Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2002

CENTRAL REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

92,430

276,25

213,93

40,688

216,34

167,33

1.

Direct Finance

91,102

264,83

206,38

40,085

186,68

147,21

2.

Indirect Finance

1,328

11,42

7,55

603

29,66

20,11

II.

INDUSTRY

13,261

160,01

110,20

7,384

498,73

481,65

1.

Mining & Quarrying

9

32

30

20

20,36

3,44

2.

Food Manufacturing & Processing

678

27,08

19,58

753

191,90

155,35

(a) RiceMills, Flour & DalMills

487

23,11

16,36

499

96,61

65,52

(b) Sugar

1

8

8

5

44,47

47,79

(c) Edible Oils & Vanaspati

15

12

8

60

7,93

7,10

(d) Tea Processing

1

3

2

2

22

18

(e) Processing of Fruits & Vegetables

4

69

62

2

16

6

(f) Others

170

3,06

2,43

185

42,51

34,69

3.

Beverage & Tobacco

1

6

6

4

86

62

4.

Textiles

622

6,01

4,98

387

26,08

81,19

(a) Cotton Textiles

19

2,24

1,66

9

3,68

3,69

(b) Jute & Other Natural Fibre Textiles

99

27

17

113

41

30

(c) Handloom Textiles & Khadi

24

12

7

87

25

28

(d) Other Textiles & Textile Products

480

3,38

3,08

178

21,73

76,92

5.

Paper, Paper Products & Printing

245

7,03

6,62

310

30,84

26,84

6.

Leather & Leather Products

20

7

5

36

1,59

1,45

7.

Rubber & Plastic Products

25

2,00

1,90

66

5,08

10,26

8.

Chemicals & Chemical Products

81

51,73

31,38

138

40,66

28,71

(a) Heavy Industrial Chemicals

1

25

22

8

19,87

10,75

(b) Fertilisers

—

—

—

3

3,08

3,03

(c) Drugs & Pharmaceuticals

12

1,64

83

26

1,64

1,21

(d) Non-Edible Oils

3

49

56

6

5,42

3,69

(e) Other Chemicals & Chemical Products

65

49,35

29,77

95

10,65

10,04

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

32

1,79

1,70

9

76

69

11.

Basic Metals & Metal Products

127

3,90

3,68

138

14,82

18,89

(a) Iron & Steel

6

2,38

2,34

20

7,59

14,05

(b) Non-Ferrous Metals

—

—

—

4

16

15

(c) Metal Products

121

1,52

1,34

114

7,07

4,68

12.

Engineering

228

14,25

8,22

236

42,96

38,60

(a) Heavy Engineering

2

7

7

4

74

56

(b) Light Engineering

53

69

51

127

28,58

27,03

(c) Electrical Machinery & Goods

61

12,81

7,13

67

11,62

9,14

(d) Electronic Machinery &Goods

112

68

51

38

2,03

1,87

13.

Vehicles, Vehicle Parts & Transport Equipments

68

3,33

41

70

94

70

14.

Other Industries

9,217

27,35

19,07

4,892

34,39

28,04

15.

Electricity, Gas & Water

2

10

9

15

82,25

82,22

(a) Electricity Generation & Transmission

1

6

5

2

80,00

80,00

(b) Non-Conventional Energy

—

—

—

1

4

4

(c) Gas, Steam & Water Supply

1

4

4

12

2,21

2,18

16.

Construction

1,906

14,98

12,16

310

5,26

4,66

III.

TRANSPORT OPERATORS

6,240

97,90

62,16

2,786

43,40

28,43

IV.

PROFESSIONAL AND OTHER SERVICES

4,102

21,40

15,57

3,066

51,65

39,76

V.

PERSONAL LOANS

60,683

219,88

178,62

47,192

277,94

232,46

1.

Loans for Purchase of Consumer Durables

5,168

16,35

11,27

7,272

23,39

17,17

2.

Loans for Housing

5,076

63,64

55,36

5,348

91,10

79,77

3.

Rest of the Personal Loans

50,439

139,89

111,99

34,572

163,44

135,52

VI.

TRADE

32,166

142,72

105,58

18,768

175,70

135,80

1.

Wholesale Trade

634

20,90

16,93

1,083

48,94

35,39

2.

Retail Trade

31,532

121,82

88,66

17,685

126,76

100,42

VII.

FINANCE

168

1,55

1,36

309

2,81

2,18

VIII.

ALL OTHERS

27,142

113,34

84,23

16,014

170,28

137,77

TOTAL BANK CREDIT

2,36,192

1033,04

771,65

1,36,207

1436,86

1225,38

OF WHICH:1.Artisansand Village & TinyIndustries

6,432

22,49

14,59

1,604

30,22

20,96

2.Other Small Scale Industries

3,525

32,90

26,83

4,259

119,68

91,52

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

2,947

41,55

32,91

—

—

—

1.

Direct Finance

2,519

12,84

10,25

—

—

—

2.

Indirect Finance

428

28,71

22,66

—

—

—

II.

INDUSTRY

3,442

730,78

362,11

—

—

—

1.

Mining & Quarrying

49

508,43

201,20

—

—

—

2.

Food Manufacturing & Processing

115

40,99

36,25

—

—

—

(a) RiceMills, Flour & DalMills

39

4,68

3,86

—

—

—

(b) Sugar

4

29,00

26,21

—

—

—

(c) Edible Oils & Vanaspati

2

3,02

2,51

—

—

—

(d) Tea Processing

5

34

24

—

—

—

(e) Processing of Fruits & Vegetables

4

1,37

1,19

—

—

—

(f) Others

61

2,59

2,22

—

—

—

3.

Beverage & Tobacco

3

17

19

—

—

—

4.

Textiles

247

8,64

7,29

—

—

—

(a) Cotton Textiles

22

4,94

3,76

—

—

—

(b) Jute & Other Natural Fibre Textiles

3

1

1

—

—

—

(c) Handloom Textiles & Khadi

7

9

10

—

—

—

(d) Other Textiles & Textile Products

215

3,60

3,41

—

—

—

5.

Paper, Paper Products & Printing

81

6,19

6,08

—

—

—

6.

Leather & Leather Products

20

35

23

—

—

—

7.

Rubber & Plastic Products

24

3,72

3,74

—

—

—

8.

Chemicals & Chemical Products

125

38,10

20,31

—

—

—

(a) Heavy Industrial Chemicals

6

2,53

1,92

—

—

—

(b) Fertilisers

4

1,15

1,13

—

—

—

(c) Drugs & Pharmaceuticals

35

3,60

3,63

—

—

—

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

80

30,81

13,63

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

7

33

32

—

—

—

10.

Manufacture of Cement & Cement Products

19

57

41

—

—

—

11.

Basic Metals & Metal Products

59

47,45

30,76

—

—

—

(a) Iron & Steel

23

37,95

20,52

—

—

—

(b) Non-Ferrous Metals

1

60

60

—

—

—

(c) Metal Products

35

8,90

9,64

—

—

—

12.

Engineering

190

36,43

21,37

—

—

—

(a) Heavy Engineering

8

2,94

67

—

—

—

(b) Light Engineering

79

4,23

4,19

—

—

—

(c) Electrical Machinery & Goods

75

21,85

15,90

—

—

—

(d) Electronic Machinery &Goods

28

7,41

61

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

26

2,83

2,32

—

—

—

14.

Other Industries

2,105

20,65

17,10

—

—

—

15.

Electricity, Gas & Water

2

1,20

1,67

—

—

—

(a) Electricity Generation & Transmission

1

1,17

1,64

—

—

—

(b) Non-Conventional Energy

1

3

3

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

370

14,73

12,89

—

—

—

III.

TRANSPORT OPERATORS

1,986

25,79

19,20

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

2,402

40,58

31,49

—

—

—

V.

PERSONAL LOANS

38,953

313,16

268,51

—

—

—

1.

Loans for Purchase of Consumer Durables

3,428

15,91

10,64

—

—

—

2.

Loans for Housing

5,699

123,43

112,56

—

—

—

3.

Rest of the Personal Loans

29,826

173,83

145,30

—

—

—

VI.

TRADE

8,801

147,41

117,01

—

—

—

1.

Wholesale Trade

508

33,44

24,26

—

—

—

2.

Retail Trade

8,293

113,97

92,75

—

—

—

VII.

FINANCE

129

9,37

7,39

—

—

—

VIII.

ALL OTHERS

17,045

248,47

167,81

—

—

—

TOTAL BANK CREDIT

75,705

1557,11

1006,42

—

—

—

OF WHICH:1.Artisansand Village & TinyIndustries

478

8,24

6,62

—

—

—

2.Other Small Scale Industries

1,659

45,64

40,68

—

—

—