(Rs. crore)

Outstanding

Variation over

as on

Item

2000

Financial year so far

Year-on-year

Nov. 24#

Month

1999-2000

2000-2001

1999

2000

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

40,538

2,299

1,631

3,827

5,507

6,497

Borrowings from Banks⁽¹⁾

20,777

3,812

1,391

4,511

1,213

7,315

Other demand and time liabilities⁽²⁾

1,247

-46

-26

386

209

550

Liabilities to Others

Aggregate deposits@

9,17,279

27,099

61,324

1,03,934

1,02,359

1,41,930

(3.0)

(8.6)

(12.8)

(15.2)

(18.3)

[0.2]

[8.8]

[9.8]

[15.6]

[15.4]

Demand

1,28,165

-2,199

-4,577

799

12,256

15,319

Time@

7,89,114

29,297

65,901*

1,03,136*

90,102*

1,26,611*

Borrowings⁽³⁾

8,559

1,718

3,256

5,825

1,654

4,162

Other demand and time liabilities

79,004

-78

8,667*

562*

15,875*

10,263*

Borrowings from Reserve Bank

5,962

-307

3,827

-529

1,372

-759

Cash in hand and Balances with Reserve Bank

74,469

2,008

1,166

11,719

-6,668

5,393

Cash in hand

5,806

202

398

475

943

1,046

Balances with Reserve Bank

68,663

1,806

768

11,244

-7,611

4,347

Assets with the Banking System

Balance with other Banks⁽⁴⁾

15,382

-546

530

-925

2,478

1,763

Money at call and short notice

29,510

7,339

3,050

7,830

4,122

8,287

Advances to Banks

2,489

-788

213

-1,053

888

173

Other assets

1,983

23

3,588

63

3,801

-3,027

Investments⁽⁵⁾

3,54,889

15,309

46,037

45,945

49,207

54,257

(4.5)

(18.1)

(14.9)

(19.6)

(18.0)

Gover nment securities

3,23,864

15,296

46,230

45,408

49,564

54,417

Other approved securities

31,024

13

-193

536

-357

-160

Bank Credit

4,80,619

1,148

27,467

44,661

58,884

84,315

(0.2)

(7.4)

(10.2)

(17.5)

(21.3)

Food Credit

36,354

1,767

6,708

10,662

6,797

12,830

Non-food credit

4,44,265

-619

20,759

33,998

52,087

71,485

Loans, cash-credit and overdrafts

4,40,283

463

28,227

39,376

55,673

74,581

Inland bills- purchased

4,997

83

-702

209

16

805

discounted⁽⁶⁾

17,794

581

215

5,036

1,587

6,837

Foreign bills-purchased

9,021

27

-662

135

319

1,432

discounted

8,525

-5

390

-94

1,289

659

Cash-Deposit Ratio

8.12

Investment-Deposit Ratio

38.69

Credit-Deposit Ratio

52.40

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.
Note : Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for reporting purposes.