(Rs. crore)

Item

Outstanding
as on 2010 Apr. 30#

Variation over

Month

Financial year so far

Year-on-year

2009-2010

2010-2011

2009

2010

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and Time Deposits from Banks

61,215

–2,756

2,958

–2,756

8,569

9,401

Borrowings from Banks⁽¹⁾

22,173

–8,294

–4,960

–8,294

–4,685

–2,354

Other Demand and Time Liabilities⁽²⁾

7,597

1,638

–2,694

1,638

–109

–11,482

Liabilities to Others

Aggregate Deposits

45,57,391

70,817

1,15,672

70,817

7,26,516

6,07,609

(1.6)

(3.0)

(1.6)

(22.5)

(15.4)

Demand

5,96,803

–42,335

–28,317

–42,335

40,868

1,02,035

Time

39,60,588

1,13,152

1,43,989

1,13,152

6,85,648

5,05,575

Borrowings⁽³⁾

1,27,556

23,055

–11,328

23,055

3,688

24,947

Other Demand and Time Liabilities

3,42,132

11,879

39,062

11,879

51,016

–4,450

Borrowings from Reserve Bank

—

–42

–11,728

–42

–167

—

Cash in Hand and Balances with Reserve Bank

3,40,055

33,334

–38,956

33,334

–68,094

1,20,536

Cash in Hand

28,294

2,963

5,022

2,963

7,189

2,992

Balances with Reserve Bank

3,11,761

30,371

–43,978

30,371

–75,283

1,17,544

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

54,301

–5,106

525

–5,106

18,894

868

Money at Call and Short Notice

9,304

–5,629

–832

–5,629

–1,514

–4,902

Advances to Banks

9,582

–311

–594

–311

–1,156

7,273

Other Assets

40,172

–5,162

–9,316

–5,162

10,660

–2,233

Investments⁽⁵⁾

14,24,671

41,987

1,02,200

41,987

2,58,795

1,56,060

(3.0)

(8.8)

(3.0)

(25.6)

(12.3)

Government Securities

14,18,491

42,787

1,02,481

42,787

2,61,259

1,60,224

Other Approved Securities

6,180

–800

–281

–800

–2,463

–4,164

Bank Credit

32,37,600

–2,799

–22,553

–2,799

4,04,896

4,84,604

(–0.1)

(–0.8)

(–0.1)

(17.2)

(17.6)

Food Credit

54,273

5,784

9,007

5,784

5,176

–944

Non-Food credit

31,83,326

–8,583

–31,560

–8,583

3,99,720

4,85,548

Loans, Cash-credit and Overdrafts

31,15,923

–2,010

–17,740

–2,010

4,07,922

4,57,987

Inland Bills-Purchased

11,456

–333

52

–333

–819

–309

Discounted⁽⁶⁾

63,004

957

570

957

2,818

19,277

Foreign Bills-Purchased

15,464

–615

–2,485

–615

–196

–574

Discounted

31,752

–799

–2,950

–799

–4,830

8,223

Cash-Deposit Ratio

7.46

Investment-Deposit Ratio

31.26

Credit-Deposit Ratio

71.04

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes : 1. Includes the impact of mergers since May 3, 2002.
2. Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.
3. Year on year variation for the year 2009 are over the level of reporting Friday of the previous year.