(Rs. crore)

Outstanding

as on

Variation over

Item

1999

Financial year so far

Mar. 12#

Fortnight

1997-98

1998-99

Year

1

2

3

4

5

6

Liabilities to the Banking System

Demand and time deposits from banks

30,600

928

4,518

6,918

8,686

Borrowings from Banks⁽¹⁾

12,150

-1,040

3,693

4,990

5,199

Other demand and time liabilities⁽²⁾

788

38

1,303

-657

-1,054

Liabilities to Others

Aggregate deposits

6,98,338 @

3,131

77,549

92,928

1,15,190

(0.5)

(15.3)

(15.3)

(19.8)

Demand

1,02,950

717

141

437

12,199

Time

5,95,388 @

2,414

77,408

92,491

1,02,991

Borrowings⁽³⁾

1,293

-532

849

14

-492

Other demand and time liabilities

51,843

1,225

4,492

12,089

13,098

Borrowings from Reserve Bank

5,689

960

-117

5,294

5,246

Cash in hand and Balances with Reserve Bank

72,622

-1,260

12,173

11,316

7,254

Cash in hand

3,903

-96

100

295

455

Balances with Reserve Bank

68,720

-1,165

12,073

11,022

6,799

Assets with the Banking System

Balance with other Banks⁽⁴⁾

12,689

810

2,203

1,137

2,117

Money at call and short notice

16,439

-1,787

-373

7,578

8,853

Advances to banks

1,956

141

15

-207

65

Other assets

1,527

119

112

-139

-272

Investments⁽⁵⁾

2,51,966

-602

23,498

33,261

37,955

(-0.2)

(12.3)

(15.2)

(17.7)

Government securities

2,20,317

-721

22,639

33,360

38,788

Other approved securities

31,649

119

858

-99

-833

Bank Credit

3,54,742

2,695

34,579

30,663

41,763

(0.8)

(12.4)

(9.5)

(13.3)

Food Credit

16,732

-604

4,739

4,247

4,396

Non-food credit

3,38,011

3,300

29,840

26,417

37,366

Loans, cash-credit and overdrafts

3,25,407

2,614

33,515

30,672

40,270

Inland bills- purchased

4,504

25

241

-156

76

discounted⁽⁶⁾

9,619

18

446

-149

569

Foreign bills-purchased

8,168

108

73

238

445

discounted

7,045

-70

304

60

403

Cash-Deposit Ratio

10.40

Investment-Deposit Ratio

36.08

Credit-Deposit Ratio

50.80

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 12.4 per cent and 16.7 per cent, respectively.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given seperately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Note: Figures in brackets denote percentage variations in the relevant period.