(Rs. crore)

Variation over

Financial year so far

Year-on-year

2008-2009

2009-2010

2008

2009

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and Time Deposits from Banks

49,844

-1,142

-5,254

988

8,454

8,320

Borrowings from Banks⁽¹⁾

23,961

1,905

-7,397

-5,526

-1,500

-1,639

Other Demand and Time Liabilities⁽²⁾

16,778

-1,051

6,936

-4,995

9,725

-8,537

Liabilities to Others

Aggregate Deposits

39,66,148

-5,502

55,203

1,32,039

5,85,418

7,14,006

(-0.1)

(1.7)

(3.4)

(22.0)

(22.0)

Demand

4,90,623

1,670

-77,630

-32,461

58,847

43,944

Time

34,75,525

-7,173

1,32,833

1,64,500

5,26,571

6,70,062

Borrowings⁽³⁾

98,151

-2,950

-1,116

-15,785

22,537

-7,237

Other Demand and Time Liabilities

3,14,185

5,129

-4,133

6,665

73,937

19,963

Borrowings from Reserve Bank

1,800

91

-2,388

-9,928

1,511

188

Cash in Hand and Balances with Reserve Bank

2,31,212

-8,482

26,138

-27,263

1,04,619

-70,092

Cash in Hand

26,220

1,164

1,861

5,939

3,820

6,315

Balances with Reserve Bank

2,04,992

-9,646

24,277

-33,202

1,00,799

-76,407

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

54,937

3,238

-2,480

2,028

6,219

21,401

Money at Call and Short Notice

14,339

1,282

-8,263

-699

-681

2,677

Advances to Banks

1,676

-85

-534

-1,227

-433

-1,569

Other Assets

40,546

-2,417

9,480

-11,175

19,068

-90

Investments⁽⁵⁾

12,92,305

17,369

33,051

1,25,894

1,63,567

2,87,538

(1.4)

(3.4)

(10.8)

(19.4)

(28.6)

Government Securities

12,75,494

17,927

33,245

1,19,708

1,65,782

2,83,587

Other Approved Securities

16,811

-557

-194

6,186

-2,214

3,951

Bank Credit

27,70,216

13,006

31,325

-5,334

4,98,397

3,76,977

(0.5)

(1.3)

(-0.2)

(26.3)

(15.8)

Food Credit

60,661

1,553

5,748

14,450

6,191

10,515

Non-Food credit

27,09,554

11,452

25,577

-19,784

4,92,207

3,66,462

Loans, Cash-credit and Overdrafts

26,78,657

13,102

31,771

2,980

4,75,039

3,85,310

Inland Bills-   Purchased

10,572

-219

-907

-1,142

586

-1,115

Discounted⁽⁶⁾

43,372

103

2,509

214

12,793

309

Foreign Bills- Purchased

16,158

306

-1,201

-2,364

2,473

860

Discounted

21,457

-287

-847

-5,022

7,505

-8,386

Cash-Deposit Ratio

5.83

Investment-Deposit Ratio

32.58

Credit-Deposit Ratio

69.85

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.