3. Scheduled Commercial Banks - Business in India - ਆਰਬੀਆਈ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
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as on |
Variation over |
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Item |
1998 |
Financial year so far |
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Dec. 4# |
Fortnight |
1997-98 |
1998-99 |
Year |
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1 |
2 |
3 |
4 |
5 |
6 |
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Liabilities to the Banking System |
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Demand and time deposits from banks |
29,310 |
1,048 |
4,465 |
5,628 |
7,449 |
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Borrowings from Banks(1) |
10,585 |
-931 |
4,286 |
3,425 |
3,041 |
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Other demand and time liabilities(2) |
458 |
-3 |
919 |
-987 |
-1,000 |
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Liabilities to Others |
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Aggregate deposits |
6,79,704@ |
1,697 |
53,138 |
74,294 |
1,20,967 |
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(0.3) |
(10.5) |
(12.3) |
(21.7) |
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Demand |
99,225 |
-1,233 |
-2,188 |
-3,288 |
10,803 |
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Time |
5,80,480@ |
2,932 |
55,326 |
77,583 |
1,10,165 |
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Borrowings(3) |
1,072 |
-43 |
657 |
-207 |
-522 |
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Other demand and time liabilities |
45,987 |
1,841 |
575 |
6,233 |
11,159 |
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Borrowings from Reserve Bank |
4,588 |
504 |
-86 |
4,193 |
4,114 |
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Cash in hand and Balances with Reserve Bank |
73,584 |
-2,801 |
1,567 |
12,278 |
18,822 |
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Cash in hand |
3,820 |
-154 |
-42 |
212 |
515 |
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Balances with Reserve Bank |
69,764 |
-2,647 |
1,610 |
12,066 |
18,307 |
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Assets with the Banking System |
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Balance with other Banks(4) |
11,440 |
553 |
1,718 |
-112 |
1,353 |
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Money at call and short notice |
16,799 |
157 |
-853 |
7,938 |
9,693 |
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Advances to banks |
1,500 |
-364 |
-250 |
-663 |
-126 |
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Other assets |
1,112 |
46 |
120 |
-554 |
-695 |
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Investments(5) |
2,49,844 |
1,269 |
30,745 |
31,139 |
28,586 |
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(0.5) |
(16.1) |
(14.2) |
(12.9) |
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Government securities |
2,17,991 |
1,381 |
31,351 |
31,034 |
27,750 |
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Other approved securities |
31,853 |
-112 |
-607 |
105 |
836 |
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Bank Credit |
3,37,432 |
1,308 |
10,321 |
13,353 |
48,710 |
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(0.4) |
(3.7) |
(4.1) |
(16.9) |
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Food Credit |
16,006 |
-696 |
4,249 |
3,521 |
4,160 |
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Non-food credit |
3,21,426 |
2,004 |
6,072 |
9,832 |
44,550 |
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Loans, cash-credit and overdrafts |
3,09,694 |
1,127 |
10,274 |
14,959 |
47,798 |
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Inland bills- purchased |
4,445 |
155 |
206 |
-215 |
52 |
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discounted(6) |
9,412 |
131 |
97 |
-356 |
710 |
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Foreign bills-purchased |
7,390 |
110 |
-98 |
-540 |
-161 |
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discounted |
6,492 |
-213 |
-157 |
-493 |
312 |
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Cash-Deposit Ratio |
10.83 |
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Investment-Deposit Ratio |
36.76 |
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Credit-Deposit Ratio |
49.64 |
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@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 9.3 per cent and 18.4 per cent, respectively. |