(Amount in Crores of Rupees)

SCHEDULED COMMERCIAL BANKS

ALL SCHEDULED BANKS

(Including RRBs)

I

LIABILITIES TO THE BKG.SYSTEM (A)

12.11.2004

28.10.2005

*

11.11.2005

*

12.11.2004

28.10.2005

*

11.11.2005

*

a) Demand & Time deposits from bks.

34785.70

39319.79

40218.21

36872.23

40916.62

41823.85

**

b) Borrowings from banks

27345.57

32030.52

33375.78

27642.21

32053.53

33489.76

c) Other demand & time liabilities

2787.08

6192.33

5956.79

2788.10

6193.92

5956.79

II

LIABILITIES TO OTHERS (A)

a) Deposits (other than from banks)

1596564.89

1911209.32

1913923.86

1666427.80

1984253.45

1986269.24

i) Demand

222790.47

288620.68

286264.51

229768.27

296635.52

294135.52

ii) Time

1373774.42

1622588.64

1627659.35

1436659.53

1687617.93

1692133.72

b) Borrowings @

66038.05

81790.14

80755.73

66677.60

82974.63

81743.82

c) Other demand & time liabilities

161021.67

195361.72

191852.36

163422.64

197650.36

194154.36

III

BORROWINGS FROM R.B.I. (B)

1210.30

0.00

966.08

1286.81

13.85

1029.93

Against usance bills and / or prom. Notes

0

0

0

0

0

0

IV

CASH

8773.89

10837.66

10971.77

9208.61

11311.06

11444.16

V

BALANCES WITH R.B.I. (B)

84973.10

104663.14

106701.28

88756.96

108420.90

110517.02

VI

ASSETS WITH BANKING SYSTEM

a) Balances with other banks

i) In current accounts

7279.23

11729.20

10828.64

8145.72

12613.36

11747.38

ii) In other accounts

9323.31

12357.48

13064.12

10957.61

15083.38

15641.98

b) Money at call & short notice

20312.41

23483.32

25377.50

23932.21

26586.42

28465.36

c) Advances to banks(i.e.due from bks.)

9252.85

3204.69

3245.92

9682.02

3872.59

3914.45

£

d) Other assets

2558.13

3939.52

3672.48

2953.39

4926.59

4649.55

VII

INVESTMENTS ( At book value )

690046.41

754054.95

742000.21

722085.11

786681.66

774766.64

a) Central & State Govt.securities+

668616.27

729790.92

717736.15

698867.81

761236.28

749342.03

b) Other approved securities

21430.14

24264.03

24264.06

23217.30

25445.38

25424.61

VIII

BANK CREDIT (Excl.inter-bnk.advance)

999346.69

1284399.95

1300231.73

1054797.13

1344980.41

1360879.78

a) Loans, cash credits & Overdrafts $

943532.15

1220204.43

1235299.58

997746.82

1279629.32

1294829.53

b) Inland Bills purchased

7702.74

9830.54

9907.29

8035.43

10167.23

10219.47

c) Inland Bills discounted

23215.28

25296.17

25719.32

23692.64

25603.77

26013.09

d) Foreign Bills purchased

10415.89

11121.96

10918.67

10445.24

11146.86

10944.44

e) Foreign Bills discounted

14480.63

17946.85

18386.87

14877.00

18433.23

18873.25

NOTE

* Provisional figures incorporated in respect of such banks as have not been able to submit final figures.

(A) Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks.

** This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a).

@ Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India.

(B) The figures relating to Scheduled Commercial Banks' Borrowings in India from Reserve Bank and balances with Reserve Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934.

£ This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a).

+ Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations.

$ Includes advances granted by Scheduled Commercial Banks and State Co-operative Banks to Public Food Procurement Agencies (viz. Food Corporation of India, State Government and their agencies under the Food consortium).

12.11.2004

28.10.2005

11.11.2005

Scheduled Commercial Banks

41227.93

39805.02

41233.01

State Co-operative Banks

2755.00

2855.00

2855.00

The expression ' Banking System ' or ' Banks ' means the banks and any other financial institution referred to in sub-clauses (i) to (vi) of clause (d) of the explanation below Section 42(1) of the Reserve Bank of India Act, 1934.

23RD NOVEMBER 2005

02 AGRAHAYANA (SAKA) 1927