(` crore)

Item

Outstanding
as on Jul.
15 # 2011

Variation over

Fortnight

Financial year so far

Year-on-year

2010-2011

2011-2012

2010

2011

1

2

3

4

5

6

Liabilities to the Banking System

Demand and Time Deposits from Banks

69,189

–7,544

–2,804

–4,553

9,871

7,062

Borrowings from Banks⁽¹⁾

34,985

9,925

–2,288

5,261

9,167

4,915

Other Demand and Time Liabilities⁽²⁾

9,912

–226

1,580

2,787

–7,640

2,354

Liabilities to Others

Aggregate Deposits

54,17,244

–71,438

1,03,899

2,09,275

5,88,142

8,20,519

(–1.3)

(2.3)

(4.0)

(14.7)

(17.9)

Demand

5,44,961

–58,074

–68,616

–96,744

82,925

–32,033

Time

48,72,283

–13,363

1,72,514

3,06,019

5,05,217

8,52,552

Borrowings⁽³⁾

1,47,435

–11,375

14,986

16,094

16,532

28,171

Other Demand and Time Liabilities

3,51,310

–11,065

–9,232

9,506

12,627

31,121

Borrowings from Reserve Bank

3,957

2,210

2,676

–1,075

2,253

1,239

Cash in Hand and Balances with Reserve Bank

3,83,185

–33,003

10,808

33,676

80,374

65,409

Cash in Hand

34,147

–835

2,802

3,801

3,866

5,768

Balances with Reserve Bank

3,49,038

–32,168

8,007

29,875

76,508

59,642

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

49,683

–8,430

–11,872

–6,455

1,764

–866

Money at Call and Short Notice

22,555

7,840

482

5,949

6,318

4,405

Advances to Banks

9,227

–2,408

–3,970

–3,342

4,350

3,305

Other Assets

64,965

–11,174

3,763

–4,108

10,925

16,739

Investments⁽⁵⁾

16,72,123

68,697

56,820

1,70,504

1,23,467

2,30,550

(4.3)

(4.1)

(11.4)

(9.4)

(16.0)

Government Securities

16,67,277

68,755

57,456

1,70,129

1,26,865

2,31,427

Other Approved Securities

4,845

–58

–636

374

–3,398

–876

Bank Credit

40,14,556

–71,771

1,19,379

72,473

5,90,666

6,50,389

(–1.8)

(3.7)

(1.8)

(21.3)

(19.3)

Food Credit

76,440

–3,168

–3,085

12,157

–2,744

31,035

Non-Food credit

39,38,116

–68,603

1,22,464

60,316

5,93,410

6,19,354

Loans, Cash-credit and Overdrafts

38,67,855

–68,776

1,18,024

73,849

5,61,067

6,27,673

Inland Bills-Purchased

10,681

–1,646

–2,074

–2,763

–717

742

Discounted⁽⁶⁾

84,109

–400

3,231

4,243

20,984

18,659

Foreign Bills-Purchased

17,683

–740

313

–900

723

1,238

Discounted

34,227

–209

–115

–1,956

8,610

2,077

Cash-Deposit Ratio

7.07

Investment-Deposit Ratio

30.87

Credit-Deposit Ratio

74.11

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

Note : Includes the impact of mergers since May 3, 2002.