TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2005

CENTRAL REGION

STATE : UTTAR PRADESH

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

32,77,995

11084,39

8749,17

8,77,945

4566,80

3627,16

1.

Direct Finance

32,20,945

10778,99

8507,17

8,65,586

4319,40

3464,40

2.

Indirect Finance

57,050

305,41

242,00

12,359

247,40

162,76

II.

INDUSTRY

1,85,233

3820,92

2423,27

53,978

3143,78

2250,75

1.

Mining & Quarrying

251

13,35

11,14

170

14,09

11,67

2.

Food Manufacturing & Processing

10,752

675,43

489,31

4,571

1419,39

994,71

(a) Rice Mills, Flour & Dal Mills

7,214

220,20

192,50

2,657

262,94

186,37

(b) Sugar

66

378,63

238,54

164

989,38

697,05

(c) Edible Oils & Vanaspati

977

30,50

24,32

415

14,83

12,97

(d) Tea Processing

2

5

5

6

91

43

(e) Processing of Fruits & Vegetables

25

1,03

73

16

1,32

1,30

(f) Others

2,468

45,02

33,17

1,313

150,01

96,59

3.

Beverage & Tobacco

26

6,47

5,99

95

15,97

11,76

4.

Textiles

8,970

357,59

255,57

4,118

448,26

355,75

(a) Cotton Textiles

2,213

75,81

53,68

478

59,00

53,71

(b) Jute & Other Natural Fibre Textiles

291

1,09

78

29

2,58

2,17

(c) Handloom Textiles & Khadi

2,265

14,08

9,81

1,588

26,49

21,61

(d) Other Textiles & Textile Products

4,201

266,61

191,31

2,023

360,20

278,26

5.

Paper, Paper Products & Printing

245

80,94

69,19

472

55,84

49,43

6.

Leather & Leather Products

435

59,54

55,69

1,500

22,14

18,38

7.

Rubber & Plastic Products

1,047

53,83

47,00

168

11,13

9,04

8.

Chemicals & Chemical Products

1,610

171,52

116,76

476

121,34

60,49

(a) Heavy Industrial Chemicals

21

94,42

60,72

40

16,53

10,93

(b) Fertilisers

8

31,85

20,86

10

24,10

10,14

(c) Drugs & Pharmaceuticals

98

2,99

2,16

111

5,56

4,54

(d) Non-Edible Oils

10

18,71

18,67

10

61

49

(e) Other Chemicals & Chemical Products

1,473

23,54

14,35

305

74,53

34,38

9.

Petroleum, Coal Products & Nuclear Fuels

76

4,05

2,81

43

14,42

13,03

10.

Manufacture of Cement & Cement Products

740

20,40

15,91

158

8,34

6,33

11.

Basic Metals & Metal Products

715

973,52

275,06

1,809

460,92

283,21

(a) Iron & Steel

134

116,11

103,94

142

221,79

198,39

(b) Non-Ferrous Metals

30

709,89

92,24

40

195,30

52,04

(c) Metal Products

551

147,52

78,88

1,627

43,83

32,78

12.

Engineering

1,423

374,68

341,12

1,012

91,85

61,29

(a) Heavy Engineering

112

17,21

15,81

117

25,83

21,52

(b) Light Engineering

731

80,69

75,73

541

27,79

23,77

(c) Electrical Machinery & Goods

408

49,61

43,04

278

30,91

9,63

(d) Electronic Machinery & Goods

172

227,17

206,54

76

7,31

6,36

13.

Vehicles, Vehicle Parts & Transport Equipments

715

52,05

25,29

503

15,80

8,47

14.

Other Industries

1,55,455

580,38

452,47

36,461

321,03

256,23

15.

Electricity, Gas & Water

38

301,84

176,43

29

1,49

1,16

(a) Electricity Generation & Transmission

24

301,29

175,96

13

49

44

(b) Non-Conventional Energy

–

–

–

1

8

5

(c) Gas, Steam & Water Supply

14

55

46

15

93

67

16.

Construction

2,735

95,33

83,55

2,393

121,77

109,81

III.

TRANSPORT OPERATORS

33,610

269,40

214,15

9,489

81,62

62,31

IV.

PROFESSIONAL AND OTHER SERVICES

77,414

729,60

513,94

26,956

232,54

186,98

V.

PERSONAL LOANS

4,11,355

3651,10

2935,20

2,81,720

2455,13

1953,74

1.

Loans for Purchase of Consumer Durables

27,675

140,24

99,33

14,588

65,61

53,14

2.

Loans for Housing

47,769

1227,88

1102,48

36,341

791,29

704,47

3.

Rest of the Personal Loans

3,35,911

2282,98

1733,39

2,30,791

1598,23

1196,12

VI.

TRADE

3,90,728

1918,39

1489,69

1,91,249

1554,91

1219,02

1.

Wholesale Trade

23,881

485,38

384,00

6,680

220,71

157,40

2.

Retail Trade

3,66,847

1433,01

1105,70

1,84,569

1334,21

1061,62

VII.

FINANCE

4,492

45,73

22,09

1,487

131,94

117,49

VIII.

ALL OTHERS

2,39,996

953,41

725,39

80,088

664,26

525,81

TOTAL BANK CREDIT

46,20,823

22472,93

17072,91

15,22,912

12830,98

9943,25

OF WHICH:1. Artisans and Village & Tiny Industries

1,29,953

410,38

311,50

27,820

324,82

260,55

2. Other Small Scale Industries

34,229

514,71

399,43

15,380

741,01

545,78

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2005

CENTRAL REGION

STATE : UTTAR PRADESH

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,17,013

1435,90

1193,55

5,277

417,73

315,48

1.

Direct Finance

1,13,548

1106,33

915,27

4,305

68,21

58,19

2.

Indirect Finance

3,465

329,56

278,27

972

349,52

257,29

II.

INDUSTRY

68,168

9068,55

6909,90

14,607

4303,20

3350,34

1.

Mining & Quarrying

236

71,11

44,93

106

24,00

21,68

2.

Food Manufacturing & Processing

3,743

1511,37

949,91

965

1127,62

812,23

(a) Rice Mills, Flour & Dal Mills

1,710

417,19

226,00

256

83,86

58,27

(b) Sugar

113

697,27

455,06

38

793,67

534,25

(c) Edible Oils & Vanaspati

288

141,13

101,03

107

54,14

39,00

(d) Tea Processing

4

40

37

27

131,59

127,27

(e) Processing of Fruits & Vegetables

39

10,51

9,48

6

1,78

1,60

(f) Others

1,589

244,87

157,96

531

62,58

51,83

3.

Beverage & Tobacco

121

147,68

112,30

41

40,89

33,52

4.

Textiles

6,771

806,36

692,41

1,407

186,50

160,21

(a) Cotton Textiles

820

298,40

270,46

238

82,19

76,70

(b) Jute & Other Natural Fibre Textiles

126

7,65

5,80

32

7,00

6,44

(c) Handloom Textiles & Khadi

2,131

41,74

37,02

104

8,74

2,93

(d) Other Textiles & Textile Products

3,694

458,57

379,13

1,033

88,56

74,15

5.

Paper, Paper Products & Printing

2,561

628,45

416,53

532

86,38

67,92

6.

Leather & Leather Products

2,070

348,95

228,24

1,165

409,06

317,73

7.

Rubber & Plastic Products

1,305

384,57

316,30

451

97,25

75,82

8.

Chemicals & Chemical Products

1,493

801,96

812,28

739

223,97

181,85

(a) Heavy Industrial Chemicals

147

96,03

85,05

79

20,13

14,06

(b) Fertilisers

44

335,83

414,66

19

8,86

8,05

(c) Drugs & Pharmaceuticals

322

41,35

21,03

136

81,40

76,82

(d) Non-Edible Oils

33

28,22

22,20

7

4,29

3,25

(e) Other Chemicals & Chemical Products

947

300,52

269,35

498

109,30

79,67

9.

Petroleum, Coal Products & Nuclear Fuels

118

37,34

28,57

29

3,26

2,57

10.

Manufacture of Cement & Cement Products

224

48,89

37,36

28

33,66

21,94

11.

Basic Metals & Metal Products

6,752

1928,42

1370,21

595

198,56

174,18

(a) Iron & Steel

737

905,89

634,04

172

137,93

124,22

(b) Non-Ferrous Metals

1,090

294,52

195,95

13

5,76

5,32

(c) Metal Products

4,925

728,01

540,22

410

54,87

44,64

12.

Engineering

4,081

957,41

786,85

912

414,31

319,02

(a) Heavy Engineering

629

122,87

101,19

113

86,94

53,74

(b) Light Engineering

1,799

202,18

157,16

357

49,71

37,00

(c) Electrical Machinery & Goods

1,207

234,03

198,95

290

250,59

203,57

(d) Electronic Machinery & Goods

446

398,33

329,55

152

27,08

24,70

13.

Vehicles, Vehicle Parts & Transport Equipments

666

92,72

71,86

259

212,63

169,43

14.

Other Industries

34,281

763,36

590,08

5,711

208,73

168,87

15.

Electricity, Gas & Water

134

28,61

18,55

47

636,52

514,79

(a) Electricity Generation & Transmission

98

26,47

16,76

21

629,81

509,99

(b) Non-Conventional Energy

3

15

14

2

30

15

(c) Gas, Steam & Water Supply

33

1,99

1,65

24

6,40

4,65

16.

Construction

3,612

511,33

433,51

1,620

399,88

308,60

III.

TRANSPORT OPERATORS

9,995

102,23

81,01

3,306

105,77

79,95

IV.

PROFESSIONAL AND OTHER SERVICES

33,552

2163,07

926,50

13,951

1151,37

526,34

V.

PERSONAL LOANS

7,96,924

9988,92

7580,49

2,33,983

3780,05

3100,90

1.

Loans for Purchase of Consumer Durables

36,035

176,51

141,15

20,146

107,21

84,12

2.

Loans for Housing

1,22,644

4798,07

4346,44

56,200

1995,49

1795,42

3.

Rest of the Personal Loans

6,38,245

5014,34

3092,90

1,57,637

1677,36

1221,37

VI.

TRADE

1,60,390

3128,78

2409,37

33,193

1560,49

1224,88

1.

Wholesale Trade

8,221

761,88

615,52

3,436

623,44

527,23

2.

Retail Trade

1,52,169

2366,90

1793,84

29,757

937,05

697,66

VII.

FINANCE

1,844

226,43

150,65

1,183

271,84

235,89

VIII.

ALL OTHERS

1,24,830

1752,62

1427,67

45,102

855,04

652,28

TOTAL BANK CREDIT

13,12,716

27866,49

20679,13

3,50,602

12445,48

9486,07

OF WHICH:1. Artisans and Village & Tiny Industries

16,781

165,97

139,82

1,722

29,14

24,79

2. Other Small Scale Industries

31,049

2334,38

1781,80

6,102

732,06

544,66