Scheduled Commercial Banks - Business in India - ਆਰਬੀਆਈ - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
||||||
Item |
Outstanding |
Variation over |
||||
Fortnight |
Financial year so far |
Year-on-year |
||||
2008-2009 |
2009-2010 |
2009 |
2010 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
|
|
|
|
|
|
Demand and Time Deposits from Banks |
55,418 |
1,914 |
-2,508 |
6,562 |
4,318 |
11,147 |
Borrowings from Banks(1) |
17,996 |
-1,245 |
-7,401 |
-11,492 |
-550 |
-7,600 |
Other Demand and Time Liabilities(2) |
5,557 |
26 |
7,027 |
-16,216 |
7,351 |
-19,849 |
Liabilities to Others |
|
|
|
|
|
|
Aggregate Deposits |
42,95,391 |
52,818 |
4,71,435 |
4,61,282 |
5,76,664 |
6,27,017 |
|
|
(1.2) |
(14.7) |
(12.0) |
(18.7) |
(17.1) |
Demand |
5,61,194 |
20,534 |
-61,848 |
38,109 |
-52,589 |
98,733 |
Time |
37,34,198 |
32,284 |
5,33,284 |
4,23,173 |
6,29,253 |
5,28,284 |
Borrowings(3) |
1,03,196 |
3,159 |
7,674 |
-10,740 |
18,720 |
-10,982 |
Other Demand and Time Liabilities |
3,23,289 |
4,914 |
6,638 |
15,769 |
11,956 |
18,296 |
Borrowings from Reserve Bank |
— |
-390 |
2,261 |
-11,728 |
5,537 |
-6,261 |
Cash in Hand and Balances with Reserve Bank |
2,60,311 |
4,742 |
-56,879 |
1,836 |
-93,200 |
42,025 |
Cash in Hand |
26,067 |
1,063 |
3,565 |
5,787 |
3,182 |
4,458 |
Balances with Reserve Bank |
2,34,244 |
3,679 |
-60,445 |
-3,951 |
-96,382 |
37,566 |
Assets with the Banking System |
|
|
|
|
|
|
Balance with Other Banks(4) |
51,557 |
2,137 |
7,030 |
-1,353 |
4,467 |
8,510 |
Money at Call and Short Notice |
8,722 |
-770 |
-4,326 |
-6,316 |
760 |
-6,877 |
Advances to Banks |
2,139 |
-332 |
-1,026 |
-764 |
-503 |
-614 |
Other Assets |
25,524 |
341 |
13,342 |
-26,197 |
14,216 |
-18,974 |
Investments(5) |
14,01,558 |
21,401 |
1,96,590 |
2,35,148 |
2,17,352 |
2,33,253 |
|
|
(1.6) |
(20.2) |
(20.2) |
(22.9) |
(20.0) |
Government Securities |
13,87,245 |
21,191 |
1,99,677 |
2,31,460 |
2,20,551 |
2,28,907 |
Other Approved Securities |
14,313 |
211 |
-3,086 |
3,688 |
-3,198 |
4,346 |
Bank Credit |
30,29,079 |
20,170 |
2,75,867 |
2,53,530 |
4,27,464 |
3,91,299 |
|
|
(0.7) |
(11.7) |
(9.1) |
(19.3) |
(14.8) |
Food Credit |
43,915 |
1,381 |
1,122 |
-2,296 |
4,329 |
-1,605 |
Non-Food credit |
29,85,164 |
18,789 |
2,74,745 |
2,55,826 |
4,23,135 |
3,92,904 |
Loans, Cash-credit and Overdrafts |
29,22,026 |
19,994 |
2,84,044 |
2,46,350 |
4,27,084 |
3,76,407 |
Inland Bills- Purchased |
11,513 |
165 |
196 |
-201 |
1,494 |
-1,277 |
Discounted(6) |
55,387 |
328 |
-2,542 |
12,230 |
1,205 |
17,376 |
Foreign Bills- Purchased |
15,456 |
-226 |
-119 |
-3,066 |
2,608 |
-924 |
Discounted |
24,697 |
-90 |
-5,712 |
-1,782 |
-4,926 |
-282 |
Cash-Deposit Ratio |
6.06 |
|
|
|
|
|
Investment-Deposit Ratio |
32.63 |
|
|
|
|
|
Credit-Deposit Ratio |
70.52 |
|
|
|
|
|
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |