |
1,712 |
469,78 |
307,08 |
982 |
276,16 |
207,86 |
|
(b) Sugar |
169 |
2432,52 |
1692,75 |
69 |
1647,05 |
1451,96 |
|
(c) Edible Oils & Vanaspati |
359 |
120,97 |
92,88 |
170 |
561,57 |
423,23 |
|
(d) Tea Processing |
65 |
2,73 |
2,61 |
15 |
12,37 |
12,17 |
|
(e) Processing of Fruits & Vegetables |
61 |
20,36 |
13,81 |
95 |
39,08 |
31,06 |
|
(f) Others |
4,495 |
786,61 |
562,26 |
3,600 |
678,93 |
580,84 |
|
3. Beverage & Tobacco |
140 |
337,52 |
256,60 |
107 |
114,73 |
86,62 |
|
4. Textiles |
8,702 |
967,67 |
793,64 |
5,477 |
824,24 |
623,19 |
|
(a) Cotton Textiles |
1,736 |
318,27 |
278,67 |
834 |
261,76 |
179,83 |
|
(b) Jute & Other Natural Fibre Textiles |
139 |
19,41 |
17,28 |
91 |
8,50 |
6,77 |
|
(c) Handloom Textiles & Khadi |
1,261 |
24,92 |
20,12 |
1,544 |
49,20 |
41,29 |
|
(d) Other Textiles & Textile Products |
5,566 |
605,06 |
477,58 |
3,008 |
504,77 |
395,30 |
|
5. Paper, Paper Products & Printing |
2,115 |
1229,43 |
1049,72 |
1,775 |
918,28 |
802,11 |
|
6. Woods and Wood Products |
1,372 |
52,05 |
40,32 |
592 |
72,07 |
65,92 |
|
7. Leather & Leather Products |
856 |
155,67 |
125,56 |
8,468 |
1731,10 |
1192,53 |
|
8. Gems and Jewellery |
225 |
11,80 |
10,30 |
1,830 |
121,26 |
90,01 |
|
9. Rubber & Plastic Products |
1,577 |
609,47 |
479,07 |
1,463 |
437,67 |
365,16 |
|
10. Chemicals & Chemical Products |
2,416 |
782,69 |
652,46 |
1,408 |
592,04 |
465,25 |
|
(a) Heavy Industrial Chemicals |
109 |
143,23 |
97,03 |
164 |
107,32 |
84,41 |
|
(b) Fertilisers |
92 |
284,78 |
277,65 |
28 |
18,38 |
14,91 |
|
(c) Drugs & Pharmaceuticals |
315 |
89,57 |
71,04 |
404 |
77,29 |
61,48 |
|
(d) Non-Edible Oils |
29 |
15,11 |
12,13 |
27 |
23,87 |
21,42 |
|
(e) Other Chemicals & Chemical Products |
1,871 |
250,00 |
194,62 |
785 |
365,19 |
283,02 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
66 |
123,21 |
79,81 |
88 |
55,57 |
51,05 |
|
12. Manufacture of Cement & Cement Products |
587 |
86,38 |
61,10 |
538 |
326,26 |
260,44 |
|
13. Basic Metals & Metal Products |
11,875 |
3977,54 |
2989,09 |
2,196 |
1515,46 |
1269,30 |
|
(a) Iron & Steel |
685 |
2447,16 |
1716,49 |
456 |
1017,43 |
866,29 |
|
(b) Non-Ferrous Metals |
766 |
457,44 |
362,38 |
135 |
131,10 |
108,45 |
|
(c) Metal Products |
10,424 |
1072,94 |
910,22 |
1,605 |
366,93 |
294,57 |
|
14. Engineering |
8,900 |
1741,71 |
1346,87 |
7,086 |
1721,09 |
1154,86 |
|
(a) Heavy Engineering |
784 |
244,48 |
216,29 |
509 |
272,00 |
226,74 |
|
(b) Light Engineering |
5,570 |
676,94 |
515,16 |
5,030 |
310,59 |
239,83 |
|
(c) Electrical Machinery & Goods |
2,069 |
505,84 |
358,87 |
1,339 |
1099,94 |
663,35 |
|
(d) Electronic Machinery & Goods |
477 |
314,44 |
256,56 |
208 |
38,56 |
24,94 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,290 |
281,85 |
231,75 |
1,384 |
478,33 |
225,08 |
|
16. Other Industries |
11,303 |
1415,74 |
1002,00 |
6,870 |
1789,17 |
635,61 |
|
17. Electricity, Gas & Water |
78 |
595,52 |
547,95 |
84 |
4370,38 |
3949,18 |
|
(a) Electricity Generation & Transmission |
23 |
482,32 |
465,95 |
43 |
4358,46 |
3939,02 |
|
(b) Non-Conventional Energy |
14 |
1,47 |
97 |
4 |
51 |
35 |
|
(c) Gas, Steam & Water Supply |
41 |
111,73 |
81,04 |
37 |
11,41 |
9,80 |
|
18. Construction |
4,063 |
6748,99 |
6463,85 |
3,840 |
2229,09 |
1878,28 |
|
(a) Other than Infrastructure |
2,346 |
1397,16 |
1209,51 |
2,851 |
556,89 |
427,82 |
|
(b) Infrastructure Construction |
1,717 |
5351,83 |
5254,34 |
989 |
1672,19 |
1450,45 |
|
III. |
TRANSPORT OPERATORS |
9,043 |
575,99 |
390,52 |
15,704 |
1038,30 |
633,86 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
46,390 |
5166,45 |
4239,93 |
43,412 |
5388,34 |
4218,06 |
1. Professional Services |
8,535 |
483,70 |
379,21 |
5,811 |
603,16 |
519,94 |
|
2. Tourism, Hotel & Restaurants |
1,918 |
209,19 |
167,86 |
3,578 |
450,55 |
250,22 |
|
3. Recreation services |
299 |
121,65 |
99,40 |
451 |
237,24 |
180,44 |
|
4. IT and Telecommunications |
253 |
90,01 |
56,77 |
211 |
32,02 |
22,78 |
|
5. Others |
35,385 |
4261,92 |
3536,69 |
33,361 |
4065,36 |
3244,69 |
|
V. |
PERSONAL LOANS |
4,70,483 |
13104,33 |
10302,66 |
5,26,395 |
13364,27 |
10436,30 |
1. Housing |
1,30,791 |
8064,86 |
6653,21 |
1,34,191 |
7349,83 |
6199,78 |
|
2. Consumer Durables |
18,301 |
158,87 |
124,79 |
13,433 |
125,64 |
94,93 |
|
3. Vehicles |
67,140 |
1322,26 |
943,35 |
1,20,051 |
1696,18 |
1111,76 |
|
4. Education |
32,163 |
766,41 |
634,66 |
45,150 |
1186,48 |
964,29 |
|
5. Personal Credit Cards |
9,481 |
137,54 |
46,30 |
8,105 |
119,44 |
39,84 |
|
6. Others |
2,12,607 |
2654,40 |
1900,37 |
2,05,465 |
2886,70 |
2025,70 |
|
VI. |
TRADE |
1,66,258 |
5321,40 |
4144,24 |
87,146 |
6196,06 |
4666,77 |
1. Wholesale Trade |
14,695 |
1247,28 |
962,25 |
5,677 |
1648,33 |
1319,79 |
|
2. Retail Trade |
1,51,563 |
4074,12 |
3182,00 |
81,469 |
4547,73 |
3346,98 |
|
VII. |
FINANCE |
3,689 |
1170,04 |
703,55 |
1,580 |
1136,93 |
744,83 |
VIII. |
ALL OTHERS |
1,83,461 |
2098,55 |
1647,17 |
1,41,359 |
4385,72 |
4105,63 |
TOTAL BANK CREDIT |
11,74,661 |
55805,32 |
44783,86 |
8,99,428 |
57943,94 |
45007,67 |