(Rs. crore)

Outstanding

Variation over

as on

Item

2001

Financial year so far

Year-on-year

Feb. 23#

Fortnight

1999-2000

2000-2001

2000

2001

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

47,183

379

3,417

10,473

5,916

11,356

Borrowings from Banks⁽¹⁾

22,553

1,419

527

6,286

–609

9,954

Other demand and time liabilities⁽²⁾

1,266

–284

280

405

359

264

Liabilities to Others

Aggregate deposits@

9,45,846

4,060

93,863

1,32,501

1,18,473

1,37,958

(0.4)

(13.1)

(16.3)

(17.2)

(17.1)

[13.5]

[13.4]

[17.6]

[14.2]

Demand

1,34,136

1,975

7,155

6,769

22,641

9,557

Time@

8,11,710

2,085

86,708*

1,25,732*

95,833*

1,28,401*

Borrowings⁽³⁾

2,773

140

1,369

39

680

265

Other demand and time liabilities

88,212

208

14,557*

9,770*

16,013*

13,581*

Borrowings from Reserve Bank

5,130

–426

4,557

–1,360

2,722

–2,321

Cash in hand and Balances with Reserve Bank

77,392

475

–61

14,643

–6,083

9,544

Cash in hand

5,517

138

389

187

704

766

Balances with Reserve Bank

71,875

337

–451

14,456

–6,787

8,778

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,377

585

1,703

1,070

2,710

2,585

Money at call and short notice

32,514

–1,643

179

10,834

–242

14,163

Advances to Banks

2,797

–290

1,554

–745

1,753

–861

Other assets

2,359

2

586

440

428

351

Investments⁽⁵⁾

3,60,879

2,694

51,549

51,935

53,285

54,736

(0.8)

(20.2)

(16.8)

(21.1)

(17.9)

Government securities

3,30,037

2,659

52,274

51.581

53,790

54,546

Other approved securities

30,842

35

–725

354

–505

190

Bank Credit

5,04,621

3,511

55,747

68,662

71,115

80,037

(0.7)

(15.1)

(15.7)

(20.1)

(18.9)

Food Credit

39,611

18

9,111

13,920

8,591

13,684

Non-food credit

4,65,009

3,493

46,636

54,742

62,524

66,352

Loans, cash-credit and overdrafts

4,63,753

3,115

53,176

62,846

66,388

73,102

Inland bills- purchased

4,934

41

–107

146

460

148

discounted⁽⁶⁾

18,562

354

1,231

5,804

2,084

6,590

Foreign bills-purchased

9,244

–124

500

358

899

493

discounted

8,127

124

947

–492

1,284

–296

Cash-Deposit Ratio

8.18

Investment-Deposit Ratio

38.15

Credit-Deposit Ratio

53.35

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.