(` Billion)

Liabilities to the Banking System

Demand and Time Deposits from Banks

773.2

13.6

–33.9

–69.3

67.9

69.7

Borrowings from Banks ⁽¹⁾

265.8

–37.3

–62.1

–53.4

31.0

30.7

Other Demand and Time Liabilities ⁽²⁾

73.6

8.4

26.1

12.2

28.3

–23.7

Liabilities to Others

Aggregate Deposits

64,358.2

472.1

4,499.7

5,267.4

8,451.5

7,778.8

(0.7)

(8.6)

(8.9)

(17.6)

(13.7)

Demand

5,952.0

95.4

–761.9

–301.3

–250.4

296.9

Time

58,406.3

376.9

5,261.6

5,568.8

8,701.9

7,482.1

Borrowings ⁽³⁾

1,932.8

15.2

385.2

–131.7

625.1

234.2

Other Demand and Time Liabilities

3,666.3

125.6

126.1

–67.6

177.5

122.1

Borrowings from Reserve Bank

183.9

19.1

–41.6

96.4

–30.0

175.2

Cash in Hand and Balances with Reserve Bank

3,388.6

–329.8

306.7

–205.4

401.0

–413.1

Cash in hand

424.2

34.4

83.0

62.9

100.4

37.8

Balances with Reserve Bank

2,964.4

–364.2

223.6

–268.3

300.7

–450.9

Assets with the Banking System

Balances with Other Banks ⁽⁴⁾

804.2

–39.2

20.3

97.7

114.9

222.6

Money at Call and Short Notice

213.9

–1.7

2.8

–18.9

51.9

45.0

Advances to Banks

69.8

–2.0

–58.1

–66.0

28.0

2.2

Other Assets

715.0

12.2

16.7

11.1

180.8

7.6

Investments ⁽⁵⁾

19,902.5

321.7

2,314.0

2,524.6

2,447.8

2,572.3

(1.6)

(15.4)

(14.5)

(16.4)

(14.8)

Government Securities

19,872.1

321.4

2,318.9

2,522.0

2,457.3

2,581.8

Other Approved Securities

30.3

0.3

–4.9

2.6

–9.5

–9.5

Bank Credit

48,597.5

438.1

2,397.6

2,479.0

6,514.5

6,779.1

(0.9)

(6.1)

(5.4)

(18.5)

(16.2)

Food Credit

1,039.4

87.2

131.8

226.4

237.2

264.8

Non-food credit

47,558.1

350.9

2,265.8

2,252.6

6,277.3

6,514.3

Loans, Cash credit and Overdrafts

46,876.6

449.6

2,383.6

2,516.8

6,265.7

6,552.9

Inland Bills – Purchased

218.1

6.5

1.5

54.6

27.5

82.2

Discounted ⁽⁶⁾

925.3

–8.0

5.5

–54.5

154.9

121.1

Foreign Bills – Purchased

181.5

–6.7

0.4

–30.2

9.5

–4.8

Discounted

396.3

–3.1

6.6

–7.6

56.8

27.8

Cash-Deposit Ratio

5.27

Investment-Deposit Ratio

30.92

Credit-Deposit Ratio

75.51

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under ‘Liabilities to Others’.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other accounts.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note: Includes the impact of mergers since May 3,2002.