CENTRAL REGION

STATE : UTTARAKHAND

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,57,236

918,20

731,02

66,771

755,97

614,62

1.

Direct Finance

1,54,840

865,82

691,40

65,620

695,05

568,05

2.

Indirect Finance

2,396

52,38

39,62

1,151

60,91

46,58

II.

INDUSTRY

13,694

902,47

743,43

8,469

2422,97

1383,62

1.

Mining & Quarrying

40

3,90

3,45

64

54,88

44,30

2.

Food Manufacturing & Processing

403

65,11

41,66

1,216

828,51

257,48

(a) Rice Mills, Flour & Dal Mills

184

51,61

34,51

832

558,22

114,94

(b) Sugar

3

46

21

21

159,28

75,22

(c) Edible Oils & Vanaspati

14

33

17

35

25,27

21,15

(d) Tea Processing

2

8

6

2

8

5

(e) Processing of Fruits & Vegetables

17

1,53

1,38

32

21,56

20,46

(f) Others

183

11,10

5,32

294

64,09

25,66

3.

Beverage & Tobacco

2

5

3

6

1,82

1,79

4.

Textiles

319

68,15

67,18

244

49,70

40,35

(a) Cotton Textiles

27

53,79

53,49

28

1,19

87

(b) Jute & Other Natural Fibre Textiles

3

34

34

1

4

4

(c) Handloom Textiles & Khadi

74

57

54

13

32

30

(d) Other Textiles & Textile Products

215

13,44

12,81

202

48,15

39,14

5.

Paper, Paper Products & Printing

84

156,44

126,06

227

261,30

204,15

6.

Leather & Leather Products

10

60,61

60,56

10

1,49

79

7.

Rubber & Plastic Products

41

4,14

3,67

119

28,06

20,31

8.

Chemicals & Chemical Products

67

92,19

70,23

1,058

172,70

135,69

(a) Heavy Industrial Chemicals

8

83,38

63,85

17

30,52

13,00

(b) Fertilisers

2

15

6

2

64

64

(c) Drugs & Pharmaceuticals

13

4,13

3,38

953

110,95

95,58

(d) Non-Edible Oils

2

12

8

2

99

93

(e) Other Chemicals & Chemical Products

42

4,41

2,87

84

29,60

25,55

9.

Petroleum, Coal Products & Nuclear Fuels

2

49

24

8

5,25

2,15

10.

Manufacture of Cement & Cement Products

18

54

51

32

7,33

6,23

11.

Basic Metals & Metal Products

121

8,18

6,45

218

205,60

76,25

(a) Iron & Steel

19

3,42

3,32

82

167,34

51,69

(b) Non-Ferrous Metals

3

51

14

14

9,20

4,30

(c) Metal Products

99

4,26

2,99

122

29,06

20,26

12.

Engineering

133

32,99

8,89

441

73,62

56,60

(a) Heavy Engineering

6

1,07

45

23

8,67

6,03

(b) Light Engineering

42

4,99

2,32

253

38,79

31,86

(c) Electrical Machinery & Goods

53

26,31

5,61

82

20,84

14,56

(d) Electronic Machinery & Goods

32

62

51

83

5,32

4,15

13.

Vehicles,Vehicle Parts & Transport Equipments

32

1,17

57

36

28,87

19,28

14.

Other Industries

8,492

113,17

78,26

4,131

109,77

83,73

15.

Electricity, Gas & Water

2

232,04

232,01

14

545,56

398,19

(a) Electricity Generation & Transmission

1

232,00

232,00

5

543,79

396,44

(b) Non-Conventional Energy

–

–

–

2

5

5

(c) Gas, Steam & Water Supply

1

4

1

7

1,71

1,71

16.

Construction

3,928

63,29

43,66

645

48,52

36,33

III.

TRANSPORT OPERATORS

4,732

114,22

78,13

1,799

49,24

32,94

IV.

PROFESSIONAL AND OTHER SERVICES

6,160

123,14

94,11

5,680

155,34

123,35

V.

PERSONAL LOANS

1,08,508

930,64

723,34

77,876

1259,16

991,02

1.

Loans for Purchase of Consumer Durables

3,029

18,12

12,64

2,645

16,73

13,55

2.

Loans for Housing

19,296

277,84

233,86

16,061

555,89

474,92

3.

Rest of the Personal Loans

86,183

634,67

476,84

59,170

686,54

502,55

VI.

TRADE

35,068

331,16

251,44

22,345

543,46

394,11

1.

Wholesale Trade

805

24,39

20,85

1,528

103,82

63,89

2.

Retail Trade

34,263

306,77

230,59

20,817

439,64

330,23

VII.

FINANCE

140

1,29

79

103

49,62

40,02

VIII.

ALL OTHERS

7,864

98,62

83,42

5,353

152,74

112,22

TOTAL BANK CREDIT

3,33,402

3419,73

2705,67

1,88,396

5388,51

3691,91

OF WHICH : 1. Artisans and Village & Tiny Industries

7,013

64,57

47,37

2,253

117,74

80,66

2. Other Small Scale Industries

2,199

106,15

77,72

3,043

431,83

305,76

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2007

CENTRAL REGION

STATE : UTTARAKHAND

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

3,574

77,59

57,97

–

–

–

1.

Direct Finance

3,498

74,19

55,24

–

–

–

2.

Indirect Finance

76

3,40

2,73

–

–

–

II.

INDUSTRY

4,895

1184,07

620,11

–

–

–

1.

Mining & Quarrying

42

515,83

91,72

–

–

–

2.

Food Manufacturing & Processing

225

155,72

140,37

–

–

–

(a) Rice Mills, Flour & Dal Mills

45

12,48

11,99

–

–

–

(b) Sugar

11

133,51

121,10

–

–

–

(c) Edible Oils & Vanaspati

8

1,58

79

–

–

–

(d) Tea Processing

3

25

19

–

–

–

(e) Processing of Fruits & Vegetables

11

1,89

1,68

–

–

–

(f) Others

147

6,01

4,62

–

–

–

3.

Beverage & Tobacco

10

3,24

2,99

–

–

–

4.

Textiles

1,024

26,02

20,43

–

–

–

(a) Cotton Textiles

412

3,21

2,35

–

–

–

(b) Jute & Other Natural Fibre Textiles

451

5,58

4,79

–

–

–

(c) Handloom Textiles & Khadi

15

25

22

–

–

–

(d) Other Textiles & Textile Products

146

16,97

13,08

–

–

–

5.

Paper, Paper Products & Printing

95

11,57

8,29

–

–

–

6.

Leather & Leather Products

19

1,99

1,92

–

–

–

7.

Rubber & Plastic Products

68

17,74

15,14

–

–

–

8.

Chemicals & Chemical Products

296

132,19

99,54

–

–

–

(a) Heavy Industrial Chemicals

11

6,58

4,48

–

–

–

(b) Fertilisers

46

17,50

92

–

–

–

(c) Drugs & Pharmaceuticals

112

39,14

30,13

–

–

–

(d) Non-Edible Oils

1

15

10

–

–

–

(e) Other Chemicals & Chemical Products

126

68,83

63,91

–

–

–

9.

Petroleum, Coal Products & Nuclear Fuels

2

75

55

–

–

–

10.

Manufacture of Cement & Cement Products

30

5,42

4,54

–

–

–

11.

Basic Metals & Metal Products

128

59,62

49,24

–

–

–

(a) Iron & Steel

31

34,85

26,05

–

–

–

(b) Non-Ferrous Metals

3

8,25

7,33

–

–

–

(c) Metal Products

94

16,51

15,86

–

–

–

12.

Engineering

324

73,71

63,79

–

–

–

(a) Heavy Engineering

47

10,77

9,77

–

–

–

(b) Light Engineering

153

46,45

40,66

–

–

–

(c) Electrical Machinery & Goods

96

13,38

10,46

–

–

–

(d) Electronic Machinery & Goods

28

3,12

2,90

–

–

–

13.

Vehicles,Vehicle Parts & Transport Equipments

27

2,01

1,05

–

–

–

14.

Other Industries

2,079

71,61

58,92

–

–

–

15.

Electricity, Gas & Water

4

1,81

96

–

–

–

(a) Electricity Generation & Transmission

–

–

–

–

–

–

(b) Non-Conventional Energy

–

–

–

–

–

–

(c) Gas, Steam & Water Supply

4

1,81

96

–

–

–

16.

Construction

522

104,82

60,66

–

–

–

III.

TRANSPORT OPERATORS

1,700

36,80

33,01

–

–

–

IV.

PROFESSIONAL AND OTHER SERVICES

4,145

321,94

241,25

–

–

–

V.

PERSONAL LOANS

98,449

1732,63

1415,28

–

–

–

1.

Loans for Purchase of Consumer Durables

2,460

20,15

16,53

–

–

–

2.

Loans for Housing

17,116

839,95

739,92

–

–

–

3.

Rest of the Personal Loans

78,873

872,53

658,83

–

–

–

VI.

TRADE

14,785

639,76

401,42

–

–

–

1.

Wholesale Trade

864

127,68

83,30

–

–

–

2.

Retail Trade

13,921

512,09

318,12

–

–

–

VII.

FINANCE

61

1073,26

53,52

–

–

–

VIII.

ALL OTHERS

5,912

257,72

207,77

–

–

–

TOTAL BANK CREDIT

1,33,521

5323,79

3030,33

–

–

–

OF WHICH : 1. Artisans and Village & Tiny Industries

336

7,87

6,64

–

–

–

2. Other Small Scale Industries

2,383

223,63

183,58

–

–

–