Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2002

CENTRAL REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

21,82,227

5491,67

4232,23

5,92,912

2448,88

1917,90

1.

Direct Finance

21,16,894

5083,99

3996,25

5,78,873

2209,41

1739,17

2.

Indirect Finance

65,333

407,68

235,99

14,039

239,47

178,73

II.

INDUSTRY

2,71,228

1710,36

1236,17

80,063

2804,65

2062,90

1.

Mining & Quarrying

128

107,40

5,65

70

5,04

4,44

2.

Food Manufacturing & Processing

12,127

380,94

286,14

5,697

1155,43

867,13

(a) RiceMills, Flour & DalMills

8,474

110,42

88,60

3,172

157,21

121,82

(b) Sugar

58

137,24

127,67

88

616,32

410,38

(c) Edible Oils & Vanaspati

1,167

47,50

19,84

554

18,10

13,35

(d) Tea Processing

3

48

26

1

5

—

(e) Processing of Fruits & Vegetables

3

24

25

18

4,15

3,46

(f) Others

2,422

85,05

49,52

1,864

359,59

318,12

3.

Beverage & Tobacco

21

33,92

31,05

79

33,34

12,10

4.

Textiles

8,557

132,28

107,16

6,658

512,18

365,85

(a) Cotton Textiles

868

24,03

23,08

326

167,96

108,25

(b) Jute & Other Natural Fibre Textiles

131

1,20

97

436

1,33

1,12

(c) Handloom Textiles & Khadi

2,758

8,21

6,19

1,561

17,45

14,48

(d) Other Textiles & Textile Products

4,800

98,85

76,93

4,335

325,44

242,01

5.

Paper, Paper Products & Printing

313

39,97

22,26

746

73,68

55,21

6.

Leather & Leather Products

738

15,34

14,04

572

7,18

4,90

7.

Rubber & Plastic Products

268

20,75

16,80

312

14,86

15,36

8.

Chemicals & Chemical Products

1,100

137,37

81,62

3,252

325,33

269,93

(a) Heavy Industrial Chemicals

21

4,08

3,69

23

176,03

174,64

(b) Fertilisers

8

85,11

35,12

19

45,00

31,45

(c) Drugs & Pharmaceuticals

668

21,47

18,36

545

28,34

25,43

(d) Non-Edible Oils

2

6,35

6,33

6

2,01

1,97

(e) Other Chemicals & Chemical Products

401

20,36

18,12

2,659

73,95

36,45

9.

Petroleum, Coal Products & Nuclear Fuels

99

11,14

5,76

30

1,44

1,13

10.

Manufacture of Cement & Cement Products

893

10,99

9,12

225

5,64

4,21

11.

Basic Metals & Metal Products

898

105,97

94,03

818

222,67

103,83

(a) Iron & Steel

127

73,70

69,58

102

47,52

37,55

(b) Non-Ferrous Metals

13

6,91

7,20

66

107,67

31,91

(c) Metal Products

758

25,37

17,25

650

67,49

34,38

12.

Engineering

2,019

128,81

103,70

1,181

102,00

78,83

(a) Heavy Engineering

40

19,41

14,70

55

28,74

24,99

(b) Light Engineering

1,333

20,85

16,25

493

28,00

12,11

(c) Electrical Machinery & Goods

395

11,90

10,74

376

12,90

10,34

(d) Electronic Machinery &Goods

251

76,66

62,02

257

32,36

31,39

13.

Vehicles, Vehicle Parts & Transport Equipments

1,487

30,90

18,06

557

62,67

43,01

14.

Other Industries

2,37,768

506,96

398,36

58,653

251,76

208,75

15.

Electricity, Gas & Water

7

25,21

25,21

27

4,53

3,36

(a) Electricity Generation & Transmission

3

25,05

25,04

9

1,34

39

(b) Non-Conventional Energy

2

9

9

—

—

—

(c) Gas, Steam & Water Supply

2

7

8

18

3,19

2,97

16.

Construction

4,805

22,40

17,21

1,186

26,91

24,88

III.

TRANSPORT OPERATORS

45,427

163,23

119,02

15,199

85,82

65,64

IV.

PROFESSIONAL AND OTHER SERVICES

97,353

279,67

207,35

27,598

148,62

116,42

V.

PERSONAL LOANS

3,39,515

1219,48

977,71

2,02,211

1000,07

830,74

1.

Loans for Purchase of Consumer Durables

21,940

74,05

57,82

13,311

51,09

39,15

2.

Loans for Housing

23,166

231,07

201,73

19,298

273,64

241,23

3.

Rest of the Personal Loans

2,94,409

914,35

718,17

1,69,602

675,34

550,36

VI.

TRADE

4,50,057

1170,45

894,19

2,00,630

973,19

792,49

1.

Wholesale Trade

14,191

134,18

106,96

8,940

242,02

197,88

2.

Retail Trade

4,35,866

1036,27

787,23

1,91,690

731,16

594,61

VII.

FINANCE

3,237

180,50

177,35

1,565

27,49

25,74

VIII.

ALL OTHERS

2,75,372

1233,90

983,30

1,48,033

877,19

704,22

TOTAL BANK CREDIT

36,64,416

11449,25

8827,33

12,68,211

8365,90

6516,05

OF WHICH:1.Artisansand Village & TinyIndustries

1,46,154

285,43

224,46

28,493

165,21

135,53

2.Other Small Scale Industries

89,931

420,37

334,71

32,901

545,55

415,96

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

93,892

808,34

646,52

6,015

159,70

137,44

1.

Direct Finance

89,381

489,10

381,41

5,635

47,44

37,69

2.

Indirect Finance

4,511

319,24

265,10

380

112,26

99,75

II.

INDUSTRY

96,645

7297,57

5576,51

25,637

2051,35

1660,61

1.

Mining & Quarrying

152

45,20

30,35

22

6,17

4,76

2.

Food Manufacturing & Processing

3,083

972,69

762,38

1,222

244,08

214,43

(a) RiceMills, Flour & DalMills

1,351

163,03

116,05

702

24,47

20,66

(b) Sugar

104

326,19

244,70

36

122,51

111,44

(c) Edible Oils & Vanaspati

258

44,38

40,76

61

27,42

23,20

(d) Tea Processing

5

50

47

27

37,27

35,59

(e) Processing of Fruits & Vegetables

33

7,19

5,56

23

1,22

1,27

(f) Others

1,332

431,40

354,83

373

31,19

22,28

3.

Beverage & Tobacco

76

95,79

63,32

25

16,83

10,06

4.

Textiles

9,041

636,54

476,15

1,678

175,79

152,91

(a) Cotton Textiles

2,732

223,06

161,16

246

84,06

74,51

(b) Jute & Other Natural Fibre Textiles

182

9,95

7,89

27

7,63

6,54

(c) Handloom Textiles & Khadi

2,112

33,99

32,17

83

7,80

6,77

(d) Other Textiles & Textile Products

4,015

369,54

274,93

1,322

76,30

65,08

5.

Paper, Paper Products & Printing

1,876

296,29

251,23

548

111,19

78,90

6.

Leather & Leather Products

1,768

68,81

58,64

1,170

368,72

319,41

7.

Rubber & Plastic Products

1,785

340,16

281,45

1,082

80,28

67,37

8.

Chemicals & Chemical Products

1,574

1175,18

835,57

669

96,19

85,91

(a) Heavy Industrial Chemicals

111

412,79

414,09

78

10,68

10,10

(b) Fertilisers

48

498,73

186,16

25

19,50

18,12

(c) Drugs & Pharmaceuticals

408

56,90

40,24

174

17,18

15,67

(d) Non-Edible Oils

30

10,31

9,35

15

10,15

7,00

(e) Other Chemicals & Chemical Products

977

196,45

185,72

377

38,69

35,02

9.

Petroleum, Coal Products & Nuclear Fuels

61

11,14

9,55

18

1,97

1,50

10.

Manufacture of Cement & Cement Products

449

74,76

78,17

35

10,61

10,02

11.

Basic Metals & Metal Products

7,285

1380,20

877,29

636

151,57

135,77

(a) Iron & Steel

594

948,39

529,52

172

95,96

81,73

(b) Non-Ferrous Metals

671

172,45

140,59

16

8,97

15,50

(c) Metal Products

6,020

259,36

207,18

448

46,65

38,55

12.

Engineering

3,888

912,04

685,49

981

265,99

146,68

(a) Heavy Engineering

247

60,19

40,87

87

40,08

18,95

(b) Light Engineering

1,388

146,34

113,81

217

34,44

21,27

(c) Electrical Machinery & Goods

1,753

205,49

169,38

361

144,90

64,21

(d) Electronic Machinery &Goods

500

500,02

361,43

316

46,57

42,25

13.

Vehicles, Vehicle Parts & Transport Equipments

1,087

625,53

631,46

353

155,37

123,09

14.

Other Industries

62,639

501,25

424,37

15,451

131,99

119,48

15.

Electricity, Gas & Water

74

44,03

23,26

43

155,38

148,04

(a) Electricity Generation & Transmission

42

40,19

20,60

25

151,84

145,00

(b) Non-Conventional Energy

1

7

4

1

3

3

(c) Gas, Steam & Water Supply

31

3,77

2,62

17

3,51

3,01

16.

Construction

1,807

117,98

87,83

1,704

79,22

42,28

III.

TRANSPORT OPERATORS

11,631

102,28

74,48

3,289

35,45

28,29

IV.

PROFESSIONAL AND OTHER SERVICES

28,536

689,71

509,28

8,416

213,76

172,81

V.

PERSONAL LOANS

3,67,998

2892,28

2413,84

1,50,267

1223,47

1023,76

1.

Loans for Purchase of Consumer Durables

27,792

137,60

106,55

7,799

36,56

30,83

2.

Loans for Housing

55,358

1240,38

1091,11

25,624

539,39

478,89

3.

Rest of the Personal Loans

2,84,848

1514,29

1216,18

1,16,844

647,53

514,04

VI.

TRADE

1,53,137

1595,36

1284,17

29,641

1001,94

897,46

1.

Wholesale Trade

14,180

541,08

425,61

3,807

673,05

610,50

2.

Retail Trade

1,38,957

1054,28

858,56

25,834

328,89

286,97

VII.

FINANCE

1,861

123,43

64,96

1,064

106,23

73,57

VIII.

ALL OTHERS

1,42,869

2074,72

1703,67

54,133

2675,08

2215,31

TOTAL BANK CREDIT

8,96,569

15583,70

12273,43

2,78,462

7466,98

6209,26

OF WHICH:1.Artisansand Village & TinyIndustries

17,882

209,97

172,06

2,488

79,34

65,75

2.Other Small Scale Industries

53,253

1391,64

1118,73

13,035

471,51

397,55