(Rs. crore)
				Outstanding	Variation over
				as on
				2004		Financial year so far				Year-on-year
Item				Feb. 6#	Fortnight
						2002-2003	2003-2004			2003	2004
1				2	3	4	5			6	7
Liabilities to the Banking System
		Demand and time deposits from Banks		36,859	544	5,458	–3,596			5,340	–28
		Borrowings from Banks(1)		12,566	–525	–581	–7,072			–354	–7,103
		Other demand and time liabilities	(2)	2,718	475	560	464			805	–66
Liabilities to Others
	Aggregate deposits@			14,53,805	14,120	1,69,983	1,72,952			1,92,436	1,80,462
					(1.0)	(15.4)	(13.5)			(17.8)	(14.2)
						[16.0]	[15.4]			[18.6]	[16.1]
	Demand			1,98,725	7,959	10,081	28,436			20,028	35,596
	Time@			12,55,080	6,162	1,59,902	1,44,516			1,72,408	1,44,866
	Borrowings(3)			22,785	9	7,865	10,148			8,569	11,892
	Other demand and time liabilities			1,40,900	7,198	12,776	11,093			19,241	16,240
Borrowings from Reserve Bank				—	—	–3,614	–79			–5,744	–2
Cash in hand and Balances with Reserve Bank				74,889	–11,060	3,046	8,987			–4,785	3,196
	Cash in hand			7,569	–192	–193	2			266	1,517
	Balances with Reserve Bank			67,320	–10,868	3,239	8,986			–5,051	1,679
Assets with the Banking System
	Balance with other Banks(4)			16,892	371	–1,118	–296			76	17
	Money at call and short notice			17,522	–1,041	3,340	–14,612			2,944	–12,442
	Advances to Banks			9,888	686	1,525	2,741			998	2,790
	Other assets			2,567	50	–287	18			–36	180
Investments(5)				6,72,608	18,670	1,02,883	1,25,062			1,11,279	1,31,456
					(2.9)	(23.5)	(22.8)			(25.9)	(24.3)
	Government securities			6,45,646	18,741	1,05,869	1,22,229			1,14,271	1,28,601
	Other approved securities			26,962	–71	–2,986	2,833			–2,992	2,854
Bank Credit				8,06,180	10,829	1,16,589	76,964			1,35,532	99,868
					(1.4)	(19.8)	(10.6)			(23.7)	(14.1)
		Food Credit		36,468	–218	–3,546	–13,011			–4,549	–13,964
		Non-food credit		7,69,711	11,047	1,20,135	89,975			1,40,081	1,13,832
		Loans, cash-credit and overdrafts		7,57,382	10,358	1,13,760	75,310			1,30,760	96,016
		Inland bills- purchased		6,617	245	209	1,033			81	1,377
		discounted(6)		20,957	424	1,627	773			1,834	1,047
		Foreign bills-purchased		9,223	–381	312	–527			854	–177
		discounted		11,999	183	680	375			2,003	1,606
Cash-Deposit Ratio				5.15
Investment-Deposit Ratio				46.27
Credit-Deposit Ratio				55.45

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period. Note: Includes the impact of mergers since May 3, 2002.