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Official Website of Reserve Bank of India
Scheduled Commercial Banks - Business in India
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Scheduled Commercial Banks - Business in India
ਤਾਰੀਖ: ਅਕਤੂਬਰ 03, 2025
| (₹ Crore) | ||||||
| Item | Outstanding as on Sep. 19, 2025 | Variation over | ||||
| Fortnight | Financial Year so far | Year-on-Year | ||||
| 2024-25 | 2025-26 | 2024 | 2025 | |||
| 1 | 2 | 3 | 4 | 5 | 6 | |
| 1 Liabilities to the Banking System | ||||||
| 1.1 Demand and Time Deposits from Banks | 319557 | -2766 | 10732 | 10143 | 66256 | 14354 |
| 1.2 Borrowings from Banks | 84797 | -12020 | -48333 | -27179 | -61023 | -49299 |
| 1.3 Other Demand and Time Liabilities | 26959 | -776 | -49611 | -2957 | -47718 | 4118 |
| 2 Liabilities to Others | ||||||
| 2.1 Aggregate Deposits | 23545571 | -123339 | 1030441 | 964970 | 2225002 | 2039904 |
| 2.1a Growth (Per cent) | -0.5 | 5.0 | 4.3 | 11.5 | 9.5 | |
| 2.1.1 Demand | 2847059 | -44451 | 54520 | 149010 | 293782 | 348686 |
| 2.1.2 Time | 20698512 | -78888 | 975921 | 815959 | 1931220 | 1691218 |
| 2.2 Borrowings | 858518 | 41949 | 101684 | -56730 | 39999 | -21108 |
| 2.3 Other Demand and Time Liabilities | 1074849 | -40551 | 93769 | 13217 | 153957 | 43652 |
| 3. Borrowings from Reserve Bank | 57401 | 53465 | -171493 | -254065 | -136725 | 6178 |
| 4 Cash in Hand and Balances with Reserve Bank | 966350 | -44356 | 21585 | 2062 | -10986 | -76150 |
| 4.1 Cash in hand | 81413 | -2693 | -3187 | -461 | -7896 | -4833 |
| 4.2 Balances with Reserve Bank | 884937 | -41663 | 24772 | 2523 | -3091 | -71317 |
| 5 Assets with the Banking System | ||||||
| 5.1 Balances with Other Banks | 241013 | -5275 | 14058 | 25212 | 30636 | 28628 |
| 5.2 Money at Call and Short Notice | 14110 | -11388 | 2371 | -11728 | -7902 | -616 |
| 5.3 Advances to Banks | 31241 | 2153 | -4532 | -8263 | -2964 | -12595 |
| 5.4 Other Assets | 64462 | -1697 | -40479 | -2891 | -18569 | -10483 |
| 6 Investments | 6846256 | 26259 | 297486 | 148328 | 422687 | 442212 |
| 6.1a Growth (Per cent) | 0.4 | 4.9 | 2.2 | 7.1 | 6.9 | |
| 6.1 Government Securities | 6845737 | 26199 | 297786 | 148439 | 422735 | 442342 |
| 6.2 Other Approved Securities | 519 | 60 | -300 | -111 | -47 | -130 |
| 7 Bank Credit | 18902934 | 102248 | 692888 | 658961 | 1973738 | 1777882 |
| 7.1a Growth (Per cent) | 0.5 | 4.2 | 3.6 | 13.0 | 10.4 | |
| 7a.1 Food Credit | 45284 | -296 | -3155 | 8753 | 1061 | 25359 |
| 7a.2 Non-food credit | 18857649 | 102544 | 696043 | 650208 | 1972677 | 1752523 |
| 7b.1 Loans, Cash credit and Overdrafts | 18554398 | 97206 | 685807 | 644547 | 1928581 | 1734288 |
| 7b.2 Inland Bills - Purchased | 79646 | 912 | 4691 | 4683 | 20172 | 14489 |
| 7b.3 Discounted | 234632 | 4480 | 4944 | 13573 | 27455 | 32331 |
| 7b.4 Foreign Bills - Purchased | 12651 | -394 | -1161 | -2471 | -1249 | -2600 |
| 7b.5 Discounted | 21606 | 44 | -1392 | -1371 | -1221 | -626 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. | ||||||
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