(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2005

Month

Feb. 25#

2003-2004

2004-2005

2004

2005

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

35,551

–57

–3,468

–1,282

–829

–1,435

Borrowings from Banks ⁽¹⁾

25,059

–3,410

–6,106

10,032

–5,919

11,526

Other demand and time liabilities⁽²⁾

3,044

363

–3

417

97

793

Liabilities to Others

Aggregate deposits@

16,93,862

23,586

1,99,799

1,89,446

2,02,217

2,13,210

(1.4)

(15.6)

(12.6)

(15.8)

(14.4)

Demand

2,48,243

9,341

33,361

23,220

39,144

44,592

Time@

14,45,619

14,245

1,66,437

1,66,226

1,63,072

1,68,618

[14,42,051]

[1,62,657]

[1,65,049]

Borrowings⁽³⁾

68,381

1,750

11,650

43,711

10,741

44,093

Other demand and time liabilities

1,70,131

4,629

12,233

22,047

14,032

28,092

Borrowings from Reserve Bank

—

—

–79

—

–696

—

Cash in hand and Balances with Reserve Bank

1,04,106

–1,240

15,478

27,211

5,041

22,726

Cash in hand

8,930

–1

811

1,032

1,550

551

Balances with Reserve Bank

95,176

–1,238

14,666

26,179

3,490

22,175

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,179

829

–801

1,217

324

1,792

Money at call and short notice

17,944

–4,000

–14,684

–114

–12,389

493

Advances to Banks

9,243

–115

2,979

–1,280

2,748

–882

Other assets

2,433

29

–105

–204

–27

–11

Investments ⁽⁵⁾

7,32,388

19,211

1,30,589

54,800

1,36,280

54,254

(2.7)

(23.8)

(8.1)

(25.2)

(8.0)

Government securities

7,07,022

19,492

1,31,713

52,265

1,37,608

51,892

[6,94,830]

[40,072]

[39,700]

Other approved securities

25,366

–281

–1,124

2,536

–1,328

2,361

Bank Credit

10,63,599

16,818

90,972

2,22,814

1,05,298

2,43,412

(1.6)

(12.5)

(26.5)

(14.7)

(29.7)

Food Credit

41,135

–804

–13,842

5,174

–14,523

5,498

Non-food credit

10,22,464

17,621

1,04,815

2,17,640

1,19,821

2,37,913

[9,89,782]

[1,84,958]

[2,05,231]

Loans, cash-credit and overdrafts

10,04,663

15,667

87,390

2,15,423

1,00,822

2,35,201

Inland bills- purchased

6,975

–311

1,583

5

1,740

–193

discounted⁽⁶⁾

25,425

192

748

3,695

600

4,493

Foreign bills-purchased

10,759

322

–84

646

152

1,093

discounted

15,778

947

1,336

3,045

1,985

2,818

Cash-Deposit Ratio

6.15

Investment-Deposit Ratio

43.24

Credit-DepositRatio

62.79

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000.
Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003.
(1)Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding
items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given
separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Based on Special Returns submited by the banks as required when the last Friday of the month is not an alternate
Friday for the reporting purposes.
2. Includes the impact of mergers since May 3, 2002.
3. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.